Civic Intelligence

Reynolds American Inc.

Plan context: Reynolds American Defined Benefit Master Trust

EIN 20-0546644 • Winston-salem, NC • 355 filings • 47 plans

401 N. Main StreetWinston-salem, NC 27102-2990
Current Snapshot

Latest Year

2025

2025 Participants

4,328

2025 Assets

$6,728,506,440

2025 Contributions

$91,337,271

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$16,763,531,086$8,381,765,543$0200420142024YearValue
$6,728,506,440Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

8,3024,1510200420142024YearValue
4,328Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$0-
Reynolds American Retirement Plan-0---
2024114,328$6,728,506,440$91,337,271$21,104iApproximate average salary by contribution assumption: employee only about $527,595 at 4% or $351,730 at 6%; with 50% employer match about $351,730 at 4% or $234,487 at 6%; with 100% employer match about $263,798 at 4% or $175,865 at 6%.
Reynolds American Defined Benefit Master Trust--$2,254,847,440--
Retirement Income Plan for Certain Rai Affiliates-682$2,244,951,245--
Rai 401K Savings Plan-4,328$2,022,417,518$89,518,444$20,684iApproximate average salary by contribution assumption: employee only about $517,089 at 4% or $344,726 at 6%; with 50% employer match about $344,726 at 4% or $229,817 at 6%; with 100% employer match about $258,544 at 4% or $172,363 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$160,894,733$693,304-
Puerto Rico Retirement Plan-4$18,808,578--
Reynolds American Medsave Plan-741$18,759,058$1,125,523$1,519iApproximate average salary by contribution assumption: employee only about $37,973 at 4% or $25,315 at 6%; with 50% employer match about $25,315 at 4% or $16,877 at 6%; with 100% employer match about $18,987 at 4% or $12,658 at 6%.
Puerto Rico Savings & Investment Plan-0$5,092,108--
Lorillard Tobacco Company Survivor'S Income Plan--$2,735,760--
Reynolds American Omnibus Welfare Benefits Plan-4,184---
Reynolds American Separation Pay Plan-4,197---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-----
2023113,913$6,758,884,826$83,850,672$21,429iApproximate average salary by contribution assumption: employee only about $535,719 at 4% or $357,146 at 6%; with 50% employer match about $357,146 at 4% or $238,097 at 6%; with 100% employer match about $267,859 at 4% or $178,573 at 6%.
Reynolds American Defined Benefit Master Trust--$2,337,557,150--
Retirement Income Plan for Certain Rai Affiliates-748$2,329,639,930--
Rai 401K Savings Plan-3,913$1,870,776,445$78,934,912$20,172iApproximate average salary by contribution assumption: employee only about $504,312 at 4% or $336,208 at 6%; with 50% employer match about $336,208 at 4% or $224,139 at 6%; with 100% employer match about $252,156 at 4% or $168,104 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$171,590,228$644,786-
Puerto Rico Retirement Plan-4$20,744,897$3,000,000$750,000iApproximate average salary by contribution assumption: employee only about $18,750,000 at 4% or $12,500,000 at 6%; with 50% employer match about $12,500,000 at 4% or $8,333,333 at 6%; with 100% employer match about $9,375,000 at 4% or $6,250,000 at 6%.
Reynolds American Medsave Plan-772$18,901,376$1,270,974$1,646iApproximate average salary by contribution assumption: employee only about $41,158 at 4% or $27,439 at 6%; with 50% employer match about $27,439 at 4% or $18,293 at 6%; with 100% employer match about $20,579 at 4% or $13,719 at 6%.
Puerto Rico Savings & Investment Plan-0$6,952,002--
Lorillard Tobacco Company Survivor'S Income Plan--$2,722,798--
Reynolds American Omnibus Welfare Benefits Plan-3,793---
Reynolds American Separation Pay Plan-3,756---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-----
