TRUSTEES OF PRINCETON UNIVERSITY OFFICE OF HUMAN RESOURCES
Plan context: Princeton University Retirement Plan
EIN 21-0634501 • Princeton, NJ • 257 filings • 20 plans
Current Snapshot
Latest Year
2024
2024 Participants
9,201
2024 Assets
$4,138,154,771
2024 Contributions
$190,864,487
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 9 | 9,201 | $4,138,154,771 | $190,864,487 | $20,744iApproximate average salary by contribution assumption: employee only about $518,597 at 4% or $345,731 at 6%; with 50% employer match about $345,731 at 4% or $230,488 at 6%; with 100% employer match about $259,299 at 4% or $172,866 at 6%. |
| Princeton University Retirement Plan | - | 8,608 | $2,402,818,313 | $89,781,519 | $10,430iApproximate average salary by contribution assumption: employee only about $260,750 at 4% or $173,833 at 6%; with 50% employer match about $173,833 at 4% or $115,889 at 6%; with 100% employer match about $130,375 at 4% or $86,917 at 6%. |
| Princeton University Retirement Savings Plan | - | 9,201 | $1,735,336,458 | $101,082,968 | $10,986iApproximate average salary by contribution assumption: employee only about $274,652 at 4% or $183,101 at 6%; with 50% employer match about $183,101 at 4% or $122,068 at 6%; with 100% employer match about $137,326 at 4% or $91,551 at 6%. |
| Cafeteria Plan | - | 1,348 | - | - | - |
| Group Life Insurance Program - Regular | - | 8,357 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 5,568 | - | - | - |
| Total Disability Insurance Program | - | 8,130 | - | - | - |
| Health Care Plan | - | 7,370 | - | - | - |
| Princeton University Retiree Medical Plan | - | 0 | - | - | - |
| Business Travel Accident Insurance Plan | - | 8,238 | - | - | - |
| 2023 | 9 | 9,005 | $3,664,304,252 | $171,018,843 | $18,992iApproximate average salary by contribution assumption: employee only about $474,789 at 4% or $316,526 at 6%; with 50% employer match about $316,526 at 4% or $211,017 at 6%; with 100% employer match about $237,394 at 4% or $158,263 at 6%. |
| Princeton University Retirement Plan | - | 9,005 | $2,131,527,701 | $84,003,860 | $9,329iApproximate average salary by contribution assumption: employee only about $233,214 at 4% or $155,476 at 6%; with 50% employer match about $155,476 at 4% or $103,651 at 6%; with 100% employer match about $116,607 at 4% or $77,738 at 6%. |
| Princeton University Retirement Savings Plan | - | 8,385 | $1,532,776,551 | $87,014,983 | $10,377iApproximate average salary by contribution assumption: employee only about $259,436 at 4% or $172,958 at 6%; with 50% employer match about $172,958 at 4% or $115,305 at 6%; with 100% employer match about $129,718 at 4% or $86,479 at 6%. |
| Cafeteria Plan | - | 1,326 | - | - | - |
| Total Disability Insurance Program | - | 7,700 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 5,263 | - | - | - |
| Group Life Insurance Program - Regular | - | 7,954 | - | - | - |
| Health Care Plan | - | 6,988 | - | - | - |
| Princeton University Retiree Medical Plan | - | 0 | - | - | - |
| Business Travel Accident Insurance Plan | - | 8,103 | - | - | - |
| 2022 | 9 | 8,451 | $3,143,475,702 | $148,818,248 | $17,610iApproximate average salary by contribution assumption: employee only about $440,239 at 4% or $293,492 at 6%; with 50% employer match about $293,492 at 4% or $195,662 at 6%; with 100% employer match about $220,119 at 4% or $146,746 at 6%. |
| Princeton University Retirement Plan | - | 8,451 | $1,829,863,121 | $75,154,794 | $8,893iApproximate average salary by contribution assumption: employee only about $222,325 at 4% or $148,217 at 6%; with 50% employer match about $148,217 at 4% or $98,811 at 6%; with 100% employer match about $111,163 at 4% or $74,108 at 6%. |
