Community Bank System Inc
Plan context: Community Bank System Inc. 401(K) Employee Stock Ownership Plan
EIN 16-1213679 • 164 filings • 64 plans
Current Snapshot
Latest Year
2024
2024 Participants
2,747
2024 Assets
$747,234,593
2024 Contributions
$37,035,928
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 3 | 2,747 | $747,234,593 | $37,035,928 | $13,482iApproximate average salary by contribution assumption: employee only about $337,058 at 4% or $224,705 at 6%; with 50% employer match about $224,705 at 4% or $149,804 at 6%; with 100% employer match about $168,529 at 4% or $112,353 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,662 | $474,210,083 | $32,592,735 | $12,244iApproximate average salary by contribution assumption: employee only about $306,093 at 4% or $204,062 at 6%; with 50% employer match about $204,062 at 4% or $136,041 at 6%; with 100% employer match about $153,046 at 4% or $102,031 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,325 | $273,024,510 | $4,443,193 | $1,911iApproximate average salary by contribution assumption: employee only about $47,776 at 4% or $31,851 at 6%; with 50% employer match about $31,851 at 4% or $21,234 at 6%; with 100% employer match about $23,888 at 4% or $15,925 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,747 | - | - | - |
| 2023 | 3 | 2,686 | $683,046,135 | $33,046,395 | $12,303iApproximate average salary by contribution assumption: employee only about $307,580 at 4% or $205,053 at 6%; with 50% employer match about $205,053 at 4% or $136,702 at 6%; with 100% employer match about $153,790 at 4% or $102,527 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,646 | $415,582,866 | $28,719,893 | $10,854iApproximate average salary by contribution assumption: employee only about $271,352 at 4% or $180,901 at 6%; with 50% employer match about $180,901 at 4% or $120,601 at 6%; with 100% employer match about $135,676 at 4% or $90,451 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,331 | $267,463,269 | $4,326,502 | $1,856iApproximate average salary by contribution assumption: employee only about $46,402 at 4% or $30,935 at 6%; with 50% employer match about $30,935 at 4% or $20,623 at 6%; with 100% employer match about $23,201 at 4% or $15,467 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,686 | - | - | - |
| 2022 | 3 | 2,791 | $623,783,450 | $24,917,304 | $8,928iApproximate average salary by contribution assumption: employee only about $223,193 at 4% or $148,796 at 6%; with 50% employer match about $148,796 at 4% or $99,197 at 6%; with 100% employer match about $111,597 at 4% or $74,398 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,752 | $379,450,506 | $24,917,304 | $9,054iApproximate average salary by contribution assumption: employee only about $226,356 at 4% or $150,904 at 6%; with 50% employer match about $150,904 at 4% or $100,603 at 6%; with 100% employer match about $113,178 at 4% or $75,452 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,335 | $244,332,944 | - | - |
| Community Bank System Inc Medicalplan | - | 2,791 | - | - | - |
| 2021 | 3 | 2,691 | $739,883,185 | $25,709,751 | $9,554iApproximate average salary by contribution assumption: employee only about $238,849 at 4% or $159,233 at 6%; with 50% employer match about $159,233 at 4% or $106,155 at 6%; with 100% employer match about $119,425 at 4% or $79,616 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,674 | $449,079,675 | $22,793,392 | $8,524iApproximate average salary by contribution assumption: employee only about $213,102 at 4% or $142,068 at 6%; with 50% employer match about $142,068 at 4% or $94,712 at 6%; with 100% employer match about $106,551 at 4% or $71,034 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,338 | $290,803,510 | $2,916,359 | $1,247iApproximate average salary by contribution assumption: employee only about $31,184 at 4% or $20,790 at 6%; with 50% employer match about $20,790 at 4% or $13,860 at 6%; with 100% employer match about $15,592 at 4% or $10,395 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,691 | - | - | - |