2022124,248$6,875,564,023$88,931,441$20,935iApproximate average salary by contribution assumption: employee only about $523,372 at 4% or $348,915 at 6%; with 50% employer match about $348,915 at 4% or $232,610 at 6%; with 100% employer match about $261,686 at 4% or $174,457 at 6%.
Reynolds American Defined Benefit Master Trust--$2,421,503,373--
Retirement Income Plan for Certain Rai Affiliates-551$2,403,080,874--
Rai 401K Savings Plan-4,248$1,835,007,086$87,573,753$20,615iApproximate average salary by contribution assumption: employee only about $515,382 at 4% or $343,588 at 6%; with 50% employer match about $343,588 at 4% or $229,059 at 6%; with 100% employer match about $257,691 at 4% or $171,794 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$169,925,993$488,547-
Reynolds American Medsave Plan-932$18,791,080$869,141$933iApproximate average salary by contribution assumption: employee only about $23,314 at 4% or $15,543 at 6%; with 50% employer match about $15,543 at 4% or $10,362 at 6%; with 100% employer match about $11,657 at 4% or $7,771 at 6%.
Puerto Rico Retirement Plan-4$18,459,343--
Puerto Rico Savings & Investment Plan-0$6,149,455--
Lorillard Tobacco Company Survivor'S Income Plan--$2,646,819--
Reynolds American Retirement Plan-858---
Reynolds American Omnibus Welfare Benefits Plan-4,153---
Reynolds American Separation Pay Plan-4,147---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-----
2021124,432$12,618,597,247$107,188,289$24,185iApproximate average salary by contribution assumption: employee only about $604,627 at 4% or $403,085 at 6%; with 50% employer match about $403,085 at 4% or $268,723 at 6%; with 100% employer match about $302,314 at 4% or $201,542 at 6%.
Reynolds American Defined Benefit Master Trust--$5,115,628,742--
Reynolds American Retirement Plan-983$2,695,654,132--
Retirement Income Plan for Certain Rai Affiliates-594$2,282,603,261--
Rai 401K Savings Plan-4,432$2,249,991,251$96,934,445$21,871iApproximate average salary by contribution assumption: employee only about $546,787 at 4% or $364,525 at 6%; with 50% employer match about $364,525 at 4% or $243,017 at 6%; with 100% employer match about $273,394 at 4% or $182,262 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$217,977,065$8,930,126-
Puerto Rico Retirement Plan-4$26,029,715--
Reynolds American Medsave Plan-1,023$20,529,303$1,323,718$1,294iApproximate average salary by contribution assumption: employee only about $32,349 at 4% or $21,566 at 6%; with 50% employer match about $21,566 at 4% or $14,377 at 6%; with 100% employer match about $16,174 at 4% or $10,783 at 6%.
Puerto Rico Savings & Investment Plan-0$7,529,069--
Lorillard Tobacco Company Survivor'S Income Plan--$2,654,709--
Reynolds American Omnibus Welfare Benefits Plan-4,369---
Reynolds American Separation Pay Plan-4,356---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-----
2020124,929$16,763,531,086$101,448,265$20,582iApproximate average salary by contribution assumption: employee only about $514,548 at 4% or $343,032 at 6%; with 50% employer match about $343,032 at 4% or $228,688 at 6%; with 100% employer match about $257,274 at 4% or $171,516 at 6%.
Reynolds American Defined Benefit Master Trust--$7,377,272,819--
Reynolds American Retirement Plan-1,214$3,684,311,159--
Retirement Income Plan for Certain Rai Affiliates-713$3,258,306,792--
Rai 401K Savings Plan-4,929$2,163,236,863$93,419,775$18,953iApproximate average salary by contribution assumption: employee only about $473,827 at 4% or $315,885 at 6%; with 50% employer match about $315,885 at 4% or $210,590 at 6%; with 100% employer match about $236,914 at 4% or $157,942 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$220,798,275$6,316,371-
Puerto Rico Retirement Plan-6$28,932,216--
Reynolds American Medsave Plan-1,103$21,048,366$1,712,119$1,552iApproximate average salary by contribution assumption: employee only about $38,806 at 4% or $25,871 at 6%; with 50% employer match about $25,871 at 4% or $17,247 at 6%; with 100% employer match about $19,403 at 4% or $12,935 at 6%.