| Princeton University Retirement Savings Plan | - | 7,955 | $1,313,612,581 | $73,663,454 | $9,260iApproximate average salary by contribution assumption: employee only about $231,500 at 4% or $154,334 at 6%; with 50% employer match about $154,334 at 4% or $102,889 at 6%; with 100% employer match about $115,750 at 4% or $77,167 at 6%. |
| Cafeteria Plan | - | 1,294 | - | - | - |
| Group Life Insurance Program - Regular | - | 7,558 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,886 | - | - | - |
| Total Disability Insurance Program | - | - | - | - | - |
| Health Care Plan | - | 6,663 | - | - | - |
| Princeton University Retiree Medical Plan | - | 0 | - | - | - |
| Business Travel Accident Insurance Plan | - | 7,657 | - | - | - |
| 2021 | 9 | 7,984 | $3,552,956,793 | $144,115,287 | $18,051iApproximate average salary by contribution assumption: employee only about $451,263 at 4% or $300,842 at 6%; with 50% employer match about $300,842 at 4% or $200,561 at 6%; with 100% employer match about $225,631 at 4% or $150,421 at 6%. |
| Princeton University Retirement Plan | - | 7,984 | $2,080,723,810 | $69,470,477 | $8,701iApproximate average salary by contribution assumption: employee only about $217,530 at 4% or $145,020 at 6%; with 50% employer match about $145,020 at 4% or $96,680 at 6%; with 100% employer match about $108,765 at 4% or $72,510 at 6%. |
| Princeton University Retirement Savings Plan | - | 7,627 | $1,472,232,983 | $74,644,810 | $9,787iApproximate average salary by contribution assumption: employee only about $244,673 at 4% or $163,115 at 6%; with 50% employer match about $163,115 at 4% or $108,744 at 6%; with 100% employer match about $122,336 at 4% or $81,558 at 6%. |
| Cafeteria Plan | - | 1,349 | - | - | - |
| Group Life Insurance Program - Regular | - | 7,300 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,709 | - | - | - |
| Total Disability Insurance Program | - | 6,305 | - | - | - |
| Health Care Plan | - | 6,434 | - | - | - |
| Princeton University Retiree Medical Plan | - | 2,299 | - | - | - |
| Business Travel Accident Insurance Plan | - | 7,291 | - | - | - |
| 2020 | 9 | 8,417 | $3,102,531,797 | $141,342,587 | $16,793iApproximate average salary by contribution assumption: employee only about $419,813 at 4% or $279,875 at 6%; with 50% employer match about $279,875 at 4% or $186,583 at 6%; with 100% employer match about $209,906 at 4% or $139,938 at 6%. |
| Princeton University Retirement Plan | - | 8,417 | $1,818,765,038 | $69,582,815 | $8,267iApproximate average salary by contribution assumption: employee only about $206,673 at 4% or $137,782 at 6%; with 50% employer match about $137,782 at 4% or $91,855 at 6%; with 100% employer match about $103,337 at 4% or $68,891 at 6%. |
| Princeton University Retirement Savings Plan | - | 7,992 | $1,283,766,759 | $71,759,772 | $8,979iApproximate average salary by contribution assumption: employee only about $224,474 at 4% or $149,649 at 6%; with 50% employer match about $149,649 at 4% or $99,766 at 6%; with 100% employer match about $112,237 at 4% or $74,825 at 6%. |
| Cafeteria Plan | - | 1,332 | - | - | - |
| Group Life Insurance Program - Regular | - | 7,198 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,649 | - | - | - |
| Total Disability Insurance Program | - | 6,365 | - | - | - |
| Health Care Plan | - | 6,317 | - | - | - |
| Princeton University Retiree Medical Plan | - | - | - | - | - |
| Business Travel Accident Insurance Plan | - | 7,155 | - | - | - |
| 2019 | 9 | 8,311 | $2,682,944,918 | $129,288,014 | $15,556iApproximate average salary by contribution assumption: employee only about $388,906 at 4% or $259,271 at 6%; with 50% employer match about $259,271 at 4% or $172,847 at 6%; with 100% employer match about $194,453 at 4% or $129,635 at 6%. |
