Civic Intelligence

Vector Construction Corporation

Plan context: Vector Construction Corporation Employees Supplemental Retire. Plan

EIN 16-0869814 • Cicero, NY • 50 filings • 6 plans

6364 Island RoadCicero, NY 13039
Current Snapshot

Latest Year

2024

2024 Participants

86

2024 Assets

$22,517,355

2024 Contributions

$3,193,107

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$22,517,355$11,258,678$0199920122024YearValue
$22,517,355Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

86430199920122024YearValue
86Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024386$22,517,355$3,193,107$37,129iApproximate average salary by contribution assumption: employee only about $928,229 at 4% or $618,819 at 6%; with 50% employer match about $618,819 at 4% or $412,546 at 6%; with 100% employer match about $464,114 at 4% or $309,410 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-86$15,933,786$539,100$6,269iApproximate average salary by contribution assumption: employee only about $156,715 at 4% or $104,477 at 6%; with 50% employer match about $104,477 at 4% or $69,651 at 6%; with 100% employer match about $78,358 at 4% or $52,238 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-77$6,220,131$1,079,101$14,014iApproximate average salary by contribution assumption: employee only about $350,357 at 4% or $233,572 at 6%; with 50% employer match about $233,572 at 4% or $155,714 at 6%; with 100% employer match about $175,179 at 4% or $116,786 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-43$363,438$1,574,906$36,626iApproximate average salary by contribution assumption: employee only about $915,643 at 4% or $610,429 at 6%; with 50% employer match about $610,429 at 4% or $406,952 at 6%; with 100% employer match about $457,822 at 4% or $305,214 at 6%.
2023370$18,684,895$2,387,607$34,109iApproximate average salary by contribution assumption: employee only about $852,717 at 4% or $568,478 at 6%; with 50% employer match about $568,478 at 4% or $378,985 at 6%; with 100% employer match about $426,358 at 4% or $284,239 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-70$13,609,077$428,186$6,117iApproximate average salary by contribution assumption: employee only about $152,924 at 4% or $101,949 at 6%; with 50% employer match about $101,949 at 4% or $67,966 at 6%; with 100% employer match about $76,462 at 4% or $50,975 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-65$4,913,388$622,784$9,581iApproximate average salary by contribution assumption: employee only about $239,532 at 4% or $159,688 at 6%; with 50% employer match about $159,688 at 4% or $106,459 at 6%; with 100% employer match about $119,766 at 4% or $79,844 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-39$162,430$1,336,637$34,273iApproximate average salary by contribution assumption: employee only about $856,819 at 4% or $571,212 at 6%; with 50% employer match about $571,212 at 4% or $380,808 at 6%; with 100% employer match about $428,409 at 4% or $285,606 at 6%.
2022365$18,000,873$2,338,735$35,981iApproximate average salary by contribution assumption: employee only about $899,513 at 4% or $599,676 at 6%; with 50% employer match about $599,676 at 4% or $399,784 at 6%; with 100% employer match about $449,757 at 4% or $299,838 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-64$13,521,434$358,490$5,601iApproximate average salary by contribution assumption: employee only about $140,035 at 4% or $93,357 at 6%; with 50% employer match about $93,357 at 4% or $62,238 at 6%; with 100% employer match about $70,018 at 4% or $46,678 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-65$4,278,699$591,781$9,104iApproximate average salary by contribution assumption: employee only about $227,608 at 4% or $151,739 at 6%; with 50% employer match about $151,739 at 4% or $101,159 at 6%; with 100% employer match about $113,804 at 4% or $75,869 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-43$200,740$1,388,464$32,290iApproximate average salary by contribution assumption: employee only about $807,247 at 4% or $538,164 at 6%; with 50% employer match about $538,164 at 4% or $358,776 at 6%; with 100% employer match about $403,623 at 4% or $269,082 at 6%.
