Civic Intelligence

Michael Lum, D.D.S. Inc.

Plan context: Michael Lum, D.D.S. Inc. 401(K) Plan

EIN 20-8449957 • Milpitas, CA • 19 filings • 2 plans

426 E. Calaveras Blvd.Milpitas, CA 95035
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$2,182,184

2025 Contributions

$92,719

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,182,184$1,091,092$0200820172025YearValue
$2,182,184Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420200720162025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202514$2,182,184$92,719$23,180iApproximate average salary by contribution assumption: employee only about $579,494 at 4% or $386,329 at 6%; with 50% employer match about $386,329 at 4% or $257,553 at 6%; with 100% employer match about $289,747 at 4% or $193,165 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-4$2,182,184$92,719$23,180iApproximate average salary by contribution assumption: employee only about $579,494 at 4% or $386,329 at 6%; with 50% employer match about $386,329 at 4% or $257,553 at 6%; with 100% employer match about $289,747 at 4% or $193,165 at 6%.
202414$1,713,029$91,388$22,847iApproximate average salary by contribution assumption: employee only about $571,175 at 4% or $380,783 at 6%; with 50% employer match about $380,783 at 4% or $253,856 at 6%; with 100% employer match about $285,588 at 4% or $190,392 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-4$1,713,029$91,388$22,847iApproximate average salary by contribution assumption: employee only about $571,175 at 4% or $380,783 at 6%; with 50% employer match about $380,783 at 4% or $253,856 at 6%; with 100% employer match about $285,588 at 4% or $190,392 at 6%.
202313$1,447,162$86,919$28,973iApproximate average salary by contribution assumption: employee only about $724,325 at 4% or $482,883 at 6%; with 50% employer match about $482,883 at 4% or $321,922 at 6%; with 100% employer match about $362,163 at 4% or $241,442 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$1,447,162$86,919$28,973iApproximate average salary by contribution assumption: employee only about $724,325 at 4% or $482,883 at 6%; with 50% employer match about $482,883 at 4% or $321,922 at 6%; with 100% employer match about $362,163 at 4% or $241,442 at 6%.
202214$1,324,948$65,460$16,365iApproximate average salary by contribution assumption: employee only about $409,125 at 4% or $272,750 at 6%; with 50% employer match about $272,750 at 4% or $181,833 at 6%; with 100% employer match about $204,563 at 4% or $136,375 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-4$1,324,948$65,460$16,365iApproximate average salary by contribution assumption: employee only about $409,125 at 4% or $272,750 at 6%; with 50% employer match about $272,750 at 4% or $181,833 at 6%; with 100% employer match about $204,563 at 4% or $136,375 at 6%.
202114$1,523,786$50,412$12,603iApproximate average salary by contribution assumption: employee only about $315,075 at 4% or $210,050 at 6%; with 50% employer match about $210,050 at 4% or $140,033 at 6%; with 100% employer match about $157,538 at 4% or $105,025 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-4$1,523,786$50,412$12,603iApproximate average salary by contribution assumption: employee only about $315,075 at 4% or $210,050 at 6%; with 50% employer match about $210,050 at 4% or $140,033 at 6%; with 100% employer match about $157,538 at 4% or $105,025 at 6%.
202013$1,311,095$25,468$8,489iApproximate average salary by contribution assumption: employee only about $212,233 at 4% or $141,489 at 6%; with 50% employer match about $141,489 at 4% or $94,326 at 6%; with 100% employer match about $106,117 at 4% or $70,744 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$1,311,095$25,468$8,489iApproximate average salary by contribution assumption: employee only about $212,233 at 4% or $141,489 at 6%; with 50% employer match about $141,489 at 4% or $94,326 at 6%; with 100% employer match about $106,117 at 4% or $70,744 at 6%.
201913$1,239,426$18,478$6,159iApproximate average salary by contribution assumption: employee only about $153,983 at 4% or $102,656 at 6%; with 50% employer match about $102,656 at 4% or $68,437 at 6%; with 100% employer match about $76,992 at 4% or $51,328 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$1,239,426$18,478$6,159iApproximate average salary by contribution assumption: employee only about $153,983 at 4% or $102,656 at 6%; with 50% employer match about $102,656 at 4% or $68,437 at 6%; with 100% employer match about $76,992 at 4% or $51,328 at 6%.
