Civic Intelligence

Clifford J. Stern LLC

Plan context: CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN

EIN 20-0322896 • New York, NY • 14 filings • 2 plans

16 Madison Sq. Park West Suite 980New York, NY 10010
Current Snapshot

Latest Year

2025

2025 Participants

2

2025 Assets

$1,614,250

2025 Contributions

$307,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,614,250$807,125$0201920222025YearValue
$1,614,250Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

320201920222025YearValue
2Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202522$1,614,250$307,000$153,500iApproximate average salary by contribution assumption: employee only about $3,837,500 at 4% or $2,558,333 at 6%; with 50% employer match about $2,558,333 at 4% or $1,705,556 at 6%; with 100% employer match about $1,918,750 at 4% or $1,279,167 at 6%.
CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN-2$1,505,646$280,000$140,000iApproximate average salary by contribution assumption: employee only about $3,500,000 at 4% or $2,333,333 at 6%; with 50% employer match about $2,333,333 at 4% or $1,555,556 at 6%; with 100% employer match about $1,750,000 at 4% or $1,166,667 at 6%.
Clifford J. Stern LLC Profit Sharing Plan-2$108,604$27,000$13,500iApproximate average salary by contribution assumption: employee only about $337,500 at 4% or $225,000 at 6%; with 50% employer match about $225,000 at 4% or $150,000 at 6%; with 100% employer match about $168,750 at 4% or $112,500 at 6%.
202422$1,225,927$0-
CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN-2$1,152,487--
Clifford J. Stern LLC Profit Sharing Plan-2$73,440--
202322$1,122,616$400,000$200,000iApproximate average salary by contribution assumption: employee only about $5,000,000 at 4% or $3,333,333 at 6%; with 50% employer match about $3,333,333 at 4% or $2,222,222 at 6%; with 100% employer match about $2,500,000 at 4% or $1,666,667 at 6%.
CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN-2$1,057,284$374,380$187,190iApproximate average salary by contribution assumption: employee only about $4,679,750 at 4% or $3,119,833 at 6%; with 50% employer match about $3,119,833 at 4% or $2,079,889 at 6%; with 100% employer match about $2,339,875 at 4% or $1,559,917 at 6%.
Clifford J. Stern LLC Profit Sharing Plan-2$65,332$25,620$12,810iApproximate average salary by contribution assumption: employee only about $320,250 at 4% or $213,500 at 6%; with 50% employer match about $213,500 at 4% or $142,333 at 6%; with 100% employer match about $160,125 at 4% or $106,750 at 6%.
202222$633,916$9,000$4,500iApproximate average salary by contribution assumption: employee only about $112,500 at 4% or $75,000 at 6%; with 50% employer match about $75,000 at 4% or $50,000 at 6%; with 100% employer match about $56,250 at 4% or $37,500 at 6%.
CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN-2$599,639$9,000$4,500iApproximate average salary by contribution assumption: employee only about $112,500 at 4% or $75,000 at 6%; with 50% employer match about $75,000 at 4% or $50,000 at 6%; with 100% employer match about $56,250 at 4% or $37,500 at 6%.
Clifford J. Stern LLC Profit Sharing Plan-2$34,277--
202123$656,546$0-
CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN-3$615,010--
Clifford J. Stern LLC Profit Sharing Plan-3$41,536--
202023$608,800$74,335$24,778iApproximate average salary by contribution assumption: employee only about $619,458 at 4% or $412,972 at 6%; with 50% employer match about $412,972 at 4% or $275,315 at 6%; with 100% employer match about $309,729 at 4% or $206,486 at 6%.
CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN-3$572,344$64,122$21,374iApproximate average salary by contribution assumption: employee only about $534,350 at 4% or $356,233 at 6%; with 50% employer match about $356,233 at 4% or $237,489 at 6%; with 100% employer match about $267,175 at 4% or $178,117 at 6%.
Clifford J. Stern LLC Profit Sharing Plan-3$36,456$10,213$3,404iApproximate average salary by contribution assumption: employee only about $85,108 at 4% or $56,739 at 6%; with 50% employer match about $56,739 at 4% or $37,826 at 6%; with 100% employer match about $42,554 at 4% or $28,369 at 6%.
201923$519,254$519,254$173,085iApproximate average salary by contribution assumption: employee only about $4,327,117 at 4% or $2,884,744 at 6%; with 50% employer match about $2,884,744 at 4% or $1,923,163 at 6%; with 100% employer match about $2,163,558 at 4% or $1,442,372 at 6%.
CLIFFORD J. STERN, LLC DEFINED BENEFIT PLAN-3$494,000$494,000$164,667iApproximate average salary by contribution assumption: employee only about $4,116,667 at 4% or $2,744,444 at 6%; with 50% employer match about $2,744,444 at 4% or $1,829,630 at 6%; with 100% employer match about $2,058,333 at 4% or $1,372,222 at 6%.
Clifford J. Stern LLC Profit Sharing Plan-3$25,254$25,254$8,418iApproximate average salary by contribution assumption: employee only about $210,450 at 4% or $140,300 at 6%; with 50% employer match about $140,300 at 4% or $93,533 at 6%; with 100% employer match about $105,225 at 4% or $70,150 at 6%.