Civic Intelligence

Sinclair Services Company

Plan context: Grand America Hotels & Resorts Capital Accumulation Plan

EIN 20-3967749 • Salt Lake City, UT • 61 filings • 13 plans

550 East South Temple StSalt Lake City, UT 84102
Current Snapshot

Latest Year

2024

2024 Participants

4,133

2024 Assets

$185,068,130

2024 Contributions

$27,021,568

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$375,185,691$187,592,846$0200720162024YearValue
$185,068,130Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

4,9942,4970200720162024YearValue
4,133Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202434,133$185,068,130$27,021,568$6,538iApproximate average salary by contribution assumption: employee only about $163,450 at 4% or $108,967 at 6%; with 50% employer match about $108,967 at 4% or $72,644 at 6%; with 100% employer match about $81,725 at 4% or $54,483 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-4,133$175,358,943$10,202,558$2,469iApproximate average salary by contribution assumption: employee only about $61,714 at 4% or $41,143 at 6%; with 50% employer match about $41,143 at 4% or $27,428 at 6%; with 100% employer match about $30,857 at 4% or $20,571 at 6%.
Sinclair Employees' Benefit Plan-2,612$9,709,187$16,722,179$6,402iApproximate average salary by contribution assumption: employee only about $160,051 at 4% or $106,701 at 6%; with 50% employer match about $106,701 at 4% or $71,134 at 6%; with 100% employer match about $80,026 at 4% or $53,350 at 6%.
Sinclair Employees' Retiree Medical-49-$96,831$1,976iApproximate average salary by contribution assumption: employee only about $49,404 at 4% or $32,936 at 6%; with 50% employer match about $32,936 at 4% or $21,957 at 6%; with 100% employer match about $24,702 at 4% or $16,468 at 6%.
202333,589$185,404,508$24,132,496$6,724iApproximate average salary by contribution assumption: employee only about $168,100 at 4% or $112,067 at 6%; with 50% employer match about $112,067 at 4% or $74,711 at 6%; with 100% employer match about $84,050 at 4% or $56,033 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,589$176,737,140$9,358,352$2,608iApproximate average salary by contribution assumption: employee only about $65,188 at 4% or $43,458 at 6%; with 50% employer match about $43,458 at 4% or $28,972 at 6%; with 100% employer match about $32,594 at 4% or $21,729 at 6%.
Sinclair Employees' Benefit Plan-2,523$8,667,368$14,532,109$5,760iApproximate average salary by contribution assumption: employee only about $143,996 at 4% or $95,998 at 6%; with 50% employer match about $95,998 at 4% or $63,998 at 6%; with 100% employer match about $71,998 at 4% or $47,999 at 6%.
Sinclair Employees' Retiree Medical---$242,035-
202242,235$195,272,355$33,856,427$15,148iApproximate average salary by contribution assumption: employee only about $378,707 at 4% or $252,471 at 6%; with 50% employer match about $252,471 at 4% or $168,314 at 6%; with 100% employer match about $189,354 at 4% or $126,236 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-2,041$186,362,424$7,644,630$3,746iApproximate average salary by contribution assumption: employee only about $93,638 at 4% or $62,426 at 6%; with 50% employer match about $62,426 at 4% or $41,617 at 6%; with 100% employer match about $46,819 at 4% or $31,213 at 6%.
Sinclair Employees' Benefit Plan-2,235$8,909,931$19,981,281$8,940iApproximate average salary by contribution assumption: employee only about $223,504 at 4% or $149,003 at 6%; with 50% employer match about $149,003 at 4% or $99,335 at 6%; with 100% employer match about $111,752 at 4% or $74,501 at 6%.
Sinclair Employees' Retiree Medical---$224,900-
Sinclair Capital Accumulation Plan-0-$6,005,616-
202142,483$375,185,691$67,819,855$27,314iApproximate average salary by contribution assumption: employee only about $682,842 at 4% or $455,228 at 6%; with 50% employer match about $455,228 at 4% or $303,485 at 6%; with 100% employer match about $341,421 at 4% or $227,614 at 6%.
