Civic Intelligence

Stern & Kilcullen LLC

Plan context: Stern & Kilcullen 401(K) & Plan

EIN 22-3052347 • Florham Park, NJ • 24 filings • 5 plans

325 Columbia Turnpike Suite 110Florham Park, NJ 07932
Current Snapshot

Latest Year

2025

2025 Participants

24

2025 Assets

$11,778,172

2025 Contributions

$580,010

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$11,778,172$5,889,086$0200120142025YearValue
$11,778,172Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

42210200120142025YearValue
24Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025124$11,778,172$580,010$24,167iApproximate average salary by contribution assumption: employee only about $604,177 at 4% or $402,785 at 6%; with 50% employer match about $402,785 at 4% or $268,523 at 6%; with 100% employer match about $302,089 at 4% or $201,392 at 6%.
Stern & Kilcullen 401(K) & Plan-24$11,778,172$580,010$24,167iApproximate average salary by contribution assumption: employee only about $604,177 at 4% or $402,785 at 6%; with 50% employer match about $402,785 at 4% or $268,523 at 6%; with 100% employer match about $302,089 at 4% or $201,392 at 6%.
2024124$10,617,648$564,116$23,505iApproximate average salary by contribution assumption: employee only about $587,621 at 4% or $391,747 at 6%; with 50% employer match about $391,747 at 4% or $261,165 at 6%; with 100% employer match about $293,810 at 4% or $195,874 at 6%.
Stern & Kilcullen 401(K) & Plan-24$10,617,648$564,116$23,505iApproximate average salary by contribution assumption: employee only about $587,621 at 4% or $391,747 at 6%; with 50% employer match about $391,747 at 4% or $261,165 at 6%; with 100% employer match about $293,810 at 4% or $195,874 at 6%.
2023126$9,027,957$554,869$21,341iApproximate average salary by contribution assumption: employee only about $533,528 at 4% or $355,685 at 6%; with 50% employer match about $355,685 at 4% or $237,124 at 6%; with 100% employer match about $266,764 at 4% or $177,843 at 6%.
Stern & Kilcullen 401(K) & Plan-26$9,027,957$554,869$21,341iApproximate average salary by contribution assumption: employee only about $533,528 at 4% or $355,685 at 6%; with 50% employer match about $355,685 at 4% or $237,124 at 6%; with 100% employer match about $266,764 at 4% or $177,843 at 6%.
2022125$7,342,630$504,566$20,183iApproximate average salary by contribution assumption: employee only about $504,566 at 4% or $336,377 at 6%; with 50% employer match about $336,377 at 4% or $224,252 at 6%; with 100% employer match about $252,283 at 4% or $168,189 at 6%.
Stern & Kilcullen 401(K) & Plan-25$7,342,630$504,566$20,183iApproximate average salary by contribution assumption: employee only about $504,566 at 4% or $336,377 at 6%; with 50% employer match about $336,377 at 4% or $224,252 at 6%; with 100% employer match about $252,283 at 4% or $168,189 at 6%.
2021127$9,004,335$494,013$18,297iApproximate average salary by contribution assumption: employee only about $457,419 at 4% or $304,946 at 6%; with 50% employer match about $304,946 at 4% or $203,298 at 6%; with 100% employer match about $228,710 at 4% or $152,473 at 6%.
Stern & Kilcullen 401(K) & Plan-27$9,004,335$494,013$18,297iApproximate average salary by contribution assumption: employee only about $457,419 at 4% or $304,946 at 6%; with 50% employer match about $304,946 at 4% or $203,298 at 6%; with 100% employer match about $228,710 at 4% or $152,473 at 6%.
2020126$7,437,513$489,445$18,825iApproximate average salary by contribution assumption: employee only about $470,620 at 4% or $313,747 at 6%; with 50% employer match about $313,747 at 4% or $209,165 at 6%; with 100% employer match about $235,310 at 4% or $156,873 at 6%.
Stern & Kilcullen 401(K) & Plan-26$7,437,513$489,445$18,825iApproximate average salary by contribution assumption: employee only about $470,620 at 4% or $313,747 at 6%; with 50% employer match about $313,747 at 4% or $209,165 at 6%; with 100% employer match about $235,310 at 4% or $156,873 at 6%.
2019127$6,035,999$494,298$18,307iApproximate average salary by contribution assumption: employee only about $457,683 at 4% or $305,122 at 6%; with 50% employer match about $305,122 at 4% or $203,415 at 6%; with 100% employer match about $228,842 at 4% or $152,561 at 6%.
Stern & Kilcullen 401(K) & Plan-27$6,035,999$494,298$18,307iApproximate average salary by contribution assumption: employee only about $457,683 at 4% or $305,122 at 6%; with 50% employer match about $305,122 at 4% or $203,415 at 6%; with 100% employer match about $228,842 at 4% or $152,561 at 6%.
2018125$4,720,730$426,162$17,046iApproximate average salary by contribution assumption: employee only about $426,162 at 4% or $284,108 at 6%; with 50% employer match about $284,108 at 4% or $189,405 at 6%; with 100% employer match about $213,081 at 4% or $142,054 at 6%.
