Civic Intelligence

STEM Bros. Inc.

Plan context: STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN

EIN 22-1662058 • Milford, NJ • 33 filings • 6 plans

760 Frenchtown RdPO Box TMilford, NJ 08848-2226
Current Snapshot

Latest Year

2025

2025 Participants

74

2025 Assets

$12,843,422

2025 Contributions

$771,882

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$12,843,422$6,421,711$0199920142025YearValue
$12,843,422Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

108540199920122025YearValue
74Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025174$12,843,422$771,882$10,431iApproximate average salary by contribution assumption: employee only about $260,771 at 4% or $173,847 at 6%; with 50% employer match about $173,847 at 4% or $115,898 at 6%; with 100% employer match about $130,385 at 4% or $86,924 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-74$12,843,422$771,882$10,431iApproximate average salary by contribution assumption: employee only about $260,771 at 4% or $173,847 at 6%; with 50% employer match about $173,847 at 4% or $115,898 at 6%; with 100% employer match about $130,385 at 4% or $86,924 at 6%.
2024175$10,742,733$694,578$9,261iApproximate average salary by contribution assumption: employee only about $231,526 at 4% or $154,351 at 6%; with 50% employer match about $154,351 at 4% or $102,900 at 6%; with 100% employer match about $115,763 at 4% or $77,175 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-75$10,742,733$694,578$9,261iApproximate average salary by contribution assumption: employee only about $231,526 at 4% or $154,351 at 6%; with 50% employer match about $154,351 at 4% or $102,900 at 6%; with 100% employer match about $115,763 at 4% or $77,175 at 6%.
2023172$9,185,220$677,162$9,405iApproximate average salary by contribution assumption: employee only about $235,126 at 4% or $156,750 at 6%; with 50% employer match about $156,750 at 4% or $104,500 at 6%; with 100% employer match about $117,563 at 4% or $78,375 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-72$9,185,220$677,162$9,405iApproximate average salary by contribution assumption: employee only about $235,126 at 4% or $156,750 at 6%; with 50% employer match about $156,750 at 4% or $104,500 at 6%; with 100% employer match about $117,563 at 4% or $78,375 at 6%.
2022168$7,587,002$608,164$8,944iApproximate average salary by contribution assumption: employee only about $223,590 at 4% or $149,060 at 6%; with 50% employer match about $149,060 at 4% or $99,373 at 6%; with 100% employer match about $111,795 at 4% or $74,530 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-68$7,587,002$608,164$8,944iApproximate average salary by contribution assumption: employee only about $223,590 at 4% or $149,060 at 6%; with 50% employer match about $149,060 at 4% or $99,373 at 6%; with 100% employer match about $111,795 at 4% or $74,530 at 6%.
2021167$8,964,355$588,786$8,788iApproximate average salary by contribution assumption: employee only about $219,696 at 4% or $146,464 at 6%; with 50% employer match about $146,464 at 4% or $97,643 at 6%; with 100% employer match about $109,848 at 4% or $73,232 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-67$8,964,355$588,786$8,788iApproximate average salary by contribution assumption: employee only about $219,696 at 4% or $146,464 at 6%; with 50% employer match about $146,464 at 4% or $97,643 at 6%; with 100% employer match about $109,848 at 4% or $73,232 at 6%.
2020167$8,078,361$568,890$8,491iApproximate average salary by contribution assumption: employee only about $212,272 at 4% or $141,515 at 6%; with 50% employer match about $141,515 at 4% or $94,343 at 6%; with 100% employer match about $106,136 at 4% or $70,757 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-67$8,078,361$568,890$8,491iApproximate average salary by contribution assumption: employee only about $212,272 at 4% or $141,515 at 6%; with 50% employer match about $141,515 at 4% or $94,343 at 6%; with 100% employer match about $106,136 at 4% or $70,757 at 6%.
