Civic Intelligence

H.M. Cross & Sons Inc

Plan context: H.M. Cross & Sons Inc. 401K Plan

EIN 16-1356096 • Rochester, NY • 27 filings • 5 plans

50 Ridgeland RdRochester, NY 14623
Current Snapshot

Latest Year

2025

2025 Participants

9

2025 Assets

$2,509,654

2025 Contributions

$38,219

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,826,405$1,913,203$0199920122025YearValue
$2,509,654Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

27140199920122025YearValue
9Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202519$2,509,654$38,219$4,247iApproximate average salary by contribution assumption: employee only about $106,164 at 4% or $70,776 at 6%; with 50% employer match about $70,776 at 4% or $47,184 at 6%; with 100% employer match about $53,082 at 4% or $35,388 at 6%.
H.M. Cross & Sons Inc. 401K Plan-9$2,509,654$38,219$4,247iApproximate average salary by contribution assumption: employee only about $106,164 at 4% or $70,776 at 6%; with 50% employer match about $70,776 at 4% or $47,184 at 6%; with 100% employer match about $53,082 at 4% or $35,388 at 6%.
202417$2,156,095$41,503$5,929iApproximate average salary by contribution assumption: employee only about $148,225 at 4% or $98,817 at 6%; with 50% employer match about $98,817 at 4% or $65,878 at 6%; with 100% employer match about $74,113 at 4% or $49,408 at 6%.
H.M. Cross & Sons Inc. 401K Plan-7$2,156,095$41,503$5,929iApproximate average salary by contribution assumption: employee only about $148,225 at 4% or $98,817 at 6%; with 50% employer match about $98,817 at 4% or $65,878 at 6%; with 100% employer match about $74,113 at 4% or $49,408 at 6%.
202317$3,757,737$40,215$5,745iApproximate average salary by contribution assumption: employee only about $143,625 at 4% or $95,750 at 6%; with 50% employer match about $95,750 at 4% or $63,833 at 6%; with 100% employer match about $71,813 at 4% or $47,875 at 6%.
H.M. Cross & Sons Inc. 401K Plan-7$3,757,737$40,215$5,745iApproximate average salary by contribution assumption: employee only about $143,625 at 4% or $95,750 at 6%; with 50% employer match about $95,750 at 4% or $63,833 at 6%; with 100% employer match about $71,813 at 4% or $47,875 at 6%.
202217$2,938,043$49,935$7,134iApproximate average salary by contribution assumption: employee only about $178,339 at 4% or $118,893 at 6%; with 50% employer match about $118,893 at 4% or $79,262 at 6%; with 100% employer match about $89,170 at 4% or $59,446 at 6%.
H.M. Cross & Sons Inc. 401K Plan-7$2,938,043$49,935$7,134iApproximate average salary by contribution assumption: employee only about $178,339 at 4% or $118,893 at 6%; with 50% employer match about $118,893 at 4% or $79,262 at 6%; with 100% employer match about $89,170 at 4% or $59,446 at 6%.
202118$3,826,405$35,165$4,396iApproximate average salary by contribution assumption: employee only about $109,891 at 4% or $73,260 at 6%; with 50% employer match about $73,260 at 4% or $48,840 at 6%; with 100% employer match about $54,945 at 4% or $36,630 at 6%.
H.M. Cross & Sons Inc. 401K Plan-8$3,826,405$35,165$4,396iApproximate average salary by contribution assumption: employee only about $109,891 at 4% or $73,260 at 6%; with 50% employer match about $73,260 at 4% or $48,840 at 6%; with 100% employer match about $54,945 at 4% or $36,630 at 6%.
202018$3,152,455$37,940$4,743iApproximate average salary by contribution assumption: employee only about $118,563 at 4% or $79,042 at 6%; with 50% employer match about $79,042 at 4% or $52,694 at 6%; with 100% employer match about $59,281 at 4% or $39,521 at 6%.
H.M. Cross & Sons Inc. 401K Plan-8$3,152,455$37,940$4,743iApproximate average salary by contribution assumption: employee only about $118,563 at 4% or $79,042 at 6%; with 50% employer match about $79,042 at 4% or $52,694 at 6%; with 100% employer match about $59,281 at 4% or $39,521 at 6%.
