Civic Intelligence

Ray Associates Inc.

Plan context: Ray Associates Inc. 401(K) Plan

EIN 14-1606721 • Troy, NY • 15 filings • 1 plans

2794 7th AvenueTroy, NY 12180
Current Snapshot

Latest Year

2024

2024 Participants

31

2024 Assets

$5,356,364

2024 Contributions

$528,959

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,356,364$2,678,182$0201020172024YearValue
$5,356,364Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

40200201020172024YearValue
31Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024131$5,356,364$528,959$17,063iApproximate average salary by contribution assumption: employee only about $426,580 at 4% or $284,387 at 6%; with 50% employer match about $284,387 at 4% or $189,591 at 6%; with 100% employer match about $213,290 at 4% or $142,193 at 6%.
Ray Associates Inc. 401(K) Plan-31$5,356,364$528,959$17,063iApproximate average salary by contribution assumption: employee only about $426,580 at 4% or $284,387 at 6%; with 50% employer match about $284,387 at 4% or $189,591 at 6%; with 100% employer match about $213,290 at 4% or $142,193 at 6%.
2023126$4,459,232$451,510$17,366iApproximate average salary by contribution assumption: employee only about $434,144 at 4% or $289,429 at 6%; with 50% employer match about $289,429 at 4% or $192,953 at 6%; with 100% employer match about $217,072 at 4% or $144,715 at 6%.
Ray Associates Inc. 401(K) Plan-26$4,459,232$451,510$17,366iApproximate average salary by contribution assumption: employee only about $434,144 at 4% or $289,429 at 6%; with 50% employer match about $289,429 at 4% or $192,953 at 6%; with 100% employer match about $217,072 at 4% or $144,715 at 6%.
2022126$3,618,833$402,749$15,490iApproximate average salary by contribution assumption: employee only about $387,259 at 4% or $258,172 at 6%; with 50% employer match about $258,172 at 4% or $172,115 at 6%; with 100% employer match about $193,629 at 4% or $129,086 at 6%.
Ray Associates Inc. 401(K) Plan-26$3,618,833$402,749$15,490iApproximate average salary by contribution assumption: employee only about $387,259 at 4% or $258,172 at 6%; with 50% employer match about $258,172 at 4% or $172,115 at 6%; with 100% employer match about $193,629 at 4% or $129,086 at 6%.
2021124$4,038,774$338,901$14,121iApproximate average salary by contribution assumption: employee only about $353,022 at 4% or $235,348 at 6%; with 50% employer match about $235,348 at 4% or $156,899 at 6%; with 100% employer match about $176,511 at 4% or $117,674 at 6%.
Ray Associates Inc. 401(K) Plan-24$4,038,774$338,901$14,121iApproximate average salary by contribution assumption: employee only about $353,022 at 4% or $235,348 at 6%; with 50% employer match about $235,348 at 4% or $156,899 at 6%; with 100% employer match about $176,511 at 4% or $117,674 at 6%.
2020121$3,300,416$341,101$16,243iApproximate average salary by contribution assumption: employee only about $406,073 at 4% or $270,715 at 6%; with 50% employer match about $270,715 at 4% or $180,477 at 6%; with 100% employer match about $203,036 at 4% or $135,358 at 6%.
Ray Associates Inc. 401(K) Plan-21$3,300,416$341,101$16,243iApproximate average salary by contribution assumption: employee only about $406,073 at 4% or $270,715 at 6%; with 50% employer match about $270,715 at 4% or $180,477 at 6%; with 100% employer match about $203,036 at 4% or $135,358 at 6%.
2019115$2,566,940$211,260$14,084iApproximate average salary by contribution assumption: employee only about $352,100 at 4% or $234,733 at 6%; with 50% employer match about $234,733 at 4% or $156,489 at 6%; with 100% employer match about $176,050 at 4% or $117,367 at 6%.
Ray Associates Inc. 401(K) Plan-15$2,566,940$211,260$14,084iApproximate average salary by contribution assumption: employee only about $352,100 at 4% or $234,733 at 6%; with 50% employer match about $234,733 at 4% or $156,489 at 6%; with 100% employer match about $176,050 at 4% or $117,367 at 6%.
2018113$2,003,874$174,744$13,442iApproximate average salary by contribution assumption: employee only about $336,046 at 4% or $224,031 at 6%; with 50% employer match about $224,031 at 4% or $149,354 at 6%; with 100% employer match about $168,023 at 4% or $112,015 at 6%.
Ray Associates Inc. 401(K) Plan-13$2,003,874$174,744$13,442iApproximate average salary by contribution assumption: employee only about $336,046 at 4% or $224,031 at 6%; with 50% employer match about $224,031 at 4% or $149,354 at 6%; with 100% employer match about $168,023 at 4% or $112,015 at 6%.