| Princeton University Retirement Plan | - | 8,311 | $1,575,766,103 | $61,655,314 | $7,419iApproximate average salary by contribution assumption: employee only about $185,463 at 4% or $123,642 at 6%; with 50% employer match about $123,642 at 4% or $82,428 at 6%; with 100% employer match about $92,731 at 4% or $61,821 at 6%. |
| Princeton University Retirement Savings Plan | - | 7,826 | $1,107,178,815 | $67,632,700 | $8,642iApproximate average salary by contribution assumption: employee only about $216,051 at 4% or $144,034 at 6%; with 50% employer match about $144,034 at 4% or $96,023 at 6%; with 100% employer match about $108,026 at 4% or $72,017 at 6%. |
| Cafeteria Plan | - | 1,475 | - | - | - |
| Total Disability Insurance Program | - | 6,029 | - | - | - |
| Group Life Insurance Program - Regular | - | 7,127 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,449 | - | - | - |
| Health Care Plan | - | 6,329 | - | - | - |
| Princeton University Retiree Medical Plan | - | - | - | - | - |
| Business Travel Accident Insurance Plan | - | 7,136 | - | - | - |
| 2018 | 10 | 8,163 | $2,233,817,133 | $123,757,174 | $15,161iApproximate average salary by contribution assumption: employee only about $379,019 at 4% or $252,679 at 6%; with 50% employer match about $252,679 at 4% or $168,453 at 6%; with 100% employer match about $189,509 at 4% or $126,340 at 6%. |
| Princeton University Retirement Plan | - | 8,163 | $1,320,126,518 | $62,519,965 | $7,659iApproximate average salary by contribution assumption: employee only about $191,474 at 4% or $127,649 at 6%; with 50% employer match about $127,649 at 4% or $85,099 at 6%; with 100% employer match about $95,737 at 4% or $63,825 at 6%. |
| Princeton University Retirement Savings Plan | - | 7,569 | $913,690,615 | $61,237,209 | $8,091iApproximate average salary by contribution assumption: employee only about $202,263 at 4% or $134,842 at 6%; with 50% employer match about $134,842 at 4% or $89,895 at 6%; with 100% employer match about $101,132 at 4% or $67,421 at 6%. |
| Cafeteria Plan | - | 1,324 | - | - | - |
| Vision Care Plan | - | 3,516 | - | - | - |
| Group Life Insurance Program - Regular | - | 6,874 | - | - | - |
| Total Disability Insurance Program | - | 5,730 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,377 | - | - | - |
| Princeton University Retiree Medical Plan | - | - | - | - | - |
| Health Care Plan | - | 6,087 | - | - | - |
| Business Travel Accident Insurance Plan | - | 6,924 | - | - | - |
| 2017 | 10 | 8,956 | $2,293,382,712 | $114,939,489 | $12,834iApproximate average salary by contribution assumption: employee only about $320,845 at 4% or $213,897 at 6%; with 50% employer match about $213,897 at 4% or $142,598 at 6%; with 100% employer match about $160,422 at 4% or $106,948 at 6%. |
| Princeton University Retirement Plan | - | 8,956 | $1,363,005,642 | $60,372,524 | $6,741iApproximate average salary by contribution assumption: employee only about $168,525 at 4% or $112,350 at 6%; with 50% employer match about $112,350 at 4% or $74,900 at 6%; with 100% employer match about $84,263 at 4% or $56,175 at 6%. |
| Princeton University Retirement Savings Plan | - | 7,566 | $930,377,070 | $54,566,965 | $7,212iApproximate average salary by contribution assumption: employee only about $180,303 at 4% or $120,202 at 6%; with 50% employer match about $120,202 at 4% or $80,135 at 6%; with 100% employer match about $90,152 at 4% or $60,101 at 6%. |
| Total Disability Insurance Program | - | 5,658 | - | - | - |
| Vision Care Plan | - | 3,398 | - | - | - |
