Civic Intelligence

Bill Cram Inc.

Plan context: Bill Cram Inc. 401(K) Plan

EIN 16-0961895 • Seneca Falls, NY • 25 filings • 3 plans

PO Box 109Seneca Falls, NY 13148
Current Snapshot

Latest Year

2024

2024 Participants

28

2024 Assets

$2,780,841

2024 Contributions

$300,537

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,780,841$1,390,421$0199920132024YearValue
$2,780,841Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

76380199920102024YearValue
28Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024128$2,780,841$300,537$10,733iApproximate average salary by contribution assumption: employee only about $268,337 at 4% or $178,891 at 6%; with 50% employer match about $178,891 at 4% or $119,261 at 6%; with 100% employer match about $134,168 at 4% or $89,446 at 6%.
Bill Cram Inc. 401(K) Plan-28$2,780,841$300,537$10,733iApproximate average salary by contribution assumption: employee only about $268,337 at 4% or $178,891 at 6%; with 50% employer match about $178,891 at 4% or $119,261 at 6%; with 100% employer match about $134,168 at 4% or $89,446 at 6%.
2023130$2,174,879$158,364$5,279iApproximate average salary by contribution assumption: employee only about $131,970 at 4% or $87,980 at 6%; with 50% employer match about $87,980 at 4% or $58,653 at 6%; with 100% employer match about $65,985 at 4% or $43,990 at 6%.
Bill Cram Inc. 401(K) Plan-30$2,174,879$158,364$5,279iApproximate average salary by contribution assumption: employee only about $131,970 at 4% or $87,980 at 6%; with 50% employer match about $87,980 at 4% or $58,653 at 6%; with 100% employer match about $65,985 at 4% or $43,990 at 6%.
202210$1,803,390$138,999-
Bill Cram Inc. 401(K) Plan-0$1,803,390$138,999-
202110$2,117,624$278,387-
Bill Cram Inc. 401(K) Plan--$2,117,624$278,387-
2020156$1,682,036$507,038$9,054iApproximate average salary by contribution assumption: employee only about $226,356 at 4% or $150,904 at 6%; with 50% employer match about $150,904 at 4% or $100,603 at 6%; with 100% employer match about $113,178 at 4% or $75,452 at 6%.
Bill Cram Inc. 401(K) Plan-56$1,682,036$507,038$9,054iApproximate average salary by contribution assumption: employee only about $226,356 at 4% or $150,904 at 6%; with 50% employer match about $150,904 at 4% or $100,603 at 6%; with 100% employer match about $113,178 at 4% or $75,452 at 6%.
2019158$990,531$97,658$1,684iApproximate average salary by contribution assumption: employee only about $42,094 at 4% or $28,063 at 6%; with 50% employer match about $28,063 at 4% or $18,708 at 6%; with 100% employer match about $21,047 at 4% or $14,031 at 6%.
Bill Cram Inc. 401(K) Plan-58$990,531$97,658$1,684iApproximate average salary by contribution assumption: employee only about $42,094 at 4% or $28,063 at 6%; with 50% employer match about $28,063 at 4% or $18,708 at 6%; with 100% employer match about $21,047 at 4% or $14,031 at 6%.
2018156$805,084$197,376$3,525iApproximate average salary by contribution assumption: employee only about $88,114 at 4% or $58,743 at 6%; with 50% employer match about $58,743 at 4% or $39,162 at 6%; with 100% employer match about $44,057 at 4% or $29,371 at 6%.
Bill Cram Inc. 401(K) Plan-56$805,084$197,376$3,525iApproximate average salary by contribution assumption: employee only about $88,114 at 4% or $58,743 at 6%; with 50% employer match about $58,743 at 4% or $39,162 at 6%; with 100% employer match about $44,057 at 4% or $29,371 at 6%.
201710$734,706$102,158-
Bill Cram Inc. 401(K) Plan-0$734,706$102,158-
201610$587,790$97,804-
Bill Cram Inc. 401(K) Plan-0$587,790$97,804-
2015176$468,579$67,606$890iApproximate average salary by contribution assumption: employee only about $22,239 at 4% or $14,826 at 6%; with 50% employer match about $14,826 at 4% or $9,884 at 6%; with 100% employer match about $11,119 at 4% or $7,413 at 6%.