Stern & Kilcullen 401(K) & Plan-25$4,720,730$426,162$17,046iApproximate average salary by contribution assumption: employee only about $426,162 at 4% or $284,108 at 6%; with 50% employer match about $284,108 at 4% or $189,405 at 6%; with 100% employer match about $213,081 at 4% or $142,054 at 6%.
2017120$4,668,164$384,801$19,240iApproximate average salary by contribution assumption: employee only about $481,001 at 4% or $320,668 at 6%; with 50% employer match about $320,668 at 4% or $213,778 at 6%; with 100% employer match about $240,501 at 4% or $160,334 at 6%.
Stern & Kilcullen 401(K) & Plan-20$4,668,164$384,801$19,240iApproximate average salary by contribution assumption: employee only about $481,001 at 4% or $320,668 at 6%; with 50% employer match about $320,668 at 4% or $213,778 at 6%; with 100% employer match about $240,501 at 4% or $160,334 at 6%.
2016121$4,099,540$348,001$16,571iApproximate average salary by contribution assumption: employee only about $414,287 at 4% or $276,191 at 6%; with 50% employer match about $276,191 at 4% or $184,128 at 6%; with 100% employer match about $207,143 at 4% or $138,096 at 6%.
Stern & Kilcullen 401(K) & Plan-21$4,099,540$348,001$16,571iApproximate average salary by contribution assumption: employee only about $414,287 at 4% or $276,191 at 6%; with 50% employer match about $276,191 at 4% or $184,128 at 6%; with 100% employer match about $207,143 at 4% or $138,096 at 6%.
2015122$3,325,654$312,413$14,201iApproximate average salary by contribution assumption: employee only about $355,015 at 4% or $236,677 at 6%; with 50% employer match about $236,677 at 4% or $157,784 at 6%; with 100% employer match about $177,507 at 4% or $118,338 at 6%.
Stern & Kilcullen 401(K) & Plan-22$3,325,654$312,413$14,201iApproximate average salary by contribution assumption: employee only about $355,015 at 4% or $236,677 at 6%; with 50% employer match about $236,677 at 4% or $157,784 at 6%; with 100% employer match about $177,507 at 4% or $118,338 at 6%.
2014123$3,453,275$293,038$12,741iApproximate average salary by contribution assumption: employee only about $318,520 at 4% or $212,346 at 6%; with 50% employer match about $212,346 at 4% or $141,564 at 6%; with 100% employer match about $159,260 at 4% or $106,173 at 6%.
Stern & Kilcullen 401(K) & Plan-23$3,453,275$293,038$12,741iApproximate average salary by contribution assumption: employee only about $318,520 at 4% or $212,346 at 6%; with 50% employer match about $212,346 at 4% or $141,564 at 6%; with 100% employer match about $159,260 at 4% or $106,173 at 6%.
2013126$3,031,505$290,526$11,174iApproximate average salary by contribution assumption: employee only about $279,352 at 4% or $186,235 at 6%; with 50% employer match about $186,235 at 4% or $124,156 at 6%; with 100% employer match about $139,676 at 4% or $93,117 at 6%.
Stern & Kilcullen 401(K) & Plan-26$3,031,505$290,526$11,174iApproximate average salary by contribution assumption: employee only about $279,352 at 4% or $186,235 at 6%; with 50% employer match about $186,235 at 4% or $124,156 at 6%; with 100% employer match about $139,676 at 4% or $93,117 at 6%.
2012118$2,503,659$273,740$15,208iApproximate average salary by contribution assumption: employee only about $380,194 at 4% or $253,463 at 6%; with 50% employer match about $253,463 at 4% or $168,975 at 6%; with 100% employer match about $190,097 at 4% or $126,731 at 6%.
Stern & Kilcullen 401(K) & Plan-18$2,503,659$273,740$15,208iApproximate average salary by contribution assumption: employee only about $380,194 at 4% or $253,463 at 6%; with 50% employer match about $253,463 at 4% or $168,975 at 6%; with 100% employer match about $190,097 at 4% or $126,731 at 6%.
2011118$2,144,424$289,461$16,081iApproximate average salary by contribution assumption: employee only about $402,029 at 4% or $268,019 at 6%; with 50% employer match about $268,019 at 4% or $178,680 at 6%; with 100% employer match about $201,015 at 4% or $134,010 at 6%.
Stern & Kilcullen 401(K) & Plan-18$2,144,424$289,461$16,081iApproximate average salary by contribution assumption: employee only about $402,029 at 4% or $268,019 at 6%; with 50% employer match about $268,019 at 4% or $178,680 at 6%; with 100% employer match about $201,015 at 4% or $134,010 at 6%.
2010129$2,133,071$385,691$13,300iApproximate average salary by contribution assumption: employee only about $332,492 at 4% or $221,661 at 6%; with 50% employer match about $221,661 at 4% or $147,774 at 6%; with 100% employer match about $166,246 at 4% or $110,831 at 6%.