201813$945,289$17,375$5,792iApproximate average salary by contribution assumption: employee only about $144,792 at 4% or $96,528 at 6%; with 50% employer match about $96,528 at 4% or $64,352 at 6%; with 100% employer match about $72,396 at 4% or $48,264 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$945,289$17,375$5,792iApproximate average salary by contribution assumption: employee only about $144,792 at 4% or $96,528 at 6%; with 50% employer match about $96,528 at 4% or $64,352 at 6%; with 100% employer match about $72,396 at 4% or $48,264 at 6%.
201713$994,932$15,413$5,138iApproximate average salary by contribution assumption: employee only about $128,442 at 4% or $85,628 at 6%; with 50% employer match about $85,628 at 4% or $57,085 at 6%; with 100% employer match about $64,221 at 4% or $42,814 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$994,932$15,413$5,138iApproximate average salary by contribution assumption: employee only about $128,442 at 4% or $85,628 at 6%; with 50% employer match about $85,628 at 4% or $57,085 at 6%; with 100% employer match about $64,221 at 4% or $42,814 at 6%.
201613$815,899$15,752$5,251iApproximate average salary by contribution assumption: employee only about $131,267 at 4% or $87,511 at 6%; with 50% employer match about $87,511 at 4% or $58,341 at 6%; with 100% employer match about $65,633 at 4% or $43,756 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$815,899$15,752$5,251iApproximate average salary by contribution assumption: employee only about $131,267 at 4% or $87,511 at 6%; with 50% employer match about $87,511 at 4% or $58,341 at 6%; with 100% employer match about $65,633 at 4% or $43,756 at 6%.
201513$748,757$17,856$5,952iApproximate average salary by contribution assumption: employee only about $148,800 at 4% or $99,200 at 6%; with 50% employer match about $99,200 at 4% or $66,133 at 6%; with 100% employer match about $74,400 at 4% or $49,600 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$748,757$17,856$5,952iApproximate average salary by contribution assumption: employee only about $148,800 at 4% or $99,200 at 6%; with 50% employer match about $99,200 at 4% or $66,133 at 6%; with 100% employer match about $74,400 at 4% or $49,600 at 6%.
201413$727,915$18,032$6,011iApproximate average salary by contribution assumption: employee only about $150,267 at 4% or $100,178 at 6%; with 50% employer match about $100,178 at 4% or $66,785 at 6%; with 100% employer match about $75,133 at 4% or $50,089 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$727,915$18,032$6,011iApproximate average salary by contribution assumption: employee only about $150,267 at 4% or $100,178 at 6%; with 50% employer match about $100,178 at 4% or $66,785 at 6%; with 100% employer match about $75,133 at 4% or $50,089 at 6%.
201313$665,197$16,772$5,591iApproximate average salary by contribution assumption: employee only about $139,767 at 4% or $93,178 at 6%; with 50% employer match about $93,178 at 4% or $62,119 at 6%; with 100% employer match about $69,883 at 4% or $46,589 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$665,197$16,772$5,591iApproximate average salary by contribution assumption: employee only about $139,767 at 4% or $93,178 at 6%; with 50% employer match about $93,178 at 4% or $62,119 at 6%; with 100% employer match about $69,883 at 4% or $46,589 at 6%.
201213$543,788$15,000$5,000iApproximate average salary by contribution assumption: employee only about $125,000 at 4% or $83,333 at 6%; with 50% employer match about $83,333 at 4% or $55,556 at 6%; with 100% employer match about $62,500 at 4% or $41,667 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$543,788$15,000$5,000iApproximate average salary by contribution assumption: employee only about $125,000 at 4% or $83,333 at 6%; with 50% employer match about $83,333 at 4% or $55,556 at 6%; with 100% employer match about $62,500 at 4% or $41,667 at 6%.
201113$468,713$20,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$468,713$20,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
201013$460,510$20,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$460,510$20,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
200913$395,337$20,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$395,337$20,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
200813$284,681$27,660$9,220iApproximate average salary by contribution assumption: employee only about $230,500 at 4% or $153,667 at 6%; with 50% employer match about $153,667 at 4% or $102,444 at 6%; with 100% employer match about $115,250 at 4% or $76,833 at 6%.
Michael Lum, D.D.S. Inc. 401(K) Plan-3$284,681$27,660$9,220iApproximate average salary by contribution assumption: employee only about $230,500 at 4% or $153,667 at 6%; with 50% employer match about $153,667 at 4% or $102,444 at 6%; with 100% employer match about $115,250 at 4% or $76,833 at 6%.
200713$0$0-
Michael Lum, D.D.S. Inc. 401(K) Plan-3---