Civic Intelligence

J & M Distributing Company Inc.

Plan context: Certo Companies 401(K) Retirement Plan and Trust

EIN 16-0863013 • West Seneca, NY • 30 filings • 4 plans

2500 North America DriveWest Seneca, NY 14224
Current Snapshot

Latest Year

2021

2021 Participants

240

2021 Assets

$2,534,928

2021 Contributions

$261,188

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$12,418,760$6,209,380$0200020102020YearValue
$2,534,928Latest year 2020

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

2801400200020102019YearValue
240Latest year 2019

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202110$0$0-
Certo Companies 401(K) Retirement Plan and Trust-0---
202010$2,534,928$261,188-
Certo Companies 401(K) Retirement Plan and Trust-0$2,534,928$261,188-
20192240$12,418,760$842,316$3,510iApproximate average salary by contribution assumption: employee only about $87,741 at 4% or $58,494 at 6%; with 50% employer match about $58,494 at 4% or $38,996 at 6%; with 100% employer match about $43,871 at 4% or $29,247 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-240$12,418,760$842,316$3,510iApproximate average salary by contribution assumption: employee only about $87,741 at 4% or $58,494 at 6%; with 50% employer match about $58,494 at 4% or $38,996 at 6%; with 100% employer match about $43,871 at 4% or $29,247 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-0---
20182270$10,656,478$766,834$2,840iApproximate average salary by contribution assumption: employee only about $71,003 at 4% or $47,335 at 6%; with 50% employer match about $47,335 at 4% or $31,557 at 6%; with 100% employer match about $35,502 at 4% or $23,668 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-270$10,656,478$766,834$2,840iApproximate average salary by contribution assumption: employee only about $71,003 at 4% or $47,335 at 6%; with 50% employer match about $47,335 at 4% or $31,557 at 6%; with 100% employer match about $35,502 at 4% or $23,668 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-181---
20172250$11,611,179$798,381$3,194iApproximate average salary by contribution assumption: employee only about $79,838 at 4% or $53,225 at 6%; with 50% employer match about $53,225 at 4% or $35,484 at 6%; with 100% employer match about $39,919 at 4% or $26,613 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-250$11,611,179$798,381$3,194iApproximate average salary by contribution assumption: employee only about $79,838 at 4% or $53,225 at 6%; with 50% employer match about $53,225 at 4% or $35,484 at 6%; with 100% employer match about $39,919 at 4% or $26,613 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-187---
20161280$10,123,352$761,303$2,719iApproximate average salary by contribution assumption: employee only about $67,973 at 4% or $45,316 at 6%; with 50% employer match about $45,316 at 4% or $30,210 at 6%; with 100% employer match about $33,987 at 4% or $22,658 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-280$10,123,352$761,303$2,719iApproximate average salary by contribution assumption: employee only about $67,973 at 4% or $45,316 at 6%; with 50% employer match about $45,316 at 4% or $30,210 at 6%; with 100% employer match about $33,987 at 4% or $22,658 at 6%.
20151248$10,082,086$773,477$3,119iApproximate average salary by contribution assumption: employee only about $77,971 at 4% or $51,981 at 6%; with 50% employer match about $51,981 at 4% or $34,654 at 6%; with 100% employer match about $38,986 at 4% or $25,990 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-248$10,082,086$773,477$3,119iApproximate average salary by contribution assumption: employee only about $77,971 at 4% or $51,981 at 6%; with 50% employer match about $51,981 at 4% or $34,654 at 6%; with 100% employer match about $38,986 at 4% or $25,990 at 6%.
20141264$10,677,963$668,530$2,532iApproximate average salary by contribution assumption: employee only about $63,308 at 4% or $42,205 at 6%; with 50% employer match about $42,205 at 4% or $28,137 at 6%; with 100% employer match about $31,654 at 4% or $21,103 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-264$10,677,963$668,530$2,532iApproximate average salary by contribution assumption: employee only about $63,308 at 4% or $42,205 at 6%; with 50% employer match about $42,205 at 4% or $28,137 at 6%; with 100% employer match about $31,654 at 4% or $21,103 at 6%.
