Civic Intelligence

Lutz Financial Services

Plan context: Lutz Financial Services 401(K) Plan

EIN 16-1651214 • Birmingham, MI • 34 filings • 4 plans

380 N Old Woodward, Ste 120Birmingham, MI 48009
Current Snapshot

Latest Year

2024

2024 Participants

13

2024 Assets

$986,013

2024 Contributions

$115,271

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,779,623$889,812$0200420152024YearValue
$986,013Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

34170200420142024YearValue
13Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024213$986,013$115,271$8,867iApproximate average salary by contribution assumption: employee only about $221,675 at 4% or $147,783 at 6%; with 50% employer match about $147,783 at 4% or $98,522 at 6%; with 100% employer match about $110,838 at 4% or $73,892 at 6%.
Lutz Financial Services 401(K) Plan-13$985,615$69,821$5,371iApproximate average salary by contribution assumption: employee only about $134,271 at 4% or $89,514 at 6%; with 50% employer match about $89,514 at 4% or $59,676 at 6%; with 100% employer match about $67,136 at 4% or $44,757 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-0$398$45,450-
2023212$1,779,623$224,796$18,733iApproximate average salary by contribution assumption: employee only about $468,325 at 4% or $312,217 at 6%; with 50% employer match about $312,217 at 4% or $208,144 at 6%; with 100% employer match about $234,163 at 4% or $156,108 at 6%.
Lutz Financial Services 401(K) Plan-12$1,085,338$54,796$4,566iApproximate average salary by contribution assumption: employee only about $114,158 at 4% or $76,106 at 6%; with 50% employer match about $76,106 at 4% or $50,737 at 6%; with 100% employer match about $57,079 at 4% or $38,053 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-7$694,285$170,000$24,286iApproximate average salary by contribution assumption: employee only about $607,143 at 4% or $404,762 at 6%; with 50% employer match about $404,762 at 4% or $269,841 at 6%; with 100% employer match about $303,571 at 4% or $202,381 at 6%.
2022211$1,446,060$99,695$9,063iApproximate average salary by contribution assumption: employee only about $226,580 at 4% or $151,053 at 6%; with 50% employer match about $151,053 at 4% or $100,702 at 6%; with 100% employer match about $113,290 at 4% or $75,527 at 6%.
Lutz Financial Services 401(K) Plan-11$951,047$59,695$5,427iApproximate average salary by contribution assumption: employee only about $135,670 at 4% or $90,447 at 6%; with 50% employer match about $90,447 at 4% or $60,298 at 6%; with 100% employer match about $67,835 at 4% or $45,223 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-6$495,013$40,000$6,667iApproximate average salary by contribution assumption: employee only about $166,667 at 4% or $111,111 at 6%; with 50% employer match about $111,111 at 4% or $74,074 at 6%; with 100% employer match about $83,333 at 4% or $55,556 at 6%.
2021214$1,654,408$377,543$26,967iApproximate average salary by contribution assumption: employee only about $674,184 at 4% or $449,456 at 6%; with 50% employer match about $449,456 at 4% or $299,637 at 6%; with 100% employer match about $337,092 at 4% or $224,728 at 6%.
Lutz Financial Services 401(K) Plan-14$1,178,636$105,382$7,527iApproximate average salary by contribution assumption: employee only about $188,182 at 4% or $125,455 at 6%; with 50% employer match about $125,455 at 4% or $83,637 at 6%; with 100% employer match about $94,091 at 4% or $62,727 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-7$475,772$272,161$38,880iApproximate average salary by contribution assumption: employee only about $972,004 at 4% or $648,002 at 6%; with 50% employer match about $648,002 at 4% or $432,002 at 6%; with 100% employer match about $486,002 at 4% or $324,001 at 6%.