2019165$6,827,627$544,639$8,379iApproximate average salary by contribution assumption: employee only about $209,477 at 4% or $139,651 at 6%; with 50% employer match about $139,651 at 4% or $93,101 at 6%; with 100% employer match about $104,738 at 4% or $69,826 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-65$6,827,627$544,639$8,379iApproximate average salary by contribution assumption: employee only about $209,477 at 4% or $139,651 at 6%; with 50% employer match about $139,651 at 4% or $93,101 at 6%; with 100% employer match about $104,738 at 4% or $69,826 at 6%.
2018163$5,953,653$484,115$7,684iApproximate average salary by contribution assumption: employee only about $192,109 at 4% or $128,073 at 6%; with 50% employer match about $128,073 at 4% or $85,382 at 6%; with 100% employer match about $96,055 at 4% or $64,036 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-63$5,953,653$484,115$7,684iApproximate average salary by contribution assumption: employee only about $192,109 at 4% or $128,073 at 6%; with 50% employer match about $128,073 at 4% or $85,382 at 6%; with 100% employer match about $96,055 at 4% or $64,036 at 6%.
2017164$6,131,002$465,068$7,267iApproximate average salary by contribution assumption: employee only about $181,667 at 4% or $121,111 at 6%; with 50% employer match about $121,111 at 4% or $80,741 at 6%; with 100% employer match about $90,834 at 4% or $60,556 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-64$6,131,002$465,068$7,267iApproximate average salary by contribution assumption: employee only about $181,667 at 4% or $121,111 at 6%; with 50% employer match about $121,111 at 4% or $80,741 at 6%; with 100% employer match about $90,834 at 4% or $60,556 at 6%.
2016167$5,322,759$426,691$6,369iApproximate average salary by contribution assumption: employee only about $159,213 at 4% or $106,142 at 6%; with 50% employer match about $106,142 at 4% or $70,761 at 6%; with 100% employer match about $79,607 at 4% or $53,071 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-67$5,322,759$426,691$6,369iApproximate average salary by contribution assumption: employee only about $159,213 at 4% or $106,142 at 6%; with 50% employer match about $106,142 at 4% or $70,761 at 6%; with 100% employer match about $79,607 at 4% or $53,071 at 6%.
2015164$4,863,533$2,651,910$41,436iApproximate average salary by contribution assumption: employee only about $1,035,902 at 4% or $690,602 at 6%; with 50% employer match about $690,602 at 4% or $460,401 at 6%; with 100% employer match about $517,951 at 4% or $345,301 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-64$4,863,533$2,651,910$41,436iApproximate average salary by contribution assumption: employee only about $1,035,902 at 4% or $690,602 at 6%; with 50% employer match about $690,602 at 4% or $460,401 at 6%; with 100% employer match about $517,951 at 4% or $345,301 at 6%.
2014260$2,395,095$1,654,982$27,583iApproximate average salary by contribution assumption: employee only about $689,576 at 4% or $459,717 at 6%; with 50% employer match about $459,717 at 4% or $306,478 at 6%; with 100% employer match about $344,788 at 4% or $229,859 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-60$2,395,095$382,131$6,369iApproximate average salary by contribution assumption: employee only about $159,221 at 4% or $106,148 at 6%; with 50% employer match about $106,148 at 4% or $70,765 at 6%; with 100% employer match about $79,611 at 4% or $53,074 at 6%.
STEM Bros. Inc. Employees Pension Plan-0-$1,272,851-
2013269$8,508,028$1,162,092$16,842iApproximate average salary by contribution assumption: employee only about $421,048 at 4% or $280,699 at 6%; with 50% employer match about $280,699 at 4% or $187,132 at 6%; with 100% employer match about $210,524 at 4% or $140,349 at 6%.
