Civic Intelligence

Financial Institutions Inc.

Plan context: Financial Institutions Inc. 401K Plan

EIN 16-0816610 • Warsaw, NY • 104 filings • 22 plans

55 North Main StWarsaw, NY 14569
Current Snapshot

Latest Year

2024

2024 Participants

594

2024 Assets

$70,955,553

2024 Contributions

$5,548,766

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$160,283,672$80,141,836$0199920122024YearValue
$70,955,553Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

8204100199920122024YearValue
594Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242594$70,955,553$5,548,766$9,341iApproximate average salary by contribution assumption: employee only about $233,534 at 4% or $155,689 at 6%; with 50% employer match about $155,689 at 4% or $103,793 at 6%; with 100% employer match about $116,767 at 4% or $77,845 at 6%.
Financial Institutions Inc. 401K Plan-594$70,955,553$5,548,766$9,341iApproximate average salary by contribution assumption: employee only about $233,534 at 4% or $155,689 at 6%; with 50% employer match about $155,689 at 4% or $103,793 at 6%; with 100% employer match about $116,767 at 4% or $77,845 at 6%.
Financial Institutions Inc. Health and Welfare Benefit Plan-587---
20234658$134,958,125$5,301,379$8,057iApproximate average salary by contribution assumption: employee only about $201,420 at 4% or $134,280 at 6%; with 50% employer match about $134,280 at 4% or $89,520 at 6%; with 100% employer match about $100,710 at 4% or $67,140 at 6%.
Prototype Plan of the New York State Bankers Retirement System-597$71,594,861--
Financial Institutions Inc. 401K Plan-614$63,363,264$5,301,379$8,634iApproximate average salary by contribution assumption: employee only about $215,854 at 4% or $143,903 at 6%; with 50% employer match about $143,903 at 4% or $95,935 at 6%; with 100% employer match about $107,927 at 4% or $71,951 at 6%.
Financial Institutions Inc., Health and Welfare Benefit Plan-637---
Financial Institutions Inc. Health and Welfare Benefit Plan-658---
20224659$122,906,149$5,316,801$8,068iApproximate average salary by contribution assumption: employee only about $201,700 at 4% or $134,466 at 6%; with 50% employer match about $134,466 at 4% or $89,644 at 6%; with 100% employer match about $100,850 at 4% or $67,233 at 6%.
Prototype Plan of the New York State Bankers Retirement System-659$66,354,013--
Financial Institutions Inc. 401K Plan-650$56,552,136$5,316,801$8,180iApproximate average salary by contribution assumption: employee only about $204,492 at 4% or $136,328 at 6%; with 50% employer match about $136,328 at 4% or $90,885 at 6%; with 100% employer match about $102,246 at 4% or $68,164 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-0---
Financial Institutions Inc Group Term Life & Long Term Disability-0---
20214710$139,846,263$4,574,962$6,444iApproximate average salary by contribution assumption: employee only about $161,090 at 4% or $107,393 at 6%; with 50% employer match about $107,393 at 4% or $71,596 at 6%; with 100% employer match about $80,545 at 4% or $53,697 at 6%.
Prototype Plan of the New York State Bankers Retirement System-677$72,467,683--
Financial Institutions Inc. 401K Plan-602$67,378,580$4,574,962$7,600iApproximate average salary by contribution assumption: employee only about $189,990 at 4% or $126,660 at 6%; with 50% employer match about $126,660 at 4% or $84,440 at 6%; with 100% employer match about $94,995 at 4% or $63,330 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-407---
Financial Institutions Inc Group Term Life & Long Term Disability-710---
20204626$160,283,672$3,795,155$6,063iApproximate average salary by contribution assumption: employee only about $151,564 at 4% or $101,042 at 6%; with 50% employer match about $101,042 at 4% or $67,362 at 6%; with 100% employer match about $75,782 at 4% or $50,521 at 6%.
Prototype Plan of the New York State Bankers Retirement System-626$101,174,199--
Financial Institutions Inc. 401K Plan-625$59,109,473$3,795,155$6,072iApproximate average salary by contribution assumption: employee only about $151,806 at 4% or $101,204 at 6%; with 50% employer match about $101,204 at 4% or $67,469 at 6%; with 100% employer match about $75,903 at 4% or $50,602 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-401---
Financial Institutions Inc Group Term Life & Long Term Disability-----
20194715$147,653,544$3,581,663$5,009iApproximate average salary by contribution assumption: employee only about $125,233 at 4% or $83,489 at 6%; with 50% employer match about $83,489 at 4% or $55,659 at 6%; with 100% employer match about $62,616 at 4% or $41,744 at 6%.