2021376$22,269,249$2,112,720$27,799iApproximate average salary by contribution assumption: employee only about $694,974 at 4% or $463,316 at 6%; with 50% employer match about $463,316 at 4% or $308,877 at 6%; with 100% employer match about $347,487 at 4% or $231,658 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-76$17,561,314$426,887$5,617iApproximate average salary by contribution assumption: employee only about $140,423 at 4% or $93,616 at 6%; with 50% employer match about $93,616 at 4% or $62,410 at 6%; with 100% employer match about $70,212 at 4% or $46,808 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-62$4,455,892$689,777$11,125iApproximate average salary by contribution assumption: employee only about $278,136 at 4% or $185,424 at 6%; with 50% employer match about $185,424 at 4% or $123,616 at 6%; with 100% employer match about $139,068 at 4% or $92,712 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-43$252,043$996,056$23,164iApproximate average salary by contribution assumption: employee only about $579,102 at 4% or $386,068 at 6%; with 50% employer match about $386,068 at 4% or $257,379 at 6%; with 100% employer match about $289,551 at 4% or $193,034 at 6%.
2020374$20,854,410$2,558,201$34,570iApproximate average salary by contribution assumption: employee only about $864,257 at 4% or $576,171 at 6%; with 50% employer match about $576,171 at 4% or $384,114 at 6%; with 100% employer match about $432,129 at 4% or $288,086 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-74$17,203,055$705,040$9,528iApproximate average salary by contribution assumption: employee only about $238,189 at 4% or $158,793 at 6%; with 50% employer match about $158,793 at 4% or $105,862 at 6%; with 100% employer match about $119,095 at 4% or $79,396 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-58$3,575,863$709,054$12,225iApproximate average salary by contribution assumption: employee only about $305,627 at 4% or $203,751 at 6%; with 50% employer match about $203,751 at 4% or $135,834 at 6%; with 100% employer match about $152,813 at 4% or $101,876 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-43$75,492$1,144,107$26,607iApproximate average salary by contribution assumption: employee only about $665,178 at 4% or $443,452 at 6%; with 50% employer match about $443,452 at 4% or $295,635 at 6%; with 100% employer match about $332,589 at 4% or $221,726 at 6%.
2019370$17,454,808$1,991,529$28,450iApproximate average salary by contribution assumption: employee only about $711,260 at 4% or $474,174 at 6%; with 50% employer match about $474,174 at 4% or $316,116 at 6%; with 100% employer match about $355,630 at 4% or $237,087 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-70$14,918,760$364,422$5,206iApproximate average salary by contribution assumption: employee only about $130,151 at 4% or $86,767 at 6%; with 50% employer match about $86,767 at 4% or $57,845 at 6%; with 100% employer match about $65,075 at 4% or $43,384 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-52$2,478,971$479,133$9,214iApproximate average salary by contribution assumption: employee only about $230,352 at 4% or $153,568 at 6%; with 50% employer match about $153,568 at 4% or $102,379 at 6%; with 100% employer match about $115,176 at 4% or $76,784 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-39$57,077$1,147,974$29,435iApproximate average salary by contribution assumption: employee only about $735,881 at 4% or $490,587 at 6%; with 50% employer match about $490,587 at 4% or $327,058 at 6%; with 100% employer match about $367,940 at 4% or $245,294 at 6%.
2018367$14,015,833$1,871,432$27,932iApproximate average salary by contribution assumption: employee only about $698,296 at 4% or $465,530 at 6%; with 50% employer match about $465,530 at 4% or $310,354 at 6%; with 100% employer match about $349,148 at 4% or $232,765 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-67$12,252,128$364,357$5,438iApproximate average salary by contribution assumption: employee only about $135,954 at 4% or $90,636 at 6%; with 50% employer match about $90,636 at 4% or $60,424 at 6%; with 100% employer match about $67,977 at 4% or $45,318 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-47$1,727,040$487,438$10,371iApproximate average salary by contribution assumption: employee only about $259,276 at 4% or $172,850 at 6%; with 50% employer match about $172,850 at 4% or $115,234 at 6%; with 100% employer match about $129,638 at 4% or $86,425 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-41$36,665$1,019,637$24,869iApproximate average salary by contribution assumption: employee only about $621,730 at 4% or $414,487 at 6%; with 50% employer match about $414,487 at 4% or $276,324 at 6%; with 100% employer match about $310,865 at 4% or $207,243 at 6%.
