Civic Intelligence

Spec Consulting LLC

Plan context: Spec Consulting 401(K) Plan

EIN 14-1828499 • Albany, NY • 23 filings • 3 plans

349 Northern Blvd Ste 2Albany, NY 12204-1032
Current Snapshot

Latest Year

2025

2025 Participants

30

2025 Assets

$9,577,012

2025 Contributions

$347,885

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$9,577,012$4,788,506$0200320142025YearValue
$9,577,012Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

41210200320142025YearValue
30Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025130$9,577,012$347,885$11,596iApproximate average salary by contribution assumption: employee only about $289,904 at 4% or $193,269 at 6%; with 50% employer match about $193,269 at 4% or $128,846 at 6%; with 100% employer match about $144,952 at 4% or $96,635 at 6%.
Spec Consulting 401(K) Plan-30$9,577,012$347,885$11,596iApproximate average salary by contribution assumption: employee only about $289,904 at 4% or $193,269 at 6%; with 50% employer match about $193,269 at 4% or $128,846 at 6%; with 100% employer match about $144,952 at 4% or $96,635 at 6%.
2024130$8,571,732$304,159$10,139iApproximate average salary by contribution assumption: employee only about $253,466 at 4% or $168,977 at 6%; with 50% employer match about $168,977 at 4% or $112,651 at 6%; with 100% employer match about $126,733 at 4% or $84,489 at 6%.
Spec Consulting 401(K) Plan-30$8,571,732$304,159$10,139iApproximate average salary by contribution assumption: employee only about $253,466 at 4% or $168,977 at 6%; with 50% employer match about $168,977 at 4% or $112,651 at 6%; with 100% employer match about $126,733 at 4% or $84,489 at 6%.
2023122$7,678,850$518,932$23,588iApproximate average salary by contribution assumption: employee only about $589,695 at 4% or $393,130 at 6%; with 50% employer match about $393,130 at 4% or $262,087 at 6%; with 100% employer match about $294,848 at 4% or $196,565 at 6%.
Spec Consulting 401(K) Plan-22$7,678,850$518,932$23,588iApproximate average salary by contribution assumption: employee only about $589,695 at 4% or $393,130 at 6%; with 50% employer match about $393,130 at 4% or $262,087 at 6%; with 100% employer match about $294,848 at 4% or $196,565 at 6%.
2022121$5,837,436$304,020$14,477iApproximate average salary by contribution assumption: employee only about $361,929 at 4% or $241,286 at 6%; with 50% employer match about $241,286 at 4% or $160,857 at 6%; with 100% employer match about $180,964 at 4% or $120,643 at 6%.
Spec Consulting 401(K) Plan-21$5,837,436$304,020$14,477iApproximate average salary by contribution assumption: employee only about $361,929 at 4% or $241,286 at 6%; with 50% employer match about $241,286 at 4% or $160,857 at 6%; with 100% employer match about $180,964 at 4% or $120,643 at 6%.
2021122$7,119,519$313,783$14,263iApproximate average salary by contribution assumption: employee only about $356,572 at 4% or $237,714 at 6%; with 50% employer match about $237,714 at 4% or $158,476 at 6%; with 100% employer match about $178,286 at 4% or $118,857 at 6%.
Spec Consulting 401(K) Plan-22$7,119,519$313,783$14,263iApproximate average salary by contribution assumption: employee only about $356,572 at 4% or $237,714 at 6%; with 50% employer match about $237,714 at 4% or $158,476 at 6%; with 100% employer match about $178,286 at 4% or $118,857 at 6%.
2020127$5,846,718$331,791$12,289iApproximate average salary by contribution assumption: employee only about $307,214 at 4% or $204,809 at 6%; with 50% employer match about $204,809 at 4% or $136,540 at 6%; with 100% employer match about $153,607 at 4% or $102,405 at 6%.
Spec Consulting 401(K) Plan-27$5,846,718$331,791$12,289iApproximate average salary by contribution assumption: employee only about $307,214 at 4% or $204,809 at 6%; with 50% employer match about $204,809 at 4% or $136,540 at 6%; with 100% employer match about $153,607 at 4% or $102,405 at 6%.
2019135$4,598,242$345,099$9,860iApproximate average salary by contribution assumption: employee only about $246,499 at 4% or $164,333 at 6%; with 50% employer match about $164,333 at 4% or $109,555 at 6%; with 100% employer match about $123,250 at 4% or $82,166 at 6%.
Spec Consulting 401(K) Plan-35$4,598,242$345,099$9,860iApproximate average salary by contribution assumption: employee only about $246,499 at 4% or $164,333 at 6%; with 50% employer match about $164,333 at 4% or $109,555 at 6%; with 100% employer match about $123,250 at 4% or $82,166 at 6%.
