Rose & Kiernan Inc.
Plan context: Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr
EIN 14-1559111 • Albany, NY • 115 filings • 15 plans
Current Snapshot
Latest Year
2022
2022 Participants
115
2022 Assets
$8,777,519
2022 Contributions
$534,473
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2022 | 1 | 0 | $0 | $0 | - |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 0 | - | - | - |
| 2021 | 2 | 115 | $8,777,519 | $0 | - |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 115 | $8,777,519 | - | - |
| Rose & Kiernan Inc Retirement Income Plan | - | 0 | - | - | - |
| 2020 | 5 | 179 | $74,906,826 | $534,473 | $2,986iApproximate average salary by contribution assumption: employee only about $74,647 at 4% or $49,765 at 6%; with 50% employer match about $49,765 at 4% or $33,176 at 6%; with 100% employer match about $37,324 at 4% or $24,882 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 179 | $48,175,442 | - | - |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 147 | $26,731,384 | $534,473 | $3,636iApproximate average salary by contribution assumption: employee only about $90,897 at 4% or $60,598 at 6%; with 50% employer match about $60,598 at 4% or $40,399 at 6%; with 100% employer match about $45,448 at 4% or $30,299 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 0 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 0 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 0 | - | - | - |
| 2019 | 5 | 194 | $157,918,615 | $2,383,430 | $12,286iApproximate average salary by contribution assumption: employee only about $307,143 at 4% or $204,762 at 6%; with 50% employer match about $204,762 at 4% or $136,508 at 6%; with 100% employer match about $153,572 at 4% or $102,381 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 151 | $106,593,600 | $2,383,430 | $15,784iApproximate average salary by contribution assumption: employee only about $394,608 at 4% or $263,072 at 6%; with 50% employer match about $263,072 at 4% or $175,381 at 6%; with 100% employer match about $197,304 at 4% or $131,536 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 163 | $51,325,015 | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 182 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 194 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 190 | - | - | - |
| 2018 | 5 | 201 | $126,576,862 | $4,317,842 | $21,482iApproximate average salary by contribution assumption: employee only about $537,045 at 4% or $358,030 at 6%; with 50% employer match about $358,030 at 4% or $238,687 at 6%; with 100% employer match about $268,523 at 4% or $179,015 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 147 | $81,002,543 | $2,317,842 | $15,768iApproximate average salary by contribution assumption: employee only about $394,191 at 4% or $262,794 at 6%; with 50% employer match about $262,794 at 4% or $175,196 at 6%; with 100% employer match about $197,095 at 4% or $131,397 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 151 | $45,574,319 | $2,000,000 | $13,245iApproximate average salary by contribution assumption: employee only about $331,126 at 4% or $220,751 at 6%; with 50% employer match about $220,751 at 4% or $147,167 at 6%; with 100% employer match about $165,563 at 4% or $110,375 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 194 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 195 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 201 | - | - | - |
| 2017 | 5 | 204 | $118,648,977 | $4,329,033 | $21,221iApproximate average salary by contribution assumption: employee only about $530,519 at 4% or $353,679 at 6%; with 50% employer match about $353,679 at 4% or $235,786 at 6%; with 100% employer match about $265,259 at 4% or $176,840 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 157 | $76,491,992 | $2,329,033 | $14,835iApproximate average salary by contribution assumption: employee only about $370,865 at 4% or $247,243 at 6%; with 50% employer match about $247,243 at 4% or $164,829 at 6%; with 100% employer match about $185,433 at 4% or $123,622 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 167 | $42,156,985 | $2,000,000 | $11,976iApproximate average salary by contribution assumption: employee only about $299,401 at 4% or $199,601 at 6%; with 50% employer match about $199,601 at 4% or $133,067 at 6%; with 100% employer match about $149,701 at 4% or $99,800 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 200 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 168 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 204 | - | - | - |
