Civic Intelligence

Preferred Mutual Insurance Company

Plan context: Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan

EIN 15-0420080 • 153 filings • 26 plans

Current Snapshot

Latest Year

2024

2024 Participants

312

2024 Assets

$98,513,742

2024 Contributions

$4,000,548

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$104,611,945$52,305,973$0199920122024YearValue
$98,513,742Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

3151580199920122024YearValue
312Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20246312$98,513,742$4,000,548$12,822iApproximate average salary by contribution assumption: employee only about $320,557 at 4% or $213,704 at 6%; with 50% employer match about $213,704 at 4% or $142,470 at 6%; with 100% employer match about $160,278 at 4% or $106,852 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-239$50,070,866--
Preferred Mutual Insurance Company Employees Cash-312$48,442,876$4,000,548$12,822iApproximate average salary by contribution assumption: employee only about $320,557 at 4% or $213,704 at 6%; with 50% employer match about $213,704 at 4% or $142,470 at 6%; with 100% employer match about $160,278 at 4% or $106,852 at 6%.
Preferred Mutual Insurance Company Group Life Insurance Program-310---
Preferred Mutual Medical Benefit-235---
Preferred Mutual Long Term Disability-310---
Preferred Mutual Insurance Company Dental Plan-241---
20236297$93,758,444$5,130,045$17,273iApproximate average salary by contribution assumption: employee only about $431,822 at 4% or $287,881 at 6%; with 50% employer match about $287,881 at 4% or $191,921 at 6%; with 100% employer match about $215,911 at 4% or $143,941 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-235$49,401,822--
Preferred Mutual Insurance Company Employees Cash-290$44,356,622$5,130,045$17,690iApproximate average salary by contribution assumption: employee only about $442,245 at 4% or $294,830 at 6%; with 50% employer match about $294,830 at 4% or $196,553 at 6%; with 100% employer match about $221,123 at 4% or $147,415 at 6%.
Preferred Mutual Insurance Company Group Life Insurance Program-297---
Preferred Mutual Medical Benefit-228---
Preferred Mutual Long Term Disability-279---
Preferred Mutual Insurance Company Dental Plan-228---
20226297$84,209,989$2,975,052$10,017iApproximate average salary by contribution assumption: employee only about $250,425 at 4% or $166,950 at 6%; with 50% employer match about $166,950 at 4% or $111,300 at 6%; with 100% employer match about $125,213 at 4% or $83,475 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-243$44,927,100--
Preferred Mutual Insurance Company Employees Cash-294$39,282,889$2,975,052$10,119iApproximate average salary by contribution assumption: employee only about $252,981 at 4% or $168,654 at 6%; with 50% employer match about $168,654 at 4% or $112,436 at 6%; with 100% employer match about $126,490 at 4% or $84,327 at 6%.
Preferred Mutual Insurance Company Group Life Insurance Program-297---
Preferred Mutual Insurance Company Dental Plan-225---
Preferred Mutual Long Term Disability-283---
Preferred Mutual Medical Benefit-228---
20216294$104,611,945$3,585,527$12,196iApproximate average salary by contribution assumption: employee only about $304,892 at 4% or $203,261 at 6%; with 50% employer match about $203,261 at 4% or $135,507 at 6%; with 100% employer match about $152,446 at 4% or $101,631 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-245$54,991,113--
Preferred Mutual Insurance Company Employees Cash-287$49,620,832$3,585,527$12,493iApproximate average salary by contribution assumption: employee only about $312,328 at 4% or $208,219 at 6%; with 50% employer match about $208,219 at 4% or $138,813 at 6%; with 100% employer match about $156,164 at 4% or $104,109 at 6%.
Preferred Mutual Medical Benefit-228---
Preferred Mutual Insurance Company Dental Plan-223---
