Civic Intelligence

Frey & Campbell Inc.

Plan context: Frey & Campbell Inc. Employees' Retirement Plan

EIN 16-0793475 • Hammondsport, NY • 41 filings • 8 plans

87 Lake StHammondsport, NY 14840
Current Snapshot

Latest Year

2025

2025 Participants

36

2025 Assets

$8,753,944

2025 Contributions

$350,679

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$9,419,037$4,709,519$0199920152025YearValue
$8,753,944Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

38190199920122025YearValue
36Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025136$8,753,944$350,679$9,741iApproximate average salary by contribution assumption: employee only about $243,527 at 4% or $162,351 at 6%; with 50% employer match about $162,351 at 4% or $108,234 at 6%; with 100% employer match about $121,764 at 4% or $81,176 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-36$8,753,944$350,679$9,741iApproximate average salary by contribution assumption: employee only about $243,527 at 4% or $162,351 at 6%; with 50% employer match about $162,351 at 4% or $108,234 at 6%; with 100% employer match about $121,764 at 4% or $81,176 at 6%.
2024136$7,831,670$844,565$23,460iApproximate average salary by contribution assumption: employee only about $586,503 at 4% or $391,002 at 6%; with 50% employer match about $391,002 at 4% or $260,668 at 6%; with 100% employer match about $293,252 at 4% or $195,501 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-36$7,831,670$844,565$23,460iApproximate average salary by contribution assumption: employee only about $586,503 at 4% or $391,002 at 6%; with 50% employer match about $391,002 at 4% or $260,668 at 6%; with 100% employer match about $293,252 at 4% or $195,501 at 6%.
2023137$8,606,671$313,011$8,460iApproximate average salary by contribution assumption: employee only about $211,494 at 4% or $140,996 at 6%; with 50% employer match about $140,996 at 4% or $93,997 at 6%; with 100% employer match about $105,747 at 4% or $70,498 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-37$8,606,671$313,011$8,460iApproximate average salary by contribution assumption: employee only about $211,494 at 4% or $140,996 at 6%; with 50% employer match about $140,996 at 4% or $93,997 at 6%; with 100% employer match about $105,747 at 4% or $70,498 at 6%.
2022133$8,177,709$186,899$5,664iApproximate average salary by contribution assumption: employee only about $141,590 at 4% or $94,393 at 6%; with 50% employer match about $94,393 at 4% or $62,929 at 6%; with 100% employer match about $70,795 at 4% or $47,197 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-33$8,177,709$186,899$5,664iApproximate average salary by contribution assumption: employee only about $141,590 at 4% or $94,393 at 6%; with 50% employer match about $94,393 at 4% or $62,929 at 6%; with 100% employer match about $70,795 at 4% or $47,197 at 6%.
2021132$8,102,629$874,712$27,335iApproximate average salary by contribution assumption: employee only about $683,369 at 4% or $455,579 at 6%; with 50% employer match about $455,579 at 4% or $303,719 at 6%; with 100% employer match about $341,684 at 4% or $227,790 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-32$8,102,629$874,712$27,335iApproximate average salary by contribution assumption: employee only about $683,369 at 4% or $455,579 at 6%; with 50% employer match about $455,579 at 4% or $303,719 at 6%; with 100% employer match about $341,684 at 4% or $227,790 at 6%.
2020129$8,979,282$364,766$12,578iApproximate average salary by contribution assumption: employee only about $314,453 at 4% or $209,636 at 6%; with 50% employer match about $209,636 at 4% or $139,757 at 6%; with 100% employer match about $157,227 at 4% or $104,818 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-29$8,979,282$364,766$12,578iApproximate average salary by contribution assumption: employee only about $314,453 at 4% or $209,636 at 6%; with 50% employer match about $209,636 at 4% or $139,757 at 6%; with 100% employer match about $157,227 at 4% or $104,818 at 6%.
