Rural Opportunities Inc.
Plan context: Rural Opportunities Inc. Retirement Plan
EIN 16-0984913 • Rochester, NY • 67 filings • 12 plans
Current Snapshot
Latest Year
2024
2024 Participants
583
2024 Assets
$20,971,411
2024 Contributions
$2,472,707
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 1 | 583 | $0 | $0 | - |
| Pathstone Welfare Benefit Plans | - | 583 | - | - | - |
| 2023 | 3 | 549 | $20,971,411 | $2,472,707 | $4,504iApproximate average salary by contribution assumption: employee only about $112,601 at 4% or $75,067 at 6%; with 50% employer match about $75,067 at 4% or $50,045 at 6%; with 100% employer match about $56,300 at 4% or $37,534 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 510 | $18,614,202 | $2,302,238 | $4,514iApproximate average salary by contribution assumption: employee only about $112,855 at 4% or $75,237 at 6%; with 50% employer match about $75,237 at 4% or $50,158 at 6%; with 100% employer match about $56,427 at 4% or $37,618 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 79 | $2,357,209 | $170,469 | $2,158iApproximate average salary by contribution assumption: employee only about $53,946 at 4% or $35,964 at 6%; with 50% employer match about $35,964 at 4% or $23,976 at 6%; with 100% employer match about $26,973 at 4% or $17,982 at 6%. |
| Pathstone Welfare Benefit Plans | - | 549 | - | - | - |
| 2022 | 3 | 539 | $16,302,311 | $2,064,469 | $3,830iApproximate average salary by contribution assumption: employee only about $95,755 at 4% or $63,836 at 6%; with 50% employer match about $63,836 at 4% or $42,558 at 6%; with 100% employer match about $47,877 at 4% or $31,918 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 513 | $14,418,569 | $1,950,645 | $3,802iApproximate average salary by contribution assumption: employee only about $95,061 at 4% or $63,374 at 6%; with 50% employer match about $63,374 at 4% or $42,249 at 6%; with 100% employer match about $47,530 at 4% or $31,687 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 76 | $1,883,742 | $113,824 | $1,498iApproximate average salary by contribution assumption: employee only about $37,442 at 4% or $24,961 at 6%; with 50% employer match about $24,961 at 4% or $16,641 at 6%; with 100% employer match about $18,721 at 4% or $12,481 at 6%. |
| Pathstone Welfare Benefit Plans | - | 539 | - | - | - |
| 2021 | 3 | 529 | $15,532,929 | $1,924,070 | $3,637iApproximate average salary by contribution assumption: employee only about $90,930 at 4% or $60,620 at 6%; with 50% employer match about $60,620 at 4% or $40,413 at 6%; with 100% employer match about $45,465 at 4% or $30,310 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 515 | $13,936,225 | $1,199,018 | $2,328iApproximate average salary by contribution assumption: employee only about $58,205 at 4% or $38,803 at 6%; with 50% employer match about $38,803 at 4% or $25,869 at 6%; with 100% employer match about $29,102 at 4% or $19,402 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 63 | $1,596,704 | $725,052 | $11,509iApproximate average salary by contribution assumption: employee only about $287,719 at 4% or $191,813 at 6%; with 50% employer match about $191,813 at 4% or $127,875 at 6%; with 100% employer match about $143,860 at 4% or $95,906 at 6%. |
| Pathstone Welfare Benefit Plans | - | 529 | - | - | - |
| 2020 | 3 | 518 | $18,212,738 | $1,410,858 | $2,724iApproximate average salary by contribution assumption: employee only about $68,092 at 4% or $45,394 at 6%; with 50% employer match about $45,394 at 4% or $30,263 at 6%; with 100% employer match about $34,046 at 4% or $22,697 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 509 | $16,934,962 | $1,312,168 | $2,578iApproximate average salary by contribution assumption: employee only about $64,448 at 4% or $42,966 at 6%; with 50% employer match about $42,966 at 4% or $28,644 at 6%; with 100% employer match about $32,224 at 4% or $21,483 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 58 | $1,277,776 | $98,690 | $1,702iApproximate average salary by contribution assumption: employee only about $42,539 at 4% or $28,359 at 6%; with 50% employer match about $28,359 at 4% or $18,906 at 6%; with 100% employer match about $21,269 at 4% or $14,180 at 6%. |
