Fairleigh Dickinson University
Plan context: Fairleigh Dickinson University Retirement Plan
EIN 22-1494434 • 102 filings • 15 plans
Current Snapshot
Latest Year
2025
2025 Participants
907
2025 Assets
$525,597,574
2025 Contributions
$12,851,416
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2025 | 1 | 907 | $0 | $0 | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 907 | - | - | - |
| 2024 | 3 | 2,127 | $525,597,574 | $12,851,416 | $6,042iApproximate average salary by contribution assumption: employee only about $151,051 at 4% or $100,701 at 6%; with 50% employer match about $100,701 at 4% or $67,134 at 6%; with 100% employer match about $75,525 at 4% or $50,350 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,121 | $387,337,640 | $8,020,237 | $7,155iApproximate average salary by contribution assumption: employee only about $178,863 at 4% or $119,242 at 6%; with 50% employer match about $119,242 at 4% or $79,495 at 6%; with 100% employer match about $89,432 at 4% or $59,621 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 2,127 | $138,259,934 | $4,831,179 | $2,271iApproximate average salary by contribution assumption: employee only about $56,784 at 4% or $37,856 at 6%; with 50% employer match about $37,856 at 4% or $25,237 at 6%; with 100% employer match about $28,392 at 4% or $18,928 at 6%. |
| Fairleigh Dickinson University Employee Benefit Plan | - | 902 | - | - | - |
| 2023 | 3 | 979 | $506,386,162 | $15,170,708 | $15,496iApproximate average salary by contribution assumption: employee only about $387,403 at 4% or $258,269 at 6%; with 50% employer match about $258,269 at 4% or $172,179 at 6%; with 100% employer match about $193,702 at 4% or $129,134 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 979 | $372,949,084 | $7,860,386 | $8,029iApproximate average salary by contribution assumption: employee only about $200,725 at 4% or $133,817 at 6%; with 50% employer match about $133,817 at 4% or $89,211 at 6%; with 100% employer match about $100,362 at 4% or $66,908 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 600 | $133,437,078 | $7,310,322 | $12,184iApproximate average salary by contribution assumption: employee only about $304,597 at 4% or $203,065 at 6%; with 50% employer match about $203,065 at 4% or $135,376 at 6%; with 100% employer match about $152,298 at 4% or $101,532 at 6%. |
| Fairleigh Dickinson University Employee Benefit Plan | - | 922 | - | - | - |
| 2022 | 3 | 998 | $466,477,194 | $13,700,930 | $13,728iApproximate average salary by contribution assumption: employee only about $343,210 at 4% or $228,806 at 6%; with 50% employer match about $228,806 at 4% or $152,538 at 6%; with 100% employer match about $171,605 at 4% or $114,403 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 998 | $350,028,197 | $9,151,060 | $9,169iApproximate average salary by contribution assumption: employee only about $229,235 at 4% or $152,823 at 6%; with 50% employer match about $152,823 at 4% or $101,882 at 6%; with 100% employer match about $114,617 at 4% or $76,412 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 608 | $116,448,997 | $4,549,870 | $7,483iApproximate average salary by contribution assumption: employee only about $187,083 at 4% or $124,722 at 6%; with 50% employer match about $124,722 at 4% or $83,148 at 6%; with 100% employer match about $93,542 at 4% or $62,361 at 6%. |
| Fairleigh Dickinson University Employee Benefit Plan | - | 932 | - | - | - |
| 2021 | 3 | 1,071 | $534,676,536 | $13,490,910 | $12,597iApproximate average salary by contribution assumption: employee only about $314,914 at 4% or $209,943 at 6%; with 50% employer match about $209,943 at 4% or $139,962 at 6%; with 100% employer match about $157,457 at 4% or $104,971 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,071 | $399,477,459 | $7,736,479 | $7,224iApproximate average salary by contribution assumption: employee only about $180,590 at 4% or $120,393 at 6%; with 50% employer match about $120,393 at 4% or $80,262 at 6%; with 100% employer match about $90,295 at 4% or $60,197 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 656 | $135,199,077 | $5,754,431 | $8,772iApproximate average salary by contribution assumption: employee only about $219,300 at 4% or $146,200 at 6%; with 50% employer match about $146,200 at 4% or $97,467 at 6%; with 100% employer match about $109,650 at 4% or $73,100 at 6%. |
| Fairleigh Dickinson University Employee Benefit Plan | - | 926 | - | - | - |
| 2020 | 3 | 1,118 | $503,406,361 | $14,394,600 | $12,875iApproximate average salary by contribution assumption: employee only about $321,883 at 4% or $214,589 at 6%; with 50% employer match about $214,589 at 4% or $143,059 at 6%; with 100% employer match about $160,941 at 4% or $107,294 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,118 | $379,036,408 | $7,307,015 | $6,536iApproximate average salary by contribution assumption: employee only about $163,395 at 4% or $108,930 at 6%; with 50% employer match about $108,930 at 4% or $72,620 at 6%; with 100% employer match about $81,697 at 4% or $54,465 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 681 | $124,369,953 | $7,087,585 | $10,408iApproximate average salary by contribution assumption: employee only about $260,190 at 4% or $173,460 at 6%; with 50% employer match about $173,460 at 4% or $115,640 at 6%; with 100% employer match about $130,095 at 4% or $86,730 at 6%. |