Preferred Mutual Insurance Company Group Life Insurance Program-294---
Preferred Mutual Long Term Disability-270---
20206315$91,377,350$3,247,234$10,309iApproximate average salary by contribution assumption: employee only about $257,717 at 4% or $171,811 at 6%; with 50% employer match about $171,811 at 4% or $114,541 at 6%; with 100% employer match about $128,858 at 4% or $85,906 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-247$49,028,017--
Preferred Mutual Insurance Company Employees Cash-315$42,349,333$3,247,234$10,309iApproximate average salary by contribution assumption: employee only about $257,717 at 4% or $171,811 at 6%; with 50% employer match about $171,811 at 4% or $114,541 at 6%; with 100% employer match about $128,858 at 4% or $85,906 at 6%.
Preferred Mutual Insurance Company Dental Plan-240---
Preferred Mutual Insurance Company Group Life Insurance Program-315---
Preferred Mutual Long Term Disability-301---
Preferred Mutual Medical Benefit-254---
20196304$82,157,591$4,410,569$14,508iApproximate average salary by contribution assumption: employee only about $362,711 at 4% or $241,808 at 6%; with 50% employer match about $241,808 at 4% or $161,205 at 6%; with 100% employer match about $181,356 at 4% or $120,904 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-224$45,614,224$719,437$3,212iApproximate average salary by contribution assumption: employee only about $80,294 at 4% or $53,530 at 6%; with 50% employer match about $53,530 at 4% or $35,686 at 6%; with 100% employer match about $40,147 at 4% or $26,765 at 6%.
Preferred Mutual Insurance Company Employees Cash-301$36,543,367$3,691,132$12,263iApproximate average salary by contribution assumption: employee only about $306,572 at 4% or $204,382 at 6%; with 50% employer match about $204,382 at 4% or $136,254 at 6%; with 100% employer match about $153,286 at 4% or $102,191 at 6%.
Preferred Mutual Insurance Company Dental Plan-223---
Preferred Mutual Long Term Disability-273---
Preferred Mutual Insurance Company Group Life Insurance Program-304---
Preferred Mutual Medical Benefit-236---
20186296$69,213,878$3,643,202$12,308iApproximate average salary by contribution assumption: employee only about $307,703 at 4% or $205,135 at 6%; with 50% employer match about $205,135 at 4% or $136,757 at 6%; with 100% employer match about $153,851 at 4% or $102,568 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-244$38,201,886$1,019,737$4,179iApproximate average salary by contribution assumption: employee only about $104,481 at 4% or $69,654 at 6%; with 50% employer match about $69,654 at 4% or $46,436 at 6%; with 100% employer match about $52,241 at 4% or $34,827 at 6%.
Preferred Mutual Insurance Company Employees Cash-296$31,011,992$2,623,465$8,863iApproximate average salary by contribution assumption: employee only about $221,576 at 4% or $147,718 at 6%; with 50% employer match about $147,718 at 4% or $98,478 at 6%; with 100% employer match about $110,788 at 4% or $73,859 at 6%.
Preferred Mutual Insurance Company Dental Plan-228---
Preferred Mutual Long Term Disability-295---
Preferred Mutual Medical Benefit-240---
Preferred Mutual Insurance Company Group Life Insurance Program-295---
20176307$72,034,229$3,344,910$10,895iApproximate average salary by contribution assumption: employee only about $272,387 at 4% or $181,591 at 6%; with 50% employer match about $181,591 at 4% or $121,061 at 6%; with 100% employer match about $136,193 at 4% or $90,796 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-232$40,996,663$718,607$3,097iApproximate average salary by contribution assumption: employee only about $77,436 at 4% or $51,624 at 6%; with 50% employer match about $51,624 at 4% or $34,416 at 6%; with 100% employer match about $38,718 at 4% or $25,812 at 6%.
