Civic Intelligence

Heavy & General Construction Laborers Union Local 472

Plan context: Heavy & General Construction Laborers Union Local 472 Severance Fund

EIN 22-1010627 • Newark, NJ • 27 filings • 2 plans

700 Raymond BoulevardNewark, NJ 07105-2909
Current Snapshot

Latest Year

2025

2025 Participants

22

2025 Assets

$3,796,744

2025 Contributions

$600,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,796,744$1,898,372$0199920132025YearValue
$3,796,744Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

24120199920102025YearValue
22Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025122$3,796,744$600,000$27,273iApproximate average salary by contribution assumption: employee only about $681,818 at 4% or $454,545 at 6%; with 50% employer match about $454,545 at 4% or $303,030 at 6%; with 100% employer match about $340,909 at 4% or $227,273 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-22$3,796,744$600,000$27,273iApproximate average salary by contribution assumption: employee only about $681,818 at 4% or $454,545 at 6%; with 50% employer match about $454,545 at 4% or $303,030 at 6%; with 100% employer match about $340,909 at 4% or $227,273 at 6%.
2024122$3,493,467$600,000$27,273iApproximate average salary by contribution assumption: employee only about $681,818 at 4% or $454,545 at 6%; with 50% employer match about $454,545 at 4% or $303,030 at 6%; with 100% employer match about $340,909 at 4% or $227,273 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-22$3,493,467$600,000$27,273iApproximate average salary by contribution assumption: employee only about $681,818 at 4% or $454,545 at 6%; with 50% employer match about $454,545 at 4% or $303,030 at 6%; with 100% employer match about $340,909 at 4% or $227,273 at 6%.
2023123$3,347,542$600,000$26,087iApproximate average salary by contribution assumption: employee only about $652,174 at 4% or $434,783 at 6%; with 50% employer match about $434,783 at 4% or $289,855 at 6%; with 100% employer match about $326,087 at 4% or $217,391 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-23$3,347,542$600,000$26,087iApproximate average salary by contribution assumption: employee only about $652,174 at 4% or $434,783 at 6%; with 50% employer match about $434,783 at 4% or $289,855 at 6%; with 100% employer match about $326,087 at 4% or $217,391 at 6%.
2022124$3,207,498$600,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-24$3,207,498$600,000$25,000iApproximate average salary by contribution assumption: employee only about $625,000 at 4% or $416,667 at 6%; with 50% employer match about $416,667 at 4% or $277,778 at 6%; with 100% employer match about $312,500 at 4% or $208,333 at 6%.
2021124$3,265,996$420,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-24$3,265,996$420,000$17,500iApproximate average salary by contribution assumption: employee only about $437,500 at 4% or $291,667 at 6%; with 50% employer match about $291,667 at 4% or $194,444 at 6%; with 100% employer match about $218,750 at 4% or $145,833 at 6%.
2020123$3,329,181$420,000$18,261iApproximate average salary by contribution assumption: employee only about $456,522 at 4% or $304,348 at 6%; with 50% employer match about $304,348 at 4% or $202,899 at 6%; with 100% employer match about $228,261 at 4% or $152,174 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-23$3,329,181$420,000$18,261iApproximate average salary by contribution assumption: employee only about $456,522 at 4% or $304,348 at 6%; with 50% employer match about $304,348 at 4% or $202,899 at 6%; with 100% employer match about $228,261 at 4% or $152,174 at 6%.
2019123$3,139,158$240,000$10,435iApproximate average salary by contribution assumption: employee only about $260,870 at 4% or $173,913 at 6%; with 50% employer match about $173,913 at 4% or $115,942 at 6%; with 100% employer match about $130,435 at 4% or $86,957 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-23$3,139,158$240,000$10,435iApproximate average salary by contribution assumption: employee only about $260,870 at 4% or $173,913 at 6%; with 50% employer match about $173,913 at 4% or $115,942 at 6%; with 100% employer match about $130,435 at 4% or $86,957 at 6%.
2018121$3,149,589$240,000$11,429iApproximate average salary by contribution assumption: employee only about $285,714 at 4% or $190,476 at 6%; with 50% employer match about $190,476 at 4% or $126,984 at 6%; with 100% employer match about $142,857 at 4% or $95,238 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-21$3,149,589$240,000$11,429iApproximate average salary by contribution assumption: employee only about $285,714 at 4% or $190,476 at 6%; with 50% employer match about $190,476 at 4% or $126,984 at 6%; with 100% employer match about $142,857 at 4% or $95,238 at 6%.
2017122$3,273,859$240,000$10,909iApproximate average salary by contribution assumption: employee only about $272,727 at 4% or $181,818 at 6%; with 50% employer match about $181,818 at 4% or $121,212 at 6%; with 100% employer match about $136,364 at 4% or $90,909 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-22$3,273,859$240,000$10,909iApproximate average salary by contribution assumption: employee only about $272,727 at 4% or $181,818 at 6%; with 50% employer match about $181,818 at 4% or $121,212 at 6%; with 100% employer match about $136,364 at 4% or $90,909 at 6%.
