Civic Intelligence

Xtra Effort Solutions, Inc.

Plan context: Xtra Effort Solutions Inc. Retirement Plan

EIN 20-1903716 • Westford, MA • 20 filings • 2 plans

41 Buckboard DrWestford, MA 01886-2752
Current Snapshot

Latest Year

2025

2025 Participants

2

2025 Assets

$2,416

2025 Contributions

$47,919

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,825,740$912,870$0200620162025YearValue
$2,416Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530200620162025YearValue
2Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202512$2,416$47,919$23,960iApproximate average salary by contribution assumption: employee only about $598,988 at 4% or $399,325 at 6%; with 50% employer match about $399,325 at 4% or $266,217 at 6%; with 100% employer match about $299,494 at 4% or $199,663 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-2$2,416$47,919$23,960iApproximate average salary by contribution assumption: employee only about $598,988 at 4% or $399,325 at 6%; with 50% employer match about $399,325 at 4% or $266,217 at 6%; with 100% employer match about $299,494 at 4% or $199,663 at 6%.
202412$1,825,740$32,220$16,110iApproximate average salary by contribution assumption: employee only about $402,750 at 4% or $268,500 at 6%; with 50% employer match about $268,500 at 4% or $179,000 at 6%; with 100% employer match about $201,375 at 4% or $134,250 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-2$1,825,740$32,220$16,110iApproximate average salary by contribution assumption: employee only about $402,750 at 4% or $268,500 at 6%; with 50% employer match about $268,500 at 4% or $179,000 at 6%; with 100% employer match about $201,375 at 4% or $134,250 at 6%.
202312$1,619,588$36,441$18,221iApproximate average salary by contribution assumption: employee only about $455,513 at 4% or $303,675 at 6%; with 50% employer match about $303,675 at 4% or $202,450 at 6%; with 100% employer match about $227,756 at 4% or $151,838 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-2$1,619,588$36,441$18,221iApproximate average salary by contribution assumption: employee only about $455,513 at 4% or $303,675 at 6%; with 50% employer match about $303,675 at 4% or $202,450 at 6%; with 100% employer match about $227,756 at 4% or $151,838 at 6%.
202212$1,348,220$27,150$13,575iApproximate average salary by contribution assumption: employee only about $339,375 at 4% or $226,250 at 6%; with 50% employer match about $226,250 at 4% or $150,833 at 6%; with 100% employer match about $169,688 at 4% or $113,125 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-2$1,348,220$27,150$13,575iApproximate average salary by contribution assumption: employee only about $339,375 at 4% or $226,250 at 6%; with 50% employer match about $226,250 at 4% or $150,833 at 6%; with 100% employer match about $169,688 at 4% or $113,125 at 6%.
202113$1,785,641$36,000$12,000iApproximate average salary by contribution assumption: employee only about $300,000 at 4% or $200,000 at 6%; with 50% employer match about $200,000 at 4% or $133,333 at 6%; with 100% employer match about $150,000 at 4% or $100,000 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-3$1,785,641$36,000$12,000iApproximate average salary by contribution assumption: employee only about $300,000 at 4% or $200,000 at 6%; with 50% employer match about $200,000 at 4% or $133,333 at 6%; with 100% employer match about $150,000 at 4% or $100,000 at 6%.
202013$1,514,758$40,397$13,466iApproximate average salary by contribution assumption: employee only about $336,642 at 4% or $224,428 at 6%; with 50% employer match about $224,428 at 4% or $149,619 at 6%; with 100% employer match about $168,321 at 4% or $112,214 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-3$1,514,758$40,397$13,466iApproximate average salary by contribution assumption: employee only about $336,642 at 4% or $224,428 at 6%; with 50% employer match about $224,428 at 4% or $149,619 at 6%; with 100% employer match about $168,321 at 4% or $112,214 at 6%.
201913$1,234,319$82,696$27,565iApproximate average salary by contribution assumption: employee only about $689,133 at 4% or $459,422 at 6%; with 50% employer match about $459,422 at 4% or $306,281 at 6%; with 100% employer match about $344,567 at 4% or $229,711 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-3$1,234,319$82,696$27,565iApproximate average salary by contribution assumption: employee only about $689,133 at 4% or $459,422 at 6%; with 50% employer match about $459,422 at 4% or $306,281 at 6%; with 100% employer match about $344,567 at 4% or $229,711 at 6%.
201813$917,355$37,033$12,344iApproximate average salary by contribution assumption: employee only about $308,608 at 4% or $205,739 at 6%; with 50% employer match about $205,739 at 4% or $137,159 at 6%; with 100% employer match about $154,304 at 4% or $102,869 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-3$917,355$37,033$12,344iApproximate average salary by contribution assumption: employee only about $308,608 at 4% or $205,739 at 6%; with 50% employer match about $205,739 at 4% or $137,159 at 6%; with 100% employer match about $154,304 at 4% or $102,869 at 6%.
201713$986,554$49,669$16,556iApproximate average salary by contribution assumption: employee only about $413,908 at 4% or $275,939 at 6%; with 50% employer match about $275,939 at 4% or $183,959 at 6%; with 100% employer match about $206,954 at 4% or $137,969 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-3$986,554$49,669$16,556iApproximate average salary by contribution assumption: employee only about $413,908 at 4% or $275,939 at 6%; with 50% employer match about $275,939 at 4% or $183,959 at 6%; with 100% employer match about $206,954 at 4% or $137,969 at 6%.
