Civic Intelligence

Universal Tools & Manufacturing Co.

Plan context: Universal Tools 401(K) & Investment Plan

EIN 22-1711559 • Springfield, NJ • 26 filings • 3 plans

115 Victory RoadSpringfield, NJ 07081-1314
Current Snapshot

Latest Year

2025

2025 Participants

17

2025 Assets

$1,268,151

2025 Contributions

$88,472

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,908,359$954,180$0200020142025YearValue
$1,268,151Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

32160200020132025YearValue
17Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025117$1,268,151$88,472$5,204iApproximate average salary by contribution assumption: employee only about $130,106 at 4% or $86,737 at 6%; with 50% employer match about $86,737 at 4% or $57,825 at 6%; with 100% employer match about $65,053 at 4% or $43,369 at 6%.
Universal Tools 401(K) & Investment Plan-17$1,268,151$88,472$5,204iApproximate average salary by contribution assumption: employee only about $130,106 at 4% or $86,737 at 6%; with 50% employer match about $86,737 at 4% or $57,825 at 6%; with 100% employer match about $65,053 at 4% or $43,369 at 6%.
2024119$1,054,416$88,227$4,644iApproximate average salary by contribution assumption: employee only about $116,088 at 4% or $77,392 at 6%; with 50% employer match about $77,392 at 4% or $51,595 at 6%; with 100% employer match about $58,044 at 4% or $38,696 at 6%.
Universal Tools 401(K) & Investment Plan-19$1,054,416$88,227$4,644iApproximate average salary by contribution assumption: employee only about $116,088 at 4% or $77,392 at 6%; with 50% employer match about $77,392 at 4% or $51,595 at 6%; with 100% employer match about $58,044 at 4% or $38,696 at 6%.
2023120$1,332,561$108,023$5,401iApproximate average salary by contribution assumption: employee only about $135,029 at 4% or $90,019 at 6%; with 50% employer match about $90,019 at 4% or $60,013 at 6%; with 100% employer match about $67,514 at 4% or $45,010 at 6%.
Universal Tools 401(K) & Investment Plan-20$1,332,561$108,023$5,401iApproximate average salary by contribution assumption: employee only about $135,029 at 4% or $90,019 at 6%; with 50% employer match about $90,019 at 4% or $60,013 at 6%; with 100% employer match about $67,514 at 4% or $45,010 at 6%.
2022121$1,207,970$125,575$5,980iApproximate average salary by contribution assumption: employee only about $149,494 at 4% or $99,663 at 6%; with 50% employer match about $99,663 at 4% or $66,442 at 6%; with 100% employer match about $74,747 at 4% or $49,831 at 6%.
Universal Tools 401(K) & Investment Plan-21$1,207,970$125,575$5,980iApproximate average salary by contribution assumption: employee only about $149,494 at 4% or $99,663 at 6%; with 50% employer match about $99,663 at 4% or $66,442 at 6%; with 100% employer match about $74,747 at 4% or $49,831 at 6%.
2021126$1,908,359$118,630$4,563iApproximate average salary by contribution assumption: employee only about $114,067 at 4% or $76,045 at 6%; with 50% employer match about $76,045 at 4% or $50,697 at 6%; with 100% employer match about $57,034 at 4% or $38,022 at 6%.
Universal Tools 401(K) & Investment Plan-26$1,908,359$118,630$4,563iApproximate average salary by contribution assumption: employee only about $114,067 at 4% or $76,045 at 6%; with 50% employer match about $76,045 at 4% or $50,697 at 6%; with 100% employer match about $57,034 at 4% or $38,022 at 6%.
2020127$1,605,158$51,997$1,926iApproximate average salary by contribution assumption: employee only about $48,145 at 4% or $32,097 at 6%; with 50% employer match about $32,097 at 4% or $21,398 at 6%; with 100% employer match about $24,073 at 4% or $16,048 at 6%.
Universal Tools 401(K) & Investment Plan-27$1,605,158$51,997$1,926iApproximate average salary by contribution assumption: employee only about $48,145 at 4% or $32,097 at 6%; with 50% employer match about $32,097 at 4% or $21,398 at 6%; with 100% employer match about $24,073 at 4% or $16,048 at 6%.
2019129$1,427,627$41,694$1,438iApproximate average salary by contribution assumption: employee only about $35,943 at 4% or $23,962 at 6%; with 50% employer match about $23,962 at 4% or $15,975 at 6%; with 100% employer match about $17,972 at 4% or $11,981 at 6%.
Universal Tools 401(K) & Investment Plan-29$1,427,627$41,694$1,438iApproximate average salary by contribution assumption: employee only about $35,943 at 4% or $23,962 at 6%; with 50% employer match about $23,962 at 4% or $15,975 at 6%; with 100% employer match about $17,972 at 4% or $11,981 at 6%.
2018130$1,175,356$79,797$2,660iApproximate average salary by contribution assumption: employee only about $66,498 at 4% or $44,332 at 6%; with 50% employer match about $44,332 at 4% or $29,554 at 6%; with 100% employer match about $33,249 at 4% or $22,166 at 6%.