20132181$10,467,136$506,761$2,800iApproximate average salary by contribution assumption: employee only about $69,995 at 4% or $46,663 at 6%; with 50% employer match about $46,663 at 4% or $31,109 at 6%; with 100% employer match about $34,997 at 4% or $23,332 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-181$10,467,136$506,761$2,800iApproximate average salary by contribution assumption: employee only about $69,995 at 4% or $46,663 at 6%; with 50% employer match about $46,663 at 4% or $31,109 at 6%; with 100% employer match about $34,997 at 4% or $23,332 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-122---
20122171$8,526,334$496,965$2,906iApproximate average salary by contribution assumption: employee only about $72,656 at 4% or $48,437 at 6%; with 50% employer match about $48,437 at 4% or $32,291 at 6%; with 100% employer match about $36,328 at 4% or $24,219 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-171$8,526,334$496,965$2,906iApproximate average salary by contribution assumption: employee only about $72,656 at 4% or $48,437 at 6%; with 50% employer match about $48,437 at 4% or $32,291 at 6%; with 100% employer match about $36,328 at 4% or $24,219 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-114---
20112175$7,364,978$488,318$2,790iApproximate average salary by contribution assumption: employee only about $69,760 at 4% or $46,506 at 6%; with 50% employer match about $46,506 at 4% or $31,004 at 6%; with 100% employer match about $34,880 at 4% or $23,253 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-175$7,364,978$488,318$2,790iApproximate average salary by contribution assumption: employee only about $69,760 at 4% or $46,506 at 6%; with 50% employer match about $46,506 at 4% or $31,004 at 6%; with 100% employer match about $34,880 at 4% or $23,253 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-112---
20102180$7,277,959$539,974$3,000iApproximate average salary by contribution assumption: employee only about $74,996 at 4% or $49,998 at 6%; with 50% employer match about $49,998 at 4% or $33,332 at 6%; with 100% employer match about $37,498 at 4% or $24,999 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-180$7,277,959$539,974$3,000iApproximate average salary by contribution assumption: employee only about $74,996 at 4% or $49,998 at 6%; with 50% employer match about $49,998 at 4% or $33,332 at 6%; with 100% employer match about $37,498 at 4% or $24,999 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-110---
20092163$5,999,615$425,659$2,611iApproximate average salary by contribution assumption: employee only about $65,285 at 4% or $43,523 at 6%; with 50% employer match about $43,523 at 4% or $29,016 at 6%; with 100% employer match about $32,643 at 4% or $21,762 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-163$5,999,615$425,659$2,611iApproximate average salary by contribution assumption: employee only about $65,285 at 4% or $43,523 at 6%; with 50% employer match about $43,523 at 4% or $29,016 at 6%; with 100% employer match about $32,643 at 4% or $21,762 at 6%.
Certo Companies and Affiliates 125 Cafeteria Plan-109---
20081156$4,530,185$397,414$2,548iApproximate average salary by contribution assumption: employee only about $63,688 at 4% or $42,459 at 6%; with 50% employer match about $42,459 at 4% or $28,306 at 6%; with 100% employer match about $31,844 at 4% or $21,229 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-156$4,530,185$397,414$2,548iApproximate average salary by contribution assumption: employee only about $63,688 at 4% or $42,459 at 6%; with 50% employer match about $42,459 at 4% or $28,306 at 6%; with 100% employer match about $31,844 at 4% or $21,229 at 6%.
20071139$5,939,683$385,208$2,771iApproximate average salary by contribution assumption: employee only about $69,282 at 4% or $46,188 at 6%; with 50% employer match about $46,188 at 4% or $30,792 at 6%; with 100% employer match about $34,641 at 4% or $23,094 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-139$5,939,683$385,208$2,771iApproximate average salary by contribution assumption: employee only about $69,282 at 4% or $46,188 at 6%; with 50% employer match about $46,188 at 4% or $30,792 at 6%; with 100% employer match about $34,641 at 4% or $23,094 at 6%.