Bill Cram Inc. 401(K) Plan-76$468,579$67,606$890iApproximate average salary by contribution assumption: employee only about $22,239 at 4% or $14,826 at 6%; with 50% employer match about $14,826 at 4% or $9,884 at 6%; with 100% employer match about $11,119 at 4% or $7,413 at 6%.
2014174$1,687,794$123,249$1,666iApproximate average salary by contribution assumption: employee only about $41,638 at 4% or $27,759 at 6%; with 50% employer match about $27,759 at 4% or $18,506 at 6%; with 100% employer match about $20,819 at 4% or $13,879 at 6%.
Bill Cram Inc. 401(K) Plan-74$1,687,794$123,249$1,666iApproximate average salary by contribution assumption: employee only about $41,638 at 4% or $27,759 at 6%; with 50% employer match about $27,759 at 4% or $18,506 at 6%; with 100% employer match about $20,819 at 4% or $13,879 at 6%.
2013145$1,640,768$218,715$4,860iApproximate average salary by contribution assumption: employee only about $121,508 at 4% or $81,006 at 6%; with 50% employer match about $81,006 at 4% or $54,004 at 6%; with 100% employer match about $60,754 at 4% or $40,503 at 6%.
Bill Cram Inc. 401(K) Plan-45$1,640,768$218,715$4,860iApproximate average salary by contribution assumption: employee only about $121,508 at 4% or $81,006 at 6%; with 50% employer match about $81,006 at 4% or $54,004 at 6%; with 100% employer match about $60,754 at 4% or $40,503 at 6%.
2012132$1,345,966$36,114$1,129iApproximate average salary by contribution assumption: employee only about $28,214 at 4% or $18,809 at 6%; with 50% employer match about $18,809 at 4% or $12,540 at 6%; with 100% employer match about $14,107 at 4% or $9,405 at 6%.
Bill Cram Inc. 401(K) Plan-32$1,345,966$36,114$1,129iApproximate average salary by contribution assumption: employee only about $28,214 at 4% or $18,809 at 6%; with 50% employer match about $18,809 at 4% or $12,540 at 6%; with 100% employer match about $14,107 at 4% or $9,405 at 6%.
2011132$1,258,323$50,000$1,563iApproximate average salary by contribution assumption: employee only about $39,063 at 4% or $26,042 at 6%; with 50% employer match about $26,042 at 4% or $17,361 at 6%; with 100% employer match about $19,531 at 4% or $13,021 at 6%.
Bill Cram Inc. 401(K) Plan-32$1,258,323$50,000$1,563iApproximate average salary by contribution assumption: employee only about $39,063 at 4% or $26,042 at 6%; with 50% employer match about $26,042 at 4% or $17,361 at 6%; with 100% employer match about $19,531 at 4% or $13,021 at 6%.
201013$1,430,089$50,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
Bill Cram Inc. 401(K) Plan-3$1,430,089$50,000$16,667iApproximate average salary by contribution assumption: employee only about $416,667 at 4% or $277,778 at 6%; with 50% employer match about $277,778 at 4% or $185,185 at 6%; with 100% employer match about $208,333 at 4% or $138,889 at 6%.
2009133$1,387,313$50,000$1,515iApproximate average salary by contribution assumption: employee only about $37,879 at 4% or $25,253 at 6%; with 50% employer match about $25,253 at 4% or $16,835 at 6%; with 100% employer match about $18,939 at 4% or $12,626 at 6%.
Bill Cram Inc. 401(K) Plan-33$1,387,313$50,000$1,515iApproximate average salary by contribution assumption: employee only about $37,879 at 4% or $25,253 at 6%; with 50% employer match about $25,253 at 4% or $16,835 at 6%; with 100% employer match about $18,939 at 4% or $12,626 at 6%.
2008125$1,229,376$50,000$2,000iApproximate average salary by contribution assumption: employee only about $50,000 at 4% or $33,333 at 6%; with 50% employer match about $33,333 at 4% or $22,222 at 6%; with 100% employer match about $25,000 at 4% or $16,667 at 6%.
