Civic Intelligence

Jay Jay Clow & Sons LLC

Plan context: J.J. Clow & Sons 401(K) Retirement Plan

EIN 20-4950420 • Wye Mills, MD • 17 filings • 1 plans

12892 Wye Landing LanePO Box 232Wye Mills, MD 21679
Current Snapshot

Latest Year

2025

2025 Participants

10

2025 Assets

$2,830,962

2025 Contributions

$169,037

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,830,962$1,415,481$0200920172025YearValue
$2,830,962Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1050200920172025YearValue
10Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025110$2,830,962$169,037$16,904iApproximate average salary by contribution assumption: employee only about $422,593 at 4% or $281,728 at 6%; with 50% employer match about $281,728 at 4% or $187,819 at 6%; with 100% employer match about $211,296 at 4% or $140,864 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$2,830,962$169,037$16,904iApproximate average salary by contribution assumption: employee only about $422,593 at 4% or $281,728 at 6%; with 50% employer match about $281,728 at 4% or $187,819 at 6%; with 100% employer match about $211,296 at 4% or $140,864 at 6%.
2024110$2,380,013$151,893$15,189iApproximate average salary by contribution assumption: employee only about $379,733 at 4% or $253,155 at 6%; with 50% employer match about $253,155 at 4% or $168,770 at 6%; with 100% employer match about $189,866 at 4% or $126,578 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$2,380,013$151,893$15,189iApproximate average salary by contribution assumption: employee only about $379,733 at 4% or $253,155 at 6%; with 50% employer match about $253,155 at 4% or $168,770 at 6%; with 100% employer match about $189,866 at 4% or $126,578 at 6%.
2023110$2,016,943$155,489$15,549iApproximate average salary by contribution assumption: employee only about $388,723 at 4% or $259,148 at 6%; with 50% employer match about $259,148 at 4% or $172,766 at 6%; with 100% employer match about $194,361 at 4% or $129,574 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$2,016,943$155,489$15,549iApproximate average salary by contribution assumption: employee only about $388,723 at 4% or $259,148 at 6%; with 50% employer match about $259,148 at 4% or $172,766 at 6%; with 100% employer match about $194,361 at 4% or $129,574 at 6%.
2022110$1,635,724$138,824$13,882iApproximate average salary by contribution assumption: employee only about $347,060 at 4% or $231,373 at 6%; with 50% employer match about $231,373 at 4% or $154,249 at 6%; with 100% employer match about $173,530 at 4% or $115,687 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$1,635,724$138,824$13,882iApproximate average salary by contribution assumption: employee only about $347,060 at 4% or $231,373 at 6%; with 50% employer match about $231,373 at 4% or $154,249 at 6%; with 100% employer match about $173,530 at 4% or $115,687 at 6%.
202119$1,712,409$127,158$14,129iApproximate average salary by contribution assumption: employee only about $353,217 at 4% or $235,478 at 6%; with 50% employer match about $235,478 at 4% or $156,985 at 6%; with 100% employer match about $176,608 at 4% or $117,739 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-9$1,712,409$127,158$14,129iApproximate average salary by contribution assumption: employee only about $353,217 at 4% or $235,478 at 6%; with 50% employer match about $235,478 at 4% or $156,985 at 6%; with 100% employer match about $176,608 at 4% or $117,739 at 6%.
2020110$1,417,874$107,469$10,747iApproximate average salary by contribution assumption: employee only about $268,673 at 4% or $179,115 at 6%; with 50% employer match about $179,115 at 4% or $119,410 at 6%; with 100% employer match about $134,336 at 4% or $89,558 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$1,417,874$107,469$10,747iApproximate average salary by contribution assumption: employee only about $268,673 at 4% or $179,115 at 6%; with 50% employer match about $179,115 at 4% or $119,410 at 6%; with 100% employer match about $134,336 at 4% or $89,558 at 6%.
2019110$1,106,934$231,313$23,131iApproximate average salary by contribution assumption: employee only about $578,283 at 4% or $385,522 at 6%; with 50% employer match about $385,522 at 4% or $257,014 at 6%; with 100% employer match about $289,141 at 4% or $192,761 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$1,106,934$231,313$23,131iApproximate average salary by contribution assumption: employee only about $578,283 at 4% or $385,522 at 6%; with 50% employer match about $385,522 at 4% or $257,014 at 6%; with 100% employer match about $289,141 at 4% or $192,761 at 6%.
2018110$706,838$90,470$9,047iApproximate average salary by contribution assumption: employee only about $226,175 at 4% or $150,783 at 6%; with 50% employer match about $150,783 at 4% or $100,522 at 6%; with 100% employer match about $113,088 at 4% or $75,392 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$706,838$90,470$9,047iApproximate average salary by contribution assumption: employee only about $226,175 at 4% or $150,783 at 6%; with 50% employer match about $150,783 at 4% or $100,522 at 6%; with 100% employer match about $113,088 at 4% or $75,392 at 6%.