201614$763,023$88,075$22,019iApproximate average salary by contribution assumption: employee only about $550,469 at 4% or $366,979 at 6%; with 50% employer match about $366,979 at 4% or $244,653 at 6%; with 100% employer match about $275,234 at 4% or $183,490 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$763,023$88,075$22,019iApproximate average salary by contribution assumption: employee only about $550,469 at 4% or $366,979 at 6%; with 50% employer match about $366,979 at 4% or $244,653 at 6%; with 100% employer match about $275,234 at 4% or $183,490 at 6%.
201514$929,211$100,636$25,159iApproximate average salary by contribution assumption: employee only about $628,975 at 4% or $419,317 at 6%; with 50% employer match about $419,317 at 4% or $279,544 at 6%; with 100% employer match about $314,488 at 4% or $209,658 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$929,211$100,636$25,159iApproximate average salary by contribution assumption: employee only about $628,975 at 4% or $419,317 at 6%; with 50% employer match about $419,317 at 4% or $279,544 at 6%; with 100% employer match about $314,488 at 4% or $209,658 at 6%.
201415$896,351$103,937$20,787iApproximate average salary by contribution assumption: employee only about $519,685 at 4% or $346,457 at 6%; with 50% employer match about $346,457 at 4% or $230,971 at 6%; with 100% employer match about $259,843 at 4% or $173,228 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-5$896,351$103,937$20,787iApproximate average salary by contribution assumption: employee only about $519,685 at 4% or $346,457 at 6%; with 50% employer match about $346,457 at 4% or $230,971 at 6%; with 100% employer match about $259,843 at 4% or $173,228 at 6%.
201314$762,808$114,718$28,680iApproximate average salary by contribution assumption: employee only about $716,988 at 4% or $477,992 at 6%; with 50% employer match about $477,992 at 4% or $318,661 at 6%; with 100% employer match about $358,494 at 4% or $238,996 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$762,808$114,718$28,680iApproximate average salary by contribution assumption: employee only about $716,988 at 4% or $477,992 at 6%; with 50% employer match about $477,992 at 4% or $318,661 at 6%; with 100% employer match about $358,494 at 4% or $238,996 at 6%.
201214$511,686$91,813$22,953iApproximate average salary by contribution assumption: employee only about $573,831 at 4% or $382,554 at 6%; with 50% employer match about $382,554 at 4% or $255,036 at 6%; with 100% employer match about $286,916 at 4% or $191,277 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$511,686$91,813$22,953iApproximate average salary by contribution assumption: employee only about $573,831 at 4% or $382,554 at 6%; with 50% employer match about $382,554 at 4% or $255,036 at 6%; with 100% employer match about $286,916 at 4% or $191,277 at 6%.
201114$363,178$82,884$20,721iApproximate average salary by contribution assumption: employee only about $518,025 at 4% or $345,350 at 6%; with 50% employer match about $345,350 at 4% or $230,233 at 6%; with 100% employer match about $259,013 at 4% or $172,675 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$363,178$82,884$20,721iApproximate average salary by contribution assumption: employee only about $518,025 at 4% or $345,350 at 6%; with 50% employer match about $345,350 at 4% or $230,233 at 6%; with 100% employer match about $259,013 at 4% or $172,675 at 6%.
201014$305,388$17,431$4,358iApproximate average salary by contribution assumption: employee only about $108,944 at 4% or $72,629 at 6%; with 50% employer match about $72,629 at 4% or $48,419 at 6%; with 100% employer match about $54,472 at 4% or $36,315 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$305,388$17,431$4,358iApproximate average salary by contribution assumption: employee only about $108,944 at 4% or $72,629 at 6%; with 50% employer match about $72,629 at 4% or $48,419 at 6%; with 100% employer match about $54,472 at 4% or $36,315 at 6%.
200914$255,677$19,422$4,856iApproximate average salary by contribution assumption: employee only about $121,388 at 4% or $80,925 at 6%; with 50% employer match about $80,925 at 4% or $53,950 at 6%; with 100% employer match about $60,694 at 4% or $40,463 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$255,677$19,422$4,856iApproximate average salary by contribution assumption: employee only about $121,388 at 4% or $80,925 at 6%; with 50% employer match about $80,925 at 4% or $53,950 at 6%; with 100% employer match about $60,694 at 4% or $40,463 at 6%.
200814$176,809$88,177$22,044iApproximate average salary by contribution assumption: employee only about $551,106 at 4% or $367,404 at 6%; with 50% employer match about $367,404 at 4% or $244,936 at 6%; with 100% employer match about $275,553 at 4% or $183,702 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-4$176,809$88,177$22,044iApproximate average salary by contribution assumption: employee only about $551,106 at 4% or $367,404 at 6%; with 50% employer match about $367,404 at 4% or $244,936 at 6%; with 100% employer match about $275,553 at 4% or $183,702 at 6%.
200714$0$0-
Xtra Effort Solutions Inc. Retirement Plan-4---
200613$74,143$73,324$24,441iApproximate average salary by contribution assumption: employee only about $611,033 at 4% or $407,356 at 6%; with 50% employer match about $407,356 at 4% or $271,570 at 6%; with 100% employer match about $305,517 at 4% or $203,678 at 6%.
Xtra Effort Solutions Inc. Retirement Plan-3$74,143$73,324$24,441iApproximate average salary by contribution assumption: employee only about $611,033 at 4% or $407,356 at 6%; with 50% employer match about $407,356 at 4% or $271,570 at 6%; with 100% employer match about $305,517 at 4% or $203,678 at 6%.