Civic Intelligence

Encompass Niagara Credit Union

Plan context: Encompass Niagra Credit Union Capital Accumulation Plan

EIN 16-0569835 • Niagra Falls, NY • 50 filings • 6 plans

2525 Military RdNiagra Falls, NY 14304-1505
Current Snapshot

Latest Year

2024

2024 Participants

7

2024 Assets

$311,741

2024 Contributions

$175,714

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$311,741$155,871$0199920122024YearValue
$311,741Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740199920122024YearValue
7Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202427$311,741$175,714$25,102iApproximate average salary by contribution assumption: employee only about $627,550 at 4% or $418,367 at 6%; with 50% employer match about $418,367 at 4% or $278,911 at 6%; with 100% employer match about $313,775 at 4% or $209,183 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-7$311,741$175,714$25,102iApproximate average salary by contribution assumption: employee only about $627,550 at 4% or $418,367 at 6%; with 50% employer match about $418,367 at 4% or $278,911 at 6%; with 100% employer match about $313,775 at 4% or $209,183 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-1$0--
202325$123,244$16,780$3,356iApproximate average salary by contribution assumption: employee only about $83,900 at 4% or $55,933 at 6%; with 50% employer match about $55,933 at 4% or $37,289 at 6%; with 100% employer match about $41,950 at 4% or $27,967 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-5$123,244$16,780$3,356iApproximate average salary by contribution assumption: employee only about $83,900 at 4% or $55,933 at 6%; with 50% employer match about $55,933 at 4% or $37,289 at 6%; with 100% employer match about $41,950 at 4% or $27,967 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-2$0--
202226$91,835$14,115$2,353iApproximate average salary by contribution assumption: employee only about $58,813 at 4% or $39,208 at 6%; with 50% employer match about $39,208 at 4% or $26,139 at 6%; with 100% employer match about $29,406 at 4% or $19,604 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-6$91,835$14,115$2,353iApproximate average salary by contribution assumption: employee only about $58,813 at 4% or $39,208 at 6%; with 50% employer match about $39,208 at 4% or $26,139 at 6%; with 100% employer match about $29,406 at 4% or $19,604 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-2$0--
202125$95,814$10,931$2,186iApproximate average salary by contribution assumption: employee only about $54,655 at 4% or $36,437 at 6%; with 50% employer match about $36,437 at 4% or $24,291 at 6%; with 100% employer match about $27,327 at 4% or $18,218 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-5$95,814$10,931$2,186iApproximate average salary by contribution assumption: employee only about $54,655 at 4% or $36,437 at 6%; with 50% employer match about $36,437 at 4% or $24,291 at 6%; with 100% employer match about $27,327 at 4% or $18,218 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-2$0--
202025$101,705$12,801$2,560iApproximate average salary by contribution assumption: employee only about $64,005 at 4% or $42,670 at 6%; with 50% employer match about $42,670 at 4% or $28,447 at 6%; with 100% employer match about $32,002 at 4% or $21,335 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-5$101,705$12,801$2,560iApproximate average salary by contribution assumption: employee only about $64,005 at 4% or $42,670 at 6%; with 50% employer match about $42,670 at 4% or $28,447 at 6%; with 100% employer match about $32,002 at 4% or $21,335 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-2$0--
201925$88,371$12,912$2,582iApproximate average salary by contribution assumption: employee only about $64,560 at 4% or $43,040 at 6%; with 50% employer match about $43,040 at 4% or $28,693 at 6%; with 100% employer match about $32,280 at 4% or $21,520 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-5$88,371$12,912$2,582iApproximate average salary by contribution assumption: employee only about $64,560 at 4% or $43,040 at 6%; with 50% employer match about $43,040 at 4% or $28,693 at 6%; with 100% employer match about $32,280 at 4% or $21,520 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-2$0--
201826$63,451$13,319$2,220iApproximate average salary by contribution assumption: employee only about $55,496 at 4% or $36,997 at 6%; with 50% employer match about $36,997 at 4% or $24,665 at 6%; with 100% employer match about $27,748 at 4% or $18,499 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-6$63,451$13,319$2,220iApproximate average salary by contribution assumption: employee only about $55,496 at 4% or $36,997 at 6%; with 50% employer match about $36,997 at 4% or $24,665 at 6%; with 100% employer match about $27,748 at 4% or $18,499 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3$0--
201725$54,227$17,162$3,432iApproximate average salary by contribution assumption: employee only about $85,810 at 4% or $57,207 at 6%; with 50% employer match about $57,207 at 4% or $38,138 at 6%; with 100% employer match about $42,905 at 4% or $28,603 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-5$54,227$17,162$3,432iApproximate average salary by contribution assumption: employee only about $85,810 at 4% or $57,207 at 6%; with 50% employer match about $57,207 at 4% or $38,138 at 6%; with 100% employer match about $42,905 at 4% or $28,603 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3$0--