Sinclair Capital Accumulation Plan-1,129$290,789,934$21,717,071$19,236iApproximate average salary by contribution assumption: employee only about $480,892 at 4% or $320,594 at 6%; with 50% employer match about $320,594 at 4% or $213,730 at 6%; with 100% employer match about $240,446 at 4% or $160,297 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-2,483$76,166,153$5,179,785$2,086iApproximate average salary by contribution assumption: employee only about $52,152 at 4% or $34,768 at 6%; with 50% employer match about $34,768 at 4% or $23,179 at 6%; with 100% employer match about $26,076 at 4% or $17,384 at 6%.
Sinclair Employees' Benefit Plan-2,213$8,229,604$40,665,218$18,376iApproximate average salary by contribution assumption: employee only about $459,390 at 4% or $306,260 at 6%; with 50% employer match about $306,260 at 4% or $204,173 at 6%; with 100% employer match about $229,695 at 4% or $153,130 at 6%.
Sinclair Employees' Retiree Medical-1,050-$257,781$246iApproximate average salary by contribution assumption: employee only about $6,138 at 4% or $4,092 at 6%; with 50% employer match about $4,092 at 4% or $2,728 at 6%; with 100% employer match about $3,069 at 4% or $2,046 at 6%.
202043,090$343,907,761$50,624,381$16,383iApproximate average salary by contribution assumption: employee only about $409,582 at 4% or $273,055 at 6%; with 50% employer match about $273,055 at 4% or $182,037 at 6%; with 100% employer match about $204,791 at 4% or $136,527 at 6%.
Sinclair Capital Accumulation Plan-1,170$267,437,145$20,965,049$17,919iApproximate average salary by contribution assumption: employee only about $447,971 at 4% or $298,647 at 6%; with 50% employer match about $298,647 at 4% or $199,098 at 6%; with 100% employer match about $223,986 at 4% or $149,324 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,090$69,969,022$4,312,187$1,396iApproximate average salary by contribution assumption: employee only about $34,888 at 4% or $23,259 at 6%; with 50% employer match about $23,259 at 4% or $15,506 at 6%; with 100% employer match about $17,444 at 4% or $11,629 at 6%.
Sinclair Employees' Benefit Plan-1,914$6,501,594$24,997,933$13,061iApproximate average salary by contribution assumption: employee only about $326,514 at 4% or $217,676 at 6%; with 50% employer match about $217,676 at 4% or $145,117 at 6%; with 100% employer match about $163,257 at 4% or $108,838 at 6%.
Sinclair Employees' Retiree Medical-990-$349,212$353iApproximate average salary by contribution assumption: employee only about $8,818 at 4% or $5,879 at 6%; with 50% employer match about $5,879 at 4% or $3,919 at 6%; with 100% employer match about $4,409 at 4% or $2,939 at 6%.
201943,475$310,299,777$54,335,027$15,636iApproximate average salary by contribution assumption: employee only about $390,899 at 4% or $260,600 at 6%; with 50% employer match about $260,600 at 4% or $173,733 at 6%; with 100% employer match about $195,450 at 4% or $130,300 at 6%.
Sinclair Capital Accumulation Plan-1,155$237,671,944$19,584,667$16,956iApproximate average salary by contribution assumption: employee only about $423,911 at 4% or $282,607 at 6%; with 50% employer match about $282,607 at 4% or $188,405 at 6%; with 100% employer match about $211,955 at 4% or $141,304 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,475$64,385,172$5,206,786$1,498iApproximate average salary by contribution assumption: employee only about $37,459 at 4% or $24,973 at 6%; with 50% employer match about $24,973 at 4% or $16,648 at 6%; with 100% employer match about $18,729 at 4% or $12,486 at 6%.
Sinclair Employees' Benefit Plan-2,213$8,242,661$28,625,987$12,935iApproximate average salary by contribution assumption: employee only about $323,384 at 4% or $215,590 at 6%; with 50% employer match about $215,590 at 4% or $143,726 at 6%; with 100% employer match about $161,692 at 4% or $107,795 at 6%.