Preferred Mutual Insurance Company Employees Cash-307$31,037,566$2,626,303$8,555iApproximate average salary by contribution assumption: employee only about $213,868 at 4% or $142,579 at 6%; with 50% employer match about $142,579 at 4% or $95,053 at 6%; with 100% employer match about $106,934 at 4% or $71,289 at 6%.
Preferred Mutual Insurance Company Group Life Insurance Program-301---
Preferred Mutual Medical Benefit-239---
Preferred Mutual Long Term Disability-286---
Preferred Mutual Insurance Company Dental Plan-227---
20166302$63,299,934$2,835,400$9,389iApproximate average salary by contribution assumption: employee only about $234,719 at 4% or $156,479 at 6%; with 50% employer match about $156,479 at 4% or $104,319 at 6%; with 100% employer match about $117,359 at 4% or $78,240 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-214$36,189,812$726,043$3,393iApproximate average salary by contribution assumption: employee only about $84,818 at 4% or $56,545 at 6%; with 50% employer match about $56,545 at 4% or $37,697 at 6%; with 100% employer match about $42,409 at 4% or $28,273 at 6%.
Preferred Mutual Insurance Company Employees Cash-302$27,110,122$2,109,357$6,985iApproximate average salary by contribution assumption: employee only about $174,616 at 4% or $116,410 at 6%; with 50% employer match about $116,410 at 4% or $77,607 at 6%; with 100% employer match about $87,308 at 4% or $58,205 at 6%.
Preferred Mutual Long Term Disability-266---
Preferred Mutual Insurance Company Dental Plan-194---
Preferred Mutual Medical Benefit-223---
Preferred Mutual Insurance Company Group Life Insurance Program-295---
20156277$61,211,154$2,222,556$8,024iApproximate average salary by contribution assumption: employee only about $200,592 at 4% or $133,728 at 6%; with 50% employer match about $133,728 at 4% or $89,152 at 6%; with 100% employer match about $100,296 at 4% or $66,864 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-221$34,993,060$181,441$821iApproximate average salary by contribution assumption: employee only about $20,525 at 4% or $13,683 at 6%; with 50% employer match about $13,683 at 4% or $9,122 at 6%; with 100% employer match about $10,263 at 4% or $6,842 at 6%.
Preferred Mutual Insurance Company Employees Cash-277$26,218,094$2,041,115$7,369iApproximate average salary by contribution assumption: employee only about $184,216 at 4% or $122,811 at 6%; with 50% employer match about $122,811 at 4% or $81,874 at 6%; with 100% employer match about $92,108 at 4% or $61,405 at 6%.
Preferred Mutual Medical Benefit-198---
Preferred Mutual Insurance Company Group Life Insurance Program-273---
Preferred Mutual Long Term Disability-260---
Preferred Mutual Insurance Company Dental Plan-192---
20146278$62,272,859$2,994,268$10,771iApproximate average salary by contribution assumption: employee only about $269,269 at 4% or $179,512 at 6%; with 50% employer match about $179,512 at 4% or $119,675 at 6%; with 100% employer match about $134,634 at 4% or $89,756 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-251$35,657,677$624,912$2,490iApproximate average salary by contribution assumption: employee only about $62,242 at 4% or $41,495 at 6%; with 50% employer match about $41,495 at 4% or $27,663 at 6%; with 100% employer match about $31,121 at 4% or $20,747 at 6%.
Preferred Mutual Insurance Company Employees Cash-278$26,615,182$2,369,356$8,523iApproximate average salary by contribution assumption: employee only about $213,072 at 4% or $142,048 at 6%; with 50% employer match about $142,048 at 4% or $94,698 at 6%; with 100% employer match about $106,536 at 4% or $71,024 at 6%.
Preferred Mutual Medical Benefit-206---
Preferred Mutual Insurance Company Dental Plan-186---
Preferred Mutual Long Term Disability-250---
Preferred Mutual Insurance Company Group Life Insurance Program-265---