2020213$1,198,661$25,960$1,997iApproximate average salary by contribution assumption: employee only about $49,923 at 4% or $33,282 at 6%; with 50% employer match about $33,282 at 4% or $22,188 at 6%; with 100% employer match about $24,962 at 4% or $16,641 at 6%.
Lutz Financial Services 401(K) Plan-13$1,002,087$23,960$1,843iApproximate average salary by contribution assumption: employee only about $46,077 at 4% or $30,718 at 6%; with 50% employer match about $30,718 at 4% or $20,479 at 6%; with 100% employer match about $23,038 at 4% or $15,359 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-4$196,574$2,000$500iApproximate average salary by contribution assumption: employee only about $12,500 at 4% or $8,333 at 6%; with 50% employer match about $8,333 at 4% or $5,556 at 6%; with 100% employer match about $6,250 at 4% or $4,167 at 6%.
2019213$1,252,408$106,945$8,227iApproximate average salary by contribution assumption: employee only about $205,663 at 4% or $137,109 at 6%; with 50% employer match about $137,109 at 4% or $91,406 at 6%; with 100% employer match about $102,832 at 4% or $68,554 at 6%.
Lutz Financial Services 401(K) Plan-13$1,060,997$98,945$7,611iApproximate average salary by contribution assumption: employee only about $190,279 at 4% or $126,853 at 6%; with 50% employer match about $126,853 at 4% or $84,568 at 6%; with 100% employer match about $95,139 at 4% or $63,426 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-5$191,411$8,000$1,600iApproximate average salary by contribution assumption: employee only about $40,000 at 4% or $26,667 at 6%; with 50% employer match about $26,667 at 4% or $17,778 at 6%; with 100% employer match about $20,000 at 4% or $13,333 at 6%.
2018234$1,010,902$123,507$3,633iApproximate average salary by contribution assumption: employee only about $90,814 at 4% or $60,543 at 6%; with 50% employer match about $60,543 at 4% or $40,362 at 6%; with 100% employer match about $45,407 at 4% or $30,271 at 6%.
Lutz Financial Services 401(K) Plan-34$853,880$111,572$3,282iApproximate average salary by contribution assumption: employee only about $82,038 at 4% or $54,692 at 6%; with 50% employer match about $54,692 at 4% or $36,461 at 6%; with 100% employer match about $41,019 at 4% or $27,346 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-11$157,022$11,935$1,085iApproximate average salary by contribution assumption: employee only about $27,125 at 4% or $18,083 at 6%; with 50% employer match about $18,083 at 4% or $12,056 at 6%; with 100% employer match about $13,563 at 4% or $9,042 at 6%.
2017234$978,498$133,784$3,935iApproximate average salary by contribution assumption: employee only about $98,371 at 4% or $65,580 at 6%; with 50% employer match about $65,580 at 4% or $43,720 at 6%; with 100% employer match about $49,185 at 4% or $32,790 at 6%.
Lutz Financial Services 401(K) Plan-34$825,666$125,438$3,689iApproximate average salary by contribution assumption: employee only about $92,234 at 4% or $61,489 at 6%; with 50% employer match about $61,489 at 4% or $40,993 at 6%; with 100% employer match about $46,117 at 4% or $30,745 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-11$152,832$8,346$759iApproximate average salary by contribution assumption: employee only about $18,968 at 4% or $12,645 at 6%; with 50% employer match about $12,645 at 4% or $8,430 at 6%; with 100% employer match about $9,484 at 4% or $6,323 at 6%.
2016216$1,299,484$224,771$14,048iApproximate average salary by contribution assumption: employee only about $351,205 at 4% or $234,136 at 6%; with 50% employer match about $234,136 at 4% or $156,091 at 6%; with 100% employer match about $175,602 at 4% or $117,068 at 6%.
