Civic Intelligence

Stephen J. Flood

Plan context: Stephen J. Flood Profit Sharing Plan and Trust

EIN 14-1594345 • Latham, NY • 37 filings • 4 plans

950 New Loudon Rd.Latham, NY 12110
Current Snapshot

Latest Year

2024

2024 Participants

4

2024 Assets

$3,959,254

2024 Contributions

$132,797

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,959,254$1,979,627$0199920142024YearValue
$3,959,254Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740199920122024YearValue
4Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202414$3,959,254$132,797$33,199iApproximate average salary by contribution assumption: employee only about $829,981 at 4% or $553,321 at 6%; with 50% employer match about $553,321 at 4% or $368,881 at 6%; with 100% employer match about $414,991 at 4% or $276,660 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$3,959,254$132,797$33,199iApproximate average salary by contribution assumption: employee only about $829,981 at 4% or $553,321 at 6%; with 50% employer match about $553,321 at 4% or $368,881 at 6%; with 100% employer match about $414,991 at 4% or $276,660 at 6%.
202314$3,493,888$303,906$75,977iApproximate average salary by contribution assumption: employee only about $1,899,413 at 4% or $1,266,275 at 6%; with 50% employer match about $1,266,275 at 4% or $844,183 at 6%; with 100% employer match about $949,706 at 4% or $633,138 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$3,493,888$303,906$75,977iApproximate average salary by contribution assumption: employee only about $1,899,413 at 4% or $1,266,275 at 6%; with 50% employer match about $1,266,275 at 4% or $844,183 at 6%; with 100% employer match about $949,706 at 4% or $633,138 at 6%.
202214$2,797,570$1,148,979$287,245iApproximate average salary by contribution assumption: employee only about $7,181,119 at 4% or $4,787,413 at 6%; with 50% employer match about $4,787,413 at 4% or $3,191,608 at 6%; with 100% employer match about $3,590,559 at 4% or $2,393,706 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$2,797,570$1,148,979$287,245iApproximate average salary by contribution assumption: employee only about $7,181,119 at 4% or $4,787,413 at 6%; with 50% employer match about $4,787,413 at 4% or $3,191,608 at 6%; with 100% employer match about $3,590,559 at 4% or $2,393,706 at 6%.
202124$2,075,087$131,325$32,831iApproximate average salary by contribution assumption: employee only about $820,781 at 4% or $547,188 at 6%; with 50% employer match about $547,188 at 4% or $364,792 at 6%; with 100% employer match about $410,391 at 4% or $273,594 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$2,075,087$131,325$32,831iApproximate average salary by contribution assumption: employee only about $820,781 at 4% or $547,188 at 6%; with 50% employer match about $547,188 at 4% or $364,792 at 6%; with 100% employer match about $410,391 at 4% or $273,594 at 6%.
Stephen J. Flood Cash Balance Plan-0$0$0-
202024$2,864,404$250,915$62,729iApproximate average salary by contribution assumption: employee only about $1,568,219 at 4% or $1,045,479 at 6%; with 50% employer match about $1,045,479 at 4% or $696,986 at 6%; with 100% employer match about $784,109 at 4% or $522,740 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$1,842,894$86,915$21,729iApproximate average salary by contribution assumption: employee only about $543,219 at 4% or $362,146 at 6%; with 50% employer match about $362,146 at 4% or $241,431 at 6%; with 100% employer match about $271,609 at 4% or $181,073 at 6%.
Stephen J. Flood Cash Balance Plan-4$1,021,510$164,000$41,000iApproximate average salary by contribution assumption: employee only about $1,025,000 at 4% or $683,333 at 6%; with 50% employer match about $683,333 at 4% or $455,556 at 6%; with 100% employer match about $512,500 at 4% or $341,667 at 6%.
