Civic Intelligence

Total Financial Concepts Inc.

Plan context: Total Financial Concepts Inc. Retirement Plan

EIN 22-2535098 • Tinton Falls, NJ • 29 filings • 4 plans

106 Apple St., Suite 204Tinton Falls, NJ 07724
Current Snapshot

Latest Year

2024

2024 Participants

3

2024 Assets

$93,815

2024 Contributions

$93,874

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,867,340$1,433,670$0200820152024YearValue
$93,815Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200820152024YearValue
3Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202413$93,815$93,874$31,291iApproximate average salary by contribution assumption: employee only about $782,283 at 4% or $521,522 at 6%; with 50% employer match about $521,522 at 4% or $347,681 at 6%; with 100% employer match about $391,142 at 4% or $260,761 at 6%.
Total Financial Concepts Inc. Retirement Plan-3$93,815$93,874$31,291iApproximate average salary by contribution assumption: employee only about $782,283 at 4% or $521,522 at 6%; with 50% employer match about $521,522 at 4% or $347,681 at 6%; with 100% employer match about $391,142 at 4% or $260,761 at 6%.
202220$0$17,948-
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-0$0$17,948-
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-0$0--
202124$2,867,340$45,219$11,305iApproximate average salary by contribution assumption: employee only about $282,619 at 4% or $188,413 at 6%; with 50% employer match about $188,413 at 4% or $125,608 at 6%; with 100% employer match about $141,309 at 4% or $94,206 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$1,738,766$45,219$11,305iApproximate average salary by contribution assumption: employee only about $282,619 at 4% or $188,413 at 6%; with 50% employer match about $188,413 at 4% or $125,608 at 6%; with 100% employer match about $141,309 at 4% or $94,206 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$1,128,574$0-
202024$2,650,781$105,104$26,276iApproximate average salary by contribution assumption: employee only about $656,900 at 4% or $437,933 at 6%; with 50% employer match about $437,933 at 4% or $291,956 at 6%; with 100% employer match about $328,450 at 4% or $218,967 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$1,578,712$105,104$26,276iApproximate average salary by contribution assumption: employee only about $656,900 at 4% or $437,933 at 6%; with 50% employer match about $437,933 at 4% or $291,956 at 6%; with 100% employer match about $328,450 at 4% or $218,967 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$1,072,069$0-
201924$2,288,226$92,698$23,175iApproximate average salary by contribution assumption: employee only about $579,363 at 4% or $386,242 at 6%; with 50% employer match about $386,242 at 4% or $257,494 at 6%; with 100% employer match about $289,681 at 4% or $193,121 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$1,305,591$92,698$23,175iApproximate average salary by contribution assumption: employee only about $579,363 at 4% or $386,242 at 6%; with 50% employer match about $386,242 at 4% or $257,494 at 6%; with 100% employer match about $289,681 at 4% or $193,121 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$982,635--
201824$1,902,376$191,093$47,773iApproximate average salary by contribution assumption: employee only about $1,194,331 at 4% or $796,221 at 6%; with 50% employer match about $796,221 at 4% or $530,814 at 6%; with 100% employer match about $597,166 at 4% or $398,110 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-0$1,035,332$89,597-
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$867,044$101,496$25,374iApproximate average salary by contribution assumption: employee only about $634,350 at 4% or $422,900 at 6%; with 50% employer match about $422,900 at 4% or $281,933 at 6%; with 100% employer match about $317,175 at 4% or $211,450 at 6%.
201724$1,854,535$210,334$52,584iApproximate average salary by contribution assumption: employee only about $1,314,588 at 4% or $876,392 at 6%; with 50% employer match about $876,392 at 4% or $584,261 at 6%; with 100% employer match about $657,294 at 4% or $438,196 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$1,017,909$90,334$22,584iApproximate average salary by contribution assumption: employee only about $564,588 at 4% or $376,392 at 6%; with 50% employer match about $376,392 at 4% or $250,928 at 6%; with 100% employer match about $282,294 at 4% or $188,196 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$836,626$120,000$30,000iApproximate average salary by contribution assumption: employee only about $750,000 at 4% or $500,000 at 6%; with 50% employer match about $500,000 at 4% or $333,333 at 6%; with 100% employer match about $375,000 at 4% or $250,000 at 6%.
201624$1,504,925$192,725$48,181iApproximate average salary by contribution assumption: employee only about $1,204,531 at 4% or $803,021 at 6%; with 50% employer match about $803,021 at 4% or $535,347 at 6%; with 100% employer match about $602,266 at 4% or $401,510 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$838,223$86,468$21,617iApproximate average salary by contribution assumption: employee only about $540,425 at 4% or $360,283 at 6%; with 50% employer match about $360,283 at 4% or $240,189 at 6%; with 100% employer match about $270,213 at 4% or $180,142 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$666,702$106,257$26,564iApproximate average salary by contribution assumption: employee only about $664,106 at 4% or $442,738 at 6%; with 50% employer match about $442,738 at 4% or $295,158 at 6%; with 100% employer match about $332,053 at 4% or $221,369 at 6%.