20136267$58,724,399$2,326,729$8,714iApproximate average salary by contribution assumption: employee only about $217,859 at 4% or $145,239 at 6%; with 50% employer match about $145,239 at 4% or $96,826 at 6%; with 100% employer match about $108,929 at 4% or $72,620 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-223$33,795,273$645,055$2,893iApproximate average salary by contribution assumption: employee only about $72,316 at 4% or $48,210 at 6%; with 50% employer match about $48,210 at 4% or $32,140 at 6%; with 100% employer match about $36,158 at 4% or $24,105 at 6%.
Preferred Mutual Insurance Company Employees Cash-267$24,929,126$1,681,674$6,298iApproximate average salary by contribution assumption: employee only about $157,460 at 4% or $104,973 at 6%; with 50% employer match about $104,973 at 4% or $69,982 at 6%; with 100% employer match about $78,730 at 4% or $52,487 at 6%.
Preferred Mutual Insurance Company Dental Plan-178---
Preferred Mutual Insurance Company Group Life Insurance Program-257---
Preferred Mutual Medical Benefit-203---
Preferred Mutual Long Term Disability-250---
20126261$48,907,351$2,302,559$8,822iApproximate average salary by contribution assumption: employee only about $220,552 at 4% or $147,034 at 6%; with 50% employer match about $147,034 at 4% or $98,023 at 6%; with 100% employer match about $110,276 at 4% or $73,517 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-220$28,366,861$757,380$3,443iApproximate average salary by contribution assumption: employee only about $86,066 at 4% or $57,377 at 6%; with 50% employer match about $57,377 at 4% or $38,252 at 6%; with 100% employer match about $43,033 at 4% or $28,689 at 6%.
Preferred Mutual Insurance Company Employees Cash-261$20,540,490$1,545,179$5,920iApproximate average salary by contribution assumption: employee only about $148,006 at 4% or $98,670 at 6%; with 50% employer match about $98,670 at 4% or $65,780 at 6%; with 100% employer match about $74,003 at 4% or $49,335 at 6%.
Preferred Mutual Medical Benefit-193---
Preferred Mutual Long Term Disability-250---
Preferred Mutual Insurance Company Dental Plan-180---
Preferred Mutual Insurance Company Group Life Insurance Program-257---
20116266$45,671,880$2,456,899$9,236iApproximate average salary by contribution assumption: employee only about $230,912 at 4% or $153,941 at 6%; with 50% employer match about $153,941 at 4% or $102,627 at 6%; with 100% employer match about $115,456 at 4% or $76,971 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-206$25,944,330$778,205$3,778iApproximate average salary by contribution assumption: employee only about $94,442 at 4% or $62,962 at 6%; with 50% employer match about $62,962 at 4% or $41,974 at 6%; with 100% employer match about $47,221 at 4% or $31,481 at 6%.
Preferred Mutual Insurance Company Employees Cash-266$19,727,550$1,678,694$6,311iApproximate average salary by contribution assumption: employee only about $157,772 at 4% or $105,181 at 6%; with 50% employer match about $105,181 at 4% or $70,121 at 6%; with 100% employer match about $78,886 at 4% or $52,591 at 6%.
Preferred Mutual Medical Benefit-198---
Preferred Mutual Long Term Disability-254---
Preferred Mutual Insurance Company Dental Plan-189---
Preferred Mutual Insurance Company Group Life Insurance Program-255---
20106254$45,182,053$2,902,820$11,428iApproximate average salary by contribution assumption: employee only about $285,711 at 4% or $190,474 at 6%; with 50% employer match about $190,474 at 4% or $126,983 at 6%; with 100% employer match about $142,855 at 4% or $95,237 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-209$25,984,022$750,000$3,589iApproximate average salary by contribution assumption: employee only about $89,713 at 4% or $59,809 at 6%; with 50% employer match about $59,809 at 4% or $39,872 at 6%; with 100% employer match about $44,856 at 4% or $29,904 at 6%.