Prototype Plan of the New York State Bankers Retirement System-627$95,223,718--
Financial Institutions Inc. 401K Plan-715$52,429,826$3,581,663$5,009iApproximate average salary by contribution assumption: employee only about $125,233 at 4% or $83,489 at 6%; with 50% employer match about $83,489 at 4% or $55,659 at 6%; with 100% employer match about $62,616 at 4% or $41,744 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-423---
Financial Institutions Inc Group Term Life & Long Term Disability-713---
20184734$131,749,752$3,208,737$4,372iApproximate average salary by contribution assumption: employee only about $109,289 at 4% or $72,860 at 6%; with 50% employer match about $72,860 at 4% or $48,573 at 6%; with 100% employer match about $54,645 at 4% or $36,430 at 6%.
Prototype Plan of the New York State Bankers Retirement System-703$87,234,357--
Financial Institutions Inc. 401K Plan-734$44,515,395$3,208,737$4,372iApproximate average salary by contribution assumption: employee only about $109,289 at 4% or $72,860 at 6%; with 50% employer match about $72,860 at 4% or $48,573 at 6%; with 100% employer match about $54,645 at 4% or $36,430 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-413---
Financial Institutions Inc Group Term Life & Long Term Disability-719---
20174776$128,109,696$3,161,713$4,074iApproximate average salary by contribution assumption: employee only about $101,859 at 4% or $67,906 at 6%; with 50% employer match about $67,906 at 4% or $45,271 at 6%; with 100% employer match about $50,930 at 4% or $33,953 at 6%.
Prototype Plan of the New York State Bankers Retirement System-690$81,390,177--
Financial Institutions Inc. 401K Plan-656$46,719,519$3,161,713$4,820iApproximate average salary by contribution assumption: employee only about $120,492 at 4% or $80,328 at 6%; with 50% employer match about $80,328 at 4% or $53,552 at 6%; with 100% employer match about $60,246 at 4% or $40,164 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-634---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-776---
20164655$124,953,880$2,544,328$3,884iApproximate average salary by contribution assumption: employee only about $97,112 at 4% or $64,741 at 6%; with 50% employer match about $64,741 at 4% or $43,161 at 6%; with 100% employer match about $48,556 at 4% or $32,371 at 6%.
Prototype Plan of the New York State Bankers Retirement System-651$81,227,762--
Financial Institutions Inc. 401K Plan-655$43,726,118$2,544,328$3,884iApproximate average salary by contribution assumption: employee only about $97,112 at 4% or $64,741 at 6%; with 50% employer match about $64,741 at 4% or $43,161 at 6%; with 100% employer match about $48,556 at 4% or $32,371 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-627---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-645---
20154683$118,085,900$3,751,976$5,493iApproximate average salary by contribution assumption: employee only about $137,334 at 4% or $91,556 at 6%; with 50% employer match about $91,556 at 4% or $61,038 at 6%; with 100% employer match about $68,667 at 4% or $45,778 at 6%.
Prototype Plan of the New York State Bankers Retirement System-669$76,473,206--
Financial Institutions Inc. 401K Plan-683$41,612,694$3,751,976$5,493iApproximate average salary by contribution assumption: employee only about $137,334 at 4% or $91,556 at 6%; with 50% employer match about $91,556 at 4% or $61,038 at 6%; with 100% employer match about $68,667 at 4% or $45,778 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-672---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-681---
20144650$112,600,421$12,271,711$18,880iApproximate average salary by contribution assumption: employee only about $471,989 at 4% or $314,659 at 6%; with 50% employer match about $314,659 at 4% or $209,773 at 6%; with 100% employer match about $235,994 at 4% or $157,330 at 6%.
Prototype Plan of the New York State Bankers Retirement System-224$71,640,633$8,000,000$35,714iApproximate average salary by contribution assumption: employee only about $892,857 at 4% or $595,238 at 6%; with 50% employer match about $595,238 at 4% or $396,825 at 6%; with 100% employer match about $446,429 at 4% or $297,619 at 6%.
Financial Institutions Inc. 401K Plan-613$40,959,788$4,271,711$6,969iApproximate average salary by contribution assumption: employee only about $174,213 at 4% or $116,142 at 6%; with 50% employer match about $116,142 at 4% or $77,428 at 6%; with 100% employer match about $87,107 at 4% or $58,071 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-627---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-650---