| Cafeteria Plan | - | 1,372 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,799 | - | - | - |
| Group Life Insurance Program - Regular | - | 6,777 | - | - | - |
| Health Care Plan | - | 5,989 | - | - | - |
| Princeton University Retiree Medical Plan | - | 0 | - | - | - |
| Business Travel Accident Insurance Plan | - | 6,677 | - | - | - |
| 2016 | 11 | 7,965 | $1,970,084,828 | $124,385,342 | $15,616iApproximate average salary by contribution assumption: employee only about $390,412 at 4% or $260,275 at 6%; with 50% employer match about $260,275 at 4% or $173,517 at 6%; with 100% employer match about $195,206 at 4% or $130,137 at 6%. |
| Princeton University Retirement Plan | - | 7,965 | $1,161,562,896 | $55,134,871 | $6,922iApproximate average salary by contribution assumption: employee only about $173,054 at 4% or $115,369 at 6%; with 50% employer match about $115,369 at 4% or $76,913 at 6%; with 100% employer match about $86,527 at 4% or $57,685 at 6%. |
| Princeton University Retirement Savings Plan | - | 7,131 | $793,197,595 | $60,898,870 | $8,540iApproximate average salary by contribution assumption: employee only about $213,500 at 4% or $142,334 at 6%; with 50% employer match about $142,334 at 4% or $94,889 at 6%; with 100% employer match about $106,750 at 4% or $71,167 at 6%. |
| Retirement Annuity Program for Monthly Employees | - | 535 | $15,324,337 | $8,351,601 | $15,610iApproximate average salary by contribution assumption: employee only about $390,262 at 4% or $260,174 at 6%; with 50% employer match about $260,174 at 4% or $173,450 at 6%; with 100% employer match about $195,131 at 4% or $130,087 at 6%. |
| Princeton University Retiree Medical Plan | - | 0 | - | - | - |
| Health Care Plan | - | 5,814 | - | - | - |
| Total Disability Insurance Program | - | 5,474 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,776 | - | - | - |
| Group Life Insurance Program - Regular | - | 6,612 | - | - | - |
| Vision Care Plan | - | 3,225 | - | - | - |
| Cafeteria Plan | - | 1,379 | - | - | - |
| Business Travel Accident Insurance Plan | - | 6,535 | - | - | - |
| 2015 | 11 | 6,455 | $1,788,903,083 | $108,698,073 | $16,839iApproximate average salary by contribution assumption: employee only about $420,984 at 4% or $280,656 at 6%; with 50% employer match about $280,656 at 4% or $187,104 at 6%; with 100% employer match about $210,492 at 4% or $140,328 at 6%. |
| Princeton University Retirement Plan | - | 6,455 | $1,068,839,298 | $53,671,111 | $8,315iApproximate average salary by contribution assumption: employee only about $207,866 at 4% or $138,578 at 6%; with 50% employer match about $138,578 at 4% or $92,385 at 6%; with 100% employer match about $103,933 at 4% or $69,289 at 6%. |
| Princeton University Retirement Savings Plan | - | 5,537 | $712,183,173 | $54,572,970 | $9,856iApproximate average salary by contribution assumption: employee only about $246,401 at 4% or $164,268 at 6%; with 50% employer match about $164,268 at 4% or $109,512 at 6%; with 100% employer match about $123,201 at 4% or $82,134 at 6%. |
| Retirement Annuity Program for Monthly Employees | - | 27 | $7,880,612 | $453,992 | $16,815iApproximate average salary by contribution assumption: employee only about $420,363 at 4% or $280,242 at 6%; with 50% employer match about $280,242 at 4% or $186,828 at 6%; with 100% employer match about $210,181 at 4% or $140,121 at 6%. |
| Cafeteria Plan | - | 1,348 | - | - | - |
| Vision Care Plan | - | 3,016 | - | - | - |
| Total Disability Insurance Program | - | 5,313 | - | - | - |
| Group Life Insurance Program - Regular | - | 6,407 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,665 | - | - | - |