| 2016 | 5 | 189 | $106,151,063 | $4,317,842 | $22,846iApproximate average salary by contribution assumption: employee only about $571,143 at 4% or $380,762 at 6%; with 50% employer match about $380,762 at 4% or $253,841 at 6%; with 100% employer match about $285,572 at 4% or $190,381 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 163 | $68,722,501 | $2,317,842 | $14,220iApproximate average salary by contribution assumption: employee only about $355,497 at 4% or $236,998 at 6%; with 50% employer match about $236,998 at 4% or $157,999 at 6%; with 100% employer match about $177,749 at 4% or $118,499 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 173 | $37,428,562 | $2,000,000 | $11,561iApproximate average salary by contribution assumption: employee only about $289,017 at 4% or $192,678 at 6%; with 50% employer match about $192,678 at 4% or $128,452 at 6%; with 100% employer match about $144,509 at 4% or $96,339 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 187 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 189 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 185 | - | - | - |
| 2015 | 5 | 192 | $96,466,337 | $4,333,118 | $22,568iApproximate average salary by contribution assumption: employee only about $564,208 at 4% or $376,139 at 6%; with 50% employer match about $376,139 at 4% or $250,759 at 6%; with 100% employer match about $282,104 at 4% or $188,069 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 164 | $63,768,237 | $2,333,118 | $14,226iApproximate average salary by contribution assumption: employee only about $355,658 at 4% or $237,105 at 6%; with 50% employer match about $237,105 at 4% or $158,070 at 6%; with 100% employer match about $177,829 at 4% or $118,553 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 174 | $32,698,100 | $2,000,000 | $11,494iApproximate average salary by contribution assumption: employee only about $287,356 at 4% or $191,571 at 6%; with 50% employer match about $191,571 at 4% or $127,714 at 6%; with 100% employer match about $143,678 at 4% or $95,785 at 6%. |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 192 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 190 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 187 | - | - | - |
| 2014 | 5 | 194 | $85,695,959 | $4,315,091 | $22,243iApproximate average salary by contribution assumption: employee only about $556,068 at 4% or $370,712 at 6%; with 50% employer match about $370,712 at 4% or $247,142 at 6%; with 100% employer match about $278,034 at 4% or $185,356 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 161 | $53,828,443 | $2,315,091 | $14,379iApproximate average salary by contribution assumption: employee only about $359,486 at 4% or $239,657 at 6%; with 50% employer match about $239,657 at 4% or $159,772 at 6%; with 100% employer match about $179,743 at 4% or $119,829 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 176 | $31,867,516 | $2,000,000 | $11,364iApproximate average salary by contribution assumption: employee only about $284,091 at 4% or $189,394 at 6%; with 50% employer match about $189,394 at 4% or $126,263 at 6%; with 100% employer match about $142,045 at 4% or $94,697 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 187 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 192 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 194 | - | - | - |
| 2013 | 5 | 185 | $76,797,248 | $4,187,936 | $22,637iApproximate average salary by contribution assumption: employee only about $565,937 at 4% or $377,292 at 6%; with 50% employer match about $377,292 at 4% or $251,528 at 6%; with 100% employer match about $282,969 at 4% or $188,646 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 154 | $47,858,178 | $2,187,936 | $14,207iApproximate average salary by contribution assumption: employee only about $355,184 at 4% or $236,790 at 6%; with 50% employer match about $236,790 at 4% or $157,860 at 6%; with 100% employer match about $177,592 at 4% or $118,395 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 155 | $28,939,070 | $2,000,000 | $12,903iApproximate average salary by contribution assumption: employee only about $322,581 at 4% or $215,054 at 6%; with 50% employer match about $215,054 at 4% or $143,369 at 6%; with 100% employer match about $161,290 at 4% or $107,527 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 158 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 185 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 177 | - | - | - |
| 2012 | 5 | 198 | $66,777,754 | $4,197,541 | $21,200iApproximate average salary by contribution assumption: employee only about $529,993 at 4% or $353,328 at 6%; with 50% employer match about $353,328 at 4% or $235,552 at 6%; with 100% employer match about $264,996 at 4% or $176,664 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 154 | $41,865,410 | $2,197,541 | $14,270iApproximate average salary by contribution assumption: employee only about $356,744 at 4% or $237,829 at 6%; with 50% employer match about $237,829 at 4% or $158,553 at 6%; with 100% employer match about $178,372 at 4% or $118,915 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 171 | $24,912,344 | $2,000,000 | $11,696iApproximate average salary by contribution assumption: employee only about $292,398 at 4% or $194,932 at 6%; with 50% employer match about $194,932 at 4% or $129,955 at 6%; with 100% employer match about $146,199 at 4% or $97,466 at 6%. |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 198 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 165 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 190 | - | - | - |