20134651$105,396,916$3,217,339$4,942iApproximate average salary by contribution assumption: employee only about $123,554 at 4% or $82,369 at 6%; with 50% employer match about $82,369 at 4% or $54,913 at 6%; with 100% employer match about $61,777 at 4% or $41,185 at 6%.
Prototype Plan of the New York State Bankers Retirement System-253$66,214,779--
Financial Institutions Inc. 401K Plan-612$39,182,137$3,217,339$5,257iApproximate average salary by contribution assumption: employee only about $131,427 at 4% or $87,618 at 6%; with 50% employer match about $87,618 at 4% or $58,412 at 6%; with 100% employer match about $65,714 at 4% or $43,809 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-580---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-651---
20124662$93,875,349$11,396,595$17,215iApproximate average salary by contribution assumption: employee only about $430,385 at 4% or $286,923 at 6%; with 50% employer match about $286,923 at 4% or $191,282 at 6%; with 100% employer match about $215,193 at 4% or $143,462 at 6%.
Prototype Plan of the New York State Bankers Retirement System-286$62,117,381$8,000,000$27,972iApproximate average salary by contribution assumption: employee only about $699,301 at 4% or $466,200 at 6%; with 50% employer match about $466,200 at 4% or $310,800 at 6%; with 100% employer match about $349,650 at 4% or $233,100 at 6%.
Financial Institutions Inc. 401K Plan-632$31,757,968$3,396,595$5,374iApproximate average salary by contribution assumption: employee only about $134,359 at 4% or $89,573 at 6%; with 50% employer match about $89,573 at 4% or $59,715 at 6%; with 100% employer match about $67,179 at 4% or $44,786 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-573---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-662---
20114610$77,372,259$13,128,505$21,522iApproximate average salary by contribution assumption: employee only about $538,053 at 4% or $358,702 at 6%; with 50% employer match about $358,702 at 4% or $239,135 at 6%; with 100% employer match about $269,027 at 4% or $179,351 at 6%.
Prototype Plan of the New York State Bankers Retirement System-311$49,453,776$10,000,000$32,154iApproximate average salary by contribution assumption: employee only about $803,859 at 4% or $535,906 at 6%; with 50% employer match about $535,906 at 4% or $357,270 at 6%; with 100% employer match about $401,929 at 4% or $267,953 at 6%.
Financial Institutions Inc. 401K Plan-610$27,918,483$3,128,505$5,129iApproximate average salary by contribution assumption: employee only about $128,217 at 4% or $85,478 at 6%; with 50% employer match about $85,478 at 4% or $56,986 at 6%; with 100% employer match about $64,109 at 4% or $42,739 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-402---
Financial Institutions Inc Group Term Life & Long Term Disability-543---
20104622$63,359,192$7,060,148$11,351iApproximate average salary by contribution assumption: employee only about $283,768 at 4% or $189,179 at 6%; with 50% employer match about $189,179 at 4% or $126,119 at 6%; with 100% employer match about $141,884 at 4% or $94,589 at 6%.
Prototype Plan of the New York State Bankers Retirement System-341$35,800,285$4,300,000$12,610iApproximate average salary by contribution assumption: employee only about $315,249 at 4% or $210,166 at 6%; with 50% employer match about $210,166 at 4% or $140,111 at 6%; with 100% employer match about $157,625 at 4% or $105,083 at 6%.
Financial Institutions Inc. 401K Plan-586$27,558,907$2,760,148$4,710iApproximate average salary by contribution assumption: employee only about $117,754 at 4% or $78,503 at 6%; with 50% employer match about $78,503 at 4% or $52,335 at 6%; with 100% employer match about $58,877 at 4% or $39,251 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-597---
Financial Institutions Inc Group Term Life & Long Term Disability-622---
20094628$56,556,855$6,203,543$9,878iApproximate average salary by contribution assumption: employee only about $246,956 at 4% or $164,638 at 6%; with 50% employer match about $164,638 at 4% or $109,758 at 6%; with 100% employer match about $123,478 at 4% or $82,319 at 6%.
Prototype Plan of the New York State Bankers Retirement System-373$33,382,114$3,462,000$9,282iApproximate average salary by contribution assumption: employee only about $232,038 at 4% or $154,692 at 6%; with 50% employer match about $154,692 at 4% or $103,128 at 6%; with 100% employer match about $116,019 at 4% or $77,346 at 6%.