| Fairleigh Dickinson University Employee Benefit Plan | - | 994 | - | - | - |
| 2019 | 4 | 1,145 | $462,011,193 | $15,052,638 | $13,146iApproximate average salary by contribution assumption: employee only about $328,660 at 4% or $219,107 at 6%; with 50% employer match about $219,107 at 4% or $146,071 at 6%; with 100% employer match about $164,330 at 4% or $109,553 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,145 | $352,527,125 | $8,888,520 | $7,763iApproximate average salary by contribution assumption: employee only about $194,072 at 4% or $129,382 at 6%; with 50% employer match about $129,382 at 4% or $86,254 at 6%; with 100% employer match about $97,036 at 4% or $64,691 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 690 | $109,484,068 | $6,164,118 | $8,934iApproximate average salary by contribution assumption: employee only about $223,338 at 4% or $148,892 at 6%; with 50% employer match about $148,892 at 4% or $99,261 at 6%; with 100% employer match about $111,669 at 4% or $74,446 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 0 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 994 | - | - | - |
| 2018 | 5 | 1,336 | $419,991,860 | $14,408,125 | $10,785iApproximate average salary by contribution assumption: employee only about $269,613 at 4% or $179,742 at 6%; with 50% employer match about $179,742 at 4% or $119,828 at 6%; with 100% employer match about $134,807 at 4% or $89,871 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,336 | $324,595,333 | $8,994,850 | $6,733iApproximate average salary by contribution assumption: employee only about $168,317 at 4% or $112,211 at 6%; with 50% employer match about $112,211 at 4% or $74,807 at 6%; with 100% employer match about $84,158 at 4% or $56,106 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 750 | $95,396,527 | $5,413,275 | $7,218iApproximate average salary by contribution assumption: employee only about $180,443 at 4% or $120,295 at 6%; with 50% employer match about $120,295 at 4% or $80,197 at 6%; with 100% employer match about $90,221 at 4% or $60,148 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,030 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 770 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 0 | - | - | - |
| 2017 | 5 | 1,242 | $440,185,216 | $17,274,383 | $13,909iApproximate average salary by contribution assumption: employee only about $347,713 at 4% or $231,809 at 6%; with 50% employer match about $231,809 at 4% or $154,539 at 6%; with 100% employer match about $173,857 at 4% or $115,904 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,242 | $342,957,832 | $9,995,611 | $8,048iApproximate average salary by contribution assumption: employee only about $201,200 at 4% or $134,133 at 6%; with 50% employer match about $134,133 at 4% or $89,422 at 6%; with 100% employer match about $100,600 at 4% or $67,067 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 740 | $97,227,384 | $7,278,772 | $9,836iApproximate average salary by contribution assumption: employee only about $245,904 at 4% or $163,936 at 6%; with 50% employer match about $163,936 at 4% or $109,291 at 6%; with 100% employer match about $122,952 at 4% or $81,968 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,014 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 747 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,003 | - | - | - |
| 2016 | 5 | 1,247 | $399,056,670 | $18,264,536 | $14,647iApproximate average salary by contribution assumption: employee only about $366,170 at 4% or $244,113 at 6%; with 50% employer match about $244,113 at 4% or $162,742 at 6%; with 100% employer match about $183,085 at 4% or $122,057 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,247 | $314,309,796 | $8,762,938 | $7,027iApproximate average salary by contribution assumption: employee only about $175,680 at 4% or $117,120 at 6%; with 50% employer match about $117,120 at 4% or $78,080 at 6%; with 100% employer match about $87,840 at 4% or $58,560 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 743 | $84,746,874 | $9,501,598 | $12,788iApproximate average salary by contribution assumption: employee only about $319,704 at 4% or $213,136 at 6%; with 50% employer match about $213,136 at 4% or $142,091 at 6%; with 100% employer match about $159,852 at 4% or $106,568 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,051 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,036 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 773 | - | - | - |
