Encompass Niagara Credit Union
Plan context: Encompass Niagra Credit Union Capital Accumulation Plan
EIN 16-0569835 • Niagra Falls, NY • 50 filings • 6 plans
Current Snapshot
Latest Year
2024
2024 Participants
7
2024 Assets
$311,741
2024 Contributions
$175,714
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 2 | 7 | $311,741 | $175,714 | $25,102iApproximate average salary by contribution assumption: employee only about $627,550 at 4% or $418,367 at 6%; with 50% employer match about $418,367 at 4% or $278,911 at 6%; with 100% employer match about $313,775 at 4% or $209,183 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 7 | $311,741 | $175,714 | $25,102iApproximate average salary by contribution assumption: employee only about $627,550 at 4% or $418,367 at 6%; with 50% employer match about $418,367 at 4% or $278,911 at 6%; with 100% employer match about $313,775 at 4% or $209,183 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 1 | $0 | - | - |
| 2023 | 2 | 5 | $123,244 | $16,780 | $3,356iApproximate average salary by contribution assumption: employee only about $83,900 at 4% or $55,933 at 6%; with 50% employer match about $55,933 at 4% or $37,289 at 6%; with 100% employer match about $41,950 at 4% or $27,967 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 5 | $123,244 | $16,780 | $3,356iApproximate average salary by contribution assumption: employee only about $83,900 at 4% or $55,933 at 6%; with 50% employer match about $55,933 at 4% or $37,289 at 6%; with 100% employer match about $41,950 at 4% or $27,967 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 2 | $0 | - | - |
| 2022 | 2 | 6 | $91,835 | $14,115 | $2,353iApproximate average salary by contribution assumption: employee only about $58,813 at 4% or $39,208 at 6%; with 50% employer match about $39,208 at 4% or $26,139 at 6%; with 100% employer match about $29,406 at 4% or $19,604 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 6 | $91,835 | $14,115 | $2,353iApproximate average salary by contribution assumption: employee only about $58,813 at 4% or $39,208 at 6%; with 50% employer match about $39,208 at 4% or $26,139 at 6%; with 100% employer match about $29,406 at 4% or $19,604 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 2 | $0 | - | - |
| 2021 | 2 | 5 | $95,814 | $10,931 | $2,186iApproximate average salary by contribution assumption: employee only about $54,655 at 4% or $36,437 at 6%; with 50% employer match about $36,437 at 4% or $24,291 at 6%; with 100% employer match about $27,327 at 4% or $18,218 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 5 | $95,814 | $10,931 | $2,186iApproximate average salary by contribution assumption: employee only about $54,655 at 4% or $36,437 at 6%; with 50% employer match about $36,437 at 4% or $24,291 at 6%; with 100% employer match about $27,327 at 4% or $18,218 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 2 | $0 | - | - |
| 2020 | 2 | 5 | $101,705 | $12,801 | $2,560iApproximate average salary by contribution assumption: employee only about $64,005 at 4% or $42,670 at 6%; with 50% employer match about $42,670 at 4% or $28,447 at 6%; with 100% employer match about $32,002 at 4% or $21,335 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 5 | $101,705 | $12,801 | $2,560iApproximate average salary by contribution assumption: employee only about $64,005 at 4% or $42,670 at 6%; with 50% employer match about $42,670 at 4% or $28,447 at 6%; with 100% employer match about $32,002 at 4% or $21,335 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 2 | $0 | - | - |
| 2019 | 2 | 5 | $88,371 | $12,912 | $2,582iApproximate average salary by contribution assumption: employee only about $64,560 at 4% or $43,040 at 6%; with 50% employer match about $43,040 at 4% or $28,693 at 6%; with 100% employer match about $32,280 at 4% or $21,520 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 5 | $88,371 | $12,912 | $2,582iApproximate average salary by contribution assumption: employee only about $64,560 at 4% or $43,040 at 6%; with 50% employer match about $43,040 at 4% or $28,693 at 6%; with 100% employer match about $32,280 at 4% or $21,520 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 2 | $0 | - | - |