Preferred Mutual Insurance Company Employees Cash-249$19,198,031$2,152,820$8,646iApproximate average salary by contribution assumption: employee only about $216,147 at 4% or $144,098 at 6%; with 50% employer match about $144,098 at 4% or $96,065 at 6%; with 100% employer match about $108,073 at 4% or $72,049 at 6%.
Preferred Mutual Medical Benefit-185---
Preferred Mutual Long Term Disability-238---
Preferred Mutual Insurance Company Dental Plan-190---
Preferred Mutual Insurance Company Group Life Insurance Program-254---
20096239$38,982,162$5,157,041$21,578iApproximate average salary by contribution assumption: employee only about $539,439 at 4% or $359,626 at 6%; with 50% employer match about $359,626 at 4% or $239,751 at 6%; with 100% employer match about $269,720 at 4% or $179,813 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-212$23,327,821$3,611,622$17,036iApproximate average salary by contribution assumption: employee only about $425,899 at 4% or $283,933 at 6%; with 50% employer match about $283,933 at 4% or $189,288 at 6%; with 100% employer match about $212,949 at 4% or $141,966 at 6%.
Preferred Mutual Insurance Company Employees Cash-239$15,654,341$1,545,419$6,466iApproximate average salary by contribution assumption: employee only about $161,655 at 4% or $107,770 at 6%; with 50% employer match about $107,770 at 4% or $71,847 at 6%; with 100% employer match about $80,827 at 4% or $53,885 at 6%.
Preferred Mutual Medical Benefit-182---
Preferred Mutual Insurance Company Dental Plan-173---
Preferred Mutual Long Term Disability-221---
Preferred Mutual Insurance Company Group Life Insurance Program-233---
20085240$33,215,021$5,849,842$24,374iApproximate average salary by contribution assumption: employee only about $609,359 at 4% or $406,239 at 6%; with 50% employer match about $406,239 at 4% or $270,826 at 6%; with 100% employer match about $304,679 at 4% or $203,120 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-216$19,771,351$4,500,000$20,833iApproximate average salary by contribution assumption: employee only about $520,833 at 4% or $347,222 at 6%; with 50% employer match about $347,222 at 4% or $231,481 at 6%; with 100% employer match about $260,417 at 4% or $173,611 at 6%.
Preferred Mutual Insurance Company Employees Cash-240$13,443,670$1,349,842$5,624iApproximate average salary by contribution assumption: employee only about $140,609 at 4% or $93,739 at 6%; with 50% employer match about $93,739 at 4% or $62,493 at 6%; with 100% employer match about $70,304 at 4% or $46,870 at 6%.
Preferred Mutual Medical Benefit-187---
Preferred Mutual Insurance Company Dental Plan-175---
Preferred Mutual Insurance Company Group Life Insurance Program-230---
20075243$36,495,343$2,739,576$11,274iApproximate average salary by contribution assumption: employee only about $281,849 at 4% or $187,900 at 6%; with 50% employer match about $187,900 at 4% or $125,266 at 6%; with 100% employer match about $140,925 at 4% or $93,950 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-235$19,557,354$1,500,000$6,383iApproximate average salary by contribution assumption: employee only about $159,574 at 4% or $106,383 at 6%; with 50% employer match about $106,383 at 4% or $70,922 at 6%; with 100% employer match about $79,787 at 4% or $53,191 at 6%.
Preferred Mutual Insurance Company Employees Cash-243$16,937,989$1,239,576$5,101iApproximate average salary by contribution assumption: employee only about $127,528 at 4% or $85,019 at 6%; with 50% employer match about $85,019 at 4% or $56,679 at 6%; with 100% employer match about $63,764 at 4% or $42,509 at 6%.
Preferred Mutual Medical Benefit-185---
Preferred Mutual Insurance Company Dental Plan-178---
Preferred Mutual Insurance Company Group Life Insurance Program-235---
