Oceanfirst Bank N.A.
Plan context: Retirement Plan for Oceanfirst Bank
EIN 21-0607451 • Toms River, NJ • 103 filings • 20 plans
Current Snapshot
Latest Year
2024
2024 Participants
983
2024 Assets
$139,488,412
2024 Contributions
$11,330,171
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 5 | 983 | $139,488,412 | $11,330,171 | $11,526iApproximate average salary by contribution assumption: employee only about $288,153 at 4% or $192,102 at 6%; with 50% employer match about $192,102 at 4% or $128,068 at 6%; with 100% employer match about $144,076 at 4% or $96,051 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 880 | $109,607,791 | $9,617,001 | $10,928iApproximate average salary by contribution assumption: employee only about $273,210 at 4% or $182,140 at 6%; with 50% employer match about $182,140 at 4% or $121,427 at 6%; with 100% employer match about $136,605 at 4% or $91,070 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 775 | $27,227,253 | $1,355,497 | $1,749iApproximate average salary by contribution assumption: employee only about $43,726 at 4% or $29,150 at 6%; with 50% employer match about $29,150 at 4% or $19,434 at 6%; with 100% employer match about $21,863 at 4% or $14,575 at 6%. |
| Spring Garden Lending Group 401(K) Retirement Plan | - | 28 | $2,653,368 | $357,673 | $12,774iApproximate average salary by contribution assumption: employee only about $319,351 at 4% or $212,901 at 6%; with 50% employer match about $212,901 at 4% or $141,934 at 6%; with 100% employer match about $159,675 at 4% or $106,450 at 6%. |
| Oceanfirst Bank Severance Plan | - | 983 | - | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 943 | - | - | - |
| 2023 | 4 | 935 | $126,974,577 | $12,429,441 | $13,294iApproximate average salary by contribution assumption: employee only about $332,338 at 4% or $221,559 at 6%; with 50% employer match about $221,559 at 4% or $147,706 at 6%; with 100% employer match about $166,169 at 4% or $110,779 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 890 | $98,265,264 | $9,984,690 | $11,219iApproximate average salary by contribution assumption: employee only about $280,469 at 4% or $186,979 at 6%; with 50% employer match about $186,979 at 4% or $124,653 at 6%; with 100% employer match about $140,234 at 4% or $93,490 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 753 | $28,709,313 | $2,444,751 | $3,247iApproximate average salary by contribution assumption: employee only about $81,167 at 4% or $54,111 at 6%; with 50% employer match about $54,111 at 4% or $36,074 at 6%; with 100% employer match about $40,584 at 4% or $27,056 at 6%. |
| Oceanfirst Bank Severance Plan | - | 920 | - | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 935 | - | - | - |
| 2022 | 4 | 958 | $125,090,798 | $11,162,615 | $11,652iApproximate average salary by contribution assumption: employee only about $291,300 at 4% or $194,200 at 6%; with 50% employer match about $194,200 at 4% or $129,467 at 6%; with 100% employer match about $145,650 at 4% or $97,100 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 919 | $89,331,203 | $8,773,874 | $9,547iApproximate average salary by contribution assumption: employee only about $238,680 at 4% or $159,120 at 6%; with 50% employer match about $159,120 at 4% or $106,080 at 6%; with 100% employer match about $119,340 at 4% or $79,560 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 745 | $35,759,595 | $2,388,741 | $3,206iApproximate average salary by contribution assumption: employee only about $80,159 at 4% or $53,439 at 6%; with 50% employer match about $53,439 at 4% or $35,626 at 6%; with 100% employer match about $40,080 at 4% or $26,720 at 6%. |
| Oceanfirst Bank Severance Plan | - | 958 | - | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 950 | - | - | - |
| 2021 | 4 | 937 | $144,101,825 | $12,103,882 | $12,918iApproximate average salary by contribution assumption: employee only about $322,942 at 4% or $215,295 at 6%; with 50% employer match about $215,295 at 4% or $143,530 at 6%; with 100% employer match about $161,471 at 4% or $107,647 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 890 | $105,785,741 | $10,053,910 | $11,297iApproximate average salary by contribution assumption: employee only about $282,413 at 4% or $188,275 at 6%; with 50% employer match about $188,275 at 4% or $125,517 at 6%; with 100% employer match about $141,207 at 4% or $94,138 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 757 | $38,316,084 | $2,049,972 | $2,708iApproximate average salary by contribution assumption: employee only about $67,701 at 4% or $45,134 at 6%; with 50% employer match about $45,134 at 4% or $30,089 at 6%; with 100% employer match about $33,850 at 4% or $22,567 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 936 | - | - | - |