| 2011 | 5 | 201 | $56,876,756 | $4,162,480 | $20,709iApproximate average salary by contribution assumption: employee only about $517,721 at 4% or $345,148 at 6%; with 50% employer match about $345,148 at 4% or $230,098 at 6%; with 100% employer match about $258,861 at 4% or $172,574 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 165 | $35,792,528 | $2,162,480 | $13,106iApproximate average salary by contribution assumption: employee only about $327,648 at 4% or $218,432 at 6%; with 50% employer match about $218,432 at 4% or $145,622 at 6%; with 100% employer match about $163,824 at 4% or $109,216 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 169 | $21,084,228 | $2,000,000 | $11,834iApproximate average salary by contribution assumption: employee only about $295,858 at 4% or $197,239 at 6%; with 50% employer match about $197,239 at 4% or $131,492 at 6%; with 100% employer match about $147,929 at 4% or $98,619 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 182 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 145 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 201 | - | - | - |
| 2010 | 5 | 185 | $53,401,899 | $4,162,480 | $22,500iApproximate average salary by contribution assumption: employee only about $562,497 at 4% or $374,998 at 6%; with 50% employer match about $374,998 at 4% or $249,999 at 6%; with 100% employer match about $281,249 at 4% or $187,499 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 167 | $34,171,465 | $2,162,480 | $12,949iApproximate average salary by contribution assumption: employee only about $323,725 at 4% or $215,816 at 6%; with 50% employer match about $215,816 at 4% or $143,878 at 6%; with 100% employer match about $161,862 at 4% or $107,908 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 165 | $19,230,434 | $2,000,000 | $12,121iApproximate average salary by contribution assumption: employee only about $303,030 at 4% or $202,020 at 6%; with 50% employer match about $202,020 at 4% or $134,680 at 6%; with 100% employer match about $151,515 at 4% or $101,010 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 150 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 185 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 185 | - | - | - |
| 2009 | 5 | 204 | $47,873,043 | $4,285,000 | $21,005iApproximate average salary by contribution assumption: employee only about $525,123 at 4% or $350,082 at 6%; with 50% employer match about $350,082 at 4% or $233,388 at 6%; with 100% employer match about $262,561 at 4% or $175,041 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 165 | $32,688,805 | $2,285,000 | $13,848iApproximate average salary by contribution assumption: employee only about $346,212 at 4% or $230,808 at 6%; with 50% employer match about $230,808 at 4% or $153,872 at 6%; with 100% employer match about $173,106 at 4% or $115,404 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 177 | $15,184,238 | $2,000,000 | $11,299iApproximate average salary by contribution assumption: employee only about $282,486 at 4% or $188,324 at 6%; with 50% employer match about $188,324 at 4% or $125,549 at 6%; with 100% employer match about $141,243 at 4% or $94,162 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 160 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 189 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 204 | - | - | - |
| 2008 | 5 | 195 | $43,774,697 | $4,285,000 | $21,974iApproximate average salary by contribution assumption: employee only about $549,359 at 4% or $366,239 at 6%; with 50% employer match about $366,239 at 4% or $244,160 at 6%; with 100% employer match about $274,679 at 4% or $183,120 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 174 | $33,442,959 | $2,285,000 | $13,132iApproximate average salary by contribution assumption: employee only about $328,305 at 4% or $218,870 at 6%; with 50% employer match about $218,870 at 4% or $145,913 at 6%; with 100% employer match about $164,152 at 4% or $109,435 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 191 | $10,331,738 | $2,000,000 | $10,471iApproximate average salary by contribution assumption: employee only about $261,780 at 4% or $174,520 at 6%; with 50% employer match about $174,520 at 4% or $116,347 at 6%; with 100% employer match about $130,890 at 4% or $87,260 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 150 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 195 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 193 | - | - | - |