Stern & Kilcullen 401(K) & Plan-29$2,133,071$385,691$13,300iApproximate average salary by contribution assumption: employee only about $332,492 at 4% or $221,661 at 6%; with 50% employer match about $221,661 at 4% or $147,774 at 6%; with 100% employer match about $166,246 at 4% or $110,831 at 6%.
2009142$2,236,273$403,202$9,600iApproximate average salary by contribution assumption: employee only about $240,001 at 4% or $160,001 at 6%; with 50% employer match about $160,001 at 4% or $106,667 at 6%; with 100% employer match about $120,001 at 4% or $80,000 at 6%.
Stern & Kilcullen 401(K) & Plan-42$2,236,273$403,202$9,600iApproximate average salary by contribution assumption: employee only about $240,001 at 4% or $160,001 at 6%; with 50% employer match about $160,001 at 4% or $106,667 at 6%; with 100% employer match about $120,001 at 4% or $80,000 at 6%.
2008141$1,592,362$635,839$15,508iApproximate average salary by contribution assumption: employee only about $387,707 at 4% or $258,471 at 6%; with 50% employer match about $258,471 at 4% or $172,314 at 6%; with 100% employer match about $193,853 at 4% or $129,236 at 6%.
Stern & Kilcullen 401(K) & Plan-41$1,592,362$635,839$15,508iApproximate average salary by contribution assumption: employee only about $387,707 at 4% or $258,471 at 6%; with 50% employer match about $258,471 at 4% or $172,314 at 6%; with 100% employer match about $193,853 at 4% or $129,236 at 6%.
2007134$1,548,809$439,084$12,914iApproximate average salary by contribution assumption: employee only about $322,856 at 4% or $215,237 at 6%; with 50% employer match about $215,237 at 4% or $143,492 at 6%; with 100% employer match about $161,428 at 4% or $107,619 at 6%.
Stern & Kilcullen 401(K) & Plan-34$1,548,809$439,084$12,914iApproximate average salary by contribution assumption: employee only about $322,856 at 4% or $215,237 at 6%; with 50% employer match about $215,237 at 4% or $143,492 at 6%; with 100% employer match about $161,428 at 4% or $107,619 at 6%.
2006127$1,112,201$215,346$7,976iApproximate average salary by contribution assumption: employee only about $199,394 at 4% or $132,930 at 6%; with 50% employer match about $132,930 at 4% or $88,620 at 6%; with 100% employer match about $99,697 at 4% or $66,465 at 6%.
Stern & Kilcullen 401(K) & Plan-27$1,112,201$215,346$7,976iApproximate average salary by contribution assumption: employee only about $199,394 at 4% or $132,930 at 6%; with 50% employer match about $132,930 at 4% or $88,620 at 6%; with 100% employer match about $99,697 at 4% or $66,465 at 6%.
2005124$817,500$214,944$8,956iApproximate average salary by contribution assumption: employee only about $223,900 at 4% or $149,267 at 6%; with 50% employer match about $149,267 at 4% or $99,511 at 6%; with 100% employer match about $111,950 at 4% or $74,633 at 6%.
Stern & Kilcullen 401(K) & Plan-24$817,500$214,944$8,956iApproximate average salary by contribution assumption: employee only about $223,900 at 4% or $149,267 at 6%; with 50% employer match about $149,267 at 4% or $99,511 at 6%; with 100% employer match about $111,950 at 4% or $74,633 at 6%.
2004123$583,864$188,297$8,187iApproximate average salary by contribution assumption: employee only about $204,671 at 4% or $136,447 at 6%; with 50% employer match about $136,447 at 4% or $90,965 at 6%; with 100% employer match about $102,335 at 4% or $68,224 at 6%.
Stern & Kilcullen 401(K) & Plan-23$583,864$188,297$8,187iApproximate average salary by contribution assumption: employee only about $204,671 at 4% or $136,447 at 6%; with 50% employer match about $136,447 at 4% or $90,965 at 6%; with 100% employer match about $102,335 at 4% or $68,224 at 6%.
2002114$147,026$113,828$8,131iApproximate average salary by contribution assumption: employee only about $203,264 at 4% or $135,510 at 6%; with 50% employer match about $135,510 at 4% or $90,340 at 6%; with 100% employer match about $101,632 at 4% or $67,755 at 6%.
Stern & Kilcullen 401(K) & Plan-14$147,026$113,828$8,131iApproximate average salary by contribution assumption: employee only about $203,264 at 4% or $135,510 at 6%; with 50% employer match about $135,510 at 4% or $90,340 at 6%; with 100% employer match about $101,632 at 4% or $67,755 at 6%.
2001118$79,705$77,693$4,316iApproximate average salary by contribution assumption: employee only about $107,907 at 4% or $71,938 at 6%; with 50% employer match about $71,938 at 4% or $47,959 at 6%; with 100% employer match about $53,953 at 4% or $35,969 at 6%.
Stern & Kilcullen 401(K) & Plan-18$79,705$77,693$4,316iApproximate average salary by contribution assumption: employee only about $107,907 at 4% or $71,938 at 6%; with 50% employer match about $71,938 at 4% or $47,959 at 6%; with 100% employer match about $53,953 at 4% or $35,969 at 6%.