| Oceanfirst Bank Severance Plan | - | 937 | - | - | - |
| 2020 | 3 | 937 | $115,224,954 | $8,263,299 | $8,819iApproximate average salary by contribution assumption: employee only about $220,472 at 4% or $146,981 at 6%; with 50% employer match about $146,981 at 4% or $97,988 at 6%; with 100% employer match about $110,236 at 4% or $73,491 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 926 | $84,735,828 | $7,058,018 | $7,622iApproximate average salary by contribution assumption: employee only about $190,551 at 4% or $127,034 at 6%; with 50% employer match about $127,034 at 4% or $84,689 at 6%; with 100% employer match about $95,276 at 4% or $63,517 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 868 | $30,489,126 | $1,205,281 | $1,389iApproximate average salary by contribution assumption: employee only about $34,714 at 4% or $23,143 at 6%; with 50% employer match about $23,143 at 4% or $15,429 at 6%; with 100% employer match about $17,357 at 4% or $11,571 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 937 | - | - | - |
| 2019 | 3 | 854 | $111,019,100 | $7,168,547 | $8,394iApproximate average salary by contribution assumption: employee only about $209,852 at 4% or $139,901 at 6%; with 50% employer match about $139,901 at 4% or $93,268 at 6%; with 100% employer match about $104,926 at 4% or $69,951 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 854 | $69,581,958 | $6,014,739 | $7,043iApproximate average salary by contribution assumption: employee only about $176,075 at 4% or $117,384 at 6%; with 50% employer match about $117,384 at 4% or $78,256 at 6%; with 100% employer match about $88,038 at 4% or $58,692 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 772 | $41,437,142 | $1,153,808 | $1,495iApproximate average salary by contribution assumption: employee only about $37,364 at 4% or $24,909 at 6%; with 50% employer match about $24,909 at 4% or $16,606 at 6%; with 100% employer match about $18,682 at 4% or $12,455 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 824 | - | - | - |
| 2018 | 4 | 846 | $79,624,173 | $7,187,372 | $8,496iApproximate average salary by contribution assumption: employee only about $212,393 at 4% or $141,595 at 6%; with 50% employer match about $141,595 at 4% or $94,397 at 6%; with 100% employer match about $106,196 at 4% or $70,798 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 846 | $42,733,090 | $4,388,211 | $5,187iApproximate average salary by contribution assumption: employee only about $129,675 at 4% or $86,450 at 6%; with 50% employer match about $86,450 at 4% or $57,633 at 6%; with 100% employer match about $64,838 at 4% or $43,225 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 727 | $36,891,083 | $1,075,048 | $1,479iApproximate average salary by contribution assumption: employee only about $36,969 at 4% or $24,646 at 6%; with 50% employer match about $24,646 at 4% or $16,431 at 6%; with 100% employer match about $18,484 at 4% or $12,323 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 628 | - | - | - |
| Spring Garden Lending Group 401(K) Retirement Plan | - | 0 | - | $1,724,113 | - |
| 2017 | 8 | 575 | $76,681,722 | $3,855,453 | $6,705iApproximate average salary by contribution assumption: employee only about $167,628 at 4% or $111,752 at 6%; with 50% employer match about $111,752 at 4% or $74,502 at 6%; with 100% employer match about $83,814 at 4% or $55,876 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 549 | $38,614,521 | $3,532,882 | $6,435iApproximate average salary by contribution assumption: employee only about $160,878 at 4% or $107,252 at 6%; with 50% employer match about $107,252 at 4% or $71,501 at 6%; with 100% employer match about $80,439 at 4% or $53,626 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 575 | $38,067,201 | $322,571 | $561iApproximate average salary by contribution assumption: employee only about $14,025 at 4% or $9,350 at 6%; with 50% employer match about $9,350 at 4% or $6,233 at 6%; with 100% employer match about $7,012 at 4% or $4,675 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 0 | - | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 493 | - | - | - |
| OCEAN CITY HOME BANK MEDICAL PLAN | - | 0 | - | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 0 | - | - | - |
| Oceanfirst Bank Dental Plan | - | 0 | - | - | - |
| Cape Bank Defined Benefit Plan | - | 0 | $0 | - | - |