Financial Institutions Inc. 401K Plan-616$23,174,741$2,741,543$4,451iApproximate average salary by contribution assumption: employee only about $111,264 at 4% or $74,176 at 6%; with 50% employer match about $74,176 at 4% or $49,451 at 6%; with 100% employer match about $55,632 at 4% or $37,088 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-598---
Financial Institutions Inc Group Term Life & Long Term Disability-628---
20083650$17,809,913$2,806,559$4,318iApproximate average salary by contribution assumption: employee only about $107,945 at 4% or $71,963 at 6%; with 50% employer match about $71,963 at 4% or $47,975 at 6%; with 100% employer match about $53,972 at 4% or $35,982 at 6%.
Financial Institutions Inc. 401K Plan-650$17,809,913$2,806,559$4,318iApproximate average salary by contribution assumption: employee only about $107,945 at 4% or $71,963 at 6%; with 50% employer match about $71,963 at 4% or $47,975 at 6%; with 100% employer match about $53,972 at 4% or $35,982 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-461---
Financial Institutions Inc Group Term Life & Long Term Disability-580---
20074677$50,766,210$7,984,076$11,793iApproximate average salary by contribution assumption: employee only about $294,833 at 4% or $196,555 at 6%; with 50% employer match about $196,555 at 4% or $131,037 at 6%; with 100% employer match about $147,416 at 4% or $98,278 at 6%.
Prototype Plan of the New York State Bankers Retirement System-461$27,312,566$5,200,000$11,280iApproximate average salary by contribution assumption: employee only about $281,996 at 4% or $187,997 at 6%; with 50% employer match about $187,997 at 4% or $125,331 at 6%; with 100% employer match about $140,998 at 4% or $93,999 at 6%.
Financial Institutions Inc. 401K Plan-677$23,453,644$2,784,076$4,112iApproximate average salary by contribution assumption: employee only about $102,809 at 4% or $68,540 at 6%; with 50% employer match about $68,540 at 4% or $45,693 at 6%; with 100% employer match about $51,405 at 4% or $34,270 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-541---
Financial Institutions Inc Group Term Life & Long Term Disability-579---
20064683$50,089,154$2,584,911$3,785iApproximate average salary by contribution assumption: employee only about $94,616 at 4% or $63,077 at 6%; with 50% employer match about $63,077 at 4% or $42,052 at 6%; with 100% employer match about $47,308 at 4% or $31,539 at 6%.
Prototype Plan of the New York State Bankers Retirement System-505$28,435,678--
Financial Institutions Inc. 401K Plan-683$21,653,476$2,584,911$3,785iApproximate average salary by contribution assumption: employee only about $94,616 at 4% or $63,077 at 6%; with 50% employer match about $63,077 at 4% or $42,052 at 6%; with 100% employer match about $47,308 at 4% or $31,539 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-567---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-495---
20054719$50,998,603$5,024,042$6,988iApproximate average salary by contribution assumption: employee only about $174,689 at 4% or $116,459 at 6%; with 50% employer match about $116,459 at 4% or $77,639 at 6%; with 100% employer match about $87,344 at 4% or $58,230 at 6%.
Prototype Plan of the New York State Bankers Retirement System-511$27,646,377$1,568,679$3,070iApproximate average salary by contribution assumption: employee only about $76,746 at 4% or $51,164 at 6%; with 50% employer match about $51,164 at 4% or $34,109 at 6%; with 100% employer match about $38,373 at 4% or $25,582 at 6%.
Financial Institutions Inc. 401K Plan-719$23,352,226$3,455,363$4,806iApproximate average salary by contribution assumption: employee only about $120,145 at 4% or $80,096 at 6%; with 50% employer match about $80,096 at 4% or $53,398 at 6%; with 100% employer match about $60,072 at 4% or $40,048 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-476---
Financial Institutions Inc Group Term Life & Long Term Disability-617---
20044820$47,606,354$4,074,151$4,968iApproximate average salary by contribution assumption: employee only about $124,212 at 4% or $82,808 at 6%; with 50% employer match about $82,808 at 4% or $55,205 at 6%; with 100% employer match about $62,106 at 4% or $41,404 at 6%.
Prototype Plan of the New York State Bankers Retirement System-581$25,725,516$1,578,535$2,717iApproximate average salary by contribution assumption: employee only about $67,923 at 4% or $45,282 at 6%; with 50% employer match about $45,282 at 4% or $30,188 at 6%; with 100% employer match about $33,962 at 4% or $22,641 at 6%.