Bill Cram Inc. 401(K) Plan-25$1,229,376$50,000$2,000iApproximate average salary by contribution assumption: employee only about $50,000 at 4% or $33,333 at 6%; with 50% employer match about $33,333 at 4% or $22,222 at 6%; with 100% employer match about $25,000 at 4% or $16,667 at 6%.
2007123$0$0-
Bill Cram Inc. 401(K) Plan-23---
2006124$1,449,803$37,496$1,562iApproximate average salary by contribution assumption: employee only about $39,058 at 4% or $26,039 at 6%; with 50% employer match about $26,039 at 4% or $17,359 at 6%; with 100% employer match about $19,529 at 4% or $13,019 at 6%.
Bill Cram Inc. 401(K) Plan-24$1,449,803$37,496$1,562iApproximate average salary by contribution assumption: employee only about $39,058 at 4% or $26,039 at 6%; with 50% employer match about $26,039 at 4% or $17,359 at 6%; with 100% employer match about $19,529 at 4% or $13,019 at 6%.
2005121$1,376,863$35,959$1,712iApproximate average salary by contribution assumption: employee only about $42,808 at 4% or $28,539 at 6%; with 50% employer match about $28,539 at 4% or $19,026 at 6%; with 100% employer match about $21,404 at 4% or $14,269 at 6%.
Bill Cram Inc. 401(K) Plan-21$1,376,863$35,959$1,712iApproximate average salary by contribution assumption: employee only about $42,808 at 4% or $28,539 at 6%; with 50% employer match about $28,539 at 4% or $19,026 at 6%; with 100% employer match about $21,404 at 4% or $14,269 at 6%.
2003126$1,625,535$34,530$1,328iApproximate average salary by contribution assumption: employee only about $33,202 at 4% or $22,135 at 6%; with 50% employer match about $22,135 at 4% or $14,756 at 6%; with 100% employer match about $16,601 at 4% or $11,067 at 6%.
Bill Cram Inc. 401(K) Plan-26$1,625,535$34,530$1,328iApproximate average salary by contribution assumption: employee only about $33,202 at 4% or $22,135 at 6%; with 50% employer match about $22,135 at 4% or $14,756 at 6%; with 100% employer match about $16,601 at 4% or $11,067 at 6%.
2002127$1,422,333$34,301$1,270iApproximate average salary by contribution assumption: employee only about $31,760 at 4% or $21,173 at 6%; with 50% employer match about $21,173 at 4% or $14,116 at 6%; with 100% employer match about $15,880 at 4% or $10,587 at 6%.
Bill Cram Inc. 401(K) Plan-27$1,422,333$34,301$1,270iApproximate average salary by contribution assumption: employee only about $31,760 at 4% or $21,173 at 6%; with 50% employer match about $21,173 at 4% or $14,116 at 6%; with 100% employer match about $15,880 at 4% or $10,587 at 6%.
2001129$1,463,876$27,784$958iApproximate average salary by contribution assumption: employee only about $23,952 at 4% or $15,968 at 6%; with 50% employer match about $15,968 at 4% or $10,645 at 6%; with 100% employer match about $11,976 at 4% or $7,984 at 6%.
Bill Cram Inc. 401(K) Plan-29$1,463,876$27,784$958iApproximate average salary by contribution assumption: employee only about $23,952 at 4% or $15,968 at 6%; with 50% employer match about $15,968 at 4% or $10,645 at 6%; with 100% employer match about $11,976 at 4% or $7,984 at 6%.
2000130$0$0-
Bill Cram Inc. 401(K) Plan-30---
1999128$1,397,634$50,000$1,786iApproximate average salary by contribution assumption: employee only about $44,643 at 4% or $29,762 at 6%; with 50% employer match about $29,762 at 4% or $19,841 at 6%; with 100% employer match about $22,321 at 4% or $14,881 at 6%.
Bill Cram Inc. 401(K) Plan-28$1,397,634$50,000$1,786iApproximate average salary by contribution assumption: employee only about $44,643 at 4% or $29,762 at 6%; with 50% employer match about $29,762 at 4% or $19,841 at 6%; with 100% employer match about $22,321 at 4% or $14,881 at 6%.