| 2020 | 4 | 2,766 | $675,112,214 | $24,517,698 | $8,864iApproximate average salary by contribution assumption: employee only about $221,599 at 4% or $147,733 at 6%; with 50% employer match about $147,733 at 4% or $98,488 at 6%; with 100% employer match about $110,799 at 4% or $73,866 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,757 | $402,376,782 | $20,531,396 | $7,447iApproximate average salary by contribution assumption: employee only about $186,175 at 4% or $124,117 at 6%; with 50% employer match about $124,117 at 4% or $82,745 at 6%; with 100% employer match about $93,088 at 4% or $62,058 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,452 | $272,735,432 | $3,986,302 | $1,626iApproximate average salary by contribution assumption: employee only about $40,643 at 4% or $27,096 at 6%; with 50% employer match about $27,096 at 4% or $18,064 at 6%; with 100% employer match about $20,322 at 4% or $13,548 at 6%. |
| STEUBEN TRUST COMPANY PENSION PLAN AS A MEMBER OF THE NEW YORK STATE BANKERS RETIREMENT SYSTEM | - | 0 | - | - | - |
| Community Bank System Inc Medicalplan | - | 2,766 | - | - | - |
| 2019 | 4 | 2,724 | $594,691,059 | $30,066,170 | $11,038iApproximate average salary by contribution assumption: employee only about $275,938 at 4% or $183,958 at 6%; with 50% employer match about $183,958 at 4% or $122,639 at 6%; with 100% employer match about $137,969 at 4% or $91,979 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,724 | $348,816,942 | $19,266,170 | $7,073iApproximate average salary by contribution assumption: employee only about $176,819 at 4% or $117,879 at 6%; with 50% employer match about $117,879 at 4% or $78,586 at 6%; with 100% employer match about $88,409 at 4% or $58,940 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,389 | $227,322,679 | $7,300,000 | $3,056iApproximate average salary by contribution assumption: employee only about $76,392 at 4% or $50,928 at 6%; with 50% employer match about $50,928 at 4% or $33,952 at 6%; with 100% employer match about $38,196 at 4% or $25,464 at 6%. |
| STEUBEN TRUST COMPANY PENSION PLAN AS A MEMBER OF THE NEW YORK STATE BANKERS RETIREMENT SYSTEM | - | 29 | $18,551,438 | $3,500,000 | $120,690iApproximate average salary by contribution assumption: employee only about $3,017,241 at 4% or $2,011,494 at 6%; with 50% employer match about $2,011,494 at 4% or $1,340,996 at 6%; with 100% employer match about $1,508,621 at 4% or $1,005,747 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,684 | - | - | - |
| 2018 | 4 | 2,706 | $496,769,311 | $18,339,271 | $6,777iApproximate average salary by contribution assumption: employee only about $169,432 at 4% or $112,954 at 6%; with 50% employer match about $112,954 at 4% or $75,303 at 6%; with 100% employer match about $84,716 at 4% or $56,477 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,706 | $293,096,879 | $18,339,271 | $6,777iApproximate average salary by contribution assumption: employee only about $169,432 at 4% or $112,954 at 6%; with 50% employer match about $112,954 at 4% or $75,303 at 6%; with 100% employer match about $84,716 at 4% or $56,477 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,240 | $203,672,432 | - | - |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 0 | - | - | - |
| Community Bank System Inc Medicalplan | - | 2,576 | - | - | - |