Universal Tools 401(K) & Investment Plan-30$1,175,356$79,797$2,660iApproximate average salary by contribution assumption: employee only about $66,498 at 4% or $44,332 at 6%; with 50% employer match about $44,332 at 4% or $29,554 at 6%; with 100% employer match about $33,249 at 4% or $22,166 at 6%.
2017132$1,242,026$74,245$2,320iApproximate average salary by contribution assumption: employee only about $58,004 at 4% or $38,669 at 6%; with 50% employer match about $38,669 at 4% or $25,780 at 6%; with 100% employer match about $29,002 at 4% or $19,335 at 6%.
Universal Tools 401(K) & Investment Plan-32$1,242,026$74,245$2,320iApproximate average salary by contribution assumption: employee only about $58,004 at 4% or $38,669 at 6%; with 50% employer match about $38,669 at 4% or $25,780 at 6%; with 100% employer match about $29,002 at 4% or $19,335 at 6%.
2016128$1,178,904$65,058$2,324iApproximate average salary by contribution assumption: employee only about $58,088 at 4% or $38,725 at 6%; with 50% employer match about $38,725 at 4% or $25,817 at 6%; with 100% employer match about $29,044 at 4% or $19,363 at 6%.
Universal Tools 401(K) & Investment Plan-28$1,178,904$65,058$2,324iApproximate average salary by contribution assumption: employee only about $58,088 at 4% or $38,725 at 6%; with 50% employer match about $38,725 at 4% or $25,817 at 6%; with 100% employer match about $29,044 at 4% or $19,363 at 6%.
2015130$1,084,667$68,704$2,290iApproximate average salary by contribution assumption: employee only about $57,253 at 4% or $38,169 at 6%; with 50% employer match about $38,169 at 4% or $25,446 at 6%; with 100% employer match about $28,627 at 4% or $19,084 at 6%.
Universal Tools 401(K) & Investment Plan-30$1,084,667$68,704$2,290iApproximate average salary by contribution assumption: employee only about $57,253 at 4% or $38,169 at 6%; with 50% employer match about $38,169 at 4% or $25,446 at 6%; with 100% employer match about $28,627 at 4% or $19,084 at 6%.
2014128$1,060,628$71,149$2,541iApproximate average salary by contribution assumption: employee only about $63,526 at 4% or $42,351 at 6%; with 50% employer match about $42,351 at 4% or $28,234 at 6%; with 100% employer match about $31,763 at 4% or $21,175 at 6%.
Universal Tools 401(K) & Investment Plan-28$1,060,628$71,149$2,541iApproximate average salary by contribution assumption: employee only about $63,526 at 4% or $42,351 at 6%; with 50% employer match about $42,351 at 4% or $28,234 at 6%; with 100% employer match about $31,763 at 4% or $21,175 at 6%.
2013128$1,018,318$75,645$2,702iApproximate average salary by contribution assumption: employee only about $67,540 at 4% or $45,027 at 6%; with 50% employer match about $45,027 at 4% or $30,018 at 6%; with 100% employer match about $33,770 at 4% or $22,513 at 6%.
Universal Tools 401(K) & Investment Plan-28$1,018,318$75,645$2,702iApproximate average salary by contribution assumption: employee only about $67,540 at 4% or $45,027 at 6%; with 50% employer match about $45,027 at 4% or $30,018 at 6%; with 100% employer match about $33,770 at 4% or $22,513 at 6%.
2012126$822,865$90,188$3,469iApproximate average salary by contribution assumption: employee only about $86,719 at 4% or $57,813 at 6%; with 50% employer match about $57,813 at 4% or $38,542 at 6%; with 100% employer match about $43,360 at 4% or $28,906 at 6%.
Universal Tools 401(K) & Investment Plan-26$822,865$90,188$3,469iApproximate average salary by contribution assumption: employee only about $86,719 at 4% or $57,813 at 6%; with 50% employer match about $57,813 at 4% or $38,542 at 6%; with 100% employer match about $43,360 at 4% or $28,906 at 6%.
2011122$683,806$81,937$3,724iApproximate average salary by contribution assumption: employee only about $93,110 at 4% or $62,073 at 6%; with 50% employer match about $62,073 at 4% or $41,382 at 6%; with 100% employer match about $46,555 at 4% or $31,037 at 6%.
Universal Tools 401(K) & Investment Plan-22$683,806$81,937$3,724iApproximate average salary by contribution assumption: employee only about $93,110 at 4% or $62,073 at 6%; with 50% employer match about $62,073 at 4% or $41,382 at 6%; with 100% employer match about $46,555 at 4% or $31,037 at 6%.
2010125$746,917$63,960$2,558iApproximate average salary by contribution assumption: employee only about $63,960 at 4% or $42,640 at 6%; with 50% employer match about $42,640 at 4% or $28,427 at 6%; with 100% employer match about $31,980 at 4% or $21,320 at 6%.
Universal Tools 401(K) & Investment Plan-25$746,917$63,960$2,558iApproximate average salary by contribution assumption: employee only about $63,960 at 4% or $42,640 at 6%; with 50% employer match about $42,640 at 4% or $28,427 at 6%; with 100% employer match about $31,980 at 4% or $21,320 at 6%.