| Princeton University Retiree Medical Plan | - | 0 | - | - | - |
| Health Care Plan | - | 5,631 | - | - | - |
| Business Travel Accident Insurance Plan | - | 6,397 | - | - | - |
| 2014 | 12 | 6,963 | $1,720,476,504 | $103,487,467 | $14,862iApproximate average salary by contribution assumption: employee only about $371,562 at 4% or $247,708 at 6%; with 50% employer match about $247,708 at 4% or $165,139 at 6%; with 100% employer match about $185,781 at 4% or $123,854 at 6%. |
| Princeton University Retirement Plan | - | 6,963 | $1,035,184,086 | $52,305,955 | $7,512iApproximate average salary by contribution assumption: employee only about $187,800 at 4% or $125,200 at 6%; with 50% employer match about $125,200 at 4% or $83,467 at 6%; with 100% employer match about $93,900 at 4% or $62,600 at 6%. |
| Princeton University Retirement Savings Plan | - | 5,458 | $677,830,349 | $50,523,716 | $9,257iApproximate average salary by contribution assumption: employee only about $231,420 at 4% or $154,280 at 6%; with 50% employer match about $154,280 at 4% or $102,854 at 6%; with 100% employer match about $115,710 at 4% or $77,140 at 6%. |
| Retirement Annuity Program for Monthly Employees | - | 24 | $7,462,069 | $657,796 | $27,408iApproximate average salary by contribution assumption: employee only about $685,204 at 4% or $456,803 at 6%; with 50% employer match about $456,803 at 4% or $304,535 at 6%; with 100% employer match about $342,602 at 4% or $228,401 at 6%. |
| Total Disability Insurance Program | - | 5,274 | - | - | - |
| Vision Care Plan | - | 2,873 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,724 | - | - | - |
| GROUP LONG TERM CARE PLAN | - | 232 | - | - | - |
| Group Life Insurance Program - Regular | - | 6,238 | - | - | - |
| Cafeteria Plan | - | 1,423 | - | - | - |
| Princeton University Retiree Medical Plan | - | 0 | - | - | - |
| Health Care Plan | - | 5,547 | - | - | - |
| Business Travel Accident Insurance Plan | - | 6,246 | - | - | - |
| 2013 | 12 | 6,185 | $1,570,227,032 | $91,752,657 | $14,835iApproximate average salary by contribution assumption: employee only about $370,868 at 4% or $247,245 at 6%; with 50% employer match about $247,245 at 4% or $164,830 at 6%; with 100% employer match about $185,434 at 4% or $123,623 at 6%. |
| Princeton University Retirement Plan | - | 5,857 | $952,888,728 | $50,451,482 | $8,614iApproximate average salary by contribution assumption: employee only about $215,347 at 4% or $143,565 at 6%; with 50% employer match about $143,565 at 4% or $95,710 at 6%; with 100% employer match about $107,673 at 4% or $71,782 at 6%. |
| Princeton University Retirement Savings Plan | - | 4,112 | $610,975,727 | $41,301,175 | $10,044iApproximate average salary by contribution assumption: employee only about $251,102 at 4% or $167,401 at 6%; with 50% employer match about $167,401 at 4% or $111,601 at 6%; with 100% employer match about $125,551 at 4% or $83,701 at 6%. |
| Retirement Annuity Program for Monthly Employees | - | 23 | $6,362,577 | $0 | - |
| Cafeteria Plan | - | 1,384 | - | - | - |
| Vision Care Plan | - | 2,803 | - | - | - |
| GROUP LONG TERM CARE PLAN | - | 225 | - | - | - |
| Group Life Insurance Program - Regular | - | 6,185 | - | - | - |
| Group Life Insurance Program - Supplemental | - | 4,411 | - | - | - |
| Total Disability Insurance Program | - | 5,219 | - | - | - |
| Health Care Plan | - | 5,462 | - | - | - |
| Business Travel Accident Insurance Plan | - | 5,934 | - | - | - |
| Princeton University Retiree Medical Plan | - | - | - | - | - |
| 2012 | 10 | 6,070 | $1,309,041,461 | $85,476,712 | $14,082iApproximate average salary by contribution assumption: employee only about $352,046 at 4% or $234,697 at 6%; with 50% employer match about $234,697 at 4% or $156,465 at 6%; with 100% employer match about $176,023 at 4% or $117,349 at 6%. |