201627$290,083$18,514$2,645iApproximate average salary by contribution assumption: employee only about $66,121 at 4% or $44,081 at 6%; with 50% employer match about $44,081 at 4% or $29,387 at 6%; with 100% employer match about $33,061 at 4% or $22,040 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-7$290,083$18,514$2,645iApproximate average salary by contribution assumption: employee only about $66,121 at 4% or $44,081 at 6%; with 50% employer match about $44,081 at 4% or $29,387 at 6%; with 100% employer match about $33,061 at 4% or $22,040 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-4$0--
201526$278,722$20,510$3,418iApproximate average salary by contribution assumption: employee only about $85,458 at 4% or $56,972 at 6%; with 50% employer match about $56,972 at 4% or $37,981 at 6%; with 100% employer match about $42,729 at 4% or $28,486 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-6$278,722$20,510$3,418iApproximate average salary by contribution assumption: employee only about $85,458 at 4% or $56,972 at 6%; with 50% employer match about $56,972 at 4% or $37,981 at 6%; with 100% employer match about $42,729 at 4% or $28,486 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-4$0--
201426$289,283$19,553$3,259iApproximate average salary by contribution assumption: employee only about $81,471 at 4% or $54,314 at 6%; with 50% employer match about $54,314 at 4% or $36,209 at 6%; with 100% employer match about $40,735 at 4% or $27,157 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-6$289,283$19,553$3,259iApproximate average salary by contribution assumption: employee only about $81,471 at 4% or $54,314 at 6%; with 50% employer match about $54,314 at 4% or $36,209 at 6%; with 100% employer match about $40,735 at 4% or $27,157 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-4$0--
201326$257,727$18,019$3,003iApproximate average salary by contribution assumption: employee only about $75,079 at 4% or $50,053 at 6%; with 50% employer match about $50,053 at 4% or $33,369 at 6%; with 100% employer match about $37,540 at 4% or $25,026 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-6$257,727$18,019$3,003iApproximate average salary by contribution assumption: employee only about $75,079 at 4% or $50,053 at 6%; with 50% employer match about $50,053 at 4% or $33,369 at 6%; with 100% employer match about $37,540 at 4% or $25,026 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-4$0--
201225$206,512$16,024$3,205iApproximate average salary by contribution assumption: employee only about $80,120 at 4% or $53,413 at 6%; with 50% employer match about $53,413 at 4% or $35,609 at 6%; with 100% employer match about $40,060 at 4% or $26,707 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-5$206,512$16,024$3,205iApproximate average salary by contribution assumption: employee only about $80,120 at 4% or $53,413 at 6%; with 50% employer match about $53,413 at 4% or $35,609 at 6%; with 100% employer match about $40,060 at 4% or $26,707 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-4$0--
201125$171,041$14,248$2,850iApproximate average salary by contribution assumption: employee only about $71,240 at 4% or $47,493 at 6%; with 50% employer match about $47,493 at 4% or $31,662 at 6%; with 100% employer match about $35,620 at 4% or $23,747 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-5$171,041$14,248$2,850iApproximate average salary by contribution assumption: employee only about $71,240 at 4% or $47,493 at 6%; with 50% employer match about $47,493 at 4% or $31,662 at 6%; with 100% employer match about $35,620 at 4% or $23,747 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-4$0--
201023$158,587$10,586$3,529iApproximate average salary by contribution assumption: employee only about $88,217 at 4% or $58,811 at 6%; with 50% employer match about $58,811 at 4% or $39,207 at 6%; with 100% employer match about $44,108 at 4% or $29,406 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$158,587$10,586$3,529iApproximate average salary by contribution assumption: employee only about $88,217 at 4% or $58,811 at 6%; with 50% employer match about $58,811 at 4% or $39,207 at 6%; with 100% employer match about $44,108 at 4% or $29,406 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3$0--
200924$131,458$10,264$2,566iApproximate average salary by contribution assumption: employee only about $64,150 at 4% or $42,767 at 6%; with 50% employer match about $42,767 at 4% or $28,511 at 6%; with 100% employer match about $32,075 at 4% or $21,383 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-4$131,458$10,264$2,566iApproximate average salary by contribution assumption: employee only about $64,150 at 4% or $42,767 at 6%; with 50% employer match about $42,767 at 4% or $28,511 at 6%; with 100% employer match about $32,075 at 4% or $21,383 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3$0--