| Pathstone Welfare Benefit Plans | - | 518 | - | - | - |
| 2019 | 3 | 554 | $14,539,361 | $1,164,032 | $2,101iApproximate average salary by contribution assumption: employee only about $52,529 at 4% or $35,019 at 6%; with 50% employer match about $35,019 at 4% or $23,346 at 6%; with 100% employer match about $26,264 at 4% or $17,510 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 554 | $13,542,161 | $1,035,123 | $1,868iApproximate average salary by contribution assumption: employee only about $46,711 at 4% or $31,141 at 6%; with 50% employer match about $31,141 at 4% or $20,761 at 6%; with 100% employer match about $23,356 at 4% or $15,570 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 55 | $997,200 | $128,909 | $2,344iApproximate average salary by contribution assumption: employee only about $58,595 at 4% or $39,063 at 6%; with 50% employer match about $39,063 at 4% or $26,042 at 6%; with 100% employer match about $29,298 at 4% or $19,532 at 6%. |
| Pathstone Welfare Benefit Plans | - | 502 | - | - | - |
| 2018 | 3 | 543 | $14,245,619 | $1,484,372 | $2,734iApproximate average salary by contribution assumption: employee only about $68,341 at 4% or $45,561 at 6%; with 50% employer match about $45,561 at 4% or $30,374 at 6%; with 100% employer match about $34,171 at 4% or $22,780 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 543 | $13,377,784 | $1,373,797 | $2,530iApproximate average salary by contribution assumption: employee only about $63,250 at 4% or $42,167 at 6%; with 50% employer match about $42,167 at 4% or $28,111 at 6%; with 100% employer match about $31,625 at 4% or $21,083 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 48 | $867,835 | $110,575 | $2,304iApproximate average salary by contribution assumption: employee only about $57,591 at 4% or $38,394 at 6%; with 50% employer match about $38,394 at 4% or $25,596 at 6%; with 100% employer match about $28,796 at 4% or $19,197 at 6%. |
| Pathstone Welfare Benefit Plans | - | 463 | - | - | - |
| 2017 | 3 | 536 | $14,045,798 | $1,440,368 | $2,687iApproximate average salary by contribution assumption: employee only about $67,181 at 4% or $44,788 at 6%; with 50% employer match about $44,788 at 4% or $29,858 at 6%; with 100% employer match about $33,591 at 4% or $22,394 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 536 | $13,261,894 | $1,331,732 | $2,485iApproximate average salary by contribution assumption: employee only about $62,114 at 4% or $41,410 at 6%; with 50% employer match about $41,410 at 4% or $27,606 at 6%; with 100% employer match about $31,057 at 4% or $20,705 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 45 | $783,904 | $108,636 | $2,414iApproximate average salary by contribution assumption: employee only about $60,353 at 4% or $40,236 at 6%; with 50% employer match about $40,236 at 4% or $26,824 at 6%; with 100% employer match about $30,177 at 4% or $20,118 at 6%. |
| Pathstone Welfare Benefit Plans | - | 461 | - | - | - |
| 2016 | 3 | 547 | $12,786,305 | $1,383,275 | $2,529iApproximate average salary by contribution assumption: employee only about $63,221 at 4% or $42,147 at 6%; with 50% employer match about $42,147 at 4% or $28,098 at 6%; with 100% employer match about $31,610 at 4% or $21,074 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 547 | $12,162,940 | $1,281,081 | $2,342iApproximate average salary by contribution assumption: employee only about $58,550 at 4% or $39,034 at 6%; with 50% employer match about $39,034 at 4% or $26,022 at 6%; with 100% employer match about $29,275 at 4% or $19,517 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 46 | $623,365 | $102,194 | $2,222iApproximate average salary by contribution assumption: employee only about $55,540 at 4% or $37,027 at 6%; with 50% employer match about $37,027 at 4% or $24,685 at 6%; with 100% employer match about $27,770 at 4% or $18,513 at 6%. |