| 2007 | 5 | 199 | $45,592,723 | $3,418,538 | $17,179iApproximate average salary by contribution assumption: employee only about $429,465 at 4% or $286,310 at 6%; with 50% employer match about $286,310 at 4% or $190,873 at 6%; with 100% employer match about $214,732 at 4% or $143,155 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 176 | $33,491,970 | $2,284,517 | $12,980iApproximate average salary by contribution assumption: employee only about $324,505 at 4% or $216,337 at 6%; with 50% employer match about $216,337 at 4% or $144,225 at 6%; with 100% employer match about $162,253 at 4% or $108,168 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 181 | $12,100,753 | $1,134,021 | $6,265iApproximate average salary by contribution assumption: employee only about $156,633 at 4% or $104,422 at 6%; with 50% employer match about $104,422 at 4% or $69,615 at 6%; with 100% employer match about $78,316 at 4% or $52,211 at 6%. |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 199 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 192 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 148 | - | - | - |
| 2006 | 6 | 198 | $39,836,183 | $5,045,070 | $25,480iApproximate average salary by contribution assumption: employee only about $637,004 at 4% or $424,669 at 6%; with 50% employer match about $424,669 at 4% or $283,113 at 6%; with 100% employer match about $318,502 at 4% or $212,335 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 170 | $28,686,858 | $2,058,156 | $12,107iApproximate average salary by contribution assumption: employee only about $302,670 at 4% or $201,780 at 6%; with 50% employer match about $201,780 at 4% or $134,520 at 6%; with 100% employer match about $151,335 at 4% or $100,890 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 187 | $11,149,325 | $2,822,578 | $15,094iApproximate average salary by contribution assumption: employee only about $377,350 at 4% or $251,567 at 6%; with 50% employer match about $251,567 at 4% or $167,711 at 6%; with 100% employer match about $188,675 at 4% or $125,783 at 6%. |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 198 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 142 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 197 | - | - | - |
| Rose & Kiernan Inc Retirement Income Plan | - | 0 | - | $164,336 | - |
| 2005 | 5 | 211 | $32,633,567 | $3,604,269 | $17,082iApproximate average salary by contribution assumption: employee only about $427,046 at 4% or $284,697 at 6%; with 50% employer match about $284,697 at 4% or $189,798 at 6%; with 100% employer match about $213,523 at 4% or $142,349 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 130 | $24,854,930 | $1,154,349 | $8,880iApproximate average salary by contribution assumption: employee only about $221,990 at 4% or $147,993 at 6%; with 50% employer match about $147,993 at 4% or $98,662 at 6%; with 100% employer match about $110,995 at 4% or $73,997 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 184 | $7,778,637 | $2,449,920 | $13,315iApproximate average salary by contribution assumption: employee only about $332,870 at 4% or $221,913 at 6%; with 50% employer match about $221,913 at 4% or $147,942 at 6%; with 100% employer match about $166,435 at 4% or $110,957 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 202 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 146 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 211 | - | - | - |
| 2004 | 5 | 212 | $26,214,717 | $2,107,818 | $9,943iApproximate average salary by contribution assumption: employee only about $248,563 at 4% or $165,709 at 6%; with 50% employer match about $165,709 at 4% or $110,473 at 6%; with 100% employer match about $124,282 at 4% or $82,854 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 113 | $21,194,233 | $925,150 | $8,187iApproximate average salary by contribution assumption: employee only about $204,679 at 4% or $136,453 at 6%; with 50% employer match about $136,453 at 4% or $90,969 at 6%; with 100% employer match about $102,340 at 4% or $68,226 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 135 | $5,020,484 | $1,182,668 | $8,761iApproximate average salary by contribution assumption: employee only about $219,013 at 4% or $146,008 at 6%; with 50% employer match about $146,008 at 4% or $97,339 at 6%; with 100% employer match about $109,506 at 4% or $73,004 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 146 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 212 | - | - | - |
| Accidental Death and Dismemberment Insurance Plan of Rose & Kiernan Inc. | - | 212 | - | - | - |