2017110$673,344$85,725$8,573iApproximate average salary by contribution assumption: employee only about $214,313 at 4% or $142,875 at 6%; with 50% employer match about $142,875 at 4% or $95,250 at 6%; with 100% employer match about $107,156 at 4% or $71,438 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-10$673,344$85,725$8,573iApproximate average salary by contribution assumption: employee only about $214,313 at 4% or $142,875 at 6%; with 50% employer match about $142,875 at 4% or $95,250 at 6%; with 100% employer match about $107,156 at 4% or $71,438 at 6%.
201617$498,504$57,021$8,146iApproximate average salary by contribution assumption: employee only about $203,646 at 4% or $135,764 at 6%; with 50% employer match about $135,764 at 4% or $90,510 at 6%; with 100% employer match about $101,823 at 4% or $67,882 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-7$498,504$57,021$8,146iApproximate average salary by contribution assumption: employee only about $203,646 at 4% or $135,764 at 6%; with 50% employer match about $135,764 at 4% or $90,510 at 6%; with 100% employer match about $101,823 at 4% or $67,882 at 6%.
201517$412,524$56,804$8,115iApproximate average salary by contribution assumption: employee only about $202,871 at 4% or $135,248 at 6%; with 50% employer match about $135,248 at 4% or $90,165 at 6%; with 100% employer match about $101,436 at 4% or $67,624 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-7$412,524$56,804$8,115iApproximate average salary by contribution assumption: employee only about $202,871 at 4% or $135,248 at 6%; with 50% employer match about $135,248 at 4% or $90,165 at 6%; with 100% employer match about $101,436 at 4% or $67,624 at 6%.
201417$356,365$54,915$7,845iApproximate average salary by contribution assumption: employee only about $196,125 at 4% or $130,750 at 6%; with 50% employer match about $130,750 at 4% or $87,167 at 6%; with 100% employer match about $98,063 at 4% or $65,375 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-7$356,365$54,915$7,845iApproximate average salary by contribution assumption: employee only about $196,125 at 4% or $130,750 at 6%; with 50% employer match about $130,750 at 4% or $87,167 at 6%; with 100% employer match about $98,063 at 4% or $65,375 at 6%.
201317$285,939$54,657$7,808iApproximate average salary by contribution assumption: employee only about $195,204 at 4% or $130,136 at 6%; with 50% employer match about $130,136 at 4% or $86,757 at 6%; with 100% employer match about $97,602 at 4% or $65,068 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-7$285,939$54,657$7,808iApproximate average salary by contribution assumption: employee only about $195,204 at 4% or $130,136 at 6%; with 50% employer match about $130,136 at 4% or $86,757 at 6%; with 100% employer match about $97,602 at 4% or $65,068 at 6%.
201216$191,582$30,468$5,078iApproximate average salary by contribution assumption: employee only about $126,950 at 4% or $84,633 at 6%; with 50% employer match about $84,633 at 4% or $56,422 at 6%; with 100% employer match about $63,475 at 4% or $42,317 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-6$191,582$30,468$5,078iApproximate average salary by contribution assumption: employee only about $126,950 at 4% or $84,633 at 6%; with 50% employer match about $84,633 at 4% or $56,422 at 6%; with 100% employer match about $63,475 at 4% or $42,317 at 6%.
201115$141,425$32,463$6,493iApproximate average salary by contribution assumption: employee only about $162,315 at 4% or $108,210 at 6%; with 50% employer match about $108,210 at 4% or $72,140 at 6%; with 100% employer match about $81,158 at 4% or $54,105 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-5$141,425$32,463$6,493iApproximate average salary by contribution assumption: employee only about $162,315 at 4% or $108,210 at 6%; with 50% employer match about $108,210 at 4% or $72,140 at 6%; with 100% employer match about $81,158 at 4% or $54,105 at 6%.
201016$122,923$31,746$5,291iApproximate average salary by contribution assumption: employee only about $132,275 at 4% or $88,183 at 6%; with 50% employer match about $88,183 at 4% or $58,789 at 6%; with 100% employer match about $66,138 at 4% or $44,092 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-6$122,923$31,746$5,291iApproximate average salary by contribution assumption: employee only about $132,275 at 4% or $88,183 at 6%; with 50% employer match about $88,183 at 4% or $58,789 at 6%; with 100% employer match about $66,138 at 4% or $44,092 at 6%.
200916$80,603$16,932$2,822iApproximate average salary by contribution assumption: employee only about $70,550 at 4% or $47,033 at 6%; with 50% employer match about $47,033 at 4% or $31,356 at 6%; with 100% employer match about $35,275 at 4% or $23,517 at 6%.
J.J. Clow & Sons 401(K) Retirement Plan-6$80,603$16,932$2,822iApproximate average salary by contribution assumption: employee only about $70,550 at 4% or $47,033 at 6%; with 50% employer match about $47,033 at 4% or $31,356 at 6%; with 100% employer match about $35,275 at 4% or $23,517 at 6%.