Civic Intelligence

Rural Opportunities Inc.

Plan context: Rural Opportunities Inc. Retirement Plan

EIN 16-0984913 • Rochester, NY • 67 filings • 12 plans

400 East AvenueRochester, NY 14607
Current Snapshot

Latest Year

2024

2024 Participants

583

2024 Assets

$20,971,411

2024 Contributions

$2,472,707

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$20,971,411$10,485,706$0199920132023YearValue
$20,971,411Latest year 2023

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

5922960199920122024YearValue
583Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20241583$0$0-
Pathstone Welfare Benefit Plans-583---
20233549$20,971,411$2,472,707$4,504iApproximate average salary by contribution assumption: employee only about $112,601 at 4% or $75,067 at 6%; with 50% employer match about $75,067 at 4% or $50,045 at 6%; with 100% employer match about $56,300 at 4% or $37,534 at 6%.
Rural Opportunities Inc. Retirement Plan-510$18,614,202$2,302,238$4,514iApproximate average salary by contribution assumption: employee only about $112,855 at 4% or $75,237 at 6%; with 50% employer match about $75,237 at 4% or $50,158 at 6%; with 100% employer match about $56,427 at 4% or $37,618 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-79$2,357,209$170,469$2,158iApproximate average salary by contribution assumption: employee only about $53,946 at 4% or $35,964 at 6%; with 50% employer match about $35,964 at 4% or $23,976 at 6%; with 100% employer match about $26,973 at 4% or $17,982 at 6%.
Pathstone Welfare Benefit Plans-549---
20223539$16,302,311$2,064,469$3,830iApproximate average salary by contribution assumption: employee only about $95,755 at 4% or $63,836 at 6%; with 50% employer match about $63,836 at 4% or $42,558 at 6%; with 100% employer match about $47,877 at 4% or $31,918 at 6%.
Rural Opportunities Inc. Retirement Plan-513$14,418,569$1,950,645$3,802iApproximate average salary by contribution assumption: employee only about $95,061 at 4% or $63,374 at 6%; with 50% employer match about $63,374 at 4% or $42,249 at 6%; with 100% employer match about $47,530 at 4% or $31,687 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-76$1,883,742$113,824$1,498iApproximate average salary by contribution assumption: employee only about $37,442 at 4% or $24,961 at 6%; with 50% employer match about $24,961 at 4% or $16,641 at 6%; with 100% employer match about $18,721 at 4% or $12,481 at 6%.
Pathstone Welfare Benefit Plans-539---
20213529$15,532,929$1,924,070$3,637iApproximate average salary by contribution assumption: employee only about $90,930 at 4% or $60,620 at 6%; with 50% employer match about $60,620 at 4% or $40,413 at 6%; with 100% employer match about $45,465 at 4% or $30,310 at 6%.
Rural Opportunities Inc. Retirement Plan-515$13,936,225$1,199,018$2,328iApproximate average salary by contribution assumption: employee only about $58,205 at 4% or $38,803 at 6%; with 50% employer match about $38,803 at 4% or $25,869 at 6%; with 100% employer match about $29,102 at 4% or $19,402 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-63$1,596,704$725,052$11,509iApproximate average salary by contribution assumption: employee only about $287,719 at 4% or $191,813 at 6%; with 50% employer match about $191,813 at 4% or $127,875 at 6%; with 100% employer match about $143,860 at 4% or $95,906 at 6%.
Pathstone Welfare Benefit Plans-529---
20203518$18,212,738$1,410,858$2,724iApproximate average salary by contribution assumption: employee only about $68,092 at 4% or $45,394 at 6%; with 50% employer match about $45,394 at 4% or $30,263 at 6%; with 100% employer match about $34,046 at 4% or $22,697 at 6%.
Rural Opportunities Inc. Retirement Plan-509$16,934,962$1,312,168$2,578iApproximate average salary by contribution assumption: employee only about $64,448 at 4% or $42,966 at 6%; with 50% employer match about $42,966 at 4% or $28,644 at 6%; with 100% employer match about $32,224 at 4% or $21,483 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-58$1,277,776$98,690$1,702iApproximate average salary by contribution assumption: employee only about $42,539 at 4% or $28,359 at 6%; with 50% employer match about $28,359 at 4% or $18,906 at 6%; with 100% employer match about $21,269 at 4% or $14,180 at 6%.
Pathstone Welfare Benefit Plans-518---
20193554$14,539,361$1,164,032$2,101iApproximate average salary by contribution assumption: employee only about $52,529 at 4% or $35,019 at 6%; with 50% employer match about $35,019 at 4% or $23,346 at 6%; with 100% employer match about $26,264 at 4% or $17,510 at 6%.
