Civic Intelligence

Red Oak Mortgage Inc.

Plan context: Red Oak Mortgage 401(K) Plan

EIN 20-2642640 • Freehold, NJ • 13 filings • 2 plans

96 W Main StreetFreehold, NJ 07728
Current Snapshot

Latest Year

2025

2025 Participants

16

2025 Assets

$1,234,135

2025 Contributions

$75,086

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,234,135$617,068$0201320192025YearValue
$1,234,135Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

23120201320192025YearValue
16Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025116$1,234,135$75,086$4,693iApproximate average salary by contribution assumption: employee only about $117,322 at 4% or $78,215 at 6%; with 50% employer match about $78,215 at 4% or $52,143 at 6%; with 100% employer match about $58,661 at 4% or $39,107 at 6%.
Red Oak Mortgage 401(K) Plan-16$1,234,135$75,086$4,693iApproximate average salary by contribution assumption: employee only about $117,322 at 4% or $78,215 at 6%; with 50% employer match about $78,215 at 4% or $52,143 at 6%; with 100% employer match about $58,661 at 4% or $39,107 at 6%.
2024115$1,007,042$75,277$5,018iApproximate average salary by contribution assumption: employee only about $125,462 at 4% or $83,641 at 6%; with 50% employer match about $83,641 at 4% or $55,761 at 6%; with 100% employer match about $62,731 at 4% or $41,821 at 6%.
Red Oak Mortgage 401(K) Plan-15$1,007,042$75,277$5,018iApproximate average salary by contribution assumption: employee only about $125,462 at 4% or $83,641 at 6%; with 50% employer match about $83,641 at 4% or $55,761 at 6%; with 100% employer match about $62,731 at 4% or $41,821 at 6%.
2023117$856,014$84,162$4,951iApproximate average salary by contribution assumption: employee only about $123,768 at 4% or $82,512 at 6%; with 50% employer match about $82,512 at 4% or $55,008 at 6%; with 100% employer match about $61,884 at 4% or $41,256 at 6%.
Red Oak Mortgage 401(K) Plan-17$856,014$84,162$4,951iApproximate average salary by contribution assumption: employee only about $123,768 at 4% or $82,512 at 6%; with 50% employer match about $82,512 at 4% or $55,008 at 6%; with 100% employer match about $61,884 at 4% or $41,256 at 6%.
2022123$679,175$113,448$4,933iApproximate average salary by contribution assumption: employee only about $123,313 at 4% or $82,209 at 6%; with 50% employer match about $82,209 at 4% or $54,806 at 6%; with 100% employer match about $61,657 at 4% or $41,104 at 6%.
Red Oak Mortgage 401(K) Plan-23$679,175$113,448$4,933iApproximate average salary by contribution assumption: employee only about $123,313 at 4% or $82,209 at 6%; with 50% employer match about $82,209 at 4% or $54,806 at 6%; with 100% employer match about $61,657 at 4% or $41,104 at 6%.
2021120$676,747$153,879$7,694iApproximate average salary by contribution assumption: employee only about $192,349 at 4% or $128,233 at 6%; with 50% employer match about $128,233 at 4% or $85,488 at 6%; with 100% employer match about $96,174 at 4% or $64,116 at 6%.
Red Oak Mortgage 401(K) Plan-20$676,747$153,879$7,694iApproximate average salary by contribution assumption: employee only about $192,349 at 4% or $128,233 at 6%; with 50% employer match about $128,233 at 4% or $85,488 at 6%; with 100% employer match about $96,174 at 4% or $64,116 at 6%.
2020116$484,865$104,907$6,557iApproximate average salary by contribution assumption: employee only about $163,917 at 4% or $109,278 at 6%; with 50% employer match about $109,278 at 4% or $72,852 at 6%; with 100% employer match about $81,959 at 4% or $54,639 at 6%.
Red Oak Mortgage 401(K) Plan-16$484,865$104,907$6,557iApproximate average salary by contribution assumption: employee only about $163,917 at 4% or $109,278 at 6%; with 50% employer match about $109,278 at 4% or $72,852 at 6%; with 100% employer match about $81,959 at 4% or $54,639 at 6%.