STEM Bros. Inc. Employees Pension Plan-69$6,484,635$800,000$11,594iApproximate average salary by contribution assumption: employee only about $289,855 at 4% or $193,237 at 6%; with 50% employer match about $193,237 at 4% or $128,824 at 6%; with 100% employer match about $144,928 at 4% or $96,618 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-58$2,023,393$362,092$6,243iApproximate average salary by contribution assumption: employee only about $156,074 at 4% or $104,049 at 6%; with 50% employer match about $104,049 at 4% or $69,366 at 6%; with 100% employer match about $78,037 at 4% or $52,025 at 6%.
2012269$7,005,018$561,968$8,144iApproximate average salary by contribution assumption: employee only about $203,612 at 4% or $135,741 at 6%; with 50% employer match about $135,741 at 4% or $90,494 at 6%; with 100% employer match about $101,806 at 4% or $67,871 at 6%.
STEM Bros. Inc. Employees Pension Plan-69$5,508,338$200,311$2,903iApproximate average salary by contribution assumption: employee only about $72,576 at 4% or $48,384 at 6%; with 50% employer match about $48,384 at 4% or $32,256 at 6%; with 100% employer match about $36,288 at 4% or $24,192 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-62$1,496,680$361,657$5,833iApproximate average salary by contribution assumption: employee only about $145,829 at 4% or $97,220 at 6%; with 50% employer match about $97,220 at 4% or $64,813 at 6%; with 100% employer match about $72,915 at 4% or $48,610 at 6%.
2011276$6,225,109$442,208$5,819iApproximate average salary by contribution assumption: employee only about $145,463 at 4% or $96,975 at 6%; with 50% employer match about $96,975 at 4% or $64,650 at 6%; with 100% employer match about $72,732 at 4% or $48,488 at 6%.
STEM Bros. Inc. Employees Pension Plan-76$5,183,084$101,078$1,330iApproximate average salary by contribution assumption: employee only about $33,249 at 4% or $22,166 at 6%; with 50% employer match about $22,166 at 4% or $14,777 at 6%; with 100% employer match about $16,625 at 4% or $11,083 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-62$1,042,025$341,130$5,502iApproximate average salary by contribution assumption: employee only about $137,552 at 4% or $91,702 at 6%; with 50% employer match about $91,702 at 4% or $61,134 at 6%; with 100% employer match about $68,776 at 4% or $45,851 at 6%.
2010284$5,855,883$881,538$10,495iApproximate average salary by contribution assumption: employee only about $262,363 at 4% or $174,908 at 6%; with 50% employer match about $174,908 at 4% or $116,606 at 6%; with 100% employer match about $131,181 at 4% or $87,454 at 6%.
STEM Bros. Inc. Employees Pension Plan-84$5,091,893$550,000$6,548iApproximate average salary by contribution assumption: employee only about $163,690 at 4% or $109,127 at 6%; with 50% employer match about $109,127 at 4% or $72,751 at 6%; with 100% employer match about $81,845 at 4% or $54,563 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-64$763,990$331,538$5,180iApproximate average salary by contribution assumption: employee only about $129,507 at 4% or $86,338 at 6%; with 50% employer match about $86,338 at 4% or $57,559 at 6%; with 100% employer match about $64,754 at 4% or $43,169 at 6%.
20092101$4,773,282$338,282$3,349iApproximate average salary by contribution assumption: employee only about $83,733 at 4% or $55,822 at 6%; with 50% employer match about $55,822 at 4% or $37,215 at 6%; with 100% employer match about $41,867 at 4% or $27,911 at 6%.
STEM Bros. Inc. Employees Pension Plan-101$4,392,804$50$0iApproximate average salary by contribution assumption: employee only about $12 at 4% or $8 at 6%; with 50% employer match about $8 at 4% or $6 at 6%; with 100% employer match about $6 at 4% or $4 at 6%.