| 2015 | 5 | 1,232 | $380,924,222 | $12,635,733 | $10,256iApproximate average salary by contribution assumption: employee only about $256,407 at 4% or $170,938 at 6%; with 50% employer match about $170,938 at 4% or $113,959 at 6%; with 100% employer match about $128,203 at 4% or $85,469 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,232 | $306,464,824 | $7,723,679 | $6,269iApproximate average salary by contribution assumption: employee only about $156,730 at 4% or $104,487 at 6%; with 50% employer match about $104,487 at 4% or $69,658 at 6%; with 100% employer match about $78,365 at 4% or $52,243 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 721 | $74,459,398 | $4,912,054 | $6,813iApproximate average salary by contribution assumption: employee only about $170,321 at 4% or $113,547 at 6%; with 50% employer match about $113,547 at 4% or $75,698 at 6%; with 100% employer match about $85,160 at 4% or $56,774 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,032 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 769 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,047 | - | - | - |
| 2014 | 5 | 1,194 | $384,542,974 | $12,649,258 | $10,594iApproximate average salary by contribution assumption: employee only about $264,850 at 4% or $176,567 at 6%; with 50% employer match about $176,567 at 4% or $117,711 at 6%; with 100% employer match about $132,425 at 4% or $88,283 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,194 | $311,829,220 | $7,603,201 | $6,368iApproximate average salary by contribution assumption: employee only about $159,196 at 4% or $106,131 at 6%; with 50% employer match about $106,131 at 4% or $70,754 at 6%; with 100% employer match about $79,598 at 4% or $53,065 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 702 | $72,713,754 | $5,046,057 | $7,188iApproximate average salary by contribution assumption: employee only about $179,703 at 4% or $119,802 at 6%; with 50% employer match about $119,802 at 4% or $79,868 at 6%; with 100% employer match about $89,851 at 4% or $59,901 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,001 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,012 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 762 | - | - | - |
| 2013 | 5 | 1,295 | $375,811,636 | $13,115,121 | $10,128iApproximate average salary by contribution assumption: employee only about $253,188 at 4% or $168,792 at 6%; with 50% employer match about $168,792 at 4% or $112,528 at 6%; with 100% employer match about $126,594 at 4% or $84,396 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,295 | $307,439,537 | $7,624,134 | $5,887iApproximate average salary by contribution assumption: employee only about $147,184 at 4% or $98,123 at 6%; with 50% employer match about $98,123 at 4% or $65,415 at 6%; with 100% employer match about $73,592 at 4% or $49,061 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 743 | $68,372,099 | $5,490,987 | $7,390iApproximate average salary by contribution assumption: employee only about $184,757 at 4% or $123,172 at 6%; with 50% employer match about $123,172 at 4% or $82,114 at 6%; with 100% employer match about $92,379 at 4% or $61,586 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,028 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 766 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,001 | - | - | - |
| 2012 | 5 | 1,462 | $344,575,079 | $12,482,694 | $8,538iApproximate average salary by contribution assumption: employee only about $213,452 at 4% or $142,302 at 6%; with 50% employer match about $142,302 at 4% or $94,868 at 6%; with 100% employer match about $106,726 at 4% or $71,151 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,462 | $286,540,683 | $7,091,266 | $4,850iApproximate average salary by contribution assumption: employee only about $121,260 at 4% or $80,840 at 6%; with 50% employer match about $80,840 at 4% or $53,893 at 6%; with 100% employer match about $60,630 at 4% or $40,420 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 822 | $58,034,396 | $5,391,428 | $6,559iApproximate average salary by contribution assumption: employee only about $163,973 at 4% or $109,315 at 6%; with 50% employer match about $109,315 at 4% or $72,877 at 6%; with 100% employer match about $81,986 at 4% or $54,658 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,043 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,027 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 772 | - | - | - |
| 2011 | 5 | 2,034 | $325,189,299 | $11,299,795 | $5,555iApproximate average salary by contribution assumption: employee only about $138,886 at 4% or $92,591 at 6%; with 50% employer match about $92,591 at 4% or $61,727 at 6%; with 100% employer match about $69,443 at 4% or $46,295 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 2,034 | $274,930,724 | $7,169,926 | $3,525iApproximate average salary by contribution assumption: employee only about $88,126 at 4% or $58,751 at 6%; with 50% employer match about $58,751 at 4% or $39,167 at 6%; with 100% employer match about $44,063 at 4% or $29,375 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 1,016 | $50,258,575 | $4,129,869 | $4,065iApproximate average salary by contribution assumption: employee only about $101,621 at 4% or $67,747 at 6%; with 50% employer match about $67,747 at 4% or $45,165 at 6%; with 100% employer match about $50,810 at 4% or $33,874 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 1,025 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,007 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 774 | - | - | - |