| 2018 | 2 | 6 | $63,451 | $13,319 | $2,220iApproximate average salary by contribution assumption: employee only about $55,496 at 4% or $36,997 at 6%; with 50% employer match about $36,997 at 4% or $24,665 at 6%; with 100% employer match about $27,748 at 4% or $18,499 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 6 | $63,451 | $13,319 | $2,220iApproximate average salary by contribution assumption: employee only about $55,496 at 4% or $36,997 at 6%; with 50% employer match about $36,997 at 4% or $24,665 at 6%; with 100% employer match about $27,748 at 4% or $18,499 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | $0 | - | - |
| 2017 | 2 | 5 | $54,227 | $17,162 | $3,432iApproximate average salary by contribution assumption: employee only about $85,810 at 4% or $57,207 at 6%; with 50% employer match about $57,207 at 4% or $38,138 at 6%; with 100% employer match about $42,905 at 4% or $28,603 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 5 | $54,227 | $17,162 | $3,432iApproximate average salary by contribution assumption: employee only about $85,810 at 4% or $57,207 at 6%; with 50% employer match about $57,207 at 4% or $38,138 at 6%; with 100% employer match about $42,905 at 4% or $28,603 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | $0 | - | - |
| 2016 | 2 | 7 | $290,083 | $18,514 | $2,645iApproximate average salary by contribution assumption: employee only about $66,121 at 4% or $44,081 at 6%; with 50% employer match about $44,081 at 4% or $29,387 at 6%; with 100% employer match about $33,061 at 4% or $22,040 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 7 | $290,083 | $18,514 | $2,645iApproximate average salary by contribution assumption: employee only about $66,121 at 4% or $44,081 at 6%; with 50% employer match about $44,081 at 4% or $29,387 at 6%; with 100% employer match about $33,061 at 4% or $22,040 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 4 | $0 | - | - |
| 2015 | 2 | 6 | $278,722 | $20,510 | $3,418iApproximate average salary by contribution assumption: employee only about $85,458 at 4% or $56,972 at 6%; with 50% employer match about $56,972 at 4% or $37,981 at 6%; with 100% employer match about $42,729 at 4% or $28,486 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 6 | $278,722 | $20,510 | $3,418iApproximate average salary by contribution assumption: employee only about $85,458 at 4% or $56,972 at 6%; with 50% employer match about $56,972 at 4% or $37,981 at 6%; with 100% employer match about $42,729 at 4% or $28,486 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 4 | $0 | - | - |
| 2014 | 2 | 6 | $289,283 | $19,553 | $3,259iApproximate average salary by contribution assumption: employee only about $81,471 at 4% or $54,314 at 6%; with 50% employer match about $54,314 at 4% or $36,209 at 6%; with 100% employer match about $40,735 at 4% or $27,157 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 6 | $289,283 | $19,553 | $3,259iApproximate average salary by contribution assumption: employee only about $81,471 at 4% or $54,314 at 6%; with 50% employer match about $54,314 at 4% or $36,209 at 6%; with 100% employer match about $40,735 at 4% or $27,157 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 4 | $0 | - | - |
| 2013 | 2 | 6 | $257,727 | $18,019 | $3,003iApproximate average salary by contribution assumption: employee only about $75,079 at 4% or $50,053 at 6%; with 50% employer match about $50,053 at 4% or $33,369 at 6%; with 100% employer match about $37,540 at 4% or $25,026 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 6 | $257,727 | $18,019 | $3,003iApproximate average salary by contribution assumption: employee only about $75,079 at 4% or $50,053 at 6%; with 50% employer match about $50,053 at 4% or $33,369 at 6%; with 100% employer match about $37,540 at 4% or $25,026 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 4 | $0 | - | - |