200823$97,468$10,566$3,522iApproximate average salary by contribution assumption: employee only about $88,050 at 4% or $58,700 at 6%; with 50% employer match about $58,700 at 4% or $39,133 at 6%; with 100% employer match about $44,025 at 4% or $29,350 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$97,468$10,566$3,522iApproximate average salary by contribution assumption: employee only about $88,050 at 4% or $58,700 at 6%; with 50% employer match about $58,700 at 4% or $39,133 at 6%; with 100% employer match about $44,025 at 4% or $29,350 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200713$0$0-
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200623$104,148$11,386$3,795iApproximate average salary by contribution assumption: employee only about $94,883 at 4% or $63,256 at 6%; with 50% employer match about $63,256 at 4% or $42,170 at 6%; with 100% employer match about $47,442 at 4% or $31,628 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$104,148$11,386$3,795iApproximate average salary by contribution assumption: employee only about $94,883 at 4% or $63,256 at 6%; with 50% employer match about $63,256 at 4% or $42,170 at 6%; with 100% employer match about $47,442 at 4% or $31,628 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200523$81,009$8,550$2,850iApproximate average salary by contribution assumption: employee only about $71,250 at 4% or $47,500 at 6%; with 50% employer match about $47,500 at 4% or $31,667 at 6%; with 100% employer match about $35,625 at 4% or $23,750 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$81,009$8,550$2,850iApproximate average salary by contribution assumption: employee only about $71,250 at 4% or $47,500 at 6%; with 50% employer match about $47,500 at 4% or $31,667 at 6%; with 100% employer match about $35,625 at 4% or $23,750 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200423$66,673$8,422$2,807iApproximate average salary by contribution assumption: employee only about $70,183 at 4% or $46,789 at 6%; with 50% employer match about $46,789 at 4% or $31,193 at 6%; with 100% employer match about $35,092 at 4% or $23,394 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$66,673$8,422$2,807iApproximate average salary by contribution assumption: employee only about $70,183 at 4% or $46,789 at 6%; with 50% employer match about $46,789 at 4% or $31,193 at 6%; with 100% employer match about $35,092 at 4% or $23,394 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200323$50,881$8,463$2,821iApproximate average salary by contribution assumption: employee only about $70,525 at 4% or $47,017 at 6%; with 50% employer match about $47,017 at 4% or $31,344 at 6%; with 100% employer match about $35,263 at 4% or $23,508 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$50,881$8,463$2,821iApproximate average salary by contribution assumption: employee only about $70,525 at 4% or $47,017 at 6%; with 50% employer match about $47,017 at 4% or $31,344 at 6%; with 100% employer match about $35,263 at 4% or $23,508 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200223$31,245$9,318$3,106iApproximate average salary by contribution assumption: employee only about $77,650 at 4% or $51,767 at 6%; with 50% employer match about $51,767 at 4% or $34,511 at 6%; with 100% employer match about $38,825 at 4% or $25,883 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$31,245$9,318$3,106iApproximate average salary by contribution assumption: employee only about $77,650 at 4% or $51,767 at 6%; with 50% employer match about $51,767 at 4% or $34,511 at 6%; with 100% employer match about $38,825 at 4% or $25,883 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200123$27,522$8,617$2,872iApproximate average salary by contribution assumption: employee only about $71,808 at 4% or $47,872 at 6%; with 50% employer match about $47,872 at 4% or $31,915 at 6%; with 100% employer match about $35,904 at 4% or $23,936 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$27,522$8,617$2,872iApproximate average salary by contribution assumption: employee only about $71,808 at 4% or $47,872 at 6%; with 50% employer match about $47,872 at 4% or $31,915 at 6%; with 100% employer match about $35,904 at 4% or $23,936 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
200023$20,793$8,666$2,889iApproximate average salary by contribution assumption: employee only about $72,217 at 4% or $48,144 at 6%; with 50% employer match about $48,144 at 4% or $32,096 at 6%; with 100% employer match about $36,108 at 4% or $24,072 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-3$20,793$8,666$2,889iApproximate average salary by contribution assumption: employee only about $72,217 at 4% or $48,144 at 6%; with 50% employer match about $48,144 at 4% or $32,096 at 6%; with 100% employer match about $36,108 at 4% or $24,072 at 6%.
Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust-3---
199914$17,723$5,969$1,492iApproximate average salary by contribution assumption: employee only about $37,306 at 4% or $24,871 at 6%; with 50% employer match about $24,871 at 4% or $16,581 at 6%; with 100% employer match about $18,653 at 4% or $12,435 at 6%.
Encompass Niagra Credit Union Capital Accumulation Plan-4$17,723$5,969$1,492iApproximate average salary by contribution assumption: employee only about $37,306 at 4% or $24,871 at 6%; with 50% employer match about $24,871 at 4% or $16,581 at 6%; with 100% employer match about $18,653 at 4% or $12,435 at 6%.