| 2017 | 9 | 2,530 | $518,017,148 | $21,550,656 | $8,518iApproximate average salary by contribution assumption: employee only about $212,951 at 4% or $141,967 at 6%; with 50% employer match about $141,967 at 4% or $94,645 at 6%; with 100% employer match about $106,476 at 4% or $70,984 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,442 | $262,001,606 | $15,434,934 | $6,321iApproximate average salary by contribution assumption: employee only about $158,015 at 4% or $105,344 at 6%; with 50% employer match about $105,344 at 4% or $70,229 at 6%; with 100% employer match about $79,008 at 4% or $52,672 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,205 | $217,106,609 | $4,319,000 | $1,959iApproximate average salary by contribution assumption: employee only about $48,968 at 4% or $32,646 at 6%; with 50% employer match about $32,646 at 4% or $21,764 at 6%; with 100% employer match about $24,484 at 4% or $16,323 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 166 | $38,908,933 | $1,796,722 | $10,824iApproximate average salary by contribution assumption: employee only about $270,591 at 4% or $180,394 at 6%; with 50% employer match about $180,394 at 4% or $120,263 at 6%; with 100% employer match about $135,295 at 4% or $90,197 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,530 | - | - | - |
| Community Bank System Inc Medicalplan | - | 0 | - | - | - |
| Community Bank System Inc Accidenta L Death and Dismemberment | - | 0 | - | - | - |
| Cbsi Ltd Plan Long Term Disability | - | 0 | - | - | - |
| Cbsi Life Insurance Plan | - | 0 | - | - | - |
| Community Bank System Inc. Pension Plan | - | 0 | - | - | - |
| 2016 | 4 | 2,462 | $425,697,928 | $18,636,505 | $7,570iApproximate average salary by contribution assumption: employee only about $189,242 at 4% or $126,161 at 6%; with 50% employer match about $126,161 at 4% or $84,107 at 6%; with 100% employer match about $94,621 at 4% or $63,081 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,375 | $242,373,571 | $15,712,505 | $6,616iApproximate average salary by contribution assumption: employee only about $165,395 at 4% or $110,263 at 6%; with 50% employer match about $110,263 at 4% or $73,509 at 6%; with 100% employer match about $82,697 at 4% or $55,132 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,001 | $183,324,357 | $2,924,000 | $1,461iApproximate average salary by contribution assumption: employee only about $36,532 at 4% or $24,354 at 6%; with 50% employer match about $24,354 at 4% or $16,236 at 6%; with 100% employer match about $18,266 at 4% or $12,177 at 6%. |
| The Oneida Savings Bank Employee Stock Ownership Plan | - | 0 | - | - | - |
| Community Bank System Inc Medicalplan | - | 2,462 | - | - | - |
| 2015 | 5 | 2,487 | $340,070,092 | $12,076,139 | $4,856iApproximate average salary by contribution assumption: employee only about $121,393 at 4% or $80,928 at 6%; with 50% employer match about $80,928 at 4% or $53,952 at 6%; with 100% employer match about $60,696 at 4% or $40,464 at 6%. |
| Community Bank System Inc. Pension Plan | - | 2,076 | $173,527,592 | - | - |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,086 | $157,027,033 | $12,076,139 | $5,789iApproximate average salary by contribution assumption: employee only about $144,728 at 4% or $96,486 at 6%; with 50% employer match about $96,486 at 4% or $64,324 at 6%; with 100% employer match about $72,364 at 4% or $48,243 at 6%. |
| The Oneida Savings Bank Employee Stock Ownership Plan | - | 0 | $9,515,467 | - | - |
| Flexible Spending Account and Dependent Care Assistance Program Plan | - | 124 | - | - | - |
| Community Bank System Inc Medicalplan | - | 2,487 | - | - | - |
| 2014 | 3 | 2,277 | $326,868,652 | $11,987,026 | $5,264iApproximate average salary by contribution assumption: employee only about $131,610 at 4% or $87,740 at 6%; with 50% employer match about $87,740 at 4% or $58,493 at 6%; with 100% employer match about $65,805 at 4% or $43,870 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,833 | $177,871,658 | - | - |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,103 | $148,996,994 | $11,987,026 | $5,700iApproximate average salary by contribution assumption: employee only about $142,499 at 4% or $94,999 at 6%; with 50% employer match about $94,999 at 4% or $63,333 at 6%; with 100% employer match about $71,250 at 4% or $47,500 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,277 | - | - | - |
