Civic Intelligence

Kaj Inc.

Plan context: Kaj Inc. Cash Balance Plan

EIN 22-2327657 • Paterson, NJ • 19 filings • 2 plans

3 Arch StPaterson, NJ 07522
Current Snapshot

Latest Year

2024

2024 Participants

19

2024 Assets

$3,372,784

2024 Contributions

$337,479

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,372,784$1,686,392$0201220182024YearValue
$3,372,784Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

20100201220182024YearValue
19Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024219$3,372,784$337,479$17,762iApproximate average salary by contribution assumption: employee only about $444,051 at 4% or $296,034 at 6%; with 50% employer match about $296,034 at 4% or $197,356 at 6%; with 100% employer match about $222,026 at 4% or $148,017 at 6%.
Kaj Inc. Cash Balance Plan-15$1,716,316$200,453$13,364iApproximate average salary by contribution assumption: employee only about $334,088 at 4% or $222,726 at 6%; with 50% employer match about $222,726 at 4% or $148,484 at 6%; with 100% employer match about $167,044 at 4% or $111,363 at 6%.
Kaj Inc. Retirement Plan-19$1,656,468$137,026$7,212iApproximate average salary by contribution assumption: employee only about $180,297 at 4% or $120,198 at 6%; with 50% employer match about $120,198 at 4% or $80,132 at 6%; with 100% employer match about $90,149 at 4% or $60,099 at 6%.
2023220$2,860,776$383,415$19,171iApproximate average salary by contribution assumption: employee only about $479,269 at 4% or $319,513 at 6%; with 50% employer match about $319,513 at 4% or $213,008 at 6%; with 100% employer match about $239,634 at 4% or $159,756 at 6%.
Kaj Inc. Cash Balance Plan-14$1,457,542$255,405$18,243iApproximate average salary by contribution assumption: employee only about $456,080 at 4% or $304,054 at 6%; with 50% employer match about $304,054 at 4% or $202,702 at 6%; with 100% employer match about $228,040 at 4% or $152,027 at 6%.
Kaj Inc. Retirement Plan-20$1,403,234$128,010$6,401iApproximate average salary by contribution assumption: employee only about $160,013 at 4% or $106,675 at 6%; with 50% employer match about $106,675 at 4% or $71,117 at 6%; with 100% employer match about $80,006 at 4% or $53,338 at 6%.
2022220$2,440,524$463,096$23,155iApproximate average salary by contribution assumption: employee only about $578,870 at 4% or $385,913 at 6%; with 50% employer match about $385,913 at 4% or $257,276 at 6%; with 100% employer match about $289,435 at 4% or $192,957 at 6%.
Kaj Inc. Retirement Plan-20$1,310,816$113,096$5,655iApproximate average salary by contribution assumption: employee only about $141,370 at 4% or $94,247 at 6%; with 50% employer match about $94,247 at 4% or $62,831 at 6%; with 100% employer match about $70,685 at 4% or $47,123 at 6%.
Kaj Inc. Cash Balance Plan-14$1,129,708$350,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
2021219$2,220,362$458,533$24,133iApproximate average salary by contribution assumption: employee only about $603,333 at 4% or $402,222 at 6%; with 50% employer match about $402,222 at 4% or $268,148 at 6%; with 100% employer match about $301,666 at 4% or $201,111 at 6%.
Kaj Inc. Retirement Plan-19$1,371,139$108,533$5,712iApproximate average salary by contribution assumption: employee only about $142,807 at 4% or $95,204 at 6%; with 50% employer match about $95,204 at 4% or $63,470 at 6%; with 100% employer match about $71,403 at 4% or $47,602 at 6%.
Kaj Inc. Cash Balance Plan-13$849,223$350,000$26,923iApproximate average salary by contribution assumption: employee only about $673,077 at 4% or $448,718 at 6%; with 50% employer match about $448,718 at 4% or $299,145 at 6%; with 100% employer match about $336,538 at 4% or $224,359 at 6%.
2020216$1,638,501$401,013$25,063iApproximate average salary by contribution assumption: employee only about $626,583 at 4% or $417,722 at 6%; with 50% employer match about $417,722 at 4% or $278,481 at 6%; with 100% employer match about $313,291 at 4% or $208,861 at 6%.
Kaj Inc. Retirement Plan-16$1,139,834$101,013$6,313iApproximate average salary by contribution assumption: employee only about $157,833 at 4% or $105,222 at 6%; with 50% employer match about $105,222 at 4% or $70,148 at 6%; with 100% employer match about $78,916 at 4% or $52,611 at 6%.
Kaj Inc. Cash Balance Plan-10$498,667$300,000$30,000iApproximate average salary by contribution assumption: employee only about $750,000 at 4% or $500,000 at 6%; with 50% employer match about $500,000 at 4% or $333,333 at 6%; with 100% employer match about $375,000 at 4% or $250,000 at 6%.