201610$3,142,484$240,000-
Heavy & General Construction Laborers Union Local 472 Severance Fund--$3,142,484$240,000-
201510$3,005,795$240,000-
Heavy & General Construction Laborers Union Local 472 Severance Fund--$3,005,795$240,000-
201410$2,929,181$240,000-
Heavy & General Construction Laborers Union Local 472 Severance Fund--$2,929,181$240,000-
201310$2,844,526$240,000-
Heavy & General Construction Laborers Union Local 472 Severance Fund--$2,844,526$240,000-
201210$2,739,786$240,000-
Heavy & General Construction Laborers Union Local 472 Severance Fund--$2,739,786$240,000-
2011121$2,861,429$240,000$11,429iApproximate average salary by contribution assumption: employee only about $285,714 at 4% or $190,476 at 6%; with 50% employer match about $190,476 at 4% or $126,984 at 6%; with 100% employer match about $142,857 at 4% or $95,238 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-21$2,861,429$240,000$11,429iApproximate average salary by contribution assumption: employee only about $285,714 at 4% or $190,476 at 6%; with 50% employer match about $190,476 at 4% or $126,984 at 6%; with 100% employer match about $142,857 at 4% or $95,238 at 6%.
2010122$2,556,427$240,000$10,909iApproximate average salary by contribution assumption: employee only about $272,727 at 4% or $181,818 at 6%; with 50% employer match about $181,818 at 4% or $121,212 at 6%; with 100% employer match about $136,364 at 4% or $90,909 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-22$2,556,427$240,000$10,909iApproximate average salary by contribution assumption: employee only about $272,727 at 4% or $181,818 at 6%; with 50% employer match about $181,818 at 4% or $121,212 at 6%; with 100% employer match about $136,364 at 4% or $90,909 at 6%.
2009122$2,483,292$240,000$10,909iApproximate average salary by contribution assumption: employee only about $272,727 at 4% or $181,818 at 6%; with 50% employer match about $181,818 at 4% or $121,212 at 6%; with 100% employer match about $136,364 at 4% or $90,909 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-22$2,483,292$240,000$10,909iApproximate average salary by contribution assumption: employee only about $272,727 at 4% or $181,818 at 6%; with 50% employer match about $181,818 at 4% or $121,212 at 6%; with 100% employer match about $136,364 at 4% or $90,909 at 6%.
2008118$2,388,643$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-18$2,388,643$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
2007118$2,236,973$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-18$2,236,973$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
2006117$2,023,683$240,000$14,118iApproximate average salary by contribution assumption: employee only about $352,941 at 4% or $235,294 at 6%; with 50% employer match about $235,294 at 4% or $156,863 at 6%; with 100% employer match about $176,471 at 4% or $117,647 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-17$2,023,683$240,000$14,118iApproximate average salary by contribution assumption: employee only about $352,941 at 4% or $235,294 at 6%; with 50% employer match about $235,294 at 4% or $156,863 at 6%; with 100% employer match about $176,471 at 4% or $117,647 at 6%.
2005118$1,836,896$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-18$1,836,896$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
2004118$1,620,225$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-18$1,620,225$240,000$13,333iApproximate average salary by contribution assumption: employee only about $333,333 at 4% or $222,222 at 6%; with 50% employer match about $222,222 at 4% or $148,148 at 6%; with 100% employer match about $166,667 at 4% or $111,111 at 6%.
2003119$1,566,976$72,000$3,789iApproximate average salary by contribution assumption: employee only about $94,737 at 4% or $63,158 at 6%; with 50% employer match about $63,158 at 4% or $42,105 at 6%; with 100% employer match about $47,368 at 4% or $31,579 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-19$1,566,976$72,000$3,789iApproximate average salary by contribution assumption: employee only about $94,737 at 4% or $63,158 at 6%; with 50% employer match about $63,158 at 4% or $42,105 at 6%; with 100% employer match about $47,368 at 4% or $31,579 at 6%.
2002118$0$0-
Heavy & General Construction Laborers Union Local 472 Severance Fund-18---
2001118$1,352,951$72,000$4,000iApproximate average salary by contribution assumption: employee only about $100,000 at 4% or $66,667 at 6%; with 50% employer match about $66,667 at 4% or $44,444 at 6%; with 100% employer match about $50,000 at 4% or $33,333 at 6%.
Heavy & General Construction Laborers Union Local 472 Severance Fund-18$1,352,951$72,000$4,000iApproximate average salary by contribution assumption: employee only about $100,000 at 4% or $66,667 at 6%; with 50% employer match about $66,667 at 4% or $44,444 at 6%; with 100% employer match about $50,000 at 4% or $33,333 at 6%.
200010$1,220,561$72,000-
Heavy & General Construction Laborers Union Local 472 Severance Fund-0$1,220,561$72,000-
1999116$1,215,402$0-
Heavy & General Construction Laborers Union Local 472 Severance Fund-16$1,215,402--