Civic Intelligence

Michael J. Stecher Inc.

Plan context: STECHER FINANCIAL GROUP 401(K) PLAN

EIN 20-3296275 • Chesapeake City, MD • 20 filings • 2 plans

1160 Town Point RoadChesapeake City, MD 21915
Current Snapshot

Latest Year

2024

2024 Participants

6

2024 Assets

$918,792

2024 Contributions

$114,573

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,410,010$705,005$0200620162024YearValue
$918,792Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630200620152024YearValue
6Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202416$918,792$114,573$19,096iApproximate average salary by contribution assumption: employee only about $477,388 at 4% or $318,258 at 6%; with 50% employer match about $318,258 at 4% or $212,172 at 6%; with 100% employer match about $238,694 at 4% or $159,129 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-6$918,792$114,573$19,096iApproximate average salary by contribution assumption: employee only about $477,388 at 4% or $318,258 at 6%; with 50% employer match about $318,258 at 4% or $212,172 at 6%; with 100% employer match about $238,694 at 4% or $159,129 at 6%.
202315$740,040$163,644$32,729iApproximate average salary by contribution assumption: employee only about $818,220 at 4% or $545,480 at 6%; with 50% employer match about $545,480 at 4% or $363,653 at 6%; with 100% employer match about $409,110 at 4% or $272,740 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-5$740,040$163,644$32,729iApproximate average salary by contribution assumption: employee only about $818,220 at 4% or $545,480 at 6%; with 50% employer match about $545,480 at 4% or $363,653 at 6%; with 100% employer match about $409,110 at 4% or $272,740 at 6%.
202214$520,824$150,450$37,613iApproximate average salary by contribution assumption: employee only about $940,313 at 4% or $626,875 at 6%; with 50% employer match about $626,875 at 4% or $417,917 at 6%; with 100% employer match about $470,156 at 4% or $313,438 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-4$520,824$150,450$37,613iApproximate average salary by contribution assumption: employee only about $940,313 at 4% or $626,875 at 6%; with 50% employer match about $626,875 at 4% or $417,917 at 6%; with 100% employer match about $470,156 at 4% or $313,438 at 6%.
202114$601,286$111,081$27,770iApproximate average salary by contribution assumption: employee only about $694,256 at 4% or $462,838 at 6%; with 50% employer match about $462,838 at 4% or $308,558 at 6%; with 100% employer match about $347,128 at 4% or $231,419 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-4$601,286$111,081$27,770iApproximate average salary by contribution assumption: employee only about $694,256 at 4% or $462,838 at 6%; with 50% employer match about $462,838 at 4% or $308,558 at 6%; with 100% employer match about $347,128 at 4% or $231,419 at 6%.
202014$458,921$122,661$30,665iApproximate average salary by contribution assumption: employee only about $766,631 at 4% or $511,088 at 6%; with 50% employer match about $511,088 at 4% or $340,725 at 6%; with 100% employer match about $383,316 at 4% or $255,544 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-4$458,921$122,661$30,665iApproximate average salary by contribution assumption: employee only about $766,631 at 4% or $511,088 at 6%; with 50% employer match about $511,088 at 4% or $340,725 at 6%; with 100% employer match about $383,316 at 4% or $255,544 at 6%.
201914$256,862$105,422$26,356iApproximate average salary by contribution assumption: employee only about $658,888 at 4% or $439,258 at 6%; with 50% employer match about $439,258 at 4% or $292,839 at 6%; with 100% employer match about $329,444 at 4% or $219,629 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-4$256,862$105,422$26,356iApproximate average salary by contribution assumption: employee only about $658,888 at 4% or $439,258 at 6%; with 50% employer match about $439,258 at 4% or $292,839 at 6%; with 100% employer match about $329,444 at 4% or $219,629 at 6%.
201814$138,734$99,443$24,861iApproximate average salary by contribution assumption: employee only about $621,519 at 4% or $414,346 at 6%; with 50% employer match about $414,346 at 4% or $276,231 at 6%; with 100% employer match about $310,759 at 4% or $207,173 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-4$138,734$99,443$24,861iApproximate average salary by contribution assumption: employee only about $621,519 at 4% or $414,346 at 6%; with 50% employer match about $414,346 at 4% or $276,231 at 6%; with 100% employer match about $310,759 at 4% or $207,173 at 6%.
201714$180,039$98,212$24,553iApproximate average salary by contribution assumption: employee only about $613,825 at 4% or $409,217 at 6%; with 50% employer match about $409,217 at 4% or $272,811 at 6%; with 100% employer match about $306,913 at 4% or $204,608 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-4$180,039$98,212$24,553iApproximate average salary by contribution assumption: employee only about $613,825 at 4% or $409,217 at 6%; with 50% employer match about $409,217 at 4% or $272,811 at 6%; with 100% employer match about $306,913 at 4% or $204,608 at 6%.
201624$61,979$61,157$15,289iApproximate average salary by contribution assumption: employee only about $382,231 at 4% or $254,821 at 6%; with 50% employer match about $254,821 at 4% or $169,881 at 6%; with 100% employer match about $191,116 at 4% or $127,410 at 6%.