| 2013 | 3 | 2,176 | $315,302,120 | $20,642,373 | $9,486iApproximate average salary by contribution assumption: employee only about $237,160 at 4% or $158,106 at 6%; with 50% employer match about $158,106 at 4% or $105,404 at 6%; with 100% employer match about $118,580 at 4% or $79,053 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,863 | $173,424,039 | $10,000,000 | $5,368iApproximate average salary by contribution assumption: employee only about $134,192 at 4% or $89,461 at 6%; with 50% employer match about $89,461 at 4% or $59,641 at 6%; with 100% employer match about $67,096 at 4% or $44,731 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,139 | $141,878,081 | $10,642,373 | $4,975iApproximate average salary by contribution assumption: employee only about $124,385 at 4% or $82,923 at 6%; with 50% employer match about $82,923 at 4% or $55,282 at 6%; with 100% employer match about $62,192 at 4% or $41,462 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,176 | - | - | - |
| 2012 | 3 | 2,205 | $256,153,578 | $23,604,820 | $10,705iApproximate average salary by contribution assumption: employee only about $267,628 at 4% or $178,419 at 6%; with 50% employer match about $178,419 at 4% or $118,946 at 6%; with 100% employer match about $133,814 at 4% or $89,209 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,839 | $144,015,930 | $12,000,000 | $6,525iApproximate average salary by contribution assumption: employee only about $163,132 at 4% or $108,755 at 6%; with 50% employer match about $108,755 at 4% or $72,503 at 6%; with 100% employer match about $81,566 at 4% or $54,377 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,147 | $112,137,648 | $11,604,820 | $5,405iApproximate average salary by contribution assumption: employee only about $135,128 at 4% or $90,086 at 6%; with 50% employer match about $90,086 at 4% or $60,057 at 6%; with 100% employer match about $67,564 at 4% or $45,043 at 6%. |
| Community Bank System Inc Medicalplan | - | 2,205 | - | - | - |
| 2011 | 4 | 2,092 | $225,101,658 | $14,237,994 | $6,806iApproximate average salary by contribution assumption: employee only about $170,148 at 4% or $113,432 at 6%; with 50% employer match about $113,432 at 4% or $75,621 at 6%; with 100% employer match about $85,074 at 4% or $56,716 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,685 | $126,635,760 | $6,000,000 | $3,561iApproximate average salary by contribution assumption: employee only about $89,021 at 4% or $59,347 at 6%; with 50% employer match about $59,347 at 4% or $39,565 at 6%; with 100% employer match about $44,510 at 4% or $29,674 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 2,010 | $98,465,898 | $8,237,994 | $4,099iApproximate average salary by contribution assumption: employee only about $102,463 at 4% or $68,308 at 6%; with 50% employer match about $68,308 at 4% or $45,539 at 6%; with 100% employer match about $51,231 at 4% or $34,154 at 6%. |
| Cbsi Ltd Plan Long Term Disability | - | 0 | - | - | - |
| Community Bank System Inc Medicalplan | - | 2,092 | - | - | - |
| 2010 | 3 | 1,844 | $185,413,985 | $6,954,605 | $3,771iApproximate average salary by contribution assumption: employee only about $94,287 at 4% or $62,858 at 6%; with 50% employer match about $62,858 at 4% or $41,905 at 6%; with 100% employer match about $47,143 at 4% or $31,429 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,491 | $96,783,670 | - | - |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 1,737 | $88,630,315 | $6,954,605 | $4,004iApproximate average salary by contribution assumption: employee only about $100,095 at 4% or $66,730 at 6%; with 50% employer match about $66,730 at 4% or $44,487 at 6%; with 100% employer match about $50,048 at 4% or $33,365 at 6%. |