2019230$7,201,701$411,323$13,711iApproximate average salary by contribution assumption: employee only about $342,769 at 4% or $228,513 at 6%; with 50% employer match about $228,513 at 4% or $152,342 at 6%; with 100% employer match about $171,385 at 4% or $114,256 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-30$7,201,701$411,323$13,711iApproximate average salary by contribution assumption: employee only about $342,769 at 4% or $228,513 at 6%; with 50% employer match about $228,513 at 4% or $152,342 at 6%; with 100% employer match about $171,385 at 4% or $114,256 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-0$0$0-
2018229$9,419,037$499,686$17,231iApproximate average salary by contribution assumption: employee only about $430,764 at 4% or $287,176 at 6%; with 50% employer match about $287,176 at 4% or $191,451 at 6%; with 100% employer match about $215,382 at 4% or $143,588 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-29$6,534,990$247,838$8,546iApproximate average salary by contribution assumption: employee only about $213,653 at 4% or $142,436 at 6%; with 50% employer match about $142,436 at 4% or $94,957 at 6%; with 100% employer match about $106,827 at 4% or $71,218 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-25$2,884,047$251,848$10,074iApproximate average salary by contribution assumption: employee only about $251,848 at 4% or $167,899 at 6%; with 50% employer match about $167,899 at 4% or $111,932 at 6%; with 100% employer match about $125,924 at 4% or $83,949 at 6%.
2017229$8,392,155$515,007$17,759iApproximate average salary by contribution assumption: employee only about $443,972 at 4% or $295,981 at 6%; with 50% employer match about $295,981 at 4% or $197,321 at 6%; with 100% employer match about $221,986 at 4% or $147,991 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-29$5,919,187$336,816$11,614iApproximate average salary by contribution assumption: employee only about $290,359 at 4% or $193,572 at 6%; with 50% employer match about $193,572 at 4% or $129,048 at 6%; with 100% employer match about $145,179 at 4% or $96,786 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-23$2,472,968$178,191$7,747iApproximate average salary by contribution assumption: employee only about $193,686 at 4% or $129,124 at 6%; with 50% employer match about $129,124 at 4% or $86,083 at 6%; with 100% employer match about $96,843 at 4% or $64,562 at 6%.
2016227$7,510,399$453,404$16,793iApproximate average salary by contribution assumption: employee only about $419,819 at 4% or $279,879 at 6%; with 50% employer match about $279,879 at 4% or $186,586 at 6%; with 100% employer match about $209,909 at 4% or $139,940 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-27$5,260,337$223,274$8,269iApproximate average salary by contribution assumption: employee only about $206,735 at 4% or $137,823 at 6%; with 50% employer match about $137,823 at 4% or $91,882 at 6%; with 100% employer match about $103,368 at 4% or $68,912 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-21$2,250,062$230,130$10,959iApproximate average salary by contribution assumption: employee only about $273,964 at 4% or $182,643 at 6%; with 50% employer match about $182,643 at 4% or $121,762 at 6%; with 100% employer match about $136,982 at 4% or $91,321 at 6%.
2015228$6,913,502$402,639$14,380iApproximate average salary by contribution assumption: employee only about $359,499 at 4% or $239,666 at 6%; with 50% employer match about $239,666 at 4% or $159,777 at 6%; with 100% employer match about $179,750 at 4% or $119,833 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-28$4,962,726$158,739$5,669iApproximate average salary by contribution assumption: employee only about $141,731 at 4% or $94,488 at 6%; with 50% employer match about $94,488 at 4% or $62,992 at 6%; with 100% employer match about $70,866 at 4% or $47,244 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-21$1,950,776$243,900$11,614iApproximate average salary by contribution assumption: employee only about $290,357 at 4% or $193,571 at 6%; with 50% employer match about $193,571 at 4% or $129,048 at 6%; with 100% employer match about $145,179 at 4% or $96,786 at 6%.