Sinclair Employees' Retiree Medical-995-$917,587$922iApproximate average salary by contribution assumption: employee only about $23,055 at 4% or $15,370 at 6%; with 50% employer match about $15,370 at 4% or $10,247 at 6%; with 100% employer match about $11,527 at 4% or $7,685 at 6%.
201844,807$260,949,668$57,977,536$12,061iApproximate average salary by contribution assumption: employee only about $301,527 at 4% or $201,018 at 6%; with 50% employer match about $201,018 at 4% or $134,012 at 6%; with 100% employer match about $150,763 at 4% or $100,509 at 6%.
Sinclair Capital Accumulation Plan-1,186$199,266,906$18,728,454$15,791iApproximate average salary by contribution assumption: employee only about $394,782 at 4% or $263,188 at 6%; with 50% employer match about $263,188 at 4% or $175,459 at 6%; with 100% employer match about $197,391 at 4% or $131,594 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-4,807$53,806,097$4,816,163$1,002iApproximate average salary by contribution assumption: employee only about $25,048 at 4% or $16,698 at 6%; with 50% employer match about $16,698 at 4% or $11,132 at 6%; with 100% employer match about $12,524 at 4% or $8,349 at 6%.
Sinclair Employees' Benefit Plan-2,204$7,876,665$33,290,313$15,104iApproximate average salary by contribution assumption: employee only about $377,612 at 4% or $251,742 at 6%; with 50% employer match about $251,742 at 4% or $167,828 at 6%; with 100% employer match about $188,806 at 4% or $125,871 at 6%.
Sinclair Employees' Retiree Medical-1,008-$1,142,606$1,134iApproximate average salary by contribution assumption: employee only about $28,338 at 4% or $18,892 at 6%; with 50% employer match about $18,892 at 4% or $12,595 at 6%; with 100% employer match about $14,169 at 4% or $9,446 at 6%.
201743,788$271,282,929$53,628,127$14,157iApproximate average salary by contribution assumption: employee only about $353,934 at 4% or $235,956 at 6%; with 50% employer match about $235,956 at 4% or $157,304 at 6%; with 100% employer match about $176,967 at 4% or $117,978 at 6%.
Sinclair Capital Accumulation Plan-1,214$207,572,320$18,526,656$15,261iApproximate average salary by contribution assumption: employee only about $381,521 at 4% or $254,347 at 6%; with 50% employer match about $254,347 at 4% or $169,565 at 6%; with 100% employer match about $190,760 at 4% or $127,174 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,788$56,225,574$4,202,657$1,109iApproximate average salary by contribution assumption: employee only about $27,737 at 4% or $18,491 at 6%; with 50% employer match about $18,491 at 4% or $12,327 at 6%; with 100% employer match about $13,868 at 4% or $9,246 at 6%.
Sinclair Employees' Benefit Plan-2,326$7,485,035$30,593,617$13,153iApproximate average salary by contribution assumption: employee only about $328,822 at 4% or $219,215 at 6%; with 50% employer match about $219,215 at 4% or $146,143 at 6%; with 100% employer match about $164,411 at 4% or $109,607 at 6%.
Sinclair Employees' Retiree Medical-1,044-$305,197$292iApproximate average salary by contribution assumption: employee only about $7,308 at 4% or $4,872 at 6%; with 50% employer match about $4,872 at 4% or $3,248 at 6%; with 100% employer match about $3,654 at 4% or $2,436 at 6%.
201643,786$231,433,219$45,048,845$11,899iApproximate average salary by contribution assumption: employee only about $297,470 at 4% or $198,313 at 6%; with 50% employer match about $198,313 at 4% or $132,209 at 6%; with 100% employer match about $148,735 at 4% or $99,157 at 6%.