201919$2,497,162$41,046$4,561iApproximate average salary by contribution assumption: employee only about $114,017 at 4% or $76,011 at 6%; with 50% employer match about $76,011 at 4% or $50,674 at 6%; with 100% employer match about $57,008 at 4% or $38,006 at 6%.
H.M. Cross & Sons Inc. 401K Plan-9$2,497,162$41,046$4,561iApproximate average salary by contribution assumption: employee only about $114,017 at 4% or $76,011 at 6%; with 50% employer match about $76,011 at 4% or $50,674 at 6%; with 100% employer match about $57,008 at 4% or $38,006 at 6%.
2018111$1,997,319$38,606$3,510iApproximate average salary by contribution assumption: employee only about $87,741 at 4% or $58,494 at 6%; with 50% employer match about $58,494 at 4% or $38,996 at 6%; with 100% employer match about $43,870 at 4% or $29,247 at 6%.
H.M. Cross & Sons Inc. 401K Plan-11$1,997,319$38,606$3,510iApproximate average salary by contribution assumption: employee only about $87,741 at 4% or $58,494 at 6%; with 50% employer match about $58,494 at 4% or $38,996 at 6%; with 100% employer match about $43,870 at 4% or $29,247 at 6%.
2017111$2,032,916$35,332$3,212iApproximate average salary by contribution assumption: employee only about $80,300 at 4% or $53,533 at 6%; with 50% employer match about $53,533 at 4% or $35,689 at 6%; with 100% employer match about $40,150 at 4% or $26,767 at 6%.
H.M. Cross & Sons Inc. 401K Plan-11$2,032,916$35,332$3,212iApproximate average salary by contribution assumption: employee only about $80,300 at 4% or $53,533 at 6%; with 50% employer match about $53,533 at 4% or $35,689 at 6%; with 100% employer match about $40,150 at 4% or $26,767 at 6%.
2016112$1,581,759$32,425$2,702iApproximate average salary by contribution assumption: employee only about $67,552 at 4% or $45,035 at 6%; with 50% employer match about $45,035 at 4% or $30,023 at 6%; with 100% employer match about $33,776 at 4% or $22,517 at 6%.
H.M. Cross & Sons Inc. 401K Plan-12$1,581,759$32,425$2,702iApproximate average salary by contribution assumption: employee only about $67,552 at 4% or $45,035 at 6%; with 50% employer match about $45,035 at 4% or $30,023 at 6%; with 100% employer match about $33,776 at 4% or $22,517 at 6%.
2015112$1,556,468$43,436$3,620iApproximate average salary by contribution assumption: employee only about $90,492 at 4% or $60,328 at 6%; with 50% employer match about $60,328 at 4% or $40,219 at 6%; with 100% employer match about $45,246 at 4% or $30,164 at 6%.
H.M. Cross & Sons Inc. 401K Plan-12$1,556,468$43,436$3,620iApproximate average salary by contribution assumption: employee only about $90,492 at 4% or $60,328 at 6%; with 50% employer match about $60,328 at 4% or $40,219 at 6%; with 100% employer match about $45,246 at 4% or $30,164 at 6%.
2014113$1,464,030$27,493$2,115iApproximate average salary by contribution assumption: employee only about $52,871 at 4% or $35,247 at 6%; with 50% employer match about $35,247 at 4% or $23,498 at 6%; with 100% employer match about $26,436 at 4% or $17,624 at 6%.
H.M. Cross & Sons Inc. 401K Plan-13$1,464,030$27,493$2,115iApproximate average salary by contribution assumption: employee only about $52,871 at 4% or $35,247 at 6%; with 50% employer match about $35,247 at 4% or $23,498 at 6%; with 100% employer match about $26,436 at 4% or $17,624 at 6%.
2013112$1,323,498$21,238$1,770iApproximate average salary by contribution assumption: employee only about $44,246 at 4% or $29,497 at 6%; with 50% employer match about $29,497 at 4% or $19,665 at 6%; with 100% employer match about $22,123 at 4% or $14,749 at 6%.
H.M. Cross & Sons Inc. 401K Plan-12$1,323,498$21,238$1,770iApproximate average salary by contribution assumption: employee only about $44,246 at 4% or $29,497 at 6%; with 50% employer match about $29,497 at 4% or $19,665 at 6%; with 100% employer match about $22,123 at 4% or $14,749 at 6%.