201925$3,106,257$172,507$34,501iApproximate average salary by contribution assumption: employee only about $862,535 at 4% or $575,023 at 6%; with 50% employer match about $575,023 at 4% or $383,349 at 6%; with 100% employer match about $431,268 at 4% or $287,512 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-5$1,986,487$84,662$16,932iApproximate average salary by contribution assumption: employee only about $423,310 at 4% or $282,207 at 6%; with 50% employer match about $282,207 at 4% or $188,138 at 6%; with 100% employer match about $211,655 at 4% or $141,103 at 6%.
Stephen J. Flood Cash Balance Plan-4$1,119,770$87,845$21,961iApproximate average salary by contribution assumption: employee only about $549,031 at 4% or $366,021 at 6%; with 50% employer match about $366,021 at 4% or $244,014 at 6%; with 100% employer match about $274,516 at 4% or $183,010 at 6%.
201825$2,665,510$179,516$35,903iApproximate average salary by contribution assumption: employee only about $897,580 at 4% or $598,387 at 6%; with 50% employer match about $598,387 at 4% or $398,924 at 6%; with 100% employer match about $448,790 at 4% or $299,193 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-5$1,774,571$69,165$13,833iApproximate average salary by contribution assumption: employee only about $345,825 at 4% or $230,550 at 6%; with 50% employer match about $230,550 at 4% or $153,700 at 6%; with 100% employer match about $172,913 at 4% or $115,275 at 6%.
Stephen J. Flood Cash Balance Plan-5$890,939$110,351$22,070iApproximate average salary by contribution assumption: employee only about $551,755 at 4% or $367,837 at 6%; with 50% employer match about $367,837 at 4% or $245,224 at 6%; with 100% employer match about $275,878 at 4% or $183,918 at 6%.
201725$3,212,165$142,026$28,405iApproximate average salary by contribution assumption: employee only about $710,130 at 4% or $473,420 at 6%; with 50% employer match about $473,420 at 4% or $315,613 at 6%; with 100% employer match about $355,065 at 4% or $236,710 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-5$2,382,284$94,398$18,880iApproximate average salary by contribution assumption: employee only about $471,990 at 4% or $314,660 at 6%; with 50% employer match about $314,660 at 4% or $209,773 at 6%; with 100% employer match about $235,995 at 4% or $157,330 at 6%.
Stephen J. Flood Cash Balance Plan-5$829,881$47,628$9,526iApproximate average salary by contribution assumption: employee only about $238,140 at 4% or $158,760 at 6%; with 50% employer match about $158,760 at 4% or $105,840 at 6%; with 100% employer match about $119,070 at 4% or $79,380 at 6%.
201624$2,704,124$218,496$54,624iApproximate average salary by contribution assumption: employee only about $1,365,600 at 4% or $910,400 at 6%; with 50% employer match about $910,400 at 4% or $606,933 at 6%; with 100% employer match about $682,800 at 4% or $455,200 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$2,010,409$82,244$20,561iApproximate average salary by contribution assumption: employee only about $514,025 at 4% or $342,683 at 6%; with 50% employer match about $342,683 at 4% or $228,456 at 6%; with 100% employer match about $257,013 at 4% or $171,342 at 6%.
Stephen J. Flood Cash Balance Plan-4$693,715$136,252$34,063iApproximate average salary by contribution assumption: employee only about $851,575 at 4% or $567,717 at 6%; with 50% employer match about $567,717 at 4% or $378,478 at 6%; with 100% employer match about $425,788 at 4% or $283,858 at 6%.
201526$2,327,690$203,792$33,965iApproximate average salary by contribution assumption: employee only about $849,133 at 4% or $566,089 at 6%; with 50% employer match about $566,089 at 4% or $377,393 at 6%; with 100% employer match about $424,567 at 4% or $283,044 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-6$1,794,075$93,792$15,632iApproximate average salary by contribution assumption: employee only about $390,800 at 4% or $260,533 at 6%; with 50% employer match about $260,533 at 4% or $173,689 at 6%; with 100% employer match about $195,400 at 4% or $130,267 at 6%.
Stephen J. Flood Cash Balance Plan-6$533,615$110,000$18,333iApproximate average salary by contribution assumption: employee only about $458,333 at 4% or $305,556 at 6%; with 50% employer match about $305,556 at 4% or $203,704 at 6%; with 100% employer match about $229,167 at 4% or $152,778 at 6%.