Sinclair Capital Accumulation Plan-1,246$174,998,745$17,390,452$13,957iApproximate average salary by contribution assumption: employee only about $348,926 at 4% or $232,617 at 6%; with 50% employer match about $232,617 at 4% or $155,078 at 6%; with 100% employer match about $174,463 at 4% or $116,309 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,786$50,555,559$3,995,526$1,055iApproximate average salary by contribution assumption: employee only about $26,384 at 4% or $17,589 at 6%; with 50% employer match about $17,589 at 4% or $11,726 at 6%; with 100% employer match about $13,192 at 4% or $8,795 at 6%.
Sinclair Employees' Benefit Plan-2,403$5,878,915$23,332,704$9,710iApproximate average salary by contribution assumption: employee only about $242,746 at 4% or $161,830 at 6%; with 50% employer match about $161,830 at 4% or $107,887 at 6%; with 100% employer match about $121,373 at 4% or $80,915 at 6%.
Sinclair Employees' Retiree Medical-1,058-$330,163$312iApproximate average salary by contribution assumption: employee only about $7,802 at 4% or $5,201 at 6%; with 50% employer match about $5,201 at 4% or $3,467 at 6%; with 100% employer match about $3,901 at 4% or $2,601 at 6%.
201543,802$218,942,579$48,379,422$12,725iApproximate average salary by contribution assumption: employee only about $318,118 at 4% or $212,079 at 6%; with 50% employer match about $212,079 at 4% or $141,386 at 6%; with 100% employer match about $159,059 at 4% or $106,039 at 6%.
Sinclair Capital Accumulation Plan-1,250$160,843,634$16,968,739$13,575iApproximate average salary by contribution assumption: employee only about $339,375 at 4% or $226,250 at 6%; with 50% employer match about $226,250 at 4% or $150,833 at 6%; with 100% employer match about $169,687 at 4% or $113,125 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,802$48,498,585$3,383,164$890iApproximate average salary by contribution assumption: employee only about $22,246 at 4% or $14,831 at 6%; with 50% employer match about $14,831 at 4% or $9,887 at 6%; with 100% employer match about $11,123 at 4% or $7,415 at 6%.
Sinclair Employees' Benefit Plan-2,463$9,600,360$26,394,675$10,716iApproximate average salary by contribution assumption: employee only about $267,912 at 4% or $178,608 at 6%; with 50% employer match about $178,608 at 4% or $119,072 at 6%; with 100% employer match about $133,956 at 4% or $89,304 at 6%.
Sinclair Employees' Retiree Medical-1,089-$1,632,844$1,499iApproximate average salary by contribution assumption: employee only about $37,485 at 4% or $24,990 at 6%; with 50% employer match about $24,990 at 4% or $16,660 at 6%; with 100% employer match about $18,742 at 4% or $12,495 at 6%.
201444,994$215,973,121$45,419,752$9,095iApproximate average salary by contribution assumption: employee only about $227,372 at 4% or $151,581 at 6%; with 50% employer match about $151,581 at 4% or $101,054 at 6%; with 100% employer match about $113,686 at 4% or $75,791 at 6%.
Sinclair Capital Accumulation Plan-1,273$157,388,300$14,329,514$11,256iApproximate average salary by contribution assumption: employee only about $281,412 at 4% or $187,608 at 6%; with 50% employer match about $187,608 at 4% or $125,072 at 6%; with 100% employer match about $140,706 at 4% or $93,804 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-4,994$46,028,461$3,023,513$605iApproximate average salary by contribution assumption: employee only about $15,136 at 4% or $10,090 at 6%; with 50% employer match about $10,090 at 4% or $6,727 at 6%; with 100% employer match about $7,568 at 4% or $5,045 at 6%.
Sinclair Employees' Benefit Plan-2,382$12,556,360$27,105,742$11,379iApproximate average salary by contribution assumption: employee only about $284,485 at 4% or $189,657 at 6%; with 50% employer match about $189,657 at 4% or $126,438 at 6%; with 100% employer match about $142,243 at 4% or $94,828 at 6%.
Sinclair Employees' Retiree Medical-1,031-$960,983$932iApproximate average salary by contribution assumption: employee only about $23,302 at 4% or $15,535 at 6%; with 50% employer match about $15,535 at 4% or $10,357 at 6%; with 100% employer match about $11,651 at 4% or $7,767 at 6%.