Rural Opportunities Inc. Retirement Plan-554$13,542,161$1,035,123$1,868iApproximate average salary by contribution assumption: employee only about $46,711 at 4% or $31,141 at 6%; with 50% employer match about $31,141 at 4% or $20,761 at 6%; with 100% employer match about $23,356 at 4% or $15,570 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-55$997,200$128,909$2,344iApproximate average salary by contribution assumption: employee only about $58,595 at 4% or $39,063 at 6%; with 50% employer match about $39,063 at 4% or $26,042 at 6%; with 100% employer match about $29,298 at 4% or $19,532 at 6%.
Pathstone Welfare Benefit Plans-502---
20183543$14,245,619$1,484,372$2,734iApproximate average salary by contribution assumption: employee only about $68,341 at 4% or $45,561 at 6%; with 50% employer match about $45,561 at 4% or $30,374 at 6%; with 100% employer match about $34,171 at 4% or $22,780 at 6%.
Rural Opportunities Inc. Retirement Plan-543$13,377,784$1,373,797$2,530iApproximate average salary by contribution assumption: employee only about $63,250 at 4% or $42,167 at 6%; with 50% employer match about $42,167 at 4% or $28,111 at 6%; with 100% employer match about $31,625 at 4% or $21,083 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-48$867,835$110,575$2,304iApproximate average salary by contribution assumption: employee only about $57,591 at 4% or $38,394 at 6%; with 50% employer match about $38,394 at 4% or $25,596 at 6%; with 100% employer match about $28,796 at 4% or $19,197 at 6%.
Pathstone Welfare Benefit Plans-463---
20173536$14,045,798$1,440,368$2,687iApproximate average salary by contribution assumption: employee only about $67,181 at 4% or $44,788 at 6%; with 50% employer match about $44,788 at 4% or $29,858 at 6%; with 100% employer match about $33,591 at 4% or $22,394 at 6%.
Rural Opportunities Inc. Retirement Plan-536$13,261,894$1,331,732$2,485iApproximate average salary by contribution assumption: employee only about $62,114 at 4% or $41,410 at 6%; with 50% employer match about $41,410 at 4% or $27,606 at 6%; with 100% employer match about $31,057 at 4% or $20,705 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-45$783,904$108,636$2,414iApproximate average salary by contribution assumption: employee only about $60,353 at 4% or $40,236 at 6%; with 50% employer match about $40,236 at 4% or $26,824 at 6%; with 100% employer match about $30,177 at 4% or $20,118 at 6%.
Pathstone Welfare Benefit Plans-461---
20163547$12,786,305$1,383,275$2,529iApproximate average salary by contribution assumption: employee only about $63,221 at 4% or $42,147 at 6%; with 50% employer match about $42,147 at 4% or $28,098 at 6%; with 100% employer match about $31,610 at 4% or $21,074 at 6%.
Rural Opportunities Inc. Retirement Plan-547$12,162,940$1,281,081$2,342iApproximate average salary by contribution assumption: employee only about $58,550 at 4% or $39,034 at 6%; with 50% employer match about $39,034 at 4% or $26,022 at 6%; with 100% employer match about $29,275 at 4% or $19,517 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-46$623,365$102,194$2,222iApproximate average salary by contribution assumption: employee only about $55,540 at 4% or $37,027 at 6%; with 50% employer match about $37,027 at 4% or $24,685 at 6%; with 100% employer match about $27,770 at 4% or $18,513 at 6%.
Pathstone Welfare Benefit Plans-453---
20154537$11,342,566$1,347,141$2,509iApproximate average salary by contribution assumption: employee only about $62,716 at 4% or $41,811 at 6%; with 50% employer match about $41,811 at 4% or $27,874 at 6%; with 100% employer match about $31,358 at 4% or $20,905 at 6%.
Rural Opportunities Inc. Retirement Plan-537$10,859,641$1,247,035$2,322iApproximate average salary by contribution assumption: employee only about $58,056 at 4% or $38,704 at 6%; with 50% employer match about $38,704 at 4% or $25,803 at 6%; with 100% employer match about $29,028 at 4% or $19,352 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-46$482,925$100,106$2,176iApproximate average salary by contribution assumption: employee only about $54,405 at 4% or $36,270 at 6%; with 50% employer match about $36,270 at 4% or $24,180 at 6%; with 100% employer match about $27,203 at 4% or $18,135 at 6%.
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-72---
Pathstone Welfare Benefit Plans-409---
20144538$9,839,984$1,189,278$2,211iApproximate average salary by contribution assumption: employee only about $55,264 at 4% or $36,843 at 6%; with 50% employer match about $36,843 at 4% or $24,562 at 6%; with 100% employer match about $27,632 at 4% or $18,421 at 6%.