Puerto Rico Savings & Investment Plan-0$6,885,568--
Lorillard Tobacco Company Survivor'S Income Plan--$2,739,028--
Reynolds American Omnibus Welfare Benefits Plan-4,924---
Reynolds American Separation Pay Plan-4,924---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-----
2019135,057$15,584,816,555$97,250,567$19,231iApproximate average salary by contribution assumption: employee only about $480,772 at 4% or $320,515 at 6%; with 50% employer match about $320,515 at 4% or $213,676 at 6%; with 100% employer match about $240,386 at 4% or $160,257 at 6%.
Reynolds American Defined Benefit Master Trust--$6,985,406,126--
Reynolds American Retirement Plan-1,445$3,363,640,521--
Retirement Income Plan for Certain Rai Affiliates-831$2,926,298,084--
Rai 401K Savings Plan-5,045$2,034,036,134$89,383,581$17,717iApproximate average salary by contribution assumption: employee only about $442,932 at 4% or $295,288 at 6%; with 50% employer match about $295,288 at 4% or $196,858 at 6%; with 100% employer match about $221,466 at 4% or $147,644 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$218,689,946$6,105,058-
Puerto Rico Retirement Plan-6$27,518,621--
Reynolds American Medsave Plan-1,175$20,193,769$1,761,928$1,500iApproximate average salary by contribution assumption: employee only about $37,488 at 4% or $24,992 at 6%; with 50% employer match about $24,992 at 4% or $16,661 at 6%; with 100% employer match about $18,744 at 4% or $12,496 at 6%.
Puerto Rico Savings & Investment Plan-0$6,201,120--
Lorillard Tobacco Company Survivor'S Income Plan--$2,832,234--
Reynolds American Separation Pay Plan-5,057---
2012 Special Severance Plan for Rjrt Production Associates-0---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-----
Reynolds American Omnibus Welfare Benefits Plan-5,057---
2018135,025$13,565,312,496$96,040,882$19,113iApproximate average salary by contribution assumption: employee only about $477,815 at 4% or $318,544 at 6%; with 50% employer match about $318,544 at 4% or $212,362 at 6%; with 100% employer match about $238,908 at 4% or $159,272 at 6%.
Reynolds American Defined Benefit Master Trust--$5,913,795,175--
Reynolds American Retirement Plan-1,551$3,017,486,730--
Retirement Income Plan for Certain Rai Affiliates-880$2,584,824,489--
Rai 401K Savings Plan-5,025$1,785,256,213$89,541,489$17,819iApproximate average salary by contribution assumption: employee only about $445,480 at 4% or $296,987 at 6%; with 50% employer match about $296,987 at 4% or $197,991 at 6%; with 100% employer match about $222,740 at 4% or $148,493 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$209,978,181$4,921,462-
Puerto Rico Retirement Plan-6$25,529,685--
Reynolds American Medsave Plan-1,184$19,831,486$1,577,931$1,333iApproximate average salary by contribution assumption: employee only about $33,318 at 4% or $22,212 at 6%; with 50% employer match about $22,212 at 4% or $14,808 at 6%; with 100% employer match about $16,659 at 4% or $11,106 at 6%.
Puerto Rico Savings & Investment Plan-0$5,706,657--
Lorillard Tobacco Company Survivor'S Income Plan--$2,903,880--
Reynolds American Omnibus Welfare Benefits Plan-5,016---
Reynolds American Separation Pay Plan-5,016---
2012 Special Severance Plan for Rjrt Production Associates-0---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-----
2017135,207$15,187,276,854$307,899,200$59,132iApproximate average salary by contribution assumption: employee only about $1,478,295 at 4% or $985,530 at 6%; with 50% employer match about $985,530 at 4% or $657,020 at 6%; with 100% employer match about $739,147 at 4% or $492,765 at 6%.
Reynolds American Defined Benefit Master Trust--$6,539,275,111--