| 2012 | 2 | 5 | $206,512 | $16,024 | $3,205iApproximate average salary by contribution assumption: employee only about $80,120 at 4% or $53,413 at 6%; with 50% employer match about $53,413 at 4% or $35,609 at 6%; with 100% employer match about $40,060 at 4% or $26,707 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 5 | $206,512 | $16,024 | $3,205iApproximate average salary by contribution assumption: employee only about $80,120 at 4% or $53,413 at 6%; with 50% employer match about $53,413 at 4% or $35,609 at 6%; with 100% employer match about $40,060 at 4% or $26,707 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 4 | $0 | - | - |
| 2011 | 2 | 5 | $171,041 | $14,248 | $2,850iApproximate average salary by contribution assumption: employee only about $71,240 at 4% or $47,493 at 6%; with 50% employer match about $47,493 at 4% or $31,662 at 6%; with 100% employer match about $35,620 at 4% or $23,747 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 5 | $171,041 | $14,248 | $2,850iApproximate average salary by contribution assumption: employee only about $71,240 at 4% or $47,493 at 6%; with 50% employer match about $47,493 at 4% or $31,662 at 6%; with 100% employer match about $35,620 at 4% or $23,747 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 4 | $0 | - | - |
| 2010 | 2 | 3 | $158,587 | $10,586 | $3,529iApproximate average salary by contribution assumption: employee only about $88,217 at 4% or $58,811 at 6%; with 50% employer match about $58,811 at 4% or $39,207 at 6%; with 100% employer match about $44,108 at 4% or $29,406 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $158,587 | $10,586 | $3,529iApproximate average salary by contribution assumption: employee only about $88,217 at 4% or $58,811 at 6%; with 50% employer match about $58,811 at 4% or $39,207 at 6%; with 100% employer match about $44,108 at 4% or $29,406 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | $0 | - | - |
| 2009 | 2 | 4 | $131,458 | $10,264 | $2,566iApproximate average salary by contribution assumption: employee only about $64,150 at 4% or $42,767 at 6%; with 50% employer match about $42,767 at 4% or $28,511 at 6%; with 100% employer match about $32,075 at 4% or $21,383 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 4 | $131,458 | $10,264 | $2,566iApproximate average salary by contribution assumption: employee only about $64,150 at 4% or $42,767 at 6%; with 50% employer match about $42,767 at 4% or $28,511 at 6%; with 100% employer match about $32,075 at 4% or $21,383 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | $0 | - | - |
| 2008 | 2 | 3 | $97,468 | $10,566 | $3,522iApproximate average salary by contribution assumption: employee only about $88,050 at 4% or $58,700 at 6%; with 50% employer match about $58,700 at 4% or $39,133 at 6%; with 100% employer match about $44,025 at 4% or $29,350 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $97,468 | $10,566 | $3,522iApproximate average salary by contribution assumption: employee only about $88,050 at 4% or $58,700 at 6%; with 50% employer match about $58,700 at 4% or $39,133 at 6%; with 100% employer match about $44,025 at 4% or $29,350 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2007 | 1 | 3 | $0 | $0 | - |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2006 | 2 | 3 | $104,148 | $11,386 | $3,795iApproximate average salary by contribution assumption: employee only about $94,883 at 4% or $63,256 at 6%; with 50% employer match about $63,256 at 4% or $42,170 at 6%; with 100% employer match about $47,442 at 4% or $31,628 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $104,148 | $11,386 | $3,795iApproximate average salary by contribution assumption: employee only about $94,883 at 4% or $63,256 at 6%; with 50% employer match about $63,256 at 4% or $42,170 at 6%; with 100% employer match about $47,442 at 4% or $31,628 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2005 | 2 | 3 | $81,009 | $8,550 | $2,850iApproximate average salary by contribution assumption: employee only about $71,250 at 4% or $47,500 at 6%; with 50% employer match about $47,500 at 4% or $31,667 at 6%; with 100% employer match about $35,625 at 4% or $23,750 