Rural Opportunities Inc. Retirement Plan-538$9,450,229$1,099,146$2,043iApproximate average salary by contribution assumption: employee only about $51,076 at 4% or $34,050 at 6%; with 50% employer match about $34,050 at 4% or $22,700 at 6%; with 100% employer match about $25,538 at 4% or $17,025 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-47$389,755$90,132$1,918iApproximate average salary by contribution assumption: employee only about $47,943 at 4% or $31,962 at 6%; with 50% employer match about $31,962 at 4% or $21,308 at 6%; with 100% employer match about $23,971 at 4% or $15,981 at 6%.
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-72---
Pathstone Welfare Benefit Plans-409---
20134542$9,479,987$1,310,937$2,419iApproximate average salary by contribution assumption: employee only about $60,468 at 4% or $40,312 at 6%; with 50% employer match about $40,312 at 4% or $26,874 at 6%; with 100% employer match about $30,234 at 4% or $20,156 at 6%.
Rural Opportunities Inc. Retirement Plan-542$9,133,703$1,229,084$2,268iApproximate average salary by contribution assumption: employee only about $56,692 at 4% or $37,795 at 6%; with 50% employer match about $37,795 at 4% or $25,196 at 6%; with 100% employer match about $28,346 at 4% or $18,897 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-51$346,284$81,853$1,605iApproximate average salary by contribution assumption: employee only about $40,124 at 4% or $26,749 at 6%; with 50% employer match about $26,749 at 4% or $17,833 at 6%; with 100% employer match about $20,062 at 4% or $13,375 at 6%.
Pathstone Welfare Benefit Plans-394---
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-98---
20124504$9,850,645$1,125,039$2,232iApproximate average salary by contribution assumption: employee only about $55,806 at 4% or $37,204 at 6%; with 50% employer match about $37,204 at 4% or $24,802 at 6%; with 100% employer match about $27,903 at 4% or $18,602 at 6%.
Rural Opportunities Inc. Retirement Plan-504$9,583,125$1,045,731$2,075iApproximate average salary by contribution assumption: employee only about $51,872 at 4% or $34,581 at 6%; with 50% employer match about $34,581 at 4% or $23,054 at 6%; with 100% employer match about $25,936 at 4% or $17,291 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-43$267,520$79,308$1,844iApproximate average salary by contribution assumption: employee only about $46,109 at 4% or $30,740 at 6%; with 50% employer match about $30,740 at 4% or $20,493 at 6%; with 100% employer match about $23,055 at 4% or $15,370 at 6%.
Pathstone Welfare Benefit Plans-416---
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-224---
20114514$7,766,716$1,292,132$2,514iApproximate average salary by contribution assumption: employee only about $62,847 at 4% or $41,898 at 6%; with 50% employer match about $41,898 at 4% or $27,932 at 6%; with 100% employer match about $31,423 at 4% or $20,949 at 6%.
Rural Opportunities Inc. Retirement Plan-514$7,561,534$1,224,883$2,383iApproximate average salary by contribution assumption: employee only about $59,576 at 4% or $39,717 at 6%; with 50% employer match about $39,717 at 4% or $26,478 at 6%; with 100% employer match about $29,788 at 4% or $19,859 at 6%.
PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN-37$205,182$67,249$1,818iApproximate average salary by contribution assumption: employee only about $45,439 at 4% or $30,292 at 6%; with 50% employer match about $30,292 at 4% or $20,195 at 6%; with 100% employer match about $22,719 at 4% or $15,146 at 6%.
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-244---
Pathstone Welfare Benefit Plans-425---
20103592$6,362,965$797,221$1,347iApproximate average salary by contribution assumption: employee only about $33,666 at 4% or $22,444 at 6%; with 50% employer match about $22,444 at 4% or $14,963 at 6%; with 100% employer match about $16,833 at 4% or $11,222 at 6%.
Rural Opportunities Inc. Retirement Plan-592$6,362,965$797,221$1,347iApproximate average salary by contribution assumption: employee only about $33,666 at 4% or $22,444 at 6%; with 50% employer match about $22,444 at 4% or $14,963 at 6%; with 100% employer match about $16,833 at 4% or $11,222 at 6%.
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-191---
Pathstone Welfare Benefit Plans-430---
20093375$6,202,684$805,599$2,148iApproximate average salary by contribution assumption: employee only about $53,707 at 4% or $35,804 at 6%; with 50% employer match about $35,804 at 4% or $23,870 at 6%; with 100% employer match about $26,853 at 4% or $17,902 at 6%.
Rural Opportunities Inc. Retirement Plan-375$6,202,684$805,599$2,148iApproximate average salary by contribution assumption: employee only about $53,707 at 4% or $35,804 at 6%; with 50% employer match about $35,804 at 4% or $23,870 at 6%; with 100% employer match about $26,853 at 4% or $17,902 at 6%.