2017112$1,961,501$154,395$12,866iApproximate average salary by contribution assumption: employee only about $321,656 at 4% or $214,438 at 6%; with 50% employer match about $214,438 at 4% or $142,958 at 6%; with 100% employer match about $160,828 at 4% or $107,219 at 6%.
Ray Associates Inc. 401(K) Plan-12$1,961,501$154,395$12,866iApproximate average salary by contribution assumption: employee only about $321,656 at 4% or $214,438 at 6%; with 50% employer match about $214,438 at 4% or $142,958 at 6%; with 100% employer match about $160,828 at 4% or $107,219 at 6%.
2016113$1,627,927$171,091$13,161iApproximate average salary by contribution assumption: employee only about $329,021 at 4% or $219,347 at 6%; with 50% employer match about $219,347 at 4% or $146,232 at 6%; with 100% employer match about $164,511 at 4% or $109,674 at 6%.
Ray Associates Inc. 401(K) Plan-13$1,627,927$171,091$13,161iApproximate average salary by contribution assumption: employee only about $329,021 at 4% or $219,347 at 6%; with 50% employer match about $219,347 at 4% or $146,232 at 6%; with 100% employer match about $164,511 at 4% or $109,674 at 6%.
2015114$1,438,796$162,757$11,626iApproximate average salary by contribution assumption: employee only about $290,638 at 4% or $193,758 at 6%; with 50% employer match about $193,758 at 4% or $129,172 at 6%; with 100% employer match about $145,319 at 4% or $96,879 at 6%.
Ray Associates Inc. 401(K) Plan-14$1,438,796$162,757$11,626iApproximate average salary by contribution assumption: employee only about $290,638 at 4% or $193,758 at 6%; with 50% employer match about $193,758 at 4% or $129,172 at 6%; with 100% employer match about $145,319 at 4% or $96,879 at 6%.
2014114$1,305,148$131,339$9,381iApproximate average salary by contribution assumption: employee only about $234,534 at 4% or $156,356 at 6%; with 50% employer match about $156,356 at 4% or $104,237 at 6%; with 100% employer match about $117,267 at 4% or $78,178 at 6%.
Ray Associates Inc. 401(K) Plan-14$1,305,148$131,339$9,381iApproximate average salary by contribution assumption: employee only about $234,534 at 4% or $156,356 at 6%; with 50% employer match about $156,356 at 4% or $104,237 at 6%; with 100% employer match about $117,267 at 4% or $78,178 at 6%.
2013113$1,111,393$90,070$6,928iApproximate average salary by contribution assumption: employee only about $173,212 at 4% or $115,474 at 6%; with 50% employer match about $115,474 at 4% or $76,983 at 6%; with 100% employer match about $86,606 at 4% or $57,737 at 6%.
Ray Associates Inc. 401(K) Plan-13$1,111,393$90,070$6,928iApproximate average salary by contribution assumption: employee only about $173,212 at 4% or $115,474 at 6%; with 50% employer match about $115,474 at 4% or $76,983 at 6%; with 100% employer match about $86,606 at 4% or $57,737 at 6%.
2012114$910,830$83,241$5,946iApproximate average salary by contribution assumption: employee only about $148,645 at 4% or $99,096 at 6%; with 50% employer match about $99,096 at 4% or $66,064 at 6%; with 100% employer match about $74,322 at 4% or $49,548 at 6%.
Ray Associates Inc. 401(K) Plan-14$910,830$83,241$5,946iApproximate average salary by contribution assumption: employee only about $148,645 at 4% or $99,096 at 6%; with 50% employer match about $99,096 at 4% or $66,064 at 6%; with 100% employer match about $74,322 at 4% or $49,548 at 6%.
2011135$940,964$215,736$6,164iApproximate average salary by contribution assumption: employee only about $154,097 at 4% or $102,731 at 6%; with 50% employer match about $102,731 at 4% or $68,488 at 6%; with 100% employer match about $77,049 at 4% or $51,366 at 6%.
Ray Associates Inc. 401(K) Plan-35$940,964$215,736$6,164iApproximate average salary by contribution assumption: employee only about $154,097 at 4% or $102,731 at 6%; with 50% employer match about $102,731 at 4% or $68,488 at 6%; with 100% employer match about $77,049 at 4% or $51,366 at 6%.
2010140$922,167$841,257$21,031iApproximate average salary by contribution assumption: employee only about $525,786 at 4% or $350,524 at 6%; with 50% employer match about $350,524 at 4% or $233,683 at 6%; with 100% employer match about $262,893 at 4% or $175,262 at 6%.
Ray Associates Inc. 401(K) Plan-40$922,167$841,257$21,031iApproximate average salary by contribution assumption: employee only about $525,786 at 4% or $350,524 at 6%; with 50% employer match about $350,524 at 4% or $233,683 at 6%; with 100% employer match about $262,893 at 4% or $175,262 at 6%.