Reynolds American Retirement Plan-1,696$3,393,413,319$200,000,000$117,925iApproximate average salary by contribution assumption: employee only about $2,948,113 at 4% or $1,965,409 at 6%; with 50% employer match about $1,965,409 at 4% or $1,310,273 at 6%; with 100% employer match about $1,474,057 at 4% or $982,704 at 6%.
Retirement Income Plan for Certain Rai Affiliates-952$2,852,546,292--
Rai 401K Savings Plan-5,207$2,102,590,969$92,196,614$17,706iApproximate average salary by contribution assumption: employee only about $442,657 at 4% or $295,105 at 6%; with 50% employer match about $295,105 at 4% or $196,736 at 6%; with 100% employer match about $221,329 at 4% or $147,552 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$241,183,196$14,085,673-
Puerto Rico Retirement Plan-6$28,574,518--
Reynolds American Medsave Plan-1,234$19,892,289$1,616,913$1,310iApproximate average salary by contribution assumption: employee only about $32,758 at 4% or $21,838 at 6%; with 50% employer match about $21,838 at 4% or $14,559 at 6%; with 100% employer match about $16,379 at 4% or $10,919 at 6%.
Puerto Rico Savings & Investment Plan-11$6,823,949--
Lorillard Tobacco Company Survivor'S Income Plan--$2,977,211--
Reynolds American Omnibus Welfare Benefits Plan-5,205---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-0---
2012 Special Severance Plan for Rjrt Production Associates-0---
Reynolds American Separation Pay Plan-5,205---
2016155,430$13,778,066,580$426,522,548$78,549iApproximate average salary by contribution assumption: employee only about $1,963,732 at 4% or $1,309,155 at 6%; with 50% employer match about $1,309,155 at 4% or $872,770 at 6%; with 100% employer match about $981,866 at 4% or $654,577 at 6%.
Reynolds American Defined Benefit Master Trust--$5,956,029,992--
Reynolds American Retirement Plan-1,888$2,990,702,159$65,000,000$34,428iApproximate average salary by contribution assumption: employee only about $860,699 at 4% or $573,799 at 6%; with 50% employer match about $573,799 at 4% or $382,533 at 6%; with 100% employer match about $430,350 at 4% or $286,900 at 6%.
Retirement Income Plan for Certain Rai Affiliates-1,037$2,624,153,184$216,900,000$209,161iApproximate average salary by contribution assumption: employee only about $5,229,026 at 4% or $3,486,017 at 6%; with 50% employer match about $3,486,017 at 4% or $2,324,012 at 6%; with 100% employer match about $2,614,513 at 4% or $1,743,009 at 6%.
Rai 401K Savings Plan-5,430$1,918,454,335$89,073,954$16,404iApproximate average salary by contribution assumption: employee only about $410,101 at 4% or $273,401 at 6%; with 50% employer match about $273,401 at 4% or $182,267 at 6%; with 100% employer match about $205,051 at 4% or $136,700 at 6%.
Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan--$231,252,197$10,708,574-
Puerto Rico Retirement Plan-7$28,827,558--
Reynolds American Medsave Plan-1,221$19,344,304$1,687,824$1,382iApproximate average salary by contribution assumption: employee only about $34,558 at 4% or $23,039 at 6%; with 50% employer match about $23,039 at 4% or $15,359 at 6%; with 100% employer match about $17,279 at 4% or $11,519 at 6%.
Puerto Rico Savings & Investment Plan-12$6,183,718$52,196$4,350iApproximate average salary by contribution assumption: employee only about $108,742 at 4% or $72,494 at 6%; with 50% employer match about $72,494 at 4% or $48,330 at 6%; with 100% employer match about $54,371 at 4% or $36,247 at 6%.
Lorillard Tobacco Company Survivor'S Income Plan--$3,119,133--
Reynolds American Separation Pay Plan-5,426---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-0---
2012 Special Severance Plan for Rjrt Production Associates-4---
Retirement Plan for Employees of Lorillard Tobacco Company-0-$43,100,000-
Lorillard Tobacco Company Retirement Master Trust-----
Reynolds American Omnibus Welfare Benefits Plan-5,183---