Pathstone Welfare Benefit Plans-369---
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-176---
20081365$0$0-
Pathstone Welfare Benefit Plans-365---
20072377$5,079,030$579,616$1,537iApproximate average salary by contribution assumption: employee only about $38,436 at 4% or $25,624 at 6%; with 50% employer match about $25,624 at 4% or $17,083 at 6%; with 100% employer match about $19,218 at 4% or $12,812 at 6%.
Rural Opportunities Inc. Retirement Plan-318$5,079,030$579,616$1,823iApproximate average salary by contribution assumption: employee only about $45,567 at 4% or $30,378 at 6%; with 50% employer match about $30,378 at 4% or $20,252 at 6%; with 100% employer match about $22,784 at 4% or $15,189 at 6%.
Pathstone Welfare Benefit Plans-377---
20061308$5,572,474$482,730$1,567iApproximate average salary by contribution assumption: employee only about $39,183 at 4% or $26,122 at 6%; with 50% employer match about $26,122 at 4% or $17,415 at 6%; with 100% employer match about $19,591 at 4% or $13,061 at 6%.
Rural Opportunities Inc. Retirement Plan-308$5,572,474$482,730$1,567iApproximate average salary by contribution assumption: employee only about $39,183 at 4% or $26,122 at 6%; with 50% employer match about $26,122 at 4% or $17,415 at 6%; with 100% employer match about $19,591 at 4% or $13,061 at 6%.
20051279$4,992,982$381,367$1,367iApproximate average salary by contribution assumption: employee only about $34,173 at 4% or $22,782 at 6%; with 50% employer match about $22,782 at 4% or $15,188 at 6%; with 100% employer match about $17,086 at 4% or $11,391 at 6%.
Rural Opportunities Inc. Retirement Plan-279$4,992,982$381,367$1,367iApproximate average salary by contribution assumption: employee only about $34,173 at 4% or $22,782 at 6%; with 50% employer match about $22,782 at 4% or $15,188 at 6%; with 100% employer match about $17,086 at 4% or $11,391 at 6%.
20041261$4,501,962$335,158$1,284iApproximate average salary by contribution assumption: employee only about $32,103 at 4% or $21,402 at 6%; with 50% employer match about $21,402 at 4% or $14,268 at 6%; with 100% employer match about $16,052 at 4% or $10,701 at 6%.
Rural Opportunities Inc. Retirement Plan-261$4,501,962$335,158$1,284iApproximate average salary by contribution assumption: employee only about $32,103 at 4% or $21,402 at 6%; with 50% employer match about $21,402 at 4% or $14,268 at 6%; with 100% employer match about $16,052 at 4% or $10,701 at 6%.
20031252$4,097,010$348,373$1,382iApproximate average salary by contribution assumption: employee only about $34,561 at 4% or $23,041 at 6%; with 50% employer match about $23,041 at 4% or $15,360 at 6%; with 100% employer match about $17,280 at 4% or $11,520 at 6%.
Rural Opportunities Inc. Retirement Plan-252$4,097,010$348,373$1,382iApproximate average salary by contribution assumption: employee only about $34,561 at 4% or $23,041 at 6%; with 50% employer match about $23,041 at 4% or $15,360 at 6%; with 100% employer match about $17,280 at 4% or $11,520 at 6%.
20023277$0$0-
Rural Opportunities Inc. Retirement Plan-247---
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-277---
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-277---
20012301$2,917,728$452,562$1,504iApproximate average salary by contribution assumption: employee only about $37,588 at 4% or $25,059 at 6%; with 50% employer match about $25,059 at 4% or $16,706 at 6%; with 100% employer match about $18,794 at 4% or $12,529 at 6%.
Rural Opportunities Inc. Retirement Plan-196$2,917,728$452,562$2,309iApproximate average salary by contribution assumption: employee only about $57,725 at 4% or $38,483 at 6%; with 50% employer match about $38,483 at 4% or $25,655 at 6%; with 100% employer match about $28,862 at 4% or $19,242 at 6%.
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-301---
20002236$0$0-
Rural Opportunities Inc. Retirement Plan-187---
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-236---
19992230$2,768,698$250,883$1,091iApproximate average salary by contribution assumption: employee only about $27,270 at 4% or $18,180 at 6%; with 50% employer match about $18,180 at 4% or $12,120 at 6%; with 100% employer match about $13,635 at 4% or $9,090 at 6%.
Rural Opportunities Inc. Retirement Plan-181$2,768,698$250,883$1,386iApproximate average salary by contribution assumption: employee only about $34,652 at 4% or $23,102 at 6%; with 50% employer match about $23,102 at 4% or $15,401 at 6%; with 100% employer match about $17,326 at 4% or $11,551 at 6%.
Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan-230---