201524$1,352,055$187,504$46,876iApproximate average salary by contribution assumption: employee only about $1,171,900 at 4% or $781,267 at 6%; with 50% employer match about $781,267 at 4% or $520,844 at 6%; with 100% employer match about $585,950 at 4% or $390,633 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$770,962$86,510$21,628iApproximate average salary by contribution assumption: employee only about $540,688 at 4% or $360,458 at 6%; with 50% employer match about $360,458 at 4% or $240,306 at 6%; with 100% employer match about $270,344 at 4% or $180,229 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$581,093$100,994$25,249iApproximate average salary by contribution assumption: employee only about $631,213 at 4% or $420,808 at 6%; with 50% employer match about $420,808 at 4% or $280,539 at 6%; with 100% employer match about $315,606 at 4% or $210,404 at 6%.
201424$1,148,753$168,909$42,227iApproximate average salary by contribution assumption: employee only about $1,055,681 at 4% or $703,788 at 6%; with 50% employer match about $703,788 at 4% or $469,192 at 6%; with 100% employer match about $527,841 at 4% or $351,894 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$676,558$86,478$21,620iApproximate average salary by contribution assumption: employee only about $540,488 at 4% or $360,325 at 6%; with 50% employer match about $360,325 at 4% or $240,217 at 6%; with 100% employer match about $270,244 at 4% or $180,163 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$472,195$82,431$20,608iApproximate average salary by contribution assumption: employee only about $515,194 at 4% or $343,463 at 6%; with 50% employer match about $343,463 at 4% or $228,975 at 6%; with 100% employer match about $257,597 at 4% or $171,731 at 6%.
201324$912,019$179,735$44,934iApproximate average salary by contribution assumption: employee only about $1,123,344 at 4% or $748,896 at 6%; with 50% employer match about $748,896 at 4% or $499,264 at 6%; with 100% employer match about $561,672 at 4% or $374,448 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-4$550,753$92,544$23,136iApproximate average salary by contribution assumption: employee only about $578,400 at 4% or $385,600 at 6%; with 50% employer match about $385,600 at 4% or $257,067 at 6%; with 100% employer match about $289,200 at 4% or $192,800 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-4$361,266$87,191$21,798iApproximate average salary by contribution assumption: employee only about $544,944 at 4% or $363,296 at 6%; with 50% employer match about $363,296 at 4% or $242,197 at 6%; with 100% employer match about $272,472 at 4% or $181,648 at 6%.
201223$623,222$190,610$63,537iApproximate average salary by contribution assumption: employee only about $1,588,417 at 4% or $1,058,944 at 6%; with 50% employer match about $1,058,944 at 4% or $705,963 at 6%; with 100% employer match about $794,208 at 4% or $529,472 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-3$383,150$89,035$29,678iApproximate average salary by contribution assumption: employee only about $741,958 at 4% or $494,639 at 6%; with 50% employer match about $494,639 at 4% or $329,759 at 6%; with 100% employer match about $370,979 at 4% or $247,319 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-3$240,072$101,575$33,858iApproximate average salary by contribution assumption: employee only about $846,458 at 4% or $564,306 at 6%; with 50% employer match about $564,306 at 4% or $376,204 at 6%; with 100% employer match about $423,229 at 4% or $282,153 at 6%.
201123$398,779$152,202$50,734iApproximate average salary by contribution assumption: employee only about $1,268,350 at 4% or $845,567 at 6%; with 50% employer match about $845,567 at 4% or $563,711 at 6%; with 100% employer match about $634,175 at 4% or $422,783 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-3$267,081$75,632$25,211iApproximate average salary by contribution assumption: employee only about $630,267 at 4% or $420,178 at 6%; with 50% employer match about $420,178 at 4% or $280,119 at 6%; with 100% employer match about $315,133 at 4% or $210,089 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-3$131,698$76,570$25,523iApproximate average salary by contribution assumption: employee only about $638,083 at 4% or $425,389 at 6%; with 50% employer match about $425,389 at 4% or $283,593 at 6%; with 100% employer match about $319,042 at 4% or $212,694 at 6%.
201023$253,973$116,984$38,995iApproximate average salary by contribution assumption: employee only about $974,867 at 4% or $649,911 at 6%; with 50% employer match about $649,911 at 4% or $433,274 at 6%; with 100% employer match about $487,433 at 4% or $324,956 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-3$201,044$64,055$21,352iApproximate average salary by contribution assumption: employee only about $533,792 at 4% or $355,861 at 6%; with 50% employer match about $355,861 at 4% or $237,241 at 6%; with 100% employer match about $266,896 at 4% or $177,931 at 6%.
TOTAL FINANCIAL CONCEPTS, INC. PENSION PLAN-3$52,929$52,929$17,643iApproximate average salary by contribution assumption: employee only about $441,075 at 4% or $294,050 at 6%; with 50% employer match about $294,050 at 4% or $196,033 at 6%; with 100% employer match about $220,538 at 4% or $147,025 at 6%.
200913$119,923$60,167$20,056iApproximate average salary by contribution assumption: employee only about $501,392 at 4% or $334,261 at 6%; with 50% employer match about $334,261 at 4% or $222,841 at 6%; with 100% employer match about $250,696 at 4% or $167,131 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-3$119,923$60,167$20,056iApproximate average salary by contribution assumption: employee only about $501,392 at 4% or $334,261 at 6%; with 50% employer match about $334,261 at 4% or $222,841 at 6%; with 100% employer match about $250,696 at 4% or $167,131 at 6%.
200813$50,000$50,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
Total Financial Concepts Inc. Profit Sharing 401 (K) Plan-3$50,000$50,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.