| 2016 | 4 | 594 | $88,726,579 | $3,223,402 | $5,427iApproximate average salary by contribution assumption: employee only about $135,665 at 4% or $90,443 at 6%; with 50% employer match about $90,443 at 4% or $60,296 at 6%; with 100% employer match about $67,833 at 4% or $45,222 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 475 | $44,855,076 | $319,890 | $673iApproximate average salary by contribution assumption: employee only about $16,836 at 4% or $11,224 at 6%; with 50% employer match about $11,224 at 4% or $7,483 at 6%; with 100% employer match about $8,418 at 4% or $5,612 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 594 | $38,094,025 | $2,435,735 | $4,101iApproximate average salary by contribution assumption: employee only about $102,514 at 4% or $68,343 at 6%; with 50% employer match about $68,343 at 4% or $45,562 at 6%; with 100% employer match about $51,257 at 4% or $34,171 at 6%. |
| Cape Bank Defined Benefit Plan | - | 25 | $5,777,478 | $467,777 | $18,711iApproximate average salary by contribution assumption: employee only about $467,777 at 4% or $311,851 at 6%; with 50% employer match about $311,851 at 4% or $207,901 at 6%; with 100% employer match about $233,889 at 4% or $155,926 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 413 | - | - | - |
| 2015 | 5 | 398 | $60,109,206 | $2,133,177 | $5,360iApproximate average salary by contribution assumption: employee only about $133,994 at 4% or $89,329 at 6%; with 50% employer match about $89,329 at 4% or $59,553 at 6%; with 100% employer match about $66,997 at 4% or $44,665 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 114 | $33,437,117 | - | - |
| Retirement Plan for Oceanfirst Bank | - | 366 | $26,672,089 | $2,133,177 | $5,828iApproximate average salary by contribution assumption: employee only about $145,709 at 4% or $97,139 at 6%; with 50% employer match about $97,139 at 4% or $64,759 at 6%; with 100% employer match about $72,854 at 4% or $48,570 at 6%. |
| Colonial American Bank 401(K) Plan | - | 0 | $0 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 398 | - | - | - |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 0 | - | - | - |
| 2014 | 4 | 385 | $55,987,545 | $2,411,511 | $6,264iApproximate average salary by contribution assumption: employee only about $156,592 at 4% or $104,394 at 6%; with 50% employer match about $104,394 at 4% or $69,596 at 6%; with 100% employer match about $78,296 at 4% or $52,197 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 314 | $27,583,505 | $314,048 | $1,000iApproximate average salary by contribution assumption: employee only about $25,004 at 4% or $16,669 at 6%; with 50% employer match about $16,669 at 4% or $11,113 at 6%; with 100% employer match about $12,502 at 4% or $8,335 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 356 | $26,684,340 | $2,097,463 | $5,892iApproximate average salary by contribution assumption: employee only about $147,294 at 4% or $98,196 at 6%; with 50% employer match about $98,196 at 4% or $65,464 at 6%; with 100% employer match about $73,647 at 4% or $49,098 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 119 | $1,719,700 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 385 | - | - | - |
| 2013 | 4 | 404 | $56,193,508 | $2,298,744 | $5,690iApproximate average salary by contribution assumption: employee only about $142,249 at 4% or $94,833 at 6%; with 50% employer match about $94,833 at 4% or $63,222 at 6%; with 100% employer match about $71,125 at 4% or $47,416 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 350 | $29,186,159 | $306,326 | $875iApproximate average salary by contribution assumption: employee only about $21,880 at 4% or $14,587 at 6%; with 50% employer match about $14,587 at 4% or $9,725 at 6%; with 100% employer match about $10,940 at 4% or $7,293 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 380 | $25,099,784 | $1,992,418 | $5,243iApproximate average salary by contribution assumption: employee only about $131,080 at 4% or $87,387 at 6%; with 50% employer match about $87,387 at 4% or $58,258 at 6%; with 100% employer match about $65,540 at 4% or $43,693 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 141 | $1,907,565 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 404 | - | - | - |