2014230$7,525,286$569,893$18,996iApproximate average salary by contribution assumption: employee only about $474,911 at 4% or $316,607 at 6%; with 50% employer match about $316,607 at 4% or $211,071 at 6%; with 100% employer match about $237,455 at 4% or $158,304 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-30$5,878,022$303,833$10,128iApproximate average salary by contribution assumption: employee only about $253,194 at 4% or $168,796 at 6%; with 50% employer match about $168,796 at 4% or $112,531 at 6%; with 100% employer match about $126,597 at 4% or $84,398 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-20$1,647,264$266,060$13,303iApproximate average salary by contribution assumption: employee only about $332,575 at 4% or $221,717 at 6%; with 50% employer match about $221,717 at 4% or $147,811 at 6%; with 100% employer match about $166,288 at 4% or $110,858 at 6%.
2013228$6,866,165$442,759$15,813iApproximate average salary by contribution assumption: employee only about $395,321 at 4% or $263,547 at 6%; with 50% employer match about $263,547 at 4% or $175,698 at 6%; with 100% employer match about $197,660 at 4% or $131,774 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-28$5,509,809$300,027$10,715iApproximate average salary by contribution assumption: employee only about $267,881 at 4% or $178,588 at 6%; with 50% employer match about $178,588 at 4% or $119,058 at 6%; with 100% employer match about $133,941 at 4% or $89,294 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-17$1,356,356$142,732$8,396iApproximate average salary by contribution assumption: employee only about $209,900 at 4% or $139,933 at 6%; with 50% employer match about $139,933 at 4% or $93,289 at 6%; with 100% employer match about $104,950 at 4% or $69,967 at 6%.
2012226$5,788,774$449,006$17,269iApproximate average salary by contribution assumption: employee only about $431,737 at 4% or $287,824 at 6%; with 50% employer match about $287,824 at 4% or $191,883 at 6%; with 100% employer match about $215,868 at 4% or $143,912 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-26$4,658,664$271,310$10,435iApproximate average salary by contribution assumption: employee only about $260,875 at 4% or $173,917 at 6%; with 50% employer match about $173,917 at 4% or $115,944 at 6%; with 100% employer match about $130,438 at 4% or $86,958 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES' DEFINED BENEFIT PENSION PLAN AND TRUST-16$1,130,110$177,696$11,106iApproximate average salary by contribution assumption: employee only about $277,650 at 4% or $185,100 at 6%; with 50% employer match about $185,100 at 4% or $123,400 at 6%; with 100% employer match about $138,825 at 4% or $92,550 at 6%.
2011226$5,106,180$341,199$13,123iApproximate average salary by contribution assumption: employee only about $328,076 at 4% or $218,717 at 6%; with 50% employer match about $218,717 at 4% or $145,812 at 6%; with 100% employer match about $164,038 at 4% or $109,359 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-26$4,191,612$191,923$7,382iApproximate average salary by contribution assumption: employee only about $184,541 at 4% or $123,028 at 6%; with 50% employer match about $123,028 at 4% or $82,018 at 6%; with 100% employer match about $92,271 at 4% or $61,514 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES DEFINED BENEFIT PENSION PLAN AND TRUST-16$914,568$149,276$9,330iApproximate average salary by contribution assumption: employee only about $233,244 at 4% or $155,496 at 6%; with 50% employer match about $155,496 at 4% or $103,664 at 6%; with 100% employer match about $116,622 at 4% or $77,748 at 6%.
2010229$5,146,396$400,074$13,796iApproximate average salary by contribution assumption: employee only about $344,891 at 4% or $229,928 at 6%; with 50% employer match about $229,928 at 4% or $153,285 at 6%; with 100% employer match about $172,446 at 4% or $114,964 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-29$4,399,369$231,629$7,987iApproximate average salary by contribution assumption: employee only about $199,680 at 4% or $133,120 at 6%; with 50% employer match about $133,120 at 4% or $88,747 at 6%; with 100% employer match about $99,840 at 4% or $66,560 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES DEFINED BENEFIT PENSION PLAN AND TRUST-15$747,027$168,445$11,230iApproximate average salary by contribution assumption: employee only about $280,742 at 4% or $187,161 at 6%; with 50% employer match about $187,161 at 4% or $124,774 at 6%; with 100% employer match about $140,371 at 4% or $93,581 at 6%.