2018136$3,656,275$349,018$9,695iApproximate average salary by contribution assumption: employee only about $242,374 at 4% or $161,582 at 6%; with 50% employer match about $161,582 at 4% or $107,722 at 6%; with 100% employer match about $121,187 at 4% or $80,791 at 6%.
Spec Consulting 401(K) Plan-36$3,656,275$349,018$9,695iApproximate average salary by contribution assumption: employee only about $242,374 at 4% or $161,582 at 6%; with 50% employer match about $161,582 at 4% or $107,722 at 6%; with 100% employer match about $121,187 at 4% or $80,791 at 6%.
2017138$4,063,816$337,939$8,893iApproximate average salary by contribution assumption: employee only about $222,328 at 4% or $148,219 at 6%; with 50% employer match about $148,219 at 4% or $98,813 at 6%; with 100% employer match about $111,164 at 4% or $74,109 at 6%.
Spec Consulting 401(K) Plan-38$4,063,816$337,939$8,893iApproximate average salary by contribution assumption: employee only about $222,328 at 4% or $148,219 at 6%; with 50% employer match about $148,219 at 4% or $98,813 at 6%; with 100% employer match about $111,164 at 4% or $74,109 at 6%.
2016141$3,352,578$379,649$9,260iApproximate average salary by contribution assumption: employee only about $231,493 at 4% or $154,329 at 6%; with 50% employer match about $154,329 at 4% or $102,886 at 6%; with 100% employer match about $115,747 at 4% or $77,164 at 6%.
Spec Consulting 401(K) Plan-41$3,352,578$379,649$9,260iApproximate average salary by contribution assumption: employee only about $231,493 at 4% or $154,329 at 6%; with 50% employer match about $154,329 at 4% or $102,886 at 6%; with 100% employer match about $115,747 at 4% or $77,164 at 6%.
2015136$3,162,505$409,935$11,387iApproximate average salary by contribution assumption: employee only about $284,677 at 4% or $189,785 at 6%; with 50% employer match about $189,785 at 4% or $126,523 at 6%; with 100% employer match about $142,339 at 4% or $94,892 at 6%.
Spec Consulting 401(K) Plan-36$3,162,505$409,935$11,387iApproximate average salary by contribution assumption: employee only about $284,677 at 4% or $189,785 at 6%; with 50% employer match about $189,785 at 4% or $126,523 at 6%; with 100% employer match about $142,339 at 4% or $94,892 at 6%.
2014134$2,929,211$625,696$18,403iApproximate average salary by contribution assumption: employee only about $460,071 at 4% or $306,714 at 6%; with 50% employer match about $306,714 at 4% or $204,476 at 6%; with 100% employer match about $230,035 at 4% or $153,357 at 6%.
Spec Consulting 401(K) Plan-34$2,929,211$625,696$18,403iApproximate average salary by contribution assumption: employee only about $460,071 at 4% or $306,714 at 6%; with 50% employer match about $306,714 at 4% or $204,476 at 6%; with 100% employer match about $230,035 at 4% or $153,357 at 6%.
2013138$2,362,038$220,644$5,806iApproximate average salary by contribution assumption: employee only about $145,161 at 4% or $96,774 at 6%; with 50% employer match about $96,774 at 4% or $64,516 at 6%; with 100% employer match about $72,580 at 4% or $48,387 at 6%.
Spec Consulting 401(K) Plan-38$2,362,038$220,644$5,806iApproximate average salary by contribution assumption: employee only about $145,161 at 4% or $96,774 at 6%; with 50% employer match about $96,774 at 4% or $64,516 at 6%; with 100% employer match about $72,580 at 4% or $48,387 at 6%.
2012122$1,661,027$180,629$8,210iApproximate average salary by contribution assumption: employee only about $205,260 at 4% or $136,840 at 6%; with 50% employer match about $136,840 at 4% or $91,227 at 6%; with 100% employer match about $102,630 at 4% or $68,420 at 6%.
Spec Consulting 401(K) Plan-22$1,661,027$180,629$8,210iApproximate average salary by contribution assumption: employee only about $205,260 at 4% or $136,840 at 6%; with 50% employer match about $136,840 at 4% or $91,227 at 6%; with 100% employer match about $102,630 at 4% or $68,420 at 6%.
2011121$1,320,347$132,676$6,318iApproximate average salary by contribution assumption: employee only about $157,948 at 4% or $105,298 at 6%; with 50% employer match about $105,298 at 4% or $70,199 at 6%; with 100% employer match about $78,974 at 4% or $52,649 at 6%.
Spec Consulting 401(K) Plan-21$1,320,347$132,676$6,318iApproximate average salary by contribution assumption: employee only about $157,948 at 4% or $105,298 at 6%; with 50% employer match about $105,298 at 4% or $70,199 at 6%; with 100% employer match about $78,974 at 4% or $52,649 at 6%.