201426$2,167,053$184,981$30,830iApproximate average salary by contribution assumption: employee only about $770,754 at 4% or $513,836 at 6%; with 50% employer match about $513,836 at 4% or $342,557 at 6%; with 100% employer match about $385,377 at 4% or $256,918 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-6$1,720,937$94,981$15,830iApproximate average salary by contribution assumption: employee only about $395,754 at 4% or $263,836 at 6%; with 50% employer match about $263,836 at 4% or $175,891 at 6%; with 100% employer match about $197,877 at 4% or $131,918 at 6%.
Stephen J. Flood Cash Balance Plan-6$446,116$90,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
201327$1,963,494$223,880$31,983iApproximate average salary by contribution assumption: employee only about $799,571 at 4% or $533,048 at 6%; with 50% employer match about $533,048 at 4% or $355,365 at 6%; with 100% employer match about $399,786 at 4% or $266,524 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-7$1,607,636$93,880$13,411iApproximate average salary by contribution assumption: employee only about $335,286 at 4% or $223,524 at 6%; with 50% employer match about $223,524 at 4% or $149,016 at 6%; with 100% employer match about $167,643 at 4% or $111,762 at 6%.
Stephen J. Flood Cash Balance Plan-6$355,858$130,000$21,667iApproximate average salary by contribution assumption: employee only about $541,667 at 4% or $361,111 at 6%; with 50% employer match about $361,111 at 4% or $240,741 at 6%; with 100% employer match about $270,833 at 4% or $180,556 at 6%.
201226$1,655,732$191,558$31,926iApproximate average salary by contribution assumption: employee only about $798,158 at 4% or $532,106 at 6%; with 50% employer match about $532,106 at 4% or $354,737 at 6%; with 100% employer match about $399,079 at 4% or $266,053 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-6$1,444,629$85,879$14,313iApproximate average salary by contribution assumption: employee only about $357,829 at 4% or $238,553 at 6%; with 50% employer match about $238,553 at 4% or $159,035 at 6%; with 100% employer match about $178,915 at 4% or $119,276 at 6%.
Stephen J. Flood Cash Balance Plan-5$211,103$105,679$21,136iApproximate average salary by contribution assumption: employee only about $528,395 at 4% or $352,263 at 6%; with 50% employer match about $352,263 at 4% or $234,842 at 6%; with 100% employer match about $264,198 at 4% or $176,132 at 6%.
201126$1,443,182$186,819$31,137iApproximate average salary by contribution assumption: employee only about $778,413 at 4% or $518,942 at 6%; with 50% employer match about $518,942 at 4% or $345,961 at 6%; with 100% employer match about $389,206 at 4% or $259,471 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-6$1,338,304$81,941$13,657iApproximate average salary by contribution assumption: employee only about $341,421 at 4% or $227,614 at 6%; with 50% employer match about $227,614 at 4% or $151,743 at 6%; with 100% employer match about $170,710 at 4% or $113,807 at 6%.
Stephen J. Flood Cash Balance Plan-5$104,878$104,878$20,976iApproximate average salary by contribution assumption: employee only about $524,390 at 4% or $349,593 at 6%; with 50% employer match about $349,593 at 4% or $233,062 at 6%; with 100% employer match about $262,195 at 4% or $174,797 at 6%.
201016$1,252,158$99,066$16,511iApproximate average salary by contribution assumption: employee only about $412,775 at 4% or $275,183 at 6%; with 50% employer match about $275,183 at 4% or $183,456 at 6%; with 100% employer match about $206,388 at 4% or $137,592 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-6$1,252,158$99,066$16,511iApproximate average salary by contribution assumption: employee only about $412,775 at 4% or $275,183 at 6%; with 50% employer match about $275,183 at 4% or $183,456 at 6%; with 100% employer match about $206,388 at 4% or $137,592 at 6%.