| 2012 | 4 | 395 | $45,356,827 | $2,173,269 | $5,502iApproximate average salary by contribution assumption: employee only about $137,549 at 4% or $91,699 at 6%; with 50% employer match about $91,699 at 4% or $61,133 at 6%; with 100% employer match about $68,774 at 4% or $45,850 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 350 | $24,207,748 | $292,252 | $835iApproximate average salary by contribution assumption: employee only about $20,875 at 4% or $13,917 at 6%; with 50% employer match about $13,917 at 4% or $9,278 at 6%; with 100% employer match about $10,438 at 4% or $6,958 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 387 | $19,537,253 | $1,881,017 | $4,861iApproximate average salary by contribution assumption: employee only about $121,513 at 4% or $81,008 at 6%; with 50% employer match about $81,008 at 4% or $54,006 at 6%; with 100% employer match about $60,756 at 4% or $40,504 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 145 | $1,611,826 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 395 | - | - | - |
| 2011 | 4 | 415 | $41,692,658 | $2,139,591 | $5,156iApproximate average salary by contribution assumption: employee only about $128,891 at 4% or $85,927 at 6%; with 50% employer match about $85,927 at 4% or $57,285 at 6%; with 100% employer match about $64,446 at 4% or $42,964 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 348 | $23,331,479 | $279,296 | $803iApproximate average salary by contribution assumption: employee only about $20,064 at 4% or $13,376 at 6%; with 50% employer match about $13,376 at 4% or $8,917 at 6%; with 100% employer match about $10,032 at 4% or $6,688 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 392 | $16,799,314 | $1,860,295 | $4,746iApproximate average salary by contribution assumption: employee only about $118,641 at 4% or $79,094 at 6%; with 50% employer match about $79,094 at 4% or $52,729 at 6%; with 100% employer match about $59,321 at 4% or $39,547 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 154 | $1,561,865 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 415 | - | - | - |
| 2010 | 4 | 399 | $40,371,159 | $2,144,570 | $5,375iApproximate average salary by contribution assumption: employee only about $134,372 at 4% or $89,581 at 6%; with 50% employer match about $89,581 at 4% or $59,721 at 6%; with 100% employer match about $67,186 at 4% or $44,791 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 357 | $23,328,423 | $272,914 | $764iApproximate average salary by contribution assumption: employee only about $19,112 at 4% or $12,741 at 6%; with 50% employer match about $12,741 at 4% or $8,494 at 6%; with 100% employer match about $9,556 at 4% or $6,371 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 399 | $15,483,826 | $1,871,656 | $4,691iApproximate average salary by contribution assumption: employee only about $117,272 at 4% or $78,181 at 6%; with 50% employer match about $78,181 at 4% or $52,121 at 6%; with 100% employer match about $58,636 at 4% or $39,091 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 170 | $1,558,910 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 352 | - | - | - |
| 2009 | 4 | 433 | $36,124,263 | $1,811,823 | $4,184iApproximate average salary by contribution assumption: employee only about $104,609 at 4% or $69,739 at 6%; with 50% employer match about $69,739 at 4% or $46,493 at 6%; with 100% employer match about $52,304 at 4% or $34,870 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 433 | $21,333,324 | $47,286 | $109iApproximate average salary by contribution assumption: employee only about $2,730 at 4% or $1,820 at 6%; with 50% employer match about $1,820 at 4% or $1,213 at 6%; with 100% employer match about $1,365 at 4% or $910 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 361 | $13,299,504 | $1,764,537 | $4,888iApproximate average salary by contribution assumption: employee only about $122,198 at 4% or $81,465 at 6%; with 50% employer match about $81,465 at 4% or $54,310 at 6%; with 100% employer match about $61,099 at 4% or $40,733 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 381 | $1,491,435 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 346 | - | - | - |
| 2008 | 6 | 410 | $76,716,480 | $2,139,637 | $5,219iApproximate average salary by contribution assumption: employee only about $130,466 at 4% or $86,977 at 6%; with 50% employer match about $86,977 at 4% or $57,985 at 6%; with 100% employer match about $65,233 at 4% or $43,489 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 410 | $30,544,114 | - | - |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 410 | $30,544,114 | - | - |
| Retirement Plan for Oceanfirst Bank | - | 357 | $11,404,920 | $2,139,637 | $5,993iApproximate average salary by contribution assumption: employee only about $149,835 at 4% or $99,890 at 6%; with 50% employer match about $99,890 at 4% or $66,593 at 6%; with 100% employer match about $74,917 at 4% or $49,945 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 405 | $2,111,666 | - | - |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 405 | $2,111,666 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 348 | - | - | - |