| Community Bank System Inc Medicalplan | - | 1,844 | - | - | - |
| 2009 | 12 | 1,771 | $162,401,549 | $21,769,060 | $12,292iApproximate average salary by contribution assumption: employee only about $307,299 at 4% or $204,866 at 6%; with 50% employer match about $204,866 at 4% or $136,577 at 6%; with 100% employer match about $153,649 at 4% or $102,433 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,548 | $89,628,161 | $15,000,000 | $9,690iApproximate average salary by contribution assumption: employee only about $242,248 at 4% or $161,499 at 6%; with 50% employer match about $161,499 at 4% or $107,666 at 6%; with 100% employer match about $121,124 at 4% or $80,749 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 1,771 | $72,773,388 | $6,769,060 | $3,822iApproximate average salary by contribution assumption: employee only about $95,554 at 4% or $63,703 at 6%; with 50% employer match about $63,703 at 4% or $42,469 at 6%; with 100% employer match about $47,777 at 4% or $31,851 at 6%. |
| COMMUNITY BANK SYSTEM, INC. NON- NY DBL BENEFIT | - | 0 | - | - | - |
| Community Bank System Inc Group Travel Accident | - | 0 | - | - | - |
| Cbsi Life Insurance Plan | - | 0 | - | - | - |
| Community Bank System Inc Accidenta L Death and Dismemberment | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. MEDICAL REIMBURSEMENT | - | 0 | - | - | - |
| Community Bank System Inc Medicalplan | - | 1,243 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. SEVERANCE PAY PLAN | - | 0 | - | - | - |
| Community Bank System Inc Supplemental Severance Pay Plan | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. TUITION REIMBURSEMENT PLAN | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. EMPLOYEE ASSISTANCE PLAN | - | 0 | - | - | - |
| 2008 | 11 | 1,754 | $130,253,960 | $22,215,883 | $12,666iApproximate average salary by contribution assumption: employee only about $316,646 at 4% or $211,097 at 6%; with 50% employer match about $211,097 at 4% or $140,732 at 6%; with 100% employer match about $158,323 at 4% or $105,549 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 1,754 | $66,061,149 | $7,215,883 | $4,114iApproximate average salary by contribution assumption: employee only about $102,849 at 4% or $68,566 at 6%; with 50% employer match about $68,566 at 4% or $45,711 at 6%; with 100% employer match about $51,424 at 4% or $34,283 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,470 | $64,192,811 | $15,000,000 | $10,204iApproximate average salary by contribution assumption: employee only about $255,102 at 4% or $170,068 at 6%; with 50% employer match about $170,068 at 4% or $113,379 at 6%; with 100% employer match about $127,551 at 4% or $85,034 at 6%. |
| Community Bank System Inc Group Travel Accident | - | 1,600 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. MEDICAL REIMBURSEMENT PLAN | - | 239 | - | - | - |
| Cbsi Life Insurance Plan | - | 1,525 | - | - | - |
| Community Bank System Inc Accidenta L Death and Dismemberment | - | 1,525 | - | - | - |
| COMMUNITY BANK SYSTEM, INC NON- NY DBL BENEFIT | - | 418 | - | - | - |
| COMMUNITY BANK SYSTEM, INC SEVERENCE PLAN | - | 0 | - | - | - |
| Community Bank System Inc Medicalplan | - | 1,200 | - | - | - |
| Community Bank System Inc Supplemental Severance Pay Plan | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC EMPLOYEE ASSISTANCE PLAN | - | 1,731 | - | - | - |
