Civic Intelligence

Cepham Inc.

Plan context: Cepham Inc 401(K) Plan

EIN 20-4037562 • Somerset, NJ • 31 filings • 5 plans

142 Belmont Drive, Unit 14Somerset, NJ 08873
Current Snapshot

Latest Year

2025

2025 Participants

8

2025 Assets

$811,893

2025 Contributions

$151,077

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,848,078$1,424,039$0201020182025YearValue
$811,893Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

840201020182025YearValue
8Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202518$811,893$151,077$18,885iApproximate average salary by contribution assumption: employee only about $472,116 at 4% or $314,744 at 6%; with 50% employer match about $314,744 at 4% or $209,829 at 6%; with 100% employer match about $236,058 at 4% or $157,372 at 6%.
Cepham Inc 401(K) Plan-8$811,893$151,077$18,885iApproximate average salary by contribution assumption: employee only about $472,116 at 4% or $314,744 at 6%; with 50% employer match about $314,744 at 4% or $209,829 at 6%; with 100% employer match about $236,058 at 4% or $157,372 at 6%.
202428$567,266$218,511$27,314iApproximate average salary by contribution assumption: employee only about $682,847 at 4% or $455,231 at 6%; with 50% employer match about $455,231 at 4% or $303,488 at 6%; with 100% employer match about $341,423 at 4% or $227,616 at 6%.
Cepham Inc 401(K) Plan-8$567,266$218,511$27,314iApproximate average salary by contribution assumption: employee only about $682,847 at 4% or $455,231 at 6%; with 50% employer match about $455,231 at 4% or $303,488 at 6%; with 100% employer match about $341,423 at 4% or $227,616 at 6%.
CEPHAM, INC. RETIREMENT PLAN-0$0$0-
202326$2,656,979$92,325$15,388iApproximate average salary by contribution assumption: employee only about $384,688 at 4% or $256,458 at 6%; with 50% employer match about $256,458 at 4% or $170,972 at 6%; with 100% employer match about $192,344 at 4% or $128,229 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$2,276,061$0-
Cepham Inc 401(K) Plan-6$380,918$92,325$15,388iApproximate average salary by contribution assumption: employee only about $384,688 at 4% or $256,458 at 6%; with 50% employer match about $256,458 at 4% or $170,972 at 6%; with 100% employer match about $192,344 at 4% or $128,229 at 6%.
202226$2,468,392$159,767$26,628iApproximate average salary by contribution assumption: employee only about $665,696 at 4% or $443,797 at 6%; with 50% employer match about $443,797 at 4% or $295,865 at 6%; with 100% employer match about $332,848 at 4% or $221,899 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$1,909,181$142,767$28,553iApproximate average salary by contribution assumption: employee only about $713,835 at 4% or $475,890 at 6%; with 50% employer match about $475,890 at 4% or $317,260 at 6%; with 100% employer match about $356,918 at 4% or $237,945 at 6%.
Cepham Inc 401(K) Plan-6$559,211$17,000$2,833iApproximate average salary by contribution assumption: employee only about $70,833 at 4% or $47,222 at 6%; with 50% employer match about $47,222 at 4% or $31,481 at 6%; with 100% employer match about $35,417 at 4% or $23,611 at 6%.
202126$2,848,078$194,380$32,397iApproximate average salary by contribution assumption: employee only about $809,917 at 4% or $539,944 at 6%; with 50% employer match about $539,944 at 4% or $359,963 at 6%; with 100% employer match about $404,958 at 4% or $269,972 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$2,223,019$160,000$32,000iApproximate average salary by contribution assumption: employee only about $800,000 at 4% or $533,333 at 6%; with 50% employer match about $533,333 at 4% or $355,556 at 6%; with 100% employer match about $400,000 at 4% or $266,667 at 6%.
Cepham Inc 401(K) Plan-6$625,059$34,380$5,730iApproximate average salary by contribution assumption: employee only about $143,250 at 4% or $95,500 at 6%; with 50% employer match about $95,500 at 4% or $63,667 at 6%; with 100% employer match about $71,625 at 4% or $47,750 at 6%.
202026$2,391,820$200,000$33,333iApproximate average salary by contribution assumption: employee only about $833,333 at 4% or $555,556 at 6%; with 50% employer match about $555,556 at 4% or $370,370 at 6%; with 100% employer match about $416,667 at 4% or $277,778 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$1,847,979$175,931$35,186iApproximate average salary by contribution assumption: employee only about $879,655 at 4% or $586,437 at 6%; with 50% employer match about $586,437 at 4% or $390,958 at 6%; with 100% employer match about $439,827 at 4% or $293,218 at 6%.