Financial Institutions Inc. 401K Plan-820$21,880,838$2,495,616$3,043iApproximate average salary by contribution assumption: employee only about $76,086 at 4% or $50,724 at 6%; with 50% employer match about $50,724 at 4% or $33,816 at 6%; with 100% employer match about $38,043 at 4% or $25,362 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-553---
Financial Institutions Inc Group Term Life & Long Term Disability-670---
20034781$44,314,568$4,401,469$5,636iApproximate average salary by contribution assumption: employee only about $140,892 at 4% or $93,928 at 6%; with 50% employer match about $93,928 at 4% or $62,619 at 6%; with 100% employer match about $70,446 at 4% or $46,964 at 6%.
Prototype Plan of the New York State Bankers Retirement System-580$23,887,170$1,406,216$2,425iApproximate average salary by contribution assumption: employee only about $60,613 at 4% or $40,409 at 6%; with 50% employer match about $40,409 at 4% or $26,939 at 6%; with 100% employer match about $30,306 at 4% or $20,204 at 6%.
Financial Institutions Inc. 401K Plan-781$20,427,398$2,995,253$3,835iApproximate average salary by contribution assumption: employee only about $95,879 at 4% or $63,919 at 6%; with 50% employer match about $63,919 at 4% or $42,613 at 6%; with 100% employer match about $47,939 at 4% or $31,960 at 6%.
Financial Institutions Inc. Self Insured Medical, and Dental Plan-514---
Financial Institutions Inc Group Term Life & Long Term Disability-639---
20024785$15,252,703$2,441,922$3,111iApproximate average salary by contribution assumption: employee only about $77,768 at 4% or $51,845 at 6%; with 50% employer match about $51,845 at 4% or $34,564 at 6%; with 100% employer match about $38,884 at 4% or $25,923 at 6%.
Financial Institutions Inc. 401K Plan-785$15,252,703$2,441,922$3,111iApproximate average salary by contribution assumption: employee only about $77,768 at 4% or $51,845 at 6%; with 50% employer match about $51,845 at 4% or $34,564 at 6%; with 100% employer match about $38,884 at 4% or $25,923 at 6%.
Prototype Plan of the New York State Bankers Retirement System-569---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-510---
Financial Institutions Inc Group Term Life & Long Term Disability-581---
20014620$15,041,647$1,774,504$2,862iApproximate average salary by contribution assumption: employee only about $71,553 at 4% or $47,702 at 6%; with 50% employer match about $47,702 at 4% or $31,801 at 6%; with 100% employer match about $35,776 at 4% or $23,851 at 6%.
Financial Institutions Inc. 401K Plan-620$15,041,647$1,774,504$2,862iApproximate average salary by contribution assumption: employee only about $71,553 at 4% or $47,702 at 6%; with 50% employer match about $47,702 at 4% or $31,801 at 6%; with 100% employer match about $35,776 at 4% or $23,851 at 6%.
Financial Institutions Inc Group Term Life & Long Term Disability-484---
Financial Institutions Inc. Self Insured Medical, and Dental Plan-372---
Prototype Plan of the New York State Bankers Retirement System-502---
20006491$0$0-
Financial Institutions Inc. Self Insured Medical, and Dental Plan-177---
Financial Institutions Inc Self Insured Dental Plan-293---
Blue Cross & Blue Shield of Western New York-112---
Financial Institutions Inc Group Term Life & Long Term Disability-374---
Prototype Plan of the New York State Bankers Retirement System-451---
Financial Institutions Inc. 401K Plan-491---
19995527$28,973,232$1,724,403$3,272iApproximate average salary by contribution assumption: employee only about $81,803 at 4% or $54,535 at 6%; with 50% employer match about $54,535 at 4% or $36,357 at 6%; with 100% employer match about $40,901 at 4% or $27,268 at 6%.
Prototype Plan of the New York State Bankers Retirement System-351$17,179,132$482,475$1,375iApproximate average salary by contribution assumption: employee only about $34,364 at 4% or $22,910 at 6%; with 50% employer match about $22,910 at 4% or $15,273 at 6%; with 100% employer match about $17,182 at 4% or $11,455 at 6%.
Financial Institutions Inc. 401K Plan-527$11,794,100$1,241,928$2,357iApproximate average salary by contribution assumption: employee only about $58,915 at 4% or $39,277 at 6%; with 50% employer match about $39,277 at 4% or $26,184 at 6%; with 100% employer match about $29,457 at 4% or $19,638 at 6%.
Blue Cross & Blue Shield of Western New York-5---
Financial Institutions Inc Self Insured Dental Plan-279---
Financial Institutions Inc Group Term Life & Long Term Disability-344---