| 2003 | 4 | 213 | $17,195,846 | $1,476,181 | $6,930iApproximate average salary by contribution assumption: employee only about $173,261 at 4% or $115,507 at 6%; with 50% employer match about $115,507 at 4% or $77,005 at 6%; with 100% employer match about $86,630 at 4% or $57,754 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 113 | $13,414,750 | $939,550 | $8,315iApproximate average salary by contribution assumption: employee only about $207,865 at 4% or $138,577 at 6%; with 50% employer match about $138,577 at 4% or $92,384 at 6%; with 100% employer match about $103,933 at 4% or $69,288 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 124 | $3,781,096 | $536,631 | $4,328iApproximate average salary by contribution assumption: employee only about $108,192 at 4% or $72,128 at 6%; with 50% employer match about $72,128 at 4% or $48,085 at 6%; with 100% employer match about $54,096 at 4% or $36,064 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 213 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 89 | - | - | - |
| 2002 | 5 | 131 | $16,734,443 | $1,110,571 | $8,478iApproximate average salary by contribution assumption: employee only about $211,941 at 4% or $141,294 at 6%; with 50% employer match about $141,294 at 4% or $94,196 at 6%; with 100% employer match about $105,971 at 4% or $70,647 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 94 | $12,027,564 | $758,854 | $8,073iApproximate average salary by contribution assumption: employee only about $201,823 at 4% or $134,549 at 6%; with 50% employer match about $134,549 at 4% or $89,699 at 6%; with 100% employer match about $100,911 at 4% or $67,274 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 121 | $4,706,879 | $351,717 | $2,907iApproximate average salary by contribution assumption: employee only about $72,669 at 4% or $48,446 at 6%; with 50% employer match about $48,446 at 4% or $32,297 at 6%; with 100% employer match about $36,334 at 4% or $24,223 at 6%. |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 92 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 131 | - | - | - |
| Group Life Insurance Plan of Rose & Kiernan Inc. | - | 0 | - | - | - |
| 2001 | 8 | 124 | $15,583,370 | $703,437 | $5,673iApproximate average salary by contribution assumption: employee only about $141,822 at 4% or $94,548 at 6%; with 50% employer match about $94,548 at 4% or $63,032 at 6%; with 100% employer match about $70,911 at 4% or $47,274 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 90 | $10,603,738 | $675,795 | $7,509iApproximate average salary by contribution assumption: employee only about $187,721 at 4% or $125,147 at 6%; with 50% employer match about $125,147 at 4% or $83,431 at 6%; with 100% employer match about $93,860 at 4% or $62,574 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 104 | $4,979,632 | $27,642 | $266iApproximate average salary by contribution assumption: employee only about $6,645 at 4% or $4,430 at 6%; with 50% employer match about $4,430 at 4% or $2,953 at 6%; with 100% employer match about $3,322 at 4% or $2,215 at 6%. |
| ROSE & KIERNAN FLEXIBLE SPENDING ACCOUNT PLAN | - | 48 | - | - | - |
| ROSE & KIERNAN, INC. PREMIUM ONLY PLAN | - | 109 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 81 | - | - | - |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 122 | - | - | - |
| Group Life Insurance Plan of Rose & Kiernan Inc. | - | 124 | - | - | - |
| Rose & Kiernan Inc Retirement Income Plan | - | 109 | - | - | - |
| 2000 | 5 | 111 | $8,315,738 | $559,046 | $5,036iApproximate average salary by contribution assumption: employee only about $125,911 at 4% or $83,941 at 6%; with 50% employer match about $83,941 at 4% or $55,961 at 6%; with 100% employer match about $62,956 at 4% or $41,970 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 77 | $8,315,738 | $559,046 | $7,260iApproximate average salary by contribution assumption: employee only about $181,508 at 4% or $121,006 at 6%; with 50% employer match about $121,006 at 4% or $80,670 at 6%; with 100% employer match about $90,754 at 4% or $60,503 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 106 | - | - | - |
| Group Health Insurance Plan of Rose & Kiernan Inc. | - | 63 | - | - | - |
| Group Life Insurance Plan of Rose & Kiernan Inc. | - | 111 | - | - | - |
| Rose & Kiernan Inc Retirement Income Plan | - | 93 | - | - | - |
| 1999 | 4 | 106 | $11,804,406 | $800,031 | $7,547iApproximate average salary by contribution assumption: employee only about $188,687 at 4% or $125,791 at 6%; with 50% employer match about $125,791 at 4% or $83,861 at 6%; with 100% employer match about $94,343 at 4% or $62,896 at 6%. |
| Rose & Kiernan Inc Retirement Income Plan | - | 92 | $5,957,821 | $260,129 | $2,827iApproximate average salary by contribution assumption: employee only about $70,687 at 4% or $47,125 at 6%; with 50% employer match about $47,125 at 4% or $31,417 at 6%; with 100% employer match about $35,344 at 4% or $23,562 at 6%. |
| Rose & Kiernan Inc. Emp Stock Ownership Pl & Tr | - | 82 | $5,846,585 | $539,902 | $6,584iApproximate average salary by contribution assumption: employee only about $164,604 at 4% or $109,736 at 6%; with 50% employer match about $109,736 at 4% or $73,157 at 6%; with 100% employer match about $82,302 at 4% or $54,868 at 6%. |
| Group Long Term Disability Insurance Plan of Rose & Kiernan Inc. | - | 106 | - | - | - |
| Group Life Insurance Plan of Rose & Kiernan Inc. | - | 98 | - | - | - |