201334,643$201,023,201$39,667,620$8,544iApproximate average salary by contribution assumption: employee only about $213,588 at 4% or $142,392 at 6%; with 50% employer match about $142,392 at 4% or $94,928 at 6%; with 100% employer match about $106,794 at 4% or $71,196 at 6%.
Sinclair Capital Accumulation Plan-1,173$146,407,314$12,230,448$10,427iApproximate average salary by contribution assumption: employee only about $260,666 at 4% or $173,777 at 6%; with 50% employer match about $173,777 at 4% or $115,852 at 6%; with 100% employer match about $130,333 at 4% or $86,889 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-4,643$43,093,922$2,916,045$628iApproximate average salary by contribution assumption: employee only about $15,701 at 4% or $10,468 at 6%; with 50% employer match about $10,468 at 4% or $6,978 at 6%; with 100% employer match about $7,851 at 4% or $5,234 at 6%.
Sinclair Employees' Benefit Plan-2,269$11,521,965$24,521,127$10,807iApproximate average salary by contribution assumption: employee only about $270,175 at 4% or $180,117 at 6%; with 50% employer match about $180,117 at 4% or $120,078 at 6%; with 100% employer match about $135,088 at 4% or $90,058 at 6%.
201222,141$139,197,639$30,968,992$14,465iApproximate average salary by contribution assumption: employee only about $361,618 at 4% or $241,079 at 6%; with 50% employer match about $241,079 at 4% or $160,719 at 6%; with 100% employer match about $180,809 at 4% or $120,539 at 6%.
Sinclair Capital Accumulation Plan-1,032$126,922,111$10,125,394$9,811iApproximate average salary by contribution assumption: employee only about $245,286 at 4% or $163,524 at 6%; with 50% employer match about $163,524 at 4% or $109,016 at 6%; with 100% employer match about $122,643 at 4% or $81,762 at 6%.
Sinclair Employees' Benefit Plan-2,141$12,275,528$20,843,598$9,735iApproximate average salary by contribution assumption: employee only about $243,386 at 4% or $162,257 at 6%; with 50% employer match about $162,257 at 4% or $108,172 at 6%; with 100% employer match about $121,693 at 4% or $81,129 at 6%.
201142,699$163,555,579$32,562,482$12,065iApproximate average salary by contribution assumption: employee only about $301,616 at 4% or $201,077 at 6%; with 50% employer match about $201,077 at 4% or $134,052 at 6%; with 100% employer match about $150,808 at 4% or $100,539 at 6%.
Sinclair Capital Accumulation Plan-747$118,516,567$8,653,621$11,584iApproximate average salary by contribution assumption: employee only about $289,612 at 4% or $193,075 at 6%; with 50% employer match about $193,075 at 4% or $128,717 at 6%; with 100% employer match about $144,806 at 4% or $96,537 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-2,699$33,581,149$2,500,254$926iApproximate average salary by contribution assumption: employee only about $23,159 at 4% or $15,439 at 6%; with 50% employer match about $15,439 at 4% or $10,293 at 6%; with 100% employer match about $11,580 at 4% or $7,720 at 6%.
Sinclair Employees' Benefit Plan-1,894$11,457,863$20,491,815$10,819iApproximate average salary by contribution assumption: employee only about $270,483 at 4% or $180,322 at 6%; with 50% employer match about $180,322 at 4% or $120,215 at 6%; with 100% employer match about $135,242 at 4% or $90,161 at 6%.
Sinclair Employees' Retiree Medical-747-$916,792$1,227iApproximate average salary by contribution assumption: employee only about $30,682 at 4% or $20,455 at 6%; with 50% employer match about $20,455 at 4% or $13,637 at 6%; with 100% employer match about $15,341 at 4% or $10,227 at 6%.
201033,256$163,295,927$32,543,782$9,995iApproximate average salary by contribution assumption: employee only about $249,875 at 4% or $166,584 at 6%; with 50% employer match about $166,584 at 4% or $111,056 at 6%; with 100% employer match about $124,938 at 4% or $83,292 at 6%.