20066247$33,431,868$2,971,243$12,029iApproximate average salary by contribution assumption: employee only about $300,733 at 4% or $200,489 at 6%; with 50% employer match about $200,489 at 4% or $133,659 at 6%; with 100% employer match about $150,367 at 4% or $100,244 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-229$17,502,000$1,800,000$7,860iApproximate average salary by contribution assumption: employee only about $196,507 at 4% or $131,004 at 6%; with 50% employer match about $131,004 at 4% or $87,336 at 6%; with 100% employer match about $98,253 at 4% or $65,502 at 6%.
Preferred Mutual Insurance Company Employees Cash-247$15,929,868$1,171,243$4,742iApproximate average salary by contribution assumption: employee only about $118,547 at 4% or $79,031 at 6%; with 50% employer match about $79,031 at 4% or $52,687 at 6%; with 100% employer match about $59,273 at 4% or $39,516 at 6%.
Preferred Mutual Insurance Company Dental Plan-181---
Preferred Mutual Insurance Company Group Life Insurance Program-237---
PREFERRED MUTUAL INSURANCE COMPANY VISION PLAN-33---
Preferred Mutual Medical Benefit-200---
20056253$29,094,884$2,502,209$9,890iApproximate average salary by contribution assumption: employee only about $247,254 at 4% or $164,836 at 6%; with 50% employer match about $164,836 at 4% or $109,891 at 6%; with 100% employer match about $123,627 at 4% or $82,418 at 6%.
Preferred Mutual Insurance Company Retirement Benefit Accumulation Plan-234$14,939,577$1,275,000$5,449iApproximate average salary by contribution assumption: employee only about $136,218 at 4% or $90,812 at 6%; with 50% employer match about $90,812 at 4% or $60,541 at 6%; with 100% employer match about $68,109 at 4% or $45,406 at 6%.
Preferred Mutual Insurance Company Employees Cash-253$14,155,307$1,227,209$4,851iApproximate average salary by contribution assumption: employee only about $121,266 at 4% or $80,844 at 6%; with 50% employer match about $80,844 at 4% or $53,896 at 6%; with 100% employer match about $60,633 at 4% or $40,422 at 6%.
Preferred Mutual Insurance Company Dental Plan-194---
Preferred Mutual Insurance Company Group Life Insurance Program-252---
Preferred Mutual Medical Benefit-202---
PREFERRED MUTUAL INSURANCE COMPANY VISION PLAN-34---
20046264$26,870,839$2,786,585$10,555iApproximate average salary by contribution assumption: employee only about $263,881 at 4% or $175,921 at 6%; with 50% employer match about $175,921 at 4% or $117,281 at 6%; with 100% employer match about $131,941 at 4% or $87,960 at 6%.
Preferred Mutual Insurance Company Dental Plan-196---
Preferred Mutual Insurance Company Group Life Insurance Program-247---
20035247$23,054,884$1,639,934$6,639iApproximate average salary by contribution assumption: employee only about $165,985 at 4% or $110,657 at 6%; with 50% employer match about $110,657 at 4% or $73,771 at 6%; with 100% employer match about $82,993 at 4% or $55,328 at 6%.
20028242$21,348,873$2,814,268$11,629iApproximate average salary by contribution assumption: employee only about $290,730 at 4% or $193,820 at 6%; with 50% employer match about $193,820 at 4% or $129,213 at 6%; with 100% employer match about $145,365 at 4% or $96,910 at 6%.
20015242$21,333,453$2,511,047$10,376iApproximate average salary by contribution assumption: employee only about $259,406 at 4% or $172,937 at 6%; with 50% employer match about $172,937 at 4% or $115,291 at 6%; with 100% employer match about $129,703 at 4% or $86,469 at 6%.
20006225$20,759,126$1,082,002$4,809iApproximate average salary by contribution assumption: employee only about $120,222 at 4% or $80,148 at 6%; with 50% employer match about $80,148 at 4% or $53,432 at 6%; with 100% employer match about $60,111 at 4% or $40,074 at 6%.
19995228$10,656,425$928,158$4,071iApproximate average salary by contribution assumption: employee only about $101,772 at 4% or $67,848 at 6%; with 50% employer match about $67,848 at 4% or $45,232 at 6%; with 100% employer match about $50,886 at 4% or $33,924 at 6%.