2017369$14,490,799$1,827,281$26,482iApproximate average salary by contribution assumption: employee only about $662,058 at 4% or $441,372 at 6%; with 50% employer match about $441,372 at 4% or $294,248 at 6%; with 100% employer match about $331,029 at 4% or $220,686 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-69$13,063,605$415,161$6,017iApproximate average salary by contribution assumption: employee only about $150,421 at 4% or $100,280 at 6%; with 50% employer match about $100,280 at 4% or $66,854 at 6%; with 100% employer match about $75,210 at 4% or $50,140 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-47$1,365,293$412,936$8,786iApproximate average salary by contribution assumption: employee only about $219,647 at 4% or $146,431 at 6%; with 50% employer match about $146,431 at 4% or $97,621 at 6%; with 100% employer match about $109,823 at 4% or $73,216 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-40$61,901$999,184$24,980iApproximate average salary by contribution assumption: employee only about $624,490 at 4% or $416,327 at 6%; with 50% employer match about $416,327 at 4% or $277,551 at 6%; with 100% employer match about $312,245 at 4% or $208,163 at 6%.
2016367$12,452,316$1,349,407$20,140iApproximate average salary by contribution assumption: employee only about $503,510 at 4% or $335,673 at 6%; with 50% employer match about $335,673 at 4% or $223,782 at 6%; with 100% employer match about $251,755 at 4% or $167,837 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-67$11,524,364$378,666$5,652iApproximate average salary by contribution assumption: employee only about $141,293 at 4% or $94,196 at 6%; with 50% employer match about $94,196 at 4% or $62,797 at 6%; with 100% employer match about $70,647 at 4% or $47,098 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-45$875,574$472,441$10,499iApproximate average salary by contribution assumption: employee only about $262,467 at 4% or $174,978 at 6%; with 50% employer match about $174,978 at 4% or $116,652 at 6%; with 100% employer match about $131,234 at 4% or $87,489 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-40$52,378$498,300$12,458iApproximate average salary by contribution assumption: employee only about $311,438 at 4% or $207,625 at 6%; with 50% employer match about $207,625 at 4% or $138,417 at 6%; with 100% employer match about $155,719 at 4% or $103,813 at 6%.
2015365$10,897,926$990,183$15,234iApproximate average salary by contribution assumption: employee only about $380,840 at 4% or $253,893 at 6%; with 50% employer match about $253,893 at 4% or $169,262 at 6%; with 100% employer match about $190,420 at 4% or $126,947 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-65$10,430,914$298,303$4,589iApproximate average salary by contribution assumption: employee only about $114,732 at 4% or $76,488 at 6%; with 50% employer match about $76,488 at 4% or $50,992 at 6%; with 100% employer match about $57,366 at 4% or $38,244 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-41$397,225$397,658$9,699iApproximate average salary by contribution assumption: employee only about $242,474 at 4% or $161,650 at 6%; with 50% employer match about $161,650 at 4% or $107,766 at 6%; with 100% employer match about $121,237 at 4% or $80,825 at 6%.
Empire State Highway Contractors Assn. Inc. Employees H&W Plan for the Employees of Vector Construction Corp.-37$69,787$294,222$7,952iApproximate average salary by contribution assumption: employee only about $198,799 at 4% or $132,532 at 6%; with 50% employer match about $132,532 at 4% or $88,355 at 6%; with 100% employer match about $99,399 at 4% or $66,266 at 6%.
2014171$12,751,358$587,377$8,273iApproximate average salary by contribution assumption: employee only about $206,823 at 4% or $137,882 at 6%; with 50% employer match about $137,882 at 4% or $91,921 at 6%; with 100% employer match about $103,411 at 4% or $68,941 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-71$12,751,358$587,377$8,273iApproximate average salary by contribution assumption: employee only about $206,823 at 4% or $137,882 at 6%; with 50% employer match about $137,882 at 4% or $91,921 at 6%; with 100% employer match about $103,411 at 4% or $68,941 at 6%.
2013177$11,853,988$821,246$10,666iApproximate average salary by contribution assumption: employee only about $266,638 at 4% or $177,759 at 6%; with 50% employer match about $177,759 at 4% or $118,506 at 6%; with 100% employer match about $133,319 at 4% or $88,879 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-77$11,853,988$821,246$10,666iApproximate average salary by contribution assumption: employee only about $266,638 at 4% or $177,759 at 6%; with 50% employer match about $177,759 at 4% or $118,506 at 6%; with 100% employer match about $133,319 at 4% or $88,879 at 6%.