20061137$5,410,934$376,764$2,750iApproximate average salary by contribution assumption: employee only about $68,753 at 4% or $45,835 at 6%; with 50% employer match about $45,835 at 4% or $30,557 at 6%; with 100% employer match about $34,376 at 4% or $22,918 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-137$5,410,934$376,764$2,750iApproximate average salary by contribution assumption: employee only about $68,753 at 4% or $45,835 at 6%; with 50% employer match about $45,835 at 4% or $30,557 at 6%; with 100% employer match about $34,376 at 4% or $22,918 at 6%.
20051124$4,680,420$345,298$2,785iApproximate average salary by contribution assumption: employee only about $69,617 at 4% or $46,411 at 6%; with 50% employer match about $46,411 at 4% or $30,941 at 6%; with 100% employer match about $34,808 at 4% or $23,206 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-124$4,680,420$345,298$2,785iApproximate average salary by contribution assumption: employee only about $69,617 at 4% or $46,411 at 6%; with 50% employer match about $46,411 at 4% or $30,941 at 6%; with 100% employer match about $34,808 at 4% or $23,206 at 6%.
20041114$4,521,207$323,967$2,842iApproximate average salary by contribution assumption: employee only about $71,045 at 4% or $47,364 at 6%; with 50% employer match about $47,364 at 4% or $31,576 at 6%; with 100% employer match about $35,523 at 4% or $23,682 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-114$4,521,207$323,967$2,842iApproximate average salary by contribution assumption: employee only about $71,045 at 4% or $47,364 at 6%; with 50% employer match about $47,364 at 4% or $31,576 at 6%; with 100% employer match about $35,523 at 4% or $23,682 at 6%.
20031122$4,074,487$330,578$2,710iApproximate average salary by contribution assumption: employee only about $67,741 at 4% or $45,161 at 6%; with 50% employer match about $45,161 at 4% or $30,107 at 6%; with 100% employer match about $33,871 at 4% or $22,580 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-122$4,074,487$330,578$2,710iApproximate average salary by contribution assumption: employee only about $67,741 at 4% or $45,161 at 6%; with 50% employer match about $45,161 at 4% or $30,107 at 6%; with 100% employer match about $33,871 at 4% or $22,580 at 6%.
20021121$3,089,246$340,213$2,812iApproximate average salary by contribution assumption: employee only about $70,292 at 4% or $46,861 at 6%; with 50% employer match about $46,861 at 4% or $31,241 at 6%; with 100% employer match about $35,146 at 4% or $23,431 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-121$3,089,246$340,213$2,812iApproximate average salary by contribution assumption: employee only about $70,292 at 4% or $46,861 at 6%; with 50% employer match about $46,861 at 4% or $31,241 at 6%; with 100% employer match about $35,146 at 4% or $23,431 at 6%.
20011128$3,521,015$319,854$2,499iApproximate average salary by contribution assumption: employee only about $62,471 at 4% or $41,648 at 6%; with 50% employer match about $41,648 at 4% or $27,765 at 6%; with 100% employer match about $31,236 at 4% or $20,824 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-128$3,521,015$319,854$2,499iApproximate average salary by contribution assumption: employee only about $62,471 at 4% or $41,648 at 6%; with 50% employer match about $41,648 at 4% or $27,765 at 6%; with 100% employer match about $31,236 at 4% or $20,824 at 6%.
20001127$3,855,298$323,697$2,549iApproximate average salary by contribution assumption: employee only about $63,720 at 4% or $42,480 at 6%; with 50% employer match about $42,480 at 4% or $28,320 at 6%; with 100% employer match about $31,860 at 4% or $21,240 at 6%.
Certo Companies 401(K) Retirement Plan and Trust-127$3,855,298$323,697$2,549iApproximate average salary by contribution assumption: employee only about $63,720 at 4% or $42,480 at 6%; with 50% employer match about $42,480 at 4% or $28,320 at 6%; with 100% employer match about $31,860 at 4% or $21,240 at 6%.