Cepham Inc 401(K) Plan-6$543,841$24,069$4,012iApproximate average salary by contribution assumption: employee only about $100,288 at 4% or $66,858 at 6%; with 50% employer match about $66,858 at 4% or $44,572 at 6%; with 100% employer match about $50,144 at 4% or $33,429 at 6%.
201926$1,756,408$71,900$11,983iApproximate average salary by contribution assumption: employee only about $299,583 at 4% or $199,722 at 6%; with 50% employer match about $199,722 at 4% or $133,148 at 6%; with 100% employer match about $149,792 at 4% or $99,861 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$1,311,558$52,000$10,400iApproximate average salary by contribution assumption: employee only about $260,000 at 4% or $173,333 at 6%; with 50% employer match about $173,333 at 4% or $115,556 at 6%; with 100% employer match about $130,000 at 4% or $86,667 at 6%.
Cepham Inc 401(K) Plan-6$444,850$19,900$3,317iApproximate average salary by contribution assumption: employee only about $82,917 at 4% or $55,278 at 6%; with 50% employer match about $55,278 at 4% or $36,852 at 6%; with 100% employer match about $41,458 at 4% or $27,639 at 6%.
201826$1,426,496$93,532$15,589iApproximate average salary by contribution assumption: employee only about $389,717 at 4% or $259,811 at 6%; with 50% employer match about $259,811 at 4% or $173,207 at 6%; with 100% employer match about $194,858 at 4% or $129,906 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$1,073,999$84,882$16,976iApproximate average salary by contribution assumption: employee only about $424,410 at 4% or $282,940 at 6%; with 50% employer match about $282,940 at 4% or $188,627 at 6%; with 100% employer match about $212,205 at 4% or $141,470 at 6%.
Cepham Inc 401(K) Plan-6$352,497$8,650$1,442iApproximate average salary by contribution assumption: employee only about $36,042 at 4% or $24,028 at 6%; with 50% employer match about $24,028 at 4% or $16,019 at 6%; with 100% employer match about $18,021 at 4% or $12,014 at 6%.
201726$1,444,986$182,160$30,360iApproximate average salary by contribution assumption: employee only about $759,000 at 4% or $506,000 at 6%; with 50% employer match about $506,000 at 4% or $337,333 at 6%; with 100% employer match about $379,500 at 4% or $253,000 at 6%.
CEPHAM, INC. RETIREMENT PLAN-6$1,071,682$110,025$18,338iApproximate average salary by contribution assumption: employee only about $458,438 at 4% or $305,625 at 6%; with 50% employer match about $305,625 at 4% or $203,750 at 6%; with 100% employer match about $229,219 at 4% or $152,813 at 6%.
Cepham Inc 401(K) Plan-5$373,304$72,135$14,427iApproximate average salary by contribution assumption: employee only about $360,675 at 4% or $240,450 at 6%; with 50% employer match about $240,450 at 4% or $160,300 at 6%; with 100% employer match about $180,338 at 4% or $120,225 at 6%.
201626$1,095,391$232,063$38,677iApproximate average salary by contribution assumption: employee only about $966,929 at 4% or $644,619 at 6%; with 50% employer match about $644,619 at 4% or $429,746 at 6%; with 100% employer match about $483,465 at 4% or $322,310 at 6%.
CEPHAM, INC. RETIREMENT PLAN-6$831,444$148,550$24,758iApproximate average salary by contribution assumption: employee only about $618,958 at 4% or $412,639 at 6%; with 50% employer match about $412,639 at 4% or $275,093 at 6%; with 100% employer match about $309,479 at 4% or $206,319 at 6%.
Cepham Inc 401(K) Plan-5$263,947$83,513$16,703iApproximate average salary by contribution assumption: employee only about $417,565 at 4% or $278,377 at 6%; with 50% employer match about $278,377 at 4% or $185,584 at 6%; with 100% employer match about $208,782 at 4% or $139,188 at 6%.
201525$844,309$179,810$35,962iApproximate average salary by contribution assumption: employee only about $899,050 at 4% or $599,367 at 6%; with 50% employer match about $599,367 at 4% or $399,578 at 6%; with 100% employer match about $449,525 at 4% or $299,683 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$661,922$108,475$21,695iApproximate average salary by contribution assumption: employee only about $542,375 at 4% or $361,583 at 6%; with 50% employer match about $361,583 at 4% or $241,056 at 6%; with 100% employer match about $271,188 at 4% or $180,792 at 6%.