| 2007 | 4 | 453 | $47,517,996 | $2,340,106 | $5,166iApproximate average salary by contribution assumption: employee only about $129,145 at 4% or $86,097 at 6%; with 50% employer match about $86,097 at 4% or $57,398 at 6%; with 100% employer match about $64,572 at 4% or $43,048 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 386 | $31,568,249 | $944,494 | $2,447iApproximate average salary by contribution assumption: employee only about $61,172 at 4% or $40,781 at 6%; with 50% employer match about $40,781 at 4% or $27,188 at 6%; with 100% employer match about $30,586 at 4% or $20,391 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 0 | $13,716,930 | $1,234,730 | - |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 453 | $2,232,817 | $160,882 | $355iApproximate average salary by contribution assumption: employee only about $8,879 at 4% or $5,919 at 6%; with 50% employer match about $5,919 at 4% or $3,946 at 6%; with 100% employer match about $4,439 at 4% or $2,960 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 399 | - | - | - |
| 2006 | 4 | 551 | $67,854,162 | $2,665,171 | $4,837iApproximate average salary by contribution assumption: employee only about $120,924 at 4% or $80,616 at 6%; with 50% employer match about $80,616 at 4% or $53,744 at 6%; with 100% employer match about $60,462 at 4% or $40,308 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 488 | $48,912,307 | $1,280,022 | $2,623iApproximate average salary by contribution assumption: employee only about $65,575 at 4% or $43,717 at 6%; with 50% employer match about $43,717 at 4% or $29,144 at 6%; with 100% employer match about $32,787 at 4% or $21,858 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 412 | $15,451,595 | $1,385,149 | $3,362iApproximate average salary by contribution assumption: employee only about $84,050 at 4% or $56,034 at 6%; with 50% employer match about $56,034 at 4% or $37,356 at 6%; with 100% employer match about $42,025 at 4% or $28,017 at 6%. |
| Oceanfirst Bank Employee Stock Ownership Plan | - | 551 | $3,490,260 | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 434 | - | - | - |
| 2005 | 3 | 443 | $67,272,714 | $2,739,411 | $6,184iApproximate average salary by contribution assumption: employee only about $154,594 at 4% or $103,063 at 6%; with 50% employer match about $103,063 at 4% or $68,709 at 6%; with 100% employer match about $77,297 at 4% or $51,531 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 385 | $53,338,049 | $1,314,023 | $3,413iApproximate average salary by contribution assumption: employee only about $85,326 at 4% or $56,884 at 6%; with 50% employer match about $56,884 at 4% or $37,923 at 6%; with 100% employer match about $42,663 at 4% or $28,442 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 443 | $13,934,665 | $1,425,388 | $3,218iApproximate average salary by contribution assumption: employee only about $80,440 at 4% or $53,626 at 6%; with 50% employer match about $53,626 at 4% or $35,751 at 6%; with 100% employer match about $40,220 at 4% or $26,813 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 364 | - | - | - |
| 2004 | 3 | 390 | $71,017,080 | $2,479,205 | $6,357iApproximate average salary by contribution assumption: employee only about $158,923 at 4% or $105,949 at 6%; with 50% employer match about $105,949 at 4% or $70,633 at 6%; with 100% employer match about $79,462 at 4% or $52,974 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 333 | $58,194,967 | $1,347,975 | $4,048iApproximate average salary by contribution assumption: employee only about $101,199 at 4% or $67,466 at 6%; with 50% employer match about $67,466 at 4% or $44,977 at 6%; with 100% employer match about $50,600 at 4% or $33,733 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 390 | $12,822,113 | $1,131,230 | $2,901iApproximate average salary by contribution assumption: employee only about $72,515 at 4% or $48,343 at 6%; with 50% employer match about $48,343 at 4% or $32,229 at 6%; with 100% employer match about $36,257 at 4% or $24,172 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 358 | - | - | - |