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $81,009 | $8,550 | $2,850iApproximate average salary by contribution assumption: employee only about $71,250 at 4% or $47,500 at 6%; with 50% employer match about $47,500 at 4% or $31,667 at 6%; with 100% employer match about $35,625 at 4% or $23,750 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2004 | 2 | 3 | $66,673 | $8,422 | $2,807iApproximate average salary by contribution assumption: employee only about $70,183 at 4% or $46,789 at 6%; with 50% employer match about $46,789 at 4% or $31,193 at 6%; with 100% employer match about $35,092 at 4% or $23,394 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $66,673 | $8,422 | $2,807iApproximate average salary by contribution assumption: employee only about $70,183 at 4% or $46,789 at 6%; with 50% employer match about $46,789 at 4% or $31,193 at 6%; with 100% employer match about $35,092 at 4% or $23,394 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2003 | 2 | 3 | $50,881 | $8,463 | $2,821iApproximate average salary by contribution assumption: employee only about $70,525 at 4% or $47,017 at 6%; with 50% employer match about $47,017 at 4% or $31,344 at 6%; with 100% employer match about $35,263 at 4% or $23,508 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $50,881 | $8,463 | $2,821iApproximate average salary by contribution assumption: employee only about $70,525 at 4% or $47,017 at 6%; with 50% employer match about $47,017 at 4% or $31,344 at 6%; with 100% employer match about $35,263 at 4% or $23,508 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2002 | 2 | 3 | $31,245 | $9,318 | $3,106iApproximate average salary by contribution assumption: employee only about $77,650 at 4% or $51,767 at 6%; with 50% employer match about $51,767 at 4% or $34,511 at 6%; with 100% employer match about $38,825 at 4% or $25,883 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $31,245 | $9,318 | $3,106iApproximate average salary by contribution assumption: employee only about $77,650 at 4% or $51,767 at 6%; with 50% employer match about $51,767 at 4% or $34,511 at 6%; with 100% employer match about $38,825 at 4% or $25,883 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2001 | 2 | 3 | $27,522 | $8,617 | $2,872iApproximate average salary by contribution assumption: employee only about $71,808 at 4% or $47,872 at 6%; with 50% employer match about $47,872 at 4% or $31,915 at 6%; with 100% employer match about $35,904 at 4% or $23,936 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $27,522 | $8,617 | $2,872iApproximate average salary by contribution assumption: employee only about $71,808 at 4% or $47,872 at 6%; with 50% employer match about $47,872 at 4% or $31,915 at 6%; with 100% employer match about $35,904 at 4% or $23,936 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 2000 | 2 | 3 | $20,793 | $8,666 | $2,889iApproximate average salary by contribution assumption: employee only about $72,217 at 4% or $48,144 at 6%; with 50% employer match about $48,144 at 4% or $32,096 at 6%; with 100% employer match about $36,108 at 4% or $24,072 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 3 | $20,793 | $8,666 | $2,889iApproximate average salary by contribution assumption: employee only about $72,217 at 4% or $48,144 at 6%; with 50% employer match about $48,144 at 4% or $32,096 at 6%; with 100% employer match about $36,108 at 4% or $24,072 at 6%. |
| Encompass Niagara Credit Union 412(I) Defined Benefit Plan and Trust | - | 3 | - | - | - |
| 1999 | 1 | 4 | $17,723 | $5,969 | $1,492iApproximate average salary by contribution assumption: employee only about $37,306 at 4% or $24,871 at 6%; with 50% employer match about $24,871 at 4% or $16,581 at 6%; with 100% employer match about $18,653 at 4% or $12,435 at 6%. |
| Encompass Niagra Credit Union Capital Accumulation Plan | - | 4 | $17,723 | $5,969 | $1,492iApproximate average salary by contribution assumption: employee only about $37,306 at 4% or $24,871 at 6%; with 50% employer match about $24,871 at 4% or $16,581 at 6%; with 100% employer match about $18,653 at 4% or $12,435 at 6%. |