STEM BROTHERS/SHAMMY SHINE 401(K) RETIREMENT PLAN-65$380,478$338,232$5,204iApproximate average salary by contribution assumption: employee only about $130,089 at 4% or $86,726 at 6%; with 50% employer match about $86,726 at 4% or $57,817 at 6%; with 100% employer match about $65,045 at 4% or $43,363 at 6%.
20081108$4,366,530$992,446$9,189iApproximate average salary by contribution assumption: employee only about $229,733 at 4% or $153,155 at 6%; with 50% employer match about $153,155 at 4% or $102,103 at 6%; with 100% employer match about $114,866 at 4% or $76,578 at 6%.
STEM Bros. Inc. Employees Pension Plan-108$4,366,530$992,446$9,189iApproximate average salary by contribution assumption: employee only about $229,733 at 4% or $153,155 at 6%; with 50% employer match about $153,155 at 4% or $102,103 at 6%; with 100% employer match about $114,866 at 4% or $76,578 at 6%.
2007177$0$0-
STEM Bros. Inc. Employees Pension Plan-77---
2006168$3,746,392$214,264$3,151iApproximate average salary by contribution assumption: employee only about $78,774 at 4% or $52,516 at 6%; with 50% employer match about $52,516 at 4% or $35,010 at 6%; with 100% employer match about $39,387 at 4% or $26,258 at 6%.
STEM Bros. Inc. Employees Pension Plan-68$3,746,392$214,264$3,151iApproximate average salary by contribution assumption: employee only about $78,774 at 4% or $52,516 at 6%; with 50% employer match about $52,516 at 4% or $35,010 at 6%; with 100% employer match about $39,387 at 4% or $26,258 at 6%.
2005166$3,168,033$203,013$3,076iApproximate average salary by contribution assumption: employee only about $76,899 at 4% or $51,266 at 6%; with 50% employer match about $51,266 at 4% or $34,177 at 6%; with 100% employer match about $38,449 at 4% or $25,633 at 6%.
STEM Bros. Inc. Employees Pension Plan-66$3,168,033$203,013$3,076iApproximate average salary by contribution assumption: employee only about $76,899 at 4% or $51,266 at 6%; with 50% employer match about $51,266 at 4% or $34,177 at 6%; with 100% employer match about $38,449 at 4% or $25,633 at 6%.
2004165$2,803,203$175,099$2,694iApproximate average salary by contribution assumption: employee only about $67,346 at 4% or $44,897 at 6%; with 50% employer match about $44,897 at 4% or $29,931 at 6%; with 100% employer match about $33,673 at 4% or $22,449 at 6%.
STEM Bros. Inc. Employees Pension Plan-65$2,803,203$175,099$2,694iApproximate average salary by contribution assumption: employee only about $67,346 at 4% or $44,897 at 6%; with 50% employer match about $44,897 at 4% or $29,931 at 6%; with 100% employer match about $33,673 at 4% or $22,449 at 6%.
2003156$2,572,020$155,367$2,774iApproximate average salary by contribution assumption: employee only about $69,360 at 4% or $46,240 at 6%; with 50% employer match about $46,240 at 4% or $30,827 at 6%; with 100% employer match about $34,680 at 4% or $23,120 at 6%.
STEM Bros. Inc. Employees Pension Plan-56$2,572,020$155,367$2,774iApproximate average salary by contribution assumption: employee only about $69,360 at 4% or $46,240 at 6%; with 50% employer match about $46,240 at 4% or $30,827 at 6%; with 100% employer match about $34,680 at 4% or $23,120 at 6%.
2002156$0$0-
STEM Bros. Inc. Employees Pension Plan-56---
2001158$0$0-
STEM Bros. Inc. Employees Pension Plan-58---
2000154$0$0-
STEM Bros. Inc. Employees Pension Plan-54---
1999156$1,716,789$103,439$1,847iApproximate average salary by contribution assumption: employee only about $46,178 at 4% or $30,785 at 6%; with 50% employer match about $30,785 at 4% or $20,524 at 6%; with 100% employer match about $23,089 at 4% or $15,393 at 6%.
STEM Bros. Inc. Employees Pension Plan-56$1,716,789$103,439$1,847iApproximate average salary by contribution assumption: employee only about $46,178 at 4% or $30,785 at 6%; with 50% employer match about $30,785 at 4% or $20,524 at 6%; with 100% employer match about $23,089 at 4% or $15,393 at 6%.