| 2010 | 7 | 2,030 | $330,047,077 | $10,324,060 | $5,086iApproximate average salary by contribution assumption: employee only about $127,144 at 4% or $84,762 at 6%; with 50% employer match about $84,762 at 4% or $56,508 at 6%; with 100% employer match about $63,572 at 4% or $42,381 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 2,030 | $282,692,307 | $6,747,521 | $3,324iApproximate average salary by contribution assumption: employee only about $83,098 at 4% or $55,398 at 6%; with 50% employer match about $55,398 at 4% or $36,932 at 6%; with 100% employer match about $41,549 at 4% or $27,699 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 998 | $47,354,770 | $3,576,539 | $3,584iApproximate average salary by contribution assumption: employee only about $89,593 at 4% or $59,728 at 6%; with 50% employer match about $59,728 at 4% or $39,819 at 6%; with 100% employer match about $44,796 at 4% or $29,864 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | - | - | - | - |
| Tiaa Cref Tax Deferred Annuity Plan | - | - | - | - | - |
| Fairleigh Dickinson University Welfare Plan | - | 987 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 1,005 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 765 | - | - | - |
| 2009 | 5 | 1,892 | $314,174,462 | $10,209,415 | $5,396iApproximate average salary by contribution assumption: employee only about $134,902 at 4% or $89,935 at 6%; with 50% employer match about $89,935 at 4% or $59,957 at 6%; with 100% employer match about $67,451 at 4% or $44,967 at 6%. |
| Fairleigh Dickinson University Retirement Plan | - | 1,892 | $272,428,836 | $6,608,427 | $3,493iApproximate average salary by contribution assumption: employee only about $87,321 at 4% or $58,214 at 6%; with 50% employer match about $58,214 at 4% or $38,809 at 6%; with 100% employer match about $43,660 at 4% or $29,107 at 6%. |
| Tiaa Cref Tax Deferred Annuity Plan | - | 963 | $41,745,626 | $3,600,988 | $3,739iApproximate average salary by contribution assumption: employee only about $93,484 at 4% or $62,322 at 6%; with 50% employer match about $62,322 at 4% or $41,548 at 6%; with 100% employer match about $46,742 at 4% or $31,161 at 6%. |
| Fairleigh Dickinson University Welfare Plan | - | 799 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 755 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 981 | - | - | - |
| 2008 | 3 | 987 | $0 | $0 | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 758 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 978 | - | - | - |
| Fairleigh Dickinson University Welfare Plan | - | 987 | - | - | - |
| 2007 | 3 | 971 | $0 | $0 | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 729 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 971 | - | - | - |
| Fairleigh Dickinson University Welfare Plan | - | 969 | - | - | - |
| 2006 | 3 | 965 | $0 | $0 | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 742 | - | - | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 965 | - | - | - |
| Fairleigh Dickinson University Welfare Plan | - | 928 | - | - | - |
| 2005 | 3 | 955 | $0 | $0 | - |
| Group Life & Ltd Plan for Employees of Fairleigh Dickinson University | - | 938 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 955 | - | - | - |
| FAIRLEIGH DICKINSON UNIVERSITY EMPLOYEE GROUP LONG TERM DISABILITY | - | 0 | - | - | - |
| 2004 | 3 | 950 | $0 | $0 | - |
| FAIRLEIGH DICKINSON UNIVERSITY EMPLOYEE GROUP LONG TERM DISABILITY | - | 950 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 754 | - | - | - |
| FAIRLEIGH DICKINSON UNIVERSLTY EMPLOYEE GROUP LONG TERM DISAAIBITY | - | 950 | - | - | - |
| 2003 | 2 | 936 | $0 | $0 | - |
| FAIRLEIGH DICKINSON UNIVERSITY EMPLOYEE GROUP LONG TERM DISABILITY | - | 936 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 754 | - | - | - |
| 2002 | 2 | 746 | $0 | $0 | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 746 | - | - | - |
| Tiaa Cref Tax Deferred Annuity Plan | - | 0 | - | - | - |
| 2001 | 4 | 802 | $0 | $0 | - |
| Fairleigh Dickinson University Retirement Plan | - | 0 | - | - | - |
| Tiaa Cref Tax Deferred Annuity Plan | - | 0 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 708 | - | - | - |
| FAIRLEIGH DICKINSON UNIVERSITY EMPLOYEE GROUP LONG TERM DISABILITY | - | 802 | - | - | - |
| 2000 | 4 | 805 | $0 | $0 | - |
| Tiaa Cref Tax Deferred Annuity Plan | - | 0 | - | - | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 721 | - | - | - |
| FAIRLEIGH DICKINSON UNIVERSITY EMPLOYEE GROUP LONG TERM DISABILITY | - | 805 | - | - | - |
| Fairleigh Dickinson University Retirement Plan | - | 0 | - | - | - |
| 1999 | 3 | 717 | $0 | $0 | - |
| Fairleigh Dickinson University Employee Benefit Plan | - | 717 | - | - | - |
| Tiaa Cref Tax Deferred Annuity Plan | - | 0 | - | - | - |
| Fairleigh Dickinson University Retirement Plan | - | 0 | - | - | - |