| 2003 | 2 | 462 | $77,424,916 | $2,509,003 | $5,431iApproximate average salary by contribution assumption: employee only about $135,769 at 4% or $90,512 at 6%; with 50% employer match about $90,512 at 4% or $60,342 at 6%; with 100% employer match about $67,884 at 4% or $45,256 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 322 | $65,071,784 | $1,379,147 | $4,283iApproximate average salary by contribution assumption: employee only about $107,077 at 4% or $71,384 at 6%; with 50% employer match about $71,384 at 4% or $47,590 at 6%; with 100% employer match about $53,538 at 4% or $35,692 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 462 | $12,353,132 | $1,129,856 | $2,446iApproximate average salary by contribution assumption: employee only about $61,139 at 4% or $40,760 at 6%; with 50% employer match about $40,760 at 4% or $27,173 at 6%; with 100% employer match about $30,570 at 4% or $20,380 at 6%. |
| 2002 | 3 | 355 | $64,564,803 | $2,669,404 | $7,519iApproximate average salary by contribution assumption: employee only about $187,986 at 4% or $125,324 at 6%; with 50% employer match about $125,324 at 4% or $83,549 at 6%; with 100% employer match about $93,993 at 4% or $62,662 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 267 | $54,752,212 | $1,526,640 | $5,718iApproximate average salary by contribution assumption: employee only about $142,944 at 4% or $95,296 at 6%; with 50% employer match about $95,296 at 4% or $63,531 at 6%; with 100% employer match about $71,472 at 4% or $47,648 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 355 | $9,812,591 | $1,142,764 | $3,219iApproximate average salary by contribution assumption: employee only about $80,476 at 4% or $53,651 at 6%; with 50% employer match about $53,651 at 4% or $35,767 at 6%; with 100% employer match about $40,238 at 4% or $26,825 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 323 | - | - | - |
| 2001 | 3 | 331 | $48,558,383 | $2,789,033 | $8,426iApproximate average salary by contribution assumption: employee only about $210,652 at 4% or $140,435 at 6%; with 50% employer match about $140,435 at 4% or $93,623 at 6%; with 100% employer match about $105,326 at 4% or $70,217 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 237 | $40,052,166 | $1,755,732 | $7,408iApproximate average salary by contribution assumption: employee only about $185,204 at 4% or $123,469 at 6%; with 50% employer match about $123,469 at 4% or $82,313 at 6%; with 100% employer match about $92,602 at 4% or $61,735 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 318 | $8,506,217 | $1,033,301 | $3,249iApproximate average salary by contribution assumption: employee only about $81,234 at 4% or $54,156 at 6%; with 50% employer match about $54,156 at 4% or $36,104 at 6%; with 100% employer match about $40,617 at 4% or $27,078 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 331 | - | - | - |
| 2000 | 3 | 356 | $50,741,191 | $2,517,892 | $7,073iApproximate average salary by contribution assumption: employee only about $176,818 at 4% or $117,879 at 6%; with 50% employer match about $117,879 at 4% or $78,586 at 6%; with 100% employer match about $88,409 at 4% or $58,939 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 219 | $42,152,876 | $1,934,330 | $8,833iApproximate average salary by contribution assumption: employee only about $220,814 at 4% or $147,209 at 6%; with 50% employer match about $147,209 at 4% or $98,140 at 6%; with 100% employer match about $110,407 at 4% or $73,605 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 166 | $8,588,315 | $583,562 | $3,515iApproximate average salary by contribution assumption: employee only about $87,886 at 4% or $58,591 at 6%; with 50% employer match about $58,591 at 4% or $39,060 at 6%; with 100% employer match about $43,943 at 4% or $29,295 at 6%. |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 356 | - | - | - |
| 1999 | 4 | 247 | $38,237,167 | $2,779,867 | $11,255iApproximate average salary by contribution assumption: employee only about $281,363 at 4% or $187,575 at 6%; with 50% employer match about $187,575 at 4% or $125,050 at 6%; with 100% employer match about $140,682 at 4% or $93,788 at 6%. |
| Ocean Federal Savings Bank Employee Stock Ownership Plan | - | 238 | $30,097,721 | $2,197,655 | $9,234iApproximate average salary by contribution assumption: employee only about $230,846 at 4% or $153,897 at 6%; with 50% employer match about $153,897 at 4% or $102,598 at 6%; with 100% employer match about $115,423 at 4% or $76,949 at 6%. |
| Retirement Plan for Oceanfirst Bank | - | 199 | $8,139,446 | $582,212 | $2,926iApproximate average salary by contribution assumption: employee only about $73,142 at 4% or $48,761 at 6%; with 50% employer match about $48,761 at 4% or $32,508 at 6%; with 100% employer match about $36,571 at 4% or $24,381 at 6%. |
| Oceanfirst Bank Dental Plan | - | 247 | - | - | - |
| Oceanfirst Bank Life Ad&D and Long Term Disability Plan | - | 216 | - | - | - |