| Pathstone Welfare Benefit Plans | - | 453 | - | - | - |
| 2015 | 4 | 537 | $11,342,566 | $1,347,141 | $2,509iApproximate average salary by contribution assumption: employee only about $62,716 at 4% or $41,811 at 6%; with 50% employer match about $41,811 at 4% or $27,874 at 6%; with 100% employer match about $31,358 at 4% or $20,905 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 537 | $10,859,641 | $1,247,035 | $2,322iApproximate average salary by contribution assumption: employee only about $58,056 at 4% or $38,704 at 6%; with 50% employer match about $38,704 at 4% or $25,803 at 6%; with 100% employer match about $29,028 at 4% or $19,352 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 46 | $482,925 | $100,106 | $2,176iApproximate average salary by contribution assumption: employee only about $54,405 at 4% or $36,270 at 6%; with 50% employer match about $36,270 at 4% or $24,180 at 6%; with 100% employer match about $27,203 at 4% or $18,135 at 6%. |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 72 | - | - | - |
| Pathstone Welfare Benefit Plans | - | 409 | - | - | - |
| 2014 | 4 | 538 | $9,839,984 | $1,189,278 | $2,211iApproximate average salary by contribution assumption: employee only about $55,264 at 4% or $36,843 at 6%; with 50% employer match about $36,843 at 4% or $24,562 at 6%; with 100% employer match about $27,632 at 4% or $18,421 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 538 | $9,450,229 | $1,099,146 | $2,043iApproximate average salary by contribution assumption: employee only about $51,076 at 4% or $34,050 at 6%; with 50% employer match about $34,050 at 4% or $22,700 at 6%; with 100% employer match about $25,538 at 4% or $17,025 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 47 | $389,755 | $90,132 | $1,918iApproximate average salary by contribution assumption: employee only about $47,943 at 4% or $31,962 at 6%; with 50% employer match about $31,962 at 4% or $21,308 at 6%; with 100% employer match about $23,971 at 4% or $15,981 at 6%. |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 72 | - | - | - |
| Pathstone Welfare Benefit Plans | - | 409 | - | - | - |
| 2013 | 4 | 542 | $9,479,987 | $1,310,937 | $2,419iApproximate average salary by contribution assumption: employee only about $60,468 at 4% or $40,312 at 6%; with 50% employer match about $40,312 at 4% or $26,874 at 6%; with 100% employer match about $30,234 at 4% or $20,156 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 542 | $9,133,703 | $1,229,084 | $2,268iApproximate average salary by contribution assumption: employee only about $56,692 at 4% or $37,795 at 6%; with 50% employer match about $37,795 at 4% or $25,196 at 6%; with 100% employer match about $28,346 at 4% or $18,897 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 51 | $346,284 | $81,853 | $1,605iApproximate average salary by contribution assumption: employee only about $40,124 at 4% or $26,749 at 6%; with 50% employer match about $26,749 at 4% or $17,833 at 6%; with 100% employer match about $20,062 at 4% or $13,375 at 6%. |
| Pathstone Welfare Benefit Plans | - | 394 | - | - | - |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 98 | - | - | - |
| 2012 | 4 | 504 | $9,850,645 | $1,125,039 | $2,232iApproximate average salary by contribution assumption: employee only about $55,806 at 4% or $37,204 at 6%; with 50% employer match about $37,204 at 4% or $24,802 at 6%; with 100% employer match about $27,903 at 4% or $18,602 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 504 | $9,583,125 | $1,045,731 | $2,075iApproximate average salary by contribution assumption: employee only about $51,872 at 4% or $34,581 at 6%; with 50% employer match about $34,581 at 4% or $23,054 at 6%; with 100% employer match about $25,936 at 4% or $17,291 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 43 | $267,520 | $79,308 | $1,844iApproximate average salary by contribution assumption: employee only about $46,109 at 4% or $30,740 at 6%; with 50% employer match about $30,740 at 4% or $20,493 at 6%; with 100% employer match about $23,055 at 4% or $15,370 at 6%. |