2012171$10,021,144$555,958$7,830iApproximate average salary by contribution assumption: employee only about $195,760 at 4% or $130,507 at 6%; with 50% employer match about $130,507 at 4% or $87,004 at 6%; with 100% employer match about $97,880 at 4% or $65,253 at 6%.
VECTOR CONSTRUCTION CORPORATION EMPLOYEES' SUPPLEMENTAL RETIRE. PLAN-71$10,021,144$555,958$7,830iApproximate average salary by contribution assumption: employee only about $195,760 at 4% or $130,507 at 6%; with 50% employer match about $130,507 at 4% or $87,004 at 6%; with 100% employer match about $97,880 at 4% or $65,253 at 6%.
2011171$9,506,151$454,864$6,407iApproximate average salary by contribution assumption: employee only about $160,163 at 4% or $106,776 at 6%; with 50% employer match about $106,776 at 4% or $71,184 at 6%; with 100% employer match about $80,082 at 4% or $53,388 at 6%.
VECTOR CONSTRUCTION CORPORATION EMPLOYEES' SUPPLEMENTAL RETIRE. PLAN-71$9,506,151$454,864$6,407iApproximate average salary by contribution assumption: employee only about $160,163 at 4% or $106,776 at 6%; with 50% employer match about $106,776 at 4% or $71,184 at 6%; with 100% employer match about $80,082 at 4% or $53,388 at 6%.
2010182$9,453,880$554,009$6,756iApproximate average salary by contribution assumption: employee only about $168,905 at 4% or $112,603 at 6%; with 50% employer match about $112,603 at 4% or $75,069 at 6%; with 100% employer match about $84,453 at 4% or $56,302 at 6%.
VECTOR CONSTRUCTION CORPORATION EMPLOYEES' SUPPLEMENTAL RETIRE. PLAN-82$9,453,880$554,009$6,756iApproximate average salary by contribution assumption: employee only about $168,905 at 4% or $112,603 at 6%; with 50% employer match about $112,603 at 4% or $75,069 at 6%; with 100% employer match about $84,453 at 4% or $56,302 at 6%.
2009123$8,898,353$625,839$27,210iApproximate average salary by contribution assumption: employee only about $680,260 at 4% or $453,507 at 6%; with 50% employer match about $453,507 at 4% or $302,338 at 6%; with 100% employer match about $340,130 at 4% or $226,753 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-23$8,898,353$625,839$27,210iApproximate average salary by contribution assumption: employee only about $680,260 at 4% or $453,507 at 6%; with 50% employer match about $453,507 at 4% or $302,338 at 6%; with 100% employer match about $340,130 at 4% or $226,753 at 6%.
2008134$7,146,810$772,038$22,707iApproximate average salary by contribution assumption: employee only about $567,675 at 4% or $378,450 at 6%; with 50% employer match about $378,450 at 4% or $252,300 at 6%; with 100% employer match about $283,838 at 4% or $189,225 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-34$7,146,810$772,038$22,707iApproximate average salary by contribution assumption: employee only about $567,675 at 4% or $378,450 at 6%; with 50% employer match about $378,450 at 4% or $252,300 at 6%; with 100% employer match about $283,838 at 4% or $189,225 at 6%.
2007149$8,845,555$814,479$16,622iApproximate average salary by contribution assumption: employee only about $415,551 at 4% or $277,034 at 6%; with 50% employer match about $277,034 at 4% or $184,689 at 6%; with 100% employer match about $207,775 at 4% or $138,517 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-49$8,845,555$814,479$16,622iApproximate average salary by contribution assumption: employee only about $415,551 at 4% or $277,034 at 6%; with 50% employer match about $277,034 at 4% or $184,689 at 6%; with 100% employer match about $207,775 at 4% or $138,517 at 6%.
2006144$7,270,105$598,543$13,603iApproximate average salary by contribution assumption: employee only about $340,081 at 4% or $226,721 at 6%; with 50% employer match about $226,721 at 4% or $151,147 at 6%; with 100% employer match about $170,041 at 4% or $113,360 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-44$7,270,105$598,543$13,603iApproximate average salary by contribution assumption: employee only about $340,081 at 4% or $226,721 at 6%; with 50% employer match about $226,721 at 4% or $151,147 at 6%; with 100% employer match about $170,041 at 4% or $113,360 at 6%.