Lutz Financial Services 401(K) Plan-16$1,150,949$216,402$13,525iApproximate average salary by contribution assumption: employee only about $338,128 at 4% or $225,419 at 6%; with 50% employer match about $225,419 at 4% or $150,279 at 6%; with 100% employer match about $169,064 at 4% or $112,709 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-14$148,535$8,369$598iApproximate average salary by contribution assumption: employee only about $14,945 at 4% or $9,963 at 6%; with 50% employer match about $9,963 at 4% or $6,642 at 6%; with 100% employer match about $7,472 at 4% or $4,982 at 6%.
2015210$1,233,414$408,669$40,867iApproximate average salary by contribution assumption: employee only about $1,021,673 at 4% or $681,115 at 6%; with 50% employer match about $681,115 at 4% or $454,077 at 6%; with 100% employer match about $510,836 at 4% or $340,558 at 6%.
Lutz Financial Services 401(K) Plan-10$956,550$191,835$19,184iApproximate average salary by contribution assumption: employee only about $479,588 at 4% or $319,725 at 6%; with 50% employer match about $319,725 at 4% or $213,150 at 6%; with 100% employer match about $239,794 at 4% or $159,863 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-6$276,864$216,834$36,139iApproximate average salary by contribution assumption: employee only about $903,475 at 4% or $602,317 at 6%; with 50% employer match about $602,317 at 4% or $401,544 at 6%; with 100% employer match about $451,738 at 4% or $301,158 at 6%.
2014210$1,252,384$357,056$35,706iApproximate average salary by contribution assumption: employee only about $892,640 at 4% or $595,093 at 6%; with 50% employer match about $595,093 at 4% or $396,729 at 6%; with 100% employer match about $446,320 at 4% or $297,547 at 6%.
Lutz Financial Services 401(K) Plan-10$841,186$160,362$16,036iApproximate average salary by contribution assumption: employee only about $400,905 at 4% or $267,270 at 6%; with 50% employer match about $267,270 at 4% or $178,180 at 6%; with 100% employer match about $200,453 at 4% or $133,635 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-9$411,198$196,694$21,855iApproximate average salary by contribution assumption: employee only about $546,372 at 4% or $364,248 at 6%; with 50% employer match about $364,248 at 4% or $242,832 at 6%; with 100% employer match about $273,186 at 4% or $182,124 at 6%.
2013212$907,215$363,972$30,331iApproximate average salary by contribution assumption: employee only about $758,275 at 4% or $505,517 at 6%; with 50% employer match about $505,517 at 4% or $337,011 at 6%; with 100% employer match about $379,138 at 4% or $252,758 at 6%.
Lutz Financial Services 401(K) Plan-12$692,715$149,472$12,456iApproximate average salary by contribution assumption: employee only about $311,400 at 4% or $207,600 at 6%; with 50% employer match about $207,600 at 4% or $138,400 at 6%; with 100% employer match about $155,700 at 4% or $103,800 at 6%.
LUTZ FINANCIAL SERVICES CASH BALANCE PLAN-11$214,500$214,500$19,500iApproximate average salary by contribution assumption: employee only about $487,500 at 4% or $325,000 at 6%; with 50% employer match about $325,000 at 4% or $216,667 at 6%; with 100% employer match about $243,750 at 4% or $162,500 at 6%.
201217$491,054$16,322$2,332iApproximate average salary by contribution assumption: employee only about $58,293 at 4% or $38,862 at 6%; with 50% employer match about $38,862 at 4% or $25,908 at 6%; with 100% employer match about $29,146 at 4% or $19,431 at 6%.
Lutz Financial Services 401(K) Plan-7$491,054$16,322$2,332iApproximate average salary by contribution assumption: employee only about $58,293 at 4% or $38,862 at 6%; with 50% employer match about $38,862 at 4% or $25,908 at 6%; with 100% employer match about $29,146 at 4% or $19,431 at 6%.
201118$442,819$17,270$2,159iApproximate average salary by contribution assumption: employee only about $53,969 at 4% or $35,979 at 6%; with 50% employer match about $35,979 at 4% or $23,986 at 6%; with 100% employer match about $26,984 at 4% or $17,990 at 6%.