| Pathstone Welfare Benefit Plans | - | 416 | - | - | - |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 224 | - | - | - |
| 2011 | 4 | 514 | $7,766,716 | $1,292,132 | $2,514iApproximate average salary by contribution assumption: employee only about $62,847 at 4% or $41,898 at 6%; with 50% employer match about $41,898 at 4% or $27,932 at 6%; with 100% employer match about $31,423 at 4% or $20,949 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 514 | $7,561,534 | $1,224,883 | $2,383iApproximate average salary by contribution assumption: employee only about $59,576 at 4% or $39,717 at 6%; with 50% employer match about $39,717 at 4% or $26,478 at 6%; with 100% employer match about $29,788 at 4% or $19,859 at 6%. |
| PATHSTONE CORPORATION PUERTO RICO RETIREMENT PLAN | - | 37 | $205,182 | $67,249 | $1,818iApproximate average salary by contribution assumption: employee only about $45,439 at 4% or $30,292 at 6%; with 50% employer match about $30,292 at 4% or $20,195 at 6%; with 100% employer match about $22,719 at 4% or $15,146 at 6%. |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 244 | - | - | - |
| Pathstone Welfare Benefit Plans | - | 425 | - | - | - |
| 2010 | 3 | 592 | $6,362,965 | $797,221 | $1,347iApproximate average salary by contribution assumption: employee only about $33,666 at 4% or $22,444 at 6%; with 50% employer match about $22,444 at 4% or $14,963 at 6%; with 100% employer match about $16,833 at 4% or $11,222 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 592 | $6,362,965 | $797,221 | $1,347iApproximate average salary by contribution assumption: employee only about $33,666 at 4% or $22,444 at 6%; with 50% employer match about $22,444 at 4% or $14,963 at 6%; with 100% employer match about $16,833 at 4% or $11,222 at 6%. |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 191 | - | - | - |
| Pathstone Welfare Benefit Plans | - | 430 | - | - | - |
| 2009 | 3 | 375 | $6,202,684 | $805,599 | $2,148iApproximate average salary by contribution assumption: employee only about $53,707 at 4% or $35,804 at 6%; with 50% employer match about $35,804 at 4% or $23,870 at 6%; with 100% employer match about $26,853 at 4% or $17,902 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 375 | $6,202,684 | $805,599 | $2,148iApproximate average salary by contribution assumption: employee only about $53,707 at 4% or $35,804 at 6%; with 50% employer match about $35,804 at 4% or $23,870 at 6%; with 100% employer match about $26,853 at 4% or $17,902 at 6%. |
| Pathstone Welfare Benefit Plans | - | 369 | - | - | - |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 176 | - | - | - |
| 2008 | 1 | 365 | $0 | $0 | - |
| Pathstone Welfare Benefit Plans | - | 365 | - | - | - |
| 2007 | 2 | 377 | $5,079,030 | $579,616 | $1,537iApproximate average salary by contribution assumption: employee only about $38,436 at 4% or $25,624 at 6%; with 50% employer match about $25,624 at 4% or $17,083 at 6%; with 100% employer match about $19,218 at 4% or $12,812 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 318 | $5,079,030 | $579,616 | $1,823iApproximate average salary by contribution assumption: employee only about $45,567 at 4% or $30,378 at 6%; with 50% employer match about $30,378 at 4% or $20,252 at 6%; with 100% employer match about $22,784 at 4% or $15,189 at 6%. |
| Pathstone Welfare Benefit Plans | - | 377 | - | - | - |