2005124$6,359,014$526,715$21,946iApproximate average salary by contribution assumption: employee only about $548,661 at 4% or $365,774 at 6%; with 50% employer match about $365,774 at 4% or $243,850 at 6%; with 100% employer match about $274,331 at 4% or $182,887 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-24$6,359,014$526,715$21,946iApproximate average salary by contribution assumption: employee only about $548,661 at 4% or $365,774 at 6%; with 50% employer match about $365,774 at 4% or $243,850 at 6%; with 100% employer match about $274,331 at 4% or $182,887 at 6%.
2004114$5,887,164$655,801$46,843iApproximate average salary by contribution assumption: employee only about $1,171,073 at 4% or $780,715 at 6%; with 50% employer match about $780,715 at 4% or $520,477 at 6%; with 100% employer match about $585,537 at 4% or $390,358 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-14$5,887,164$655,801$46,843iApproximate average salary by contribution assumption: employee only about $1,171,073 at 4% or $780,715 at 6%; with 50% employer match about $780,715 at 4% or $520,477 at 6%; with 100% employer match about $585,537 at 4% or $390,358 at 6%.
2003117$5,060,746$564,063$33,180iApproximate average salary by contribution assumption: employee only about $829,504 at 4% or $553,003 at 6%; with 50% employer match about $553,003 at 4% or $368,669 at 6%; with 100% employer match about $414,752 at 4% or $276,501 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-17$5,060,746$564,063$33,180iApproximate average salary by contribution assumption: employee only about $829,504 at 4% or $553,003 at 6%; with 50% employer match about $553,003 at 4% or $368,669 at 6%; with 100% employer match about $414,752 at 4% or $276,501 at 6%.
2002247$4,380,580$371,428$7,903iApproximate average salary by contribution assumption: employee only about $197,568 at 4% or $131,712 at 6%; with 50% employer match about $131,712 at 4% or $87,808 at 6%; with 100% employer match about $98,784 at 4% or $65,856 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-47$4,380,580$148,659$3,163iApproximate average salary by contribution assumption: employee only about $79,074 at 4% or $52,716 at 6%; with 50% employer match about $52,716 at 4% or $35,144 at 6%; with 100% employer match about $39,537 at 4% or $26,358 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-0-$222,769-
2001214$4,483,791$442,198$31,586iApproximate average salary by contribution assumption: employee only about $789,639 at 4% or $526,426 at 6%; with 50% employer match about $526,426 at 4% or $350,951 at 6%; with 100% employer match about $394,820 at 4% or $263,213 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-14$3,492,074$261,501$18,679iApproximate average salary by contribution assumption: employee only about $466,966 at 4% or $311,311 at 6%; with 50% employer match about $311,311 at 4% or $207,540 at 6%; with 100% employer match about $233,483 at 4% or $155,655 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-6$991,717$180,697$30,116iApproximate average salary by contribution assumption: employee only about $752,904 at 4% or $501,936 at 6%; with 50% employer match about $501,936 at 4% or $334,624 at 6%; with 100% employer match about $376,452 at 4% or $250,968 at 6%.
2000225$3,580,952$247,910$9,916iApproximate average salary by contribution assumption: employee only about $247,910 at 4% or $165,273 at 6%; with 50% employer match about $165,273 at 4% or $110,182 at 6%; with 100% employer match about $123,955 at 4% or $82,637 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-25$3,580,952$247,910$9,916iApproximate average salary by contribution assumption: employee only about $247,910 at 4% or $165,273 at 6%; with 50% employer match about $165,273 at 4% or $110,182 at 6%; with 100% employer match about $123,955 at 4% or $82,637 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-16---
1999234$4,731,842$617,286$18,155iApproximate average salary by contribution assumption: employee only about $453,887 at 4% or $302,591 at 6%; with 50% employer match about $302,591 at 4% or $201,727 at 6%; with 100% employer match about $226,943 at 4% or $151,296 at 6%.
Vector Construction Corporation Money Purchase Pension Plan-34$3,814,416$345,600$10,165iApproximate average salary by contribution assumption: employee only about $254,118 at 4% or $169,412 at 6%; with 50% employer match about $169,412 at 4% or $112,941 at 6%; with 100% employer match about $127,059 at 4% or $84,706 at 6%.
Vector Construction Corporation Employees Supplemental Retire. Plan-24$917,426$271,686$11,320iApproximate average salary by contribution assumption: employee only about $283,006 at 4% or $188,671 at 6%; with 50% employer match about $188,671 at 4% or $125,781 at 6%; with 100% employer match about $141,503 at 4% or $94,335 at 6%.