201919$309,873$39,194$4,355iApproximate average salary by contribution assumption: employee only about $108,872 at 4% or $72,581 at 6%; with 50% employer match about $72,581 at 4% or $48,388 at 6%; with 100% employer match about $54,436 at 4% or $36,291 at 6%.
Red Oak Mortgage 401(K) Plan-9$309,873$39,194$4,355iApproximate average salary by contribution assumption: employee only about $108,872 at 4% or $72,581 at 6%; with 50% employer match about $72,581 at 4% or $48,388 at 6%; with 100% employer match about $54,436 at 4% or $36,291 at 6%.
201818$232,633$36,402$4,550iApproximate average salary by contribution assumption: employee only about $113,756 at 4% or $75,838 at 6%; with 50% employer match about $75,838 at 4% or $50,558 at 6%; with 100% employer match about $56,878 at 4% or $37,919 at 6%.
Red Oak Mortgage 401(K) Plan-8$232,633$36,402$4,550iApproximate average salary by contribution assumption: employee only about $113,756 at 4% or $75,838 at 6%; with 50% employer match about $75,838 at 4% or $50,558 at 6%; with 100% employer match about $56,878 at 4% or $37,919 at 6%.
201718$219,907$33,231$4,154iApproximate average salary by contribution assumption: employee only about $103,847 at 4% or $69,231 at 6%; with 50% employer match about $69,231 at 4% or $46,154 at 6%; with 100% employer match about $51,923 at 4% or $34,616 at 6%.
Red Oak Mortgage 401(K) Plan-8$219,907$33,231$4,154iApproximate average salary by contribution assumption: employee only about $103,847 at 4% or $69,231 at 6%; with 50% employer match about $69,231 at 4% or $46,154 at 6%; with 100% employer match about $51,923 at 4% or $34,616 at 6%.
201616$157,787$35,295$5,883iApproximate average salary by contribution assumption: employee only about $147,063 at 4% or $98,042 at 6%; with 50% employer match about $98,042 at 4% or $65,361 at 6%; with 100% employer match about $73,531 at 4% or $49,021 at 6%.
Red Oak Mortgage 401(K) Plan-6$157,787$35,295$5,883iApproximate average salary by contribution assumption: employee only about $147,063 at 4% or $98,042 at 6%; with 50% employer match about $98,042 at 4% or $65,361 at 6%; with 100% employer match about $73,531 at 4% or $49,021 at 6%.
201516$110,497$32,872$5,479iApproximate average salary by contribution assumption: employee only about $136,967 at 4% or $91,311 at 6%; with 50% employer match about $91,311 at 4% or $60,874 at 6%; with 100% employer match about $68,483 at 4% or $45,656 at 6%.
Red Oak Mortgage 401(K) Plan-6$110,497$32,872$5,479iApproximate average salary by contribution assumption: employee only about $136,967 at 4% or $91,311 at 6%; with 50% employer match about $91,311 at 4% or $60,874 at 6%; with 100% employer match about $68,483 at 4% or $45,656 at 6%.
201416$81,259$28,960$4,827iApproximate average salary by contribution assumption: employee only about $120,667 at 4% or $80,444 at 6%; with 50% employer match about $80,444 at 4% or $53,630 at 6%; with 100% employer match about $60,333 at 4% or $40,222 at 6%.
Red Oak Mortgage 401(K) Plan-6$81,259$28,960$4,827iApproximate average salary by contribution assumption: employee only about $120,667 at 4% or $80,444 at 6%; with 50% employer match about $80,444 at 4% or $53,630 at 6%; with 100% employer match about $60,333 at 4% or $40,222 at 6%.
201316$49,673$58,364$9,727iApproximate average salary by contribution assumption: employee only about $243,183 at 4% or $162,122 at 6%; with 50% employer match about $162,122 at 4% or $108,081 at 6%; with 100% employer match about $121,592 at 4% or $81,061 at 6%.
Red Oak Mortgage 401(K) Plan-6$49,673$58,364$9,727iApproximate average salary by contribution assumption: employee only about $243,183 at 4% or $162,122 at 6%; with 50% employer match about $162,122 at 4% or $108,081 at 6%; with 100% employer match about $121,592 at 4% or $81,061 at 6%.