| 2006 | 1 | 308 | $5,572,474 | $482,730 | $1,567iApproximate average salary by contribution assumption: employee only about $39,183 at 4% or $26,122 at 6%; with 50% employer match about $26,122 at 4% or $17,415 at 6%; with 100% employer match about $19,591 at 4% or $13,061 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 308 | $5,572,474 | $482,730 | $1,567iApproximate average salary by contribution assumption: employee only about $39,183 at 4% or $26,122 at 6%; with 50% employer match about $26,122 at 4% or $17,415 at 6%; with 100% employer match about $19,591 at 4% or $13,061 at 6%. |
| 2005 | 1 | 279 | $4,992,982 | $381,367 | $1,367iApproximate average salary by contribution assumption: employee only about $34,173 at 4% or $22,782 at 6%; with 50% employer match about $22,782 at 4% or $15,188 at 6%; with 100% employer match about $17,086 at 4% or $11,391 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 279 | $4,992,982 | $381,367 | $1,367iApproximate average salary by contribution assumption: employee only about $34,173 at 4% or $22,782 at 6%; with 50% employer match about $22,782 at 4% or $15,188 at 6%; with 100% employer match about $17,086 at 4% or $11,391 at 6%. |
| 2004 | 1 | 261 | $4,501,962 | $335,158 | $1,284iApproximate average salary by contribution assumption: employee only about $32,103 at 4% or $21,402 at 6%; with 50% employer match about $21,402 at 4% or $14,268 at 6%; with 100% employer match about $16,052 at 4% or $10,701 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 261 | $4,501,962 | $335,158 | $1,284iApproximate average salary by contribution assumption: employee only about $32,103 at 4% or $21,402 at 6%; with 50% employer match about $21,402 at 4% or $14,268 at 6%; with 100% employer match about $16,052 at 4% or $10,701 at 6%. |
| 2003 | 1 | 252 | $4,097,010 | $348,373 | $1,382iApproximate average salary by contribution assumption: employee only about $34,561 at 4% or $23,041 at 6%; with 50% employer match about $23,041 at 4% or $15,360 at 6%; with 100% employer match about $17,280 at 4% or $11,520 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 252 | $4,097,010 | $348,373 | $1,382iApproximate average salary by contribution assumption: employee only about $34,561 at 4% or $23,041 at 6%; with 50% employer match about $23,041 at 4% or $15,360 at 6%; with 100% employer match about $17,280 at 4% or $11,520 at 6%. |
| 2002 | 3 | 277 | $0 | $0 | - |
| Rural Opportunities Inc. Retirement Plan | - | 247 | - | - | - |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 277 | - | - | - |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 277 | - | - | - |
| 2001 | 2 | 301 | $2,917,728 | $452,562 | $1,504iApproximate average salary by contribution assumption: employee only about $37,588 at 4% or $25,059 at 6%; with 50% employer match about $25,059 at 4% or $16,706 at 6%; with 100% employer match about $18,794 at 4% or $12,529 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 196 | $2,917,728 | $452,562 | $2,309iApproximate average salary by contribution assumption: employee only about $57,725 at 4% or $38,483 at 6%; with 50% employer match about $38,483 at 4% or $25,655 at 6%; with 100% employer match about $28,862 at 4% or $19,242 at 6%. |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 301 | - | - | - |
| 2000 | 2 | 236 | $0 | $0 | - |
| Rural Opportunities Inc. Retirement Plan | - | 187 | - | - | - |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 236 | - | - | - |
| 1999 | 2 | 230 | $2,768,698 | $250,883 | $1,091iApproximate average salary by contribution assumption: employee only about $27,270 at 4% or $18,180 at 6%; with 50% employer match about $18,180 at 4% or $12,120 at 6%; with 100% employer match about $13,635 at 4% or $9,090 at 6%. |
| Rural Opportunities Inc. Retirement Plan | - | 181 | $2,768,698 | $250,883 | $1,386iApproximate average salary by contribution assumption: employee only about $34,652 at 4% or $23,102 at 6%; with 50% employer match about $23,102 at 4% or $15,401 at 6%; with 100% employer match about $17,326 at 4% or $11,551 at 6%. |
| Rural Opportunities Inc. Group Life, Health, Dental and Long Term Disability Plan | - | 230 | - | - | - |