Cepham Inc 401(K) Plan-5$182,387$71,335$14,267iApproximate average salary by contribution assumption: employee only about $356,675 at 4% or $237,783 at 6%; with 50% employer match about $237,783 at 4% or $158,522 at 6%; with 100% employer match about $178,338 at 4% or $118,892 at 6%.
201427$706,981$185,735$26,534iApproximate average salary by contribution assumption: employee only about $663,339 at 4% or $442,226 at 6%; with 50% employer match about $442,226 at 4% or $294,817 at 6%; with 100% employer match about $331,670 at 4% or $221,113 at 6%.
CEPHAM, INC. RETIREMENT PLAN-5$583,509$107,468$21,494iApproximate average salary by contribution assumption: employee only about $537,340 at 4% or $358,227 at 6%; with 50% employer match about $358,227 at 4% or $238,818 at 6%; with 100% employer match about $268,670 at 4% or $179,113 at 6%.
Cepham Inc 401(K) Plan-7$123,472$78,267$11,181iApproximate average salary by contribution assumption: employee only about $279,525 at 4% or $186,350 at 6%; with 50% employer match about $186,350 at 4% or $124,233 at 6%; with 100% employer match about $139,763 at 4% or $93,175 at 6%.
201324$485,003$130,420$32,605iApproximate average salary by contribution assumption: employee only about $815,125 at 4% or $543,417 at 6%; with 50% employer match about $543,417 at 4% or $362,278 at 6%; with 100% employer match about $407,563 at 4% or $271,708 at 6%.
CEPHAM INC. RETIREMENT PLAN-4$442,339$104,055$26,014iApproximate average salary by contribution assumption: employee only about $650,344 at 4% or $433,563 at 6%; with 50% employer match about $433,563 at 4% or $289,042 at 6%; with 100% employer match about $325,172 at 4% or $216,781 at 6%.
Cepham Inc 401(K) Plan-4$42,664$26,365$6,591iApproximate average salary by contribution assumption: employee only about $164,781 at 4% or $109,854 at 6%; with 50% employer match about $109,854 at 4% or $73,236 at 6%; with 100% employer match about $82,391 at 4% or $54,927 at 6%.
201225$304,692$109,570$21,914iApproximate average salary by contribution assumption: employee only about $547,850 at 4% or $365,233 at 6%; with 50% employer match about $365,233 at 4% or $243,489 at 6%; with 100% employer match about $273,925 at 4% or $182,617 at 6%.
CEPHAM INC. RETIREMENT PLAN-5$288,993$100,699$20,140iApproximate average salary by contribution assumption: employee only about $503,495 at 4% or $335,663 at 6%; with 50% employer match about $335,663 at 4% or $223,776 at 6%; with 100% employer match about $251,748 at 4% or $167,832 at 6%.
Cepham Inc 401(K) Plan-5$15,699$8,871$1,774iApproximate average salary by contribution assumption: employee only about $44,355 at 4% or $29,570 at 6%; with 50% employer match about $29,570 at 4% or $19,713 at 6%; with 100% employer match about $22,178 at 4% or $14,785 at 6%.
201123$192,931$102,716$34,239iApproximate average salary by contribution assumption: employee only about $855,967 at 4% or $570,644 at 6%; with 50% employer match about $570,644 at 4% or $380,430 at 6%; with 100% employer match about $427,983 at 4% or $285,322 at 6%.
CEPHAM INC. RETIREMENT PLAN-3$186,009$97,099$32,366iApproximate average salary by contribution assumption: employee only about $809,158 at 4% or $539,439 at 6%; with 50% employer match about $539,439 at 4% or $359,626 at 6%; with 100% employer match about $404,579 at 4% or $269,719 at 6%.
Cepham Inc 401(K) Plan-3$6,922$5,617$1,872iApproximate average salary by contribution assumption: employee only about $46,808 at 4% or $31,206 at 6%; with 50% employer match about $31,206 at 4% or $20,804 at 6%; with 100% employer match about $23,404 at 4% or $15,603 at 6%.
201023$97,504$97,504$32,501iApproximate average salary by contribution assumption: employee only about $812,533 at 4% or $541,689 at 6%; with 50% employer match about $541,689 at 4% or $361,126 at 6%; with 100% employer match about $406,267 at 4% or $270,844 at 6%.
CEPHAM INC. RETIREMENT PLAN-3$96,199$96,199$32,066iApproximate average salary by contribution assumption: employee only about $801,658 at 4% or $534,439 at 6%; with 50% employer match about $534,439 at 4% or $356,293 at 6%; with 100% employer match about $400,829 at 4% or $267,219 at 6%.
Cepham Inc 401(K) Plan-3$1,305$1,305$435iApproximate average salary by contribution assumption: employee only about $10,875 at 4% or $7,250 at 6%; with 50% employer match about $7,250 at 4% or $4,833 at 6%; with 100% employer match about $5,438 at 4% or $3,625 at 6%.