2015175,324$13,037,201,786$103,943,067$19,523iApproximate average salary by contribution assumption: employee only about $488,087 at 4% or $325,392 at 6%; with 50% employer match about $325,392 at 4% or $216,928 at 6%; with 100% employer match about $244,044 at 4% or $162,696 at 6%.
Reynolds American Defined Benefit Master Trust--$5,626,472,645--
Reynolds American Retirement Plan-1,956$2,938,697,588--
Reynolds American Omnibus Welfare Benefits Plan-5,143---
REYNOLDS AMERICAN SALARY AND BENEFITS CONTINUATION PROGRAM-0---
Reynolds American Separation Pay Plan-5,324---
2012 Special Severance Plan for Rjrt Production Associates-10---
Reynolds American Omnibus Welfare Benefits Plan for Retirees-0---
2014185,003$14,429,034,946$94,517,870$18,892iApproximate average salary by contribution assumption: employee only about $472,306 at 4% or $314,871 at 6%; with 50% employer match about $314,871 at 4% or $209,914 at 6%; with 100% employer match about $236,153 at 4% or $157,435 at 6%.
2013175,005$12,349,642,382$85,252,423$17,033iApproximate average salary by contribution assumption: employee only about $425,836 at 4% or $283,891 at 6%; with 50% employer match about $283,891 at 4% or $189,261 at 6%; with 100% employer match about $212,918 at 4% or $141,945 at 6%.
2012164,974$12,700,796,592$183,005,325$36,792iApproximate average salary by contribution assumption: employee only about $919,810 at 4% or $613,206 at 6%; with 50% employer match about $613,206 at 4% or $408,804 at 6%; with 100% employer match about $459,905 at 4% or $306,603 at 6%.
2011165,365$12,151,582,819$275,429,895$51,338iApproximate average salary by contribution assumption: employee only about $1,283,457 at 4% or $855,638 at 6%; with 50% employer match about $855,638 at 4% or $570,425 at 6%; with 100% employer match about $641,729 at 4% or $427,819 at 6%.
2010225,650$11,900,743,242$662,136,641$117,192iApproximate average salary by contribution assumption: employee only about $2,929,808 at 4% or $1,953,205 at 6%; with 50% employer match about $1,953,205 at 4% or $1,302,137 at 6%; with 100% employer match about $1,464,904 at 4% or $976,603 at 6%.
2009224,943$10,306,892,782$519,324,661$105,063iApproximate average salary by contribution assumption: employee only about $2,626,566 at 4% or $1,751,044 at 6%; with 50% employer match about $1,751,044 at 4% or $1,167,363 at 6%; with 100% employer match about $1,313,283 at 4% or $875,522 at 6%.
2008225,233$8,589,862,958$251,159,674$47,995iApproximate average salary by contribution assumption: employee only about $1,199,884 at 4% or $799,923 at 6%; with 50% employer match about $799,923 at 4% or $533,282 at 6%; with 100% employer match about $599,942 at 4% or $399,961 at 6%.
2007246,180$12,642,482,640$116,472,547$18,847iApproximate average salary by contribution assumption: employee only about $471,167 at 4% or $314,112 at 6%; with 50% employer match about $314,112 at 4% or $209,408 at 6%; with 100% employer match about $235,584 at 4% or $157,056 at 6%.
2006246,506$15,046,347,164$534,728,392$82,190iApproximate average salary by contribution assumption: employee only about $2,054,751 at 4% or $1,369,834 at 6%; with 50% employer match about $1,369,834 at 4% or $913,223 at 6%; with 100% employer match about $1,027,375 at 4% or $684,917 at 6%.
2005227,863$4,424,222,216$130,709,197$16,623iApproximate average salary by contribution assumption: employee only about $415,583 at 4% or $277,055 at 6%; with 50% employer match about $277,055 at 4% or $184,704 at 6%; with 100% employer match about $207,792 at 4% or $138,528 at 6%.
2004228,302$11,845,670,372$569,623,858$68,613iApproximate average salary by contribution assumption: employee only about $1,715,321 at 4% or $1,143,547 at 6%; with 50% employer match about $1,143,547 at 4% or $762,365 at 6%; with 100% employer match about $857,661 at 4% or $571,774 at 6%.