Lutz Financial Services 401(K) Plan-8$442,819$17,270$2,159iApproximate average salary by contribution assumption: employee only about $53,969 at 4% or $35,979 at 6%; with 50% employer match about $35,979 at 4% or $23,986 at 6%; with 100% employer match about $26,984 at 4% or $17,990 at 6%.
201019$437,708$17,939$1,993iApproximate average salary by contribution assumption: employee only about $49,831 at 4% or $33,220 at 6%; with 50% employer match about $33,220 at 4% or $22,147 at 6%; with 100% employer match about $24,915 at 4% or $16,610 at 6%.
Lutz Financial Services 401(K) Plan-9$437,708$17,939$1,993iApproximate average salary by contribution assumption: employee only about $49,831 at 4% or $33,220 at 6%; with 50% employer match about $33,220 at 4% or $22,147 at 6%; with 100% employer match about $24,915 at 4% or $16,610 at 6%.
2009110$382,754$19,050$1,905iApproximate average salary by contribution assumption: employee only about $47,625 at 4% or $31,750 at 6%; with 50% employer match about $31,750 at 4% or $21,167 at 6%; with 100% employer match about $23,813 at 4% or $15,875 at 6%.
Lutz Financial Services 401(K) Plan-10$382,754$19,050$1,905iApproximate average salary by contribution assumption: employee only about $47,625 at 4% or $31,750 at 6%; with 50% employer match about $31,750 at 4% or $21,167 at 6%; with 100% employer match about $23,813 at 4% or $15,875 at 6%.
200819$315,687$32,093$3,566iApproximate average salary by contribution assumption: employee only about $89,147 at 4% or $59,431 at 6%; with 50% employer match about $59,431 at 4% or $39,621 at 6%; with 100% employer match about $44,574 at 4% or $29,716 at 6%.
Lutz Financial Services 401(K) Plan-9$315,687$32,093$3,566iApproximate average salary by contribution assumption: employee only about $89,147 at 4% or $59,431 at 6%; with 50% employer match about $59,431 at 4% or $39,621 at 6%; with 100% employer match about $44,574 at 4% or $29,716 at 6%.
200718$0$0-
Lutz Financial Services 401(K) Plan-8---
200615$340,637$112,276$22,455iApproximate average salary by contribution assumption: employee only about $561,380 at 4% or $374,253 at 6%; with 50% employer match about $374,253 at 4% or $249,502 at 6%; with 100% employer match about $280,690 at 4% or $187,127 at 6%.
Lutz Financial Services 401(K) Plan-5$340,637$112,276$22,455iApproximate average salary by contribution assumption: employee only about $561,380 at 4% or $374,253 at 6%; with 50% employer match about $374,253 at 4% or $249,502 at 6%; with 100% employer match about $280,690 at 4% or $187,127 at 6%.
200524$426,240$249,636$62,409iApproximate average salary by contribution assumption: employee only about $1,560,225 at 4% or $1,040,150 at 6%; with 50% employer match about $1,040,150 at 4% or $693,433 at 6%; with 100% employer match about $780,113 at 4% or $520,075 at 6%.
Lutz Financial Services 401(K) Plan-4$213,120$124,818$31,205iApproximate average salary by contribution assumption: employee only about $780,113 at 4% or $520,075 at 6%; with 50% employer match about $520,075 at 4% or $346,717 at 6%; with 100% employer match about $390,056 at 4% or $260,038 at 6%.
Lutz Financial Services 401(K) Plan-0$213,120$124,818-
200416$109,711$116,362$19,394iApproximate average salary by contribution assumption: employee only about $484,842 at 4% or $323,228 at 6%; with 50% employer match about $323,228 at 4% or $215,485 at 6%; with 100% employer match about $242,421 at 4% or $161,614 at 6%.
Lutz Financial Services 401(K) Plan-6$109,711$116,362$19,394iApproximate average salary by contribution assumption: employee only about $484,842 at 4% or $323,228 at 6%; with 50% employer match about $323,228 at 4% or $215,485 at 6%; with 100% employer match about $242,421 at 4% or $161,614 at 6%.