| 2011 | 10 | 6,798 | $698,818,132 | $46,952,643 | $6,907iApproximate average salary by contribution assumption: employee only about $172,671 at 4% or $115,114 at 6%; with 50% employer match about $115,114 at 4% or $76,743 at 6%; with 100% employer match about $86,335 at 4% or $57,557 at 6%. |
| 2010 | 11 | 6,654 | $1,074,943,680 | $75,107,003 | $11,287iApproximate average salary by contribution assumption: employee only about $282,187 at 4% or $188,125 at 6%; with 50% employer match about $188,125 at 4% or $125,417 at 6%; with 100% employer match about $141,094 at 4% or $94,062 at 6%. |
| 2009 | 10 | 6,338 | $1,624,512,240 | $76,014,609 | $11,993iApproximate average salary by contribution assumption: employee only about $299,837 at 4% or $199,891 at 6%; with 50% employer match about $199,891 at 4% or $133,261 at 6%; with 100% employer match about $149,918 at 4% or $99,946 at 6%. |
| 2008 | 10 | 6,285 | $303,363,963 | $41,106,739 | $6,540iApproximate average salary by contribution assumption: employee only about $163,511 at 4% or $109,008 at 6%; with 50% employer match about $109,008 at 4% or $72,672 at 6%; with 100% employer match about $81,756 at 4% or $54,504 at 6%. |
| 2007 | 10 | 6,658 | $408,756,946 | $39,183,013 | $5,885iApproximate average salary by contribution assumption: employee only about $147,128 at 4% or $98,085 at 6%; with 50% employer match about $98,085 at 4% or $65,390 at 6%; with 100% employer match about $73,564 at 4% or $49,043 at 6%. |
| 2006 | 12 | 5,925 | $354,236,093 | $35,823,534 | $6,046iApproximate average salary by contribution assumption: employee only about $151,154 at 4% or $100,769 at 6%; with 50% employer match about $100,769 at 4% or $67,180 at 6%; with 100% employer match about $75,577 at 4% or $50,385 at 6%. |
| 2005 | 11 | 6,002 | $290,917,634 | $34,585,259 | $5,762iApproximate average salary by contribution assumption: employee only about $144,057 at 4% or $96,038 at 6%; with 50% employer match about $96,038 at 4% or $64,025 at 6%; with 100% employer match about $72,029 at 4% or $48,019 at 6%. |
| 2004 | 9 | 5,405 | $246,990,768 | $33,827,701 | $6,259iApproximate average salary by contribution assumption: employee only about $156,465 at 4% or $104,310 at 6%; with 50% employer match about $104,310 at 4% or $69,540 at 6%; with 100% employer match about $78,232 at 4% or $52,155 at 6%. |
| 2003 | 10 | 5,841 | $201,476,572 | $31,014,576 | $5,310iApproximate average salary by contribution assumption: employee only about $132,745 at 4% or $88,497 at 6%; with 50% employer match about $88,497 at 4% or $58,998 at 6%; with 100% employer match about $66,373 at 4% or $44,248 at 6%. |
| 2002 | 9 | 5,745 | $0 | $0 | - |
| 2001 | 9 | 5,093 | $153,439,834 | $27,757,572 | $5,450iApproximate average salary by contribution assumption: employee only about $136,254 at 4% or $90,836 at 6%; with 50% employer match about $90,836 at 4% or $60,557 at 6%; with 100% employer match about $68,127 at 4% or $45,418 at 6%. |
| 2000 | 9 | 4,798 | $156,317,714 | $25,272,599 | $5,267iApproximate average salary by contribution assumption: employee only about $131,683 at 4% or $87,789 at 6%; with 50% employer match about $87,789 at 4% or $58,526 at 6%; with 100% employer match about $65,841 at 4% or $43,894 at 6%. |
| 1999 | 7 | 4,740 | $154,192,504 | $23,485,009 | $4,955iApproximate average salary by contribution assumption: employee only about $123,866 at 4% or $82,577 at 6%; with 50% employer match about $82,577 at 4% or $55,052 at 6%; with 100% employer match about $61,933 at 4% or $41,289 at 6%. |