2012116$1,327,826$45,840$2,865iApproximate average salary by contribution assumption: employee only about $71,625 at 4% or $47,750 at 6%; with 50% employer match about $47,750 at 4% or $31,833 at 6%; with 100% employer match about $35,813 at 4% or $23,875 at 6%.
H.M. Cross & Sons Inc. 401K Plan-16$1,327,826$45,840$2,865iApproximate average salary by contribution assumption: employee only about $71,625 at 4% or $47,750 at 6%; with 50% employer match about $47,750 at 4% or $31,833 at 6%; with 100% employer match about $35,813 at 4% or $23,875 at 6%.
2011119$1,343,749$23,864$1,256iApproximate average salary by contribution assumption: employee only about $31,400 at 4% or $20,933 at 6%; with 50% employer match about $20,933 at 4% or $13,956 at 6%; with 100% employer match about $15,700 at 4% or $10,467 at 6%.
H.M. Cross & Sons Inc. 401K Plan-19$1,343,749$23,864$1,256iApproximate average salary by contribution assumption: employee only about $31,400 at 4% or $20,933 at 6%; with 50% employer match about $20,933 at 4% or $13,956 at 6%; with 100% employer match about $15,700 at 4% or $10,467 at 6%.
2010119$1,399,849$40,427$2,128iApproximate average salary by contribution assumption: employee only about $53,193 at 4% or $35,462 at 6%; with 50% employer match about $35,462 at 4% or $23,642 at 6%; with 100% employer match about $26,597 at 4% or $17,731 at 6%.
H.M. Cross & Sons Inc. 401K Plan-19$1,399,849$40,427$2,128iApproximate average salary by contribution assumption: employee only about $53,193 at 4% or $35,462 at 6%; with 50% employer match about $35,462 at 4% or $23,642 at 6%; with 100% employer match about $26,597 at 4% or $17,731 at 6%.
2009126$1,564,602$86,358$3,321iApproximate average salary by contribution assumption: employee only about $83,037 at 4% or $55,358 at 6%; with 50% employer match about $55,358 at 4% or $36,905 at 6%; with 100% employer match about $41,518 at 4% or $27,679 at 6%.
H.M. Cross & Sons Inc. 401K Plan-26$1,564,602$86,358$3,321iApproximate average salary by contribution assumption: employee only about $83,037 at 4% or $55,358 at 6%; with 50% employer match about $55,358 at 4% or $36,905 at 6%; with 100% employer match about $41,518 at 4% or $27,679 at 6%.
2008114$1,241,612$72,713$5,194iApproximate average salary by contribution assumption: employee only about $129,845 at 4% or $86,563 at 6%; with 50% employer match about $86,563 at 4% or $57,709 at 6%; with 100% employer match about $64,922 at 4% or $43,282 at 6%.
H.M. Cross & Sons Inc. 401K Plan-14$1,241,612$72,713$5,194iApproximate average salary by contribution assumption: employee only about $129,845 at 4% or $86,563 at 6%; with 50% employer match about $86,563 at 4% or $57,709 at 6%; with 100% employer match about $64,922 at 4% or $43,282 at 6%.
2007120$1,760,419$100,246$5,012iApproximate average salary by contribution assumption: employee only about $125,308 at 4% or $83,538 at 6%; with 50% employer match about $83,538 at 4% or $55,692 at 6%; with 100% employer match about $62,654 at 4% or $41,769 at 6%.
H.M. Cross & Sons Inc. 401K Plan-20$1,760,419$100,246$5,012iApproximate average salary by contribution assumption: employee only about $125,308 at 4% or $83,538 at 6%; with 50% employer match about $83,538 at 4% or $55,692 at 6%; with 100% employer match about $62,654 at 4% or $41,769 at 6%.
2006120$1,840,409$82,534$4,127iApproximate average salary by contribution assumption: employee only about $103,168 at 4% or $68,778 at 6%; with 50% employer match about $68,778 at 4% or $45,852 at 6%; with 100% employer match about $51,584 at 4% or $34,389 at 6%.
H.M. Cross & Sons Inc. 401K Plan-20$1,840,409$82,534$4,127iApproximate average salary by contribution assumption: employee only about $103,168 at 4% or $68,778 at 6%; with 50% employer match about $68,778 at 4% or $45,852 at 6%; with 100% employer match about $51,584 at 4% or $34,389 at 6%.