200916$1,140,696$96,564$16,094iApproximate average salary by contribution assumption: employee only about $402,350 at 4% or $268,233 at 6%; with 50% employer match about $268,233 at 4% or $178,822 at 6%; with 100% employer match about $201,175 at 4% or $134,117 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-6$1,140,696$96,564$16,094iApproximate average salary by contribution assumption: employee only about $402,350 at 4% or $268,233 at 6%; with 50% employer match about $268,233 at 4% or $178,822 at 6%; with 100% employer match about $201,175 at 4% or $134,117 at 6%.
200815$0$0-
Stephen J. Flood Profit Sharing Plan and Trust-5---
200714$0$0-
Stephen J. Flood Profit Sharing Plan and Trust-4---
200614$868,767$83,212$20,803iApproximate average salary by contribution assumption: employee only about $520,075 at 4% or $346,717 at 6%; with 50% employer match about $346,717 at 4% or $231,144 at 6%; with 100% employer match about $260,038 at 4% or $173,358 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$868,767$83,212$20,803iApproximate average salary by contribution assumption: employee only about $520,075 at 4% or $346,717 at 6%; with 50% employer match about $346,717 at 4% or $231,144 at 6%; with 100% employer match about $260,038 at 4% or $173,358 at 6%.
200513$741,712$76,506$25,502iApproximate average salary by contribution assumption: employee only about $637,550 at 4% or $425,033 at 6%; with 50% employer match about $425,033 at 4% or $283,356 at 6%; with 100% employer match about $318,775 at 4% or $212,517 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-3$741,712$76,506$25,502iApproximate average salary by contribution assumption: employee only about $637,550 at 4% or $425,033 at 6%; with 50% employer match about $425,033 at 4% or $283,356 at 6%; with 100% employer match about $318,775 at 4% or $212,517 at 6%.
200413$677,410$72,401$24,134iApproximate average salary by contribution assumption: employee only about $603,342 at 4% or $402,228 at 6%; with 50% employer match about $402,228 at 4% or $268,152 at 6%; with 100% employer match about $301,671 at 4% or $201,114 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-3$677,410$72,401$24,134iApproximate average salary by contribution assumption: employee only about $603,342 at 4% or $402,228 at 6%; with 50% employer match about $402,228 at 4% or $268,152 at 6%; with 100% employer match about $301,671 at 4% or $201,114 at 6%.
200314$554,186$74,176$18,544iApproximate average salary by contribution assumption: employee only about $463,600 at 4% or $309,067 at 6%; with 50% employer match about $309,067 at 4% or $206,044 at 6%; with 100% employer match about $231,800 at 4% or $154,533 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-4$554,186$74,176$18,544iApproximate average salary by contribution assumption: employee only about $463,600 at 4% or $309,067 at 6%; with 50% employer match about $309,067 at 4% or $206,044 at 6%; with 100% employer match about $231,800 at 4% or $154,533 at 6%.
200214$0$0-
Stephen J. Flood Profit Sharing Plan and Trust-4---
200113$0$0-
Stephen J. Flood Profit Sharing Plan and Trust-3---
200013$304,437$32,686$10,895iApproximate average salary by contribution assumption: employee only about $272,383 at 4% or $181,589 at 6%; with 50% employer match about $181,589 at 4% or $121,059 at 6%; with 100% employer match about $136,192 at 4% or $90,794 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-3$304,437$32,686$10,895iApproximate average salary by contribution assumption: employee only about $272,383 at 4% or $181,589 at 6%; with 50% employer match about $181,589 at 4% or $121,059 at 6%; with 100% employer match about $136,192 at 4% or $90,794 at 6%.
199912$316,698$27,702$13,851iApproximate average salary by contribution assumption: employee only about $346,275 at 4% or $230,850 at 6%; with 50% employer match about $230,850 at 4% or $153,900 at 6%; with 100% employer match about $173,138 at 4% or $115,425 at 6%.
Stephen J. Flood Profit Sharing Plan and Trust-2$316,698$27,702$13,851iApproximate average salary by contribution assumption: employee only about $346,275 at 4% or $230,850 at 6%; with 50% employer match about $230,850 at 4% or $153,900 at 6%; with 100% employer match about $173,138 at 4% or $115,425 at 6%.