2009129$690,601$85,008$2,931iApproximate average salary by contribution assumption: employee only about $73,283 at 4% or $48,855 at 6%; with 50% employer match about $48,855 at 4% or $32,570 at 6%; with 100% employer match about $36,641 at 4% or $24,428 at 6%.
Universal Tools 401(K) & Investment Plan-29$690,601$85,008$2,931iApproximate average salary by contribution assumption: employee only about $73,283 at 4% or $48,855 at 6%; with 50% employer match about $48,855 at 4% or $32,570 at 6%; with 100% employer match about $36,641 at 4% or $24,428 at 6%.
2008121$605,773$142,112$6,767iApproximate average salary by contribution assumption: employee only about $169,181 at 4% or $112,787 at 6%; with 50% employer match about $112,787 at 4% or $75,192 at 6%; with 100% employer match about $84,590 at 4% or $56,394 at 6%.
Universal Tools 401(K) & Investment Plan-21$605,773$142,112$6,767iApproximate average salary by contribution assumption: employee only about $169,181 at 4% or $112,787 at 6%; with 50% employer match about $112,787 at 4% or $75,192 at 6%; with 100% employer match about $84,590 at 4% or $56,394 at 6%.
2007118$0$0-
Universal Tools 401(K) & Investment Plan-18---
2006114$659,677$153,954$10,997iApproximate average salary by contribution assumption: employee only about $274,918 at 4% or $183,279 at 6%; with 50% employer match about $183,279 at 4% or $122,186 at 6%; with 100% employer match about $137,459 at 4% or $91,639 at 6%.
Universal Tools 401(K) & Investment Plan-14$659,677$153,954$10,997iApproximate average salary by contribution assumption: employee only about $274,918 at 4% or $183,279 at 6%; with 50% employer match about $183,279 at 4% or $122,186 at 6%; with 100% employer match about $137,459 at 4% or $91,639 at 6%.
2005114$721,528$121,171$8,655iApproximate average salary by contribution assumption: employee only about $216,377 at 4% or $144,251 at 6%; with 50% employer match about $144,251 at 4% or $96,167 at 6%; with 100% employer match about $108,188 at 4% or $72,126 at 6%.
Universal Tools 401(K) & Investment Plan-14$721,528$121,171$8,655iApproximate average salary by contribution assumption: employee only about $216,377 at 4% or $144,251 at 6%; with 50% employer match about $144,251 at 4% or $96,167 at 6%; with 100% employer match about $108,188 at 4% or $72,126 at 6%.
2004117$557,439$53,646$3,156iApproximate average salary by contribution assumption: employee only about $78,891 at 4% or $52,594 at 6%; with 50% employer match about $52,594 at 4% or $35,063 at 6%; with 100% employer match about $39,446 at 4% or $26,297 at 6%.
Universal Tools 401(K) & Investment Plan-17$557,439$53,646$3,156iApproximate average salary by contribution assumption: employee only about $78,891 at 4% or $52,594 at 6%; with 50% employer match about $52,594 at 4% or $35,063 at 6%; with 100% employer match about $39,446 at 4% or $26,297 at 6%.
2003118$456,134$126,186$7,010iApproximate average salary by contribution assumption: employee only about $175,258 at 4% or $116,839 at 6%; with 50% employer match about $116,839 at 4% or $77,893 at 6%; with 100% employer match about $87,629 at 4% or $58,419 at 6%.
Universal Tools 401(K) & Investment Plan-18$456,134$126,186$7,010iApproximate average salary by contribution assumption: employee only about $175,258 at 4% or $116,839 at 6%; with 50% employer match about $116,839 at 4% or $77,893 at 6%; with 100% employer match about $87,629 at 4% or $58,419 at 6%.
2002118$282,341$133,936$7,441iApproximate average salary by contribution assumption: employee only about $186,022 at 4% or $124,015 at 6%; with 50% employer match about $124,015 at 4% or $82,677 at 6%; with 100% employer match about $93,011 at 4% or $62,007 at 6%.
Universal Tools 401(K) & Investment Plan-18$282,341$133,936$7,441iApproximate average salary by contribution assumption: employee only about $186,022 at 4% or $124,015 at 6%; with 50% employer match about $124,015 at 4% or $82,677 at 6%; with 100% employer match about $93,011 at 4% or $62,007 at 6%.
2001121$0$0-
Universal Tools 401(K) & Investment Plan-21---
2000115$55,000$55,000$3,667iApproximate average salary by contribution assumption: employee only about $91,667 at 4% or $61,111 at 6%; with 50% employer match about $61,111 at 4% or $40,741 at 6%; with 100% employer match about $45,833 at 4% or $30,556 at 6%.
Universal Tools 401(K) & Investment Plan-15$55,000$55,000$3,667iApproximate average salary by contribution assumption: employee only about $91,667 at 4% or $61,111 at 6%; with 50% employer match about $61,111 at 4% or $40,741 at 6%; with 100% employer match about $45,833 at 4% or $30,556 at 6%.