Sinclair Capital Accumulation Plan-839$119,982,999$8,624,815$10,280iApproximate average salary by contribution assumption: employee only about $256,997 at 4% or $171,331 at 6%; with 50% employer match about $171,331 at 4% or $114,221 at 6%; with 100% employer match about $128,498 at 4% or $85,666 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,256$32,768,312$2,508,766$771iApproximate average salary by contribution assumption: employee only about $19,263 at 4% or $12,842 at 6%; with 50% employer match about $12,842 at 4% or $8,561 at 6%; with 100% employer match about $9,631 at 4% or $6,421 at 6%.
Sinclair Employees' Benefit Plan-2,150$10,544,616$21,410,201$9,958iApproximate average salary by contribution assumption: employee only about $248,956 at 4% or $165,971 at 6%; with 50% employer match about $165,971 at 4% or $110,647 at 6%; with 100% employer match about $124,478 at 4% or $82,985 at 6%.
200933,207$165,368,457$26,695,215$8,324iApproximate average salary by contribution assumption: employee only about $208,101 at 4% or $138,734 at 6%; with 50% employer match about $138,734 at 4% or $92,489 at 6%; with 100% employer match about $104,051 at 4% or $69,367 at 6%.
Sinclair Capital Accumulation Plan-1,306$127,936,913$4,347,635$3,329iApproximate average salary by contribution assumption: employee only about $83,224 at 4% or $55,483 at 6%; with 50% employer match about $55,483 at 4% or $36,989 at 6%; with 100% employer match about $41,612 at 4% or $27,741 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-3,207$29,092,271$1,916,058$597iApproximate average salary by contribution assumption: employee only about $14,937 at 4% or $9,958 at 6%; with 50% employer match about $9,958 at 4% or $6,638 at 6%; with 100% employer match about $7,468 at 4% or $4,979 at 6%.
Sinclair Employees' Benefit Plan-2,176$8,339,273$20,431,522$9,389iApproximate average salary by contribution assumption: employee only about $234,737 at 4% or $156,491 at 6%; with 50% employer match about $156,491 at 4% or $104,328 at 6%; with 100% employer match about $117,369 at 4% or $78,246 at 6%.
200812,528$8,488,370$19,616,379$7,760iApproximate average salary by contribution assumption: employee only about $193,991 at 4% or $129,327 at 6%; with 50% employer match about $129,327 at 4% or $86,218 at 6%; with 100% employer match about $96,996 at 4% or $64,664 at 6%.
Sinclair Employees' Benefit Plan-2,528$8,488,370$19,616,379$7,760iApproximate average salary by contribution assumption: employee only about $193,991 at 4% or $129,327 at 6%; with 50% employer match about $129,327 at 4% or $86,218 at 6%; with 100% employer match about $96,996 at 4% or $64,664 at 6%.
200732,821$163,291,234$37,358,620$13,243iApproximate average salary by contribution assumption: employee only about $331,076 at 4% or $220,717 at 6%; with 50% employer match about $220,717 at 4% or $147,145 at 6%; with 100% employer match about $165,538 at 4% or $110,359 at 6%.
Sinclair Capital Accumulation Plan-1,568$122,744,776$10,869,976$6,932iApproximate average salary by contribution assumption: employee only about $173,310 at 4% or $115,540 at 6%; with 50% employer match about $115,540 at 4% or $77,026 at 6%; with 100% employer match about $86,655 at 4% or $57,770 at 6%.
Grand America Hotels & Resorts Capital Accumulation Plan-2,821$29,017,695$2,920,879$1,035iApproximate average salary by contribution assumption: employee only about $25,885 at 4% or $17,257 at 6%; with 50% employer match about $17,257 at 4% or $11,505 at 6%; with 100% employer match about $12,943 at 4% or $8,628 at 6%.
Sinclair Employees' Benefit Plan-2,486$11,528,763$23,567,765$9,480iApproximate average salary by contribution assumption: employee only about $237,005 at 4% or $158,003 at 6%; with 50% employer match about $158,003 at 4% or $105,336 at 6%; with 100% employer match about $118,502 at 4% or $79,002 at 6%.