2010122$1,228,745$151,331$6,879iApproximate average salary by contribution assumption: employee only about $171,967 at 4% or $114,645 at 6%; with 50% employer match about $114,645 at 4% or $76,430 at 6%; with 100% employer match about $85,984 at 4% or $57,322 at 6%.
Spec Consulting 401(K) Plan-22$1,228,745$151,331$6,879iApproximate average salary by contribution assumption: employee only about $171,967 at 4% or $114,645 at 6%; with 50% employer match about $114,645 at 4% or $76,430 at 6%; with 100% employer match about $85,984 at 4% or $57,322 at 6%.
2009123$985,137$181,738$7,902iApproximate average salary by contribution assumption: employee only about $197,541 at 4% or $131,694 at 6%; with 50% employer match about $131,694 at 4% or $87,796 at 6%; with 100% employer match about $98,771 at 4% or $65,847 at 6%.
Spec Consulting 401(K) Plan-23$985,137$181,738$7,902iApproximate average salary by contribution assumption: employee only about $197,541 at 4% or $131,694 at 6%; with 50% employer match about $131,694 at 4% or $87,796 at 6%; with 100% employer match about $98,771 at 4% or $65,847 at 6%.
2008128$563,940$133,305$4,761iApproximate average salary by contribution assumption: employee only about $119,022 at 4% or $79,348 at 6%; with 50% employer match about $79,348 at 4% or $52,899 at 6%; with 100% employer match about $59,511 at 4% or $39,674 at 6%.
Spec Consulting 401(K) Plan-28$563,940$133,305$4,761iApproximate average salary by contribution assumption: employee only about $119,022 at 4% or $79,348 at 6%; with 50% employer match about $79,348 at 4% or $52,899 at 6%; with 100% employer match about $59,511 at 4% or $39,674 at 6%.
2007126$782,723$229,208$8,816iApproximate average salary by contribution assumption: employee only about $220,392 at 4% or $146,928 at 6%; with 50% employer match about $146,928 at 4% or $97,952 at 6%; with 100% employer match about $110,196 at 4% or $73,464 at 6%.
Spec Consulting 401(K) Plan-26$782,723$229,208$8,816iApproximate average salary by contribution assumption: employee only about $220,392 at 4% or $146,928 at 6%; with 50% employer match about $146,928 at 4% or $97,952 at 6%; with 100% employer match about $110,196 at 4% or $73,464 at 6%.
2006126$536,946$118,271$4,549iApproximate average salary by contribution assumption: employee only about $113,722 at 4% or $75,815 at 6%; with 50% employer match about $75,815 at 4% or $50,543 at 6%; with 100% employer match about $56,861 at 4% or $37,907 at 6%.
Spec Consulting 401(K) Plan-26$536,946$118,271$4,549iApproximate average salary by contribution assumption: employee only about $113,722 at 4% or $75,815 at 6%; with 50% employer match about $75,815 at 4% or $50,543 at 6%; with 100% employer match about $56,861 at 4% or $37,907 at 6%.
2005127$379,697$89,585$3,318iApproximate average salary by contribution assumption: employee only about $82,949 at 4% or $55,299 at 6%; with 50% employer match about $55,299 at 4% or $36,866 at 6%; with 100% employer match about $41,475 at 4% or $27,650 at 6%.
Spec Consulting 401(K) Plan-27$379,697$89,585$3,318iApproximate average salary by contribution assumption: employee only about $82,949 at 4% or $55,299 at 6%; with 50% employer match about $55,299 at 4% or $36,866 at 6%; with 100% employer match about $41,475 at 4% or $27,650 at 6%.
2004122$286,530$88,584$4,027iApproximate average salary by contribution assumption: employee only about $100,664 at 4% or $67,109 at 6%; with 50% employer match about $67,109 at 4% or $44,739 at 6%; with 100% employer match about $50,332 at 4% or $33,555 at 6%.
Spec Consulting 401(K) Plan-22$286,530$88,584$4,027iApproximate average salary by contribution assumption: employee only about $100,664 at 4% or $67,109 at 6%; with 50% employer match about $67,109 at 4% or $44,739 at 6%; with 100% employer match about $50,332 at 4% or $33,555 at 6%.
2003123$208,412$71,812$3,122iApproximate average salary by contribution assumption: employee only about $78,057 at 4% or $52,038 at 6%; with 50% employer match about $52,038 at 4% or $34,692 at 6%; with 100% employer match about $39,028 at 4% or $26,019 at 6%.
Spec Consulting 401(K) Plan-23$208,412$71,812$3,122iApproximate average salary by contribution assumption: employee only about $78,057 at 4% or $52,038 at 6%; with 50% employer match about $52,038 at 4% or $34,692 at 6%; with 100% employer match about $39,028 at 4% or $26,019 at 6%.