2005123$1,567,267$122,822$5,340iApproximate average salary by contribution assumption: employee only about $133,502 at 4% or $89,001 at 6%; with 50% employer match about $89,001 at 4% or $59,334 at 6%; with 100% employer match about $66,751 at 4% or $44,501 at 6%.
H.M. Cross & Sons Inc. 401K Plan-23$1,567,267$122,822$5,340iApproximate average salary by contribution assumption: employee only about $133,502 at 4% or $89,001 at 6%; with 50% employer match about $89,001 at 4% or $59,334 at 6%; with 100% employer match about $66,751 at 4% or $44,501 at 6%.
2004124$1,349,887$105,616$4,401iApproximate average salary by contribution assumption: employee only about $110,017 at 4% or $73,344 at 6%; with 50% employer match about $73,344 at 4% or $48,896 at 6%; with 100% employer match about $55,008 at 4% or $36,672 at 6%.
H.M. Cross & Sons Inc. 401K Plan-24$1,349,887$105,616$4,401iApproximate average salary by contribution assumption: employee only about $110,017 at 4% or $73,344 at 6%; with 50% employer match about $73,344 at 4% or $48,896 at 6%; with 100% employer match about $55,008 at 4% or $36,672 at 6%.
2003122$1,353,393$124,079$5,640iApproximate average salary by contribution assumption: employee only about $140,999 at 4% or $93,999 at 6%; with 50% employer match about $93,999 at 4% or $62,666 at 6%; with 100% employer match about $70,499 at 4% or $47,000 at 6%.
H.M. Cross & Sons Inc. 401K Plan-22$1,353,393$124,079$5,640iApproximate average salary by contribution assumption: employee only about $140,999 at 4% or $93,999 at 6%; with 50% employer match about $93,999 at 4% or $62,666 at 6%; with 100% employer match about $70,499 at 4% or $47,000 at 6%.
2002122$996,704$141,384$6,427iApproximate average salary by contribution assumption: employee only about $160,664 at 4% or $107,109 at 6%; with 50% employer match about $107,109 at 4% or $71,406 at 6%; with 100% employer match about $80,332 at 4% or $53,555 at 6%.
H.M. Cross & Sons Inc. 401K Plan-22$996,704$141,384$6,427iApproximate average salary by contribution assumption: employee only about $160,664 at 4% or $107,109 at 6%; with 50% employer match about $107,109 at 4% or $71,406 at 6%; with 100% employer match about $80,332 at 4% or $53,555 at 6%.
2001124$1,098,299$119,964$4,999iApproximate average salary by contribution assumption: employee only about $124,963 at 4% or $83,308 at 6%; with 50% employer match about $83,308 at 4% or $55,539 at 6%; with 100% employer match about $62,481 at 4% or $41,654 at 6%.
H.M. Cross & Sons Inc. 401K Plan-24$1,098,299$119,964$4,999iApproximate average salary by contribution assumption: employee only about $124,963 at 4% or $83,308 at 6%; with 50% employer match about $83,308 at 4% or $55,539 at 6%; with 100% employer match about $62,481 at 4% or $41,654 at 6%.
2000127$1,038,826$121,266$4,491iApproximate average salary by contribution assumption: employee only about $112,283 at 4% or $74,856 at 6%; with 50% employer match about $74,856 at 4% or $49,904 at 6%; with 100% employer match about $56,142 at 4% or $37,428 at 6%.
H.M. Cross & Sons Inc. 401K Plan-27$1,038,826$121,266$4,491iApproximate average salary by contribution assumption: employee only about $112,283 at 4% or $74,856 at 6%; with 50% employer match about $74,856 at 4% or $49,904 at 6%; with 100% employer match about $56,142 at 4% or $37,428 at 6%.
1999120$863,636$109,505$5,475iApproximate average salary by contribution assumption: employee only about $136,881 at 4% or $91,254 at 6%; with 50% employer match about $91,254 at 4% or $60,836 at 6%; with 100% employer match about $68,441 at 4% or $45,627 at 6%.
H.M. Cross & Sons Inc. 401K Plan-20$863,636$109,505$5,475iApproximate average salary by contribution assumption: employee only about $136,881 at 4% or $91,254 at 6%; with 50% employer match about $91,254 at 4% or $60,836 at 6%; with 100% employer match about $68,441 at 4% or $45,627 at 6%.