| 2007 | 11 | 1,599 | $140,600,174 | $15,567,651 | $9,736iApproximate average salary by contribution assumption: employee only about $243,397 at 4% or $162,264 at 6%; with 50% employer match about $162,264 at 4% or $108,176 at 6%; with 100% employer match about $121,698 at 4% or $81,132 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 1,599 | $71,707,366 | $5,905,311 | $3,693iApproximate average salary by contribution assumption: employee only about $92,328 at 4% or $61,552 at 6%; with 50% employer match about $61,552 at 4% or $41,035 at 6%; with 100% employer match about $46,164 at 4% or $30,776 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,330 | $68,892,808 | $9,662,340 | $7,265iApproximate average salary by contribution assumption: employee only about $181,623 at 4% or $121,082 at 6%; with 50% employer match about $121,082 at 4% or $80,721 at 6%; with 100% employer match about $90,811 at 4% or $60,541 at 6%. |
| COMMUNITY BANK SYSTEM, INC WD- NST PLAN | - | 377 | - | - | - |
| Community Bank System Inc Group Travel Accident | - | 1,528 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. MEDICAL REIMBURSEMENT PLAN | - | 247 | - | - | - |
| COMMUNITY BANK SYSTEM, INC EMPLOYEE ASSISTANCE PLAN | - | 1,590 | - | - | - |
| Community Bank System Inc Supplemental Severance Pay Plan | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC SEVERENCE PLAN | - | 0 | - | - | - |
| Community Bank System Inc Medicalplan | - | 1,030 | - | - | - |
| HAND GROUP RETIREMENT PLAN | - | 0 | - | - | - |
| ONTARIO NATIONAL BANK RETIREMENT PLAN | - | 0 | - | - | - |
| 2006 | 10 | 1,492 | $121,679,620 | $14,822,666 | $9,935iApproximate average salary by contribution assumption: employee only about $248,369 at 4% or $165,579 at 6%; with 50% employer match about $165,579 at 4% or $110,386 at 6%; with 100% employer match about $124,185 at 4% or $82,790 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 1,492 | $65,041,690 | $5,461,378 | $3,660iApproximate average salary by contribution assumption: employee only about $91,511 at 4% or $61,007 at 6%; with 50% employer match about $61,007 at 4% or $40,672 at 6%; with 100% employer match about $45,756 at 4% or $30,504 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,259 | $55,240,554 | $9,200,000 | $7,307iApproximate average salary by contribution assumption: employee only about $182,685 at 4% or $121,790 at 6%; with 50% employer match about $121,790 at 4% or $81,193 at 6%; with 100% employer match about $91,342 at 4% or $60,895 at 6%. |
| ONTARIO NATIONAL BANK RETIREMENT PLAN | - | 18 | $1,397,376 | $161,288 | $8,960iApproximate average salary by contribution assumption: employee only about $224,011 at 4% or $149,341 at 6%; with 50% employer match about $149,341 at 4% or $99,560 at 6%; with 100% employer match about $112,006 at 4% or $74,670 at 6%. |
| Community Bank System Inc Group Travel Accident | - | 1,320 | - | - | - |
| Community Bank System Inc Supplemental Severance Pay Plan | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC TUITION REIMBURSEMENT PLAN | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC EMPLOYEE ASSISTANCE PLAN | - | 1,472 | - | - | - |
| Community Bank System Inc Medicalplan | - | 902 | - | - | - |
| COMMUNITY BANK SYSTEM, INC FLEX BENEFITS PLAN | - | 232 | - | - | - |
| COMMUNITY BANK SYSTEM, INC SEVERENCE PAY PLAN | - | 0 | - | - | - |
| 2005 | 9 | 1,457 | $103,447,013 | $10,627,430 | $7,294iApproximate average salary by contribution assumption: employee only about $182,351 at 4% or $121,567 at 6%; with 50% employer match about $121,567 at 4% or $81,045 at 6%; with 100% employer match about $91,176 at 4% or $60,784 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 1,454 | $57,186,766 | $5,627,430 | $3,870iApproximate average salary by contribution assumption: employee only about $96,758 at 4% or $64,505 at 6%; with 50% employer match about $64,505 at 4% or $43,003 at 6%; with 100% employer match about $48,379 at 4% or $32,253 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,233 | $46,260,247 | $5,000,000 | $4,055iApproximate average salary by contribution assumption: employee only about $101,379 at 4% or $67,586 at 6%; with 50% employer match about $67,586 at 4% or $45,057 at 6%; with 100% employer match about $50,689 at 4% or $33,793 at 6%. |