STECHER FINANCIAL GROUP 401(K) PLAN-4$61,979$61,157$15,289iApproximate average salary by contribution assumption: employee only about $382,231 at 4% or $254,821 at 6%; with 50% employer match about $254,821 at 4% or $169,881 at 6%; with 100% employer match about $191,116 at 4% or $127,410 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-0$0--
201515$1,410,010$180,000$36,000iApproximate average salary by contribution assumption: employee only about $900,000 at 4% or $600,000 at 6%; with 50% employer match about $600,000 at 4% or $400,000 at 6%; with 100% employer match about $450,000 at 4% or $300,000 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-5$1,410,010$180,000$36,000iApproximate average salary by contribution assumption: employee only about $900,000 at 4% or $600,000 at 6%; with 50% employer match about $600,000 at 4% or $400,000 at 6%; with 100% employer match about $450,000 at 4% or $300,000 at 6%.
201412$1,291,457$550,000$275,000iApproximate average salary by contribution assumption: employee only about $6,875,000 at 4% or $4,583,333 at 6%; with 50% employer match about $4,583,333 at 4% or $3,055,556 at 6%; with 100% employer match about $3,437,500 at 4% or $2,291,667 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-2$1,291,457$550,000$275,000iApproximate average salary by contribution assumption: employee only about $6,875,000 at 4% or $4,583,333 at 6%; with 50% employer match about $4,583,333 at 4% or $3,055,556 at 6%; with 100% employer match about $3,437,500 at 4% or $2,291,667 at 6%.
201312$708,144$181,064$90,532iApproximate average salary by contribution assumption: employee only about $2,263,300 at 4% or $1,508,867 at 6%; with 50% employer match about $1,508,867 at 4% or $1,005,911 at 6%; with 100% employer match about $1,131,650 at 4% or $754,433 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-2$708,144$181,064$90,532iApproximate average salary by contribution assumption: employee only about $2,263,300 at 4% or $1,508,867 at 6%; with 50% employer match about $1,508,867 at 4% or $1,005,911 at 6%; with 100% employer match about $1,131,650 at 4% or $754,433 at 6%.
201212$499,952$121,268$60,634iApproximate average salary by contribution assumption: employee only about $1,515,850 at 4% or $1,010,567 at 6%; with 50% employer match about $1,010,567 at 4% or $673,711 at 6%; with 100% employer match about $757,925 at 4% or $505,283 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-2$499,952$121,268$60,634iApproximate average salary by contribution assumption: employee only about $1,515,850 at 4% or $1,010,567 at 6%; with 50% employer match about $1,010,567 at 4% or $673,711 at 6%; with 100% employer match about $757,925 at 4% or $505,283 at 6%.
201112$355,668$46,750$23,375iApproximate average salary by contribution assumption: employee only about $584,375 at 4% or $389,583 at 6%; with 50% employer match about $389,583 at 4% or $259,722 at 6%; with 100% employer match about $292,188 at 4% or $194,792 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-2$355,668$46,750$23,375iApproximate average salary by contribution assumption: employee only about $584,375 at 4% or $389,583 at 6%; with 50% employer match about $389,583 at 4% or $259,722 at 6%; with 100% employer match about $292,188 at 4% or $194,792 at 6%.
201012$316,064$84,017$42,009iApproximate average salary by contribution assumption: employee only about $1,050,213 at 4% or $700,142 at 6%; with 50% employer match about $700,142 at 4% or $466,761 at 6%; with 100% employer match about $525,106 at 4% or $350,071 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-2$316,064$84,017$42,009iApproximate average salary by contribution assumption: employee only about $1,050,213 at 4% or $700,142 at 6%; with 50% employer match about $700,142 at 4% or $466,761 at 6%; with 100% employer match about $525,106 at 4% or $350,071 at 6%.
200912$219,079$38,500$19,250iApproximate average salary by contribution assumption: employee only about $481,250 at 4% or $320,833 at 6%; with 50% employer match about $320,833 at 4% or $213,889 at 6%; with 100% employer match about $240,625 at 4% or $160,417 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-2$219,079$38,500$19,250iApproximate average salary by contribution assumption: employee only about $481,250 at 4% or $320,833 at 6%; with 50% employer match about $320,833 at 4% or $213,889 at 6%; with 100% employer match about $240,625 at 4% or $160,417 at 6%.
200812$0$0-
Michael J. Stecher Inc. Defined Benefit Pension Plan-2---
200712$0$0-
Michael J. Stecher Inc. Defined Benefit Pension Plan-2---
200612$90,069$90,069$45,035iApproximate average salary by contribution assumption: employee only about $1,125,863 at 4% or $750,575 at 6%; with 50% employer match about $750,575 at 4% or $500,383 at 6%; with 100% employer match about $562,931 at 4% or $375,288 at 6%.
Michael J. Stecher Inc. Defined Benefit Pension Plan-2$90,069$90,069$45,035iApproximate average salary by contribution assumption: employee only about $1,125,863 at 4% or $750,575 at 6%; with 50% employer match about $750,575 at 4% or $500,383 at 6%; with 100% employer match about $562,931 at 4% or $375,288 at 6%.