2009229$4,797,762$341,674$11,782iApproximate average salary by contribution assumption: employee only about $294,547 at 4% or $196,364 at 6%; with 50% employer match about $196,364 at 4% or $130,910 at 6%; with 100% employer match about $147,273 at 4% or $98,182 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-29$4,275,663$171,188$5,903iApproximate average salary by contribution assumption: employee only about $147,576 at 4% or $98,384 at 6%; with 50% employer match about $98,384 at 4% or $65,589 at 6%; with 100% employer match about $73,788 at 4% or $49,192 at 6%.
FREY & CAMPBELL, INC. EMPLOYEES DEFINED BENEFIT PENSION PLAN AND TRUST-14$522,099$170,486$12,178iApproximate average salary by contribution assumption: employee only about $304,439 at 4% or $202,960 at 6%; with 50% employer match about $202,960 at 4% or $135,306 at 6%; with 100% employer match about $152,220 at 4% or $101,480 at 6%.
2008216$0$0-
Frey & Campbell Inc. Employees' Retirement Plan-16---
FREY & CAMPBELL, INC. EMPLOYEES DEFINED BENEFIT PENSION PLAN AND TRUST-13---
2007214$0$0-
Frey & Campbell Inc. Employees' Retirement Plan-14---
FREY & CAMPBELL, INC. EMPLOYEES DEFINED BENEFIT PENSION PLAN AND TRUST-13---
2006116$4,594,599$154,361$9,648iApproximate average salary by contribution assumption: employee only about $241,189 at 4% or $160,793 at 6%; with 50% employer match about $160,793 at 4% or $107,195 at 6%; with 100% employer match about $120,595 at 4% or $80,396 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-16$4,594,599$154,361$9,648iApproximate average salary by contribution assumption: employee only about $241,189 at 4% or $160,793 at 6%; with 50% employer match about $160,793 at 4% or $107,195 at 6%; with 100% employer match about $120,595 at 4% or $80,396 at 6%.
2005117$3,939,897$172,484$10,146iApproximate average salary by contribution assumption: employee only about $253,653 at 4% or $169,102 at 6%; with 50% employer match about $169,102 at 4% or $112,735 at 6%; with 100% employer match about $126,826 at 4% or $84,551 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-17$3,939,897$172,484$10,146iApproximate average salary by contribution assumption: employee only about $253,653 at 4% or $169,102 at 6%; with 50% employer match about $169,102 at 4% or $112,735 at 6%; with 100% employer match about $126,826 at 4% or $84,551 at 6%.
2004119$3,856,878$163,819$8,622iApproximate average salary by contribution assumption: employee only about $215,551 at 4% or $143,701 at 6%; with 50% employer match about $143,701 at 4% or $95,801 at 6%; with 100% employer match about $107,776 at 4% or $71,850 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-19$3,856,878$163,819$8,622iApproximate average salary by contribution assumption: employee only about $215,551 at 4% or $143,701 at 6%; with 50% employer match about $143,701 at 4% or $95,801 at 6%; with 100% employer match about $107,776 at 4% or $71,850 at 6%.
2003119$0$0-
Frey & Campbell Inc. Employees' Retirement Plan-19---
2002119$3,079,366$166,387$8,757iApproximate average salary by contribution assumption: employee only about $218,930 at 4% or $145,954 at 6%; with 50% employer match about $145,954 at 4% or $97,302 at 6%; with 100% employer match about $109,465 at 4% or $72,977 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-19$3,079,366$166,387$8,757iApproximate average salary by contribution assumption: employee only about $218,930 at 4% or $145,954 at 6%; with 50% employer match about $145,954 at 4% or $97,302 at 6%; with 100% employer match about $109,465 at 4% or $72,977 at 6%.
2001117$0$0-
Frey & Campbell Inc. Employees' Retirement Plan-17---
2000134$0$0-
Frey & Campbell Inc. Employees' Retirement Plan-34---
1999238$4,362,813$143,251$3,770iApproximate average salary by contribution assumption: employee only about $94,244 at 4% or $62,829 at 6%; with 50% employer match about $62,829 at 4% or $41,886 at 6%; with 100% employer match about $47,122 at 4% or $31,415 at 6%.
Frey & Campbell Inc. Employees' Retirement Plan-38$4,362,813$130,627$3,438iApproximate average salary by contribution assumption: employee only about $85,939 at 4% or $57,293 at 6%; with 50% employer match about $57,293 at 4% or $38,195 at 6%; with 100% employer match about $42,969 at 4% or $28,646 at 6%.
Frey & Campbell Inc Voluntary Employees Beneficiary Association Plan-0-$12,624-