| Community Bank System Inc Group Travel Accident | - | 1,247 | - | - | - |
| Community Bank System Inc Medicalplan | - | 901 | - | - | - |
| COMMUNITY BANK SYSTEM, INC SEVERENCE PAY PLAN | - | 1 | - | - | - |
| Community Bank System Inc Supplemental Severance Pay Plan | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC TUITION REIMBURSEMENT PLAN | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC EMPLOYEE ASSISTANCE PLAN | - | 1,457 | - | - | - |
| COMMUNITY BANK SYSTEM, INC FLEX BENEFITS PLAN | - | 159 | - | - | - |
| 2004 | 9 | 1,463 | $103,979,814 | $11,108,060 | $7,593iApproximate average salary by contribution assumption: employee only about $189,816 at 4% or $126,544 at 6%; with 50% employer match about $126,544 at 4% or $84,363 at 6%; with 100% employer match about $94,908 at 4% or $63,272 at 6%. |
| Community Bank System Inc. 401(K) Employee Stock Ownership Plan | - | 1,463 | $58,332,627 | $4,708,060 | $3,218iApproximate average salary by contribution assumption: employee only about $80,452 at 4% or $53,635 at 6%; with 50% employer match about $53,635 at 4% or $35,757 at 6%; with 100% employer match about $40,226 at 4% or $26,817 at 6%. |
| Community Bank System Inc. Pension Plan | - | 1,255 | $45,647,187 | $6,400,000 | $5,100iApproximate average salary by contribution assumption: employee only about $127,490 at 4% or $84,993 at 6%; with 50% employer match about $84,993 at 4% or $56,662 at 6%; with 100% employer match about $63,745 at 4% or $42,497 at 6%. |
| Community Bank System Inc Group Travel Accident | - | 1,280 | - | - | - |
| Community Bank System Inc Medicalplan | - | 780 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. EMPLOYEE ASSISTANCE PLAN | - | 1,416 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. SEVERANCE PAY PLAN | - | 13 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. FLEX BENEFITS PLAN | - | 244 | - | - | - |
| Community Bank System Inc Supplemental Severance Pay Plan | - | 0 | - | - | - |
| COMMUNITY BANK SYSTEM, INC. TUITION REIMBURSEMENT PLAN | - | 0 | - | - | - |
| 2003 | 9 | 1,512 | $86,132,110 | $6,374,441 | $4,216iApproximate average salary by contribution assumption: employee only about $105,398 at 4% or $70,265 at 6%; with 50% employer match about $70,265 at 4% or $46,843 at 6%; with 100% employer match about $52,699 at 4% or $35,133 at 6%. |
| 2002 | 10 | 1,358 | $62,434,239 | $17,325,531 | $12,758iApproximate average salary by contribution assumption: employee only about $318,953 at 4% or $212,635 at 6%; with 50% employer match about $212,635 at 4% or $141,757 at 6%; with 100% employer match about $159,477 at 4% or $106,318 at 6%. |
| 2001 | 10 | 1,368 | $54,986,043 | $10,978,054 | $8,025iApproximate average salary by contribution assumption: employee only about $200,622 at 4% or $133,748 at 6%; with 50% employer match about $133,748 at 4% or $89,165 at 6%; with 100% employer match about $100,311 at 4% or $66,874 at 6%. |
| 2000 | 8 | 824 | $39,052,825 | $2,928,586 | $3,554iApproximate average salary by contribution assumption: employee only about $88,853 at 4% or $59,235 at 6%; with 50% employer match about $59,235 at 4% or $39,490 at 6%; with 100% employer match about $44,426 at 4% or $29,618 at 6%. |
| 1999 | 7 | 672 | $13,761,083 | $450,000 | $670iApproximate average salary by contribution assumption: employee only about $16,741 at 4% or $11,161 at 6%; with 50% employer match about $11,161 at 4% or $7,440 at 6%; with 100% employer match about $8,371 at 4% or $5,580 at 6%. |