2019215$1,124,366$292,760$19,517iApproximate average salary by contribution assumption: employee only about $487,933 at 4% or $325,289 at 6%; with 50% employer match about $325,289 at 4% or $216,859 at 6%; with 100% employer match about $243,967 at 4% or $162,644 at 6%.
Kaj Inc. Retirement Plan-15$925,118$93,512$6,234iApproximate average salary by contribution assumption: employee only about $155,853 at 4% or $103,902 at 6%; with 50% employer match about $103,902 at 4% or $69,268 at 6%; with 100% employer match about $77,927 at 4% or $51,951 at 6%.
Kaj Inc. Cash Balance Plan-9$199,248$199,248$22,139iApproximate average salary by contribution assumption: employee only about $553,467 at 4% or $368,978 at 6%; with 50% employer match about $368,978 at 4% or $245,985 at 6%; with 100% employer match about $276,733 at 4% or $184,489 at 6%.
2018115$711,258$98,406$6,560iApproximate average salary by contribution assumption: employee only about $164,010 at 4% or $109,340 at 6%; with 50% employer match about $109,340 at 4% or $72,893 at 6%; with 100% employer match about $82,005 at 4% or $54,670 at 6%.
Kaj Inc. Retirement Plan-15$711,258$98,406$6,560iApproximate average salary by contribution assumption: employee only about $164,010 at 4% or $109,340 at 6%; with 50% employer match about $109,340 at 4% or $72,893 at 6%; with 100% employer match about $82,005 at 4% or $54,670 at 6%.
2017115$656,016$101,642$6,776iApproximate average salary by contribution assumption: employee only about $169,403 at 4% or $112,936 at 6%; with 50% employer match about $112,936 at 4% or $75,290 at 6%; with 100% employer match about $84,702 at 4% or $56,468 at 6%.
Kaj Inc. Retirement Plan-15$656,016$101,642$6,776iApproximate average salary by contribution assumption: employee only about $169,403 at 4% or $112,936 at 6%; with 50% employer match about $112,936 at 4% or $75,290 at 6%; with 100% employer match about $84,702 at 4% or $56,468 at 6%.
2016114$483,678$100,353$7,168iApproximate average salary by contribution assumption: employee only about $179,202 at 4% or $119,468 at 6%; with 50% employer match about $119,468 at 4% or $79,645 at 6%; with 100% employer match about $89,601 at 4% or $59,734 at 6%.
Kaj Inc. Retirement Plan-14$483,678$100,353$7,168iApproximate average salary by contribution assumption: employee only about $179,202 at 4% or $119,468 at 6%; with 50% employer match about $119,468 at 4% or $79,645 at 6%; with 100% employer match about $89,601 at 4% or $59,734 at 6%.
2015112$363,742$101,817$8,485iApproximate average salary by contribution assumption: employee only about $212,119 at 4% or $141,413 at 6%; with 50% employer match about $141,413 at 4% or $94,275 at 6%; with 100% employer match about $106,059 at 4% or $70,706 at 6%.
Kaj Inc. Retirement Plan-12$363,742$101,817$8,485iApproximate average salary by contribution assumption: employee only about $212,119 at 4% or $141,413 at 6%; with 50% employer match about $141,413 at 4% or $94,275 at 6%; with 100% employer match about $106,059 at 4% or $70,706 at 6%.
2014110$264,684$90,097$9,010iApproximate average salary by contribution assumption: employee only about $225,243 at 4% or $150,162 at 6%; with 50% employer match about $150,162 at 4% or $100,108 at 6%; with 100% employer match about $112,621 at 4% or $75,081 at 6%.
Kaj Inc. Retirement Plan-10$264,684$90,097$9,010iApproximate average salary by contribution assumption: employee only about $225,243 at 4% or $150,162 at 6%; with 50% employer match about $150,162 at 4% or $100,108 at 6%; with 100% employer match about $112,621 at 4% or $75,081 at 6%.
2013110$164,920$85,231$8,523iApproximate average salary by contribution assumption: employee only about $213,078 at 4% or $142,052 at 6%; with 50% employer match about $142,052 at 4% or $94,701 at 6%; with 100% employer match about $106,539 at 4% or $71,026 at 6%.
Kaj Inc. Retirement Plan-10$164,920$85,231$8,523iApproximate average salary by contribution assumption: employee only about $213,078 at 4% or $142,052 at 6%; with 50% employer match about $142,052 at 4% or $94,701 at 6%; with 100% employer match about $106,539 at 4% or $71,026 at 6%.
201218$67,643$67,643$8,455iApproximate average salary by contribution assumption: employee only about $211,384 at 4% or $140,923 at 6%; with 50% employer match about $140,923 at 4% or $93,949 at 6%; with 100% employer match about $105,692 at 4% or $70,461 at 6%.
Kaj Inc. Retirement Plan-8$67,643$67,643$8,455iApproximate average salary by contribution assumption: employee only about $211,384 at 4% or $140,923 at 6%; with 50% employer match about $140,923 at 4% or $93,949 at 6%; with 100% employer match about $105,692 at 4% or $70,461 at 6%.