Civic Intelligence

Mcphillips, Fitzgerald and Cullum

Plan context: Mcphillips Fitzgerald & Cullum Pension Plan

EIN 14-1460021 • Glens Falls, NY • 53 filings • 8 plans

288 Glen StreetPO Box 299Glens Falls, NY 12801
Current Snapshot

Latest Year

2025

2025 Participants

4

2025 Assets

$597,778

2025 Contributions

$246,822

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$10,780,785$5,390,393$0199920122025YearValue
$597,778Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

37190199920122025YearValue
4Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202514$597,778$0-
Mcphillips Fitzgerald & Cullum Pension Plan-4$597,778$0-
2024237$8,566,600$246,822$6,671iApproximate average salary by contribution assumption: employee only about $166,772 at 4% or $111,181 at 6%; with 50% employer match about $111,181 at 4% or $74,121 at 6%; with 100% employer match about $83,386 at 4% or $55,591 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-37$6,314,939$246,822$6,671iApproximate average salary by contribution assumption: employee only about $166,772 at 4% or $111,181 at 6%; with 50% employer match about $111,181 at 4% or $74,121 at 6%; with 100% employer match about $83,386 at 4% or $55,591 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-5$2,251,661$0-
2023236$10,181,800$408,351$11,343iApproximate average salary by contribution assumption: employee only about $283,577 at 4% or $189,051 at 6%; with 50% employer match about $189,051 at 4% or $126,034 at 6%; with 100% employer match about $141,789 at 4% or $94,526 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-36$8,118,602$408,351$11,343iApproximate average salary by contribution assumption: employee only about $283,577 at 4% or $189,051 at 6%; with 50% employer match about $189,051 at 4% or $126,034 at 6%; with 100% employer match about $141,789 at 4% or $94,526 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-5$2,063,198$0-
2022237$8,474,343$421,427$11,390iApproximate average salary by contribution assumption: employee only about $284,748 at 4% or $189,832 at 6%; with 50% employer match about $189,832 at 4% or $126,555 at 6%; with 100% employer match about $142,374 at 4% or $94,916 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-37$6,638,817$421,427$11,390iApproximate average salary by contribution assumption: employee only about $284,748 at 4% or $189,832 at 6%; with 50% employer match about $189,832 at 4% or $126,555 at 6%; with 100% employer match about $142,374 at 4% or $94,916 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-5$1,835,526$0-
2021234$10,780,785$396,512$11,662iApproximate average salary by contribution assumption: employee only about $291,553 at 4% or $194,369 at 6%; with 50% employer match about $194,369 at 4% or $129,579 at 6%; with 100% employer match about $145,776 at 4% or $97,184 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-34$8,409,404$396,512$11,662iApproximate average salary by contribution assumption: employee only about $291,553 at 4% or $194,369 at 6%; with 50% employer match about $194,369 at 4% or $129,579 at 6%; with 100% employer match about $145,776 at 4% or $97,184 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-5$2,371,381$0-
2020232$9,231,009$335,476$10,484iApproximate average salary by contribution assumption: employee only about $262,091 at 4% or $174,727 at 6%; with 50% employer match about $174,727 at 4% or $116,485 at 6%; with 100% employer match about $131,045 at 4% or $87,364 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-32$7,074,024$335,476$10,484iApproximate average salary by contribution assumption: employee only about $262,091 at 4% or $174,727 at 6%; with 50% employer match about $174,727 at 4% or $116,485 at 6%; with 100% employer match about $131,045 at 4% or $87,364 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-5$2,156,985$0-
2019231$7,606,156$330,939$10,675iApproximate average salary by contribution assumption: employee only about $266,886 at 4% or $177,924 at 6%; with 50% employer match about $177,924 at 4% or $118,616 at 6%; with 100% employer match about $133,443 at 4% or $88,962 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-31$5,619,271$330,939$10,675iApproximate average salary by contribution assumption: employee only about $266,886 at 4% or $177,924 at 6%; with 50% employer match about $177,924 at 4% or $118,616 at 6%; with 100% employer match about $133,443 at 4% or $88,962 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-5$1,986,885$0-
2018229$6,333,804$314,395$10,841iApproximate average salary by contribution assumption: employee only about $271,030 at 4% or $180,687 at 6%; with 50% employer match about $180,687 at 4% or $120,458 at 6%; with 100% employer match about $135,515 at 4% or $90,343 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-29$4,620,515$314,395$10,841iApproximate average salary by contribution assumption: employee only about $271,030 at 4% or $180,687 at 6%; with 50% employer match about $180,687 at 4% or $120,458 at 6%; with 100% employer match about $135,515 at 4% or $90,343 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-6$1,713,289$0-
2017230$6,602,703$221,706$7,390iApproximate average salary by contribution assumption: employee only about $184,755 at 4% or $123,170 at 6%; with 50% employer match about $123,170 at 4% or $82,113 at 6%; with 100% employer match about $92,378 at 4% or $61,585 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-30$4,720,531$221,706$7,390iApproximate average salary by contribution assumption: employee only about $184,755 at 4% or $123,170 at 6%; with 50% employer match about $123,170 at 4% or $82,113 at 6%; with 100% employer match about $92,378 at 4% or $61,585 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-6$1,882,172$0-
2016229$5,711,973$200,143$6,901iApproximate average salary by contribution assumption: employee only about $172,537 at 4% or $115,025 at 6%; with 50% employer match about $115,025 at 4% or $76,683 at 6%; with 100% employer match about $86,269 at 4% or $57,512 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-29$3,897,481$200,143$6,901iApproximate average salary by contribution assumption: employee only about $172,537 at 4% or $115,025 at 6%; with 50% employer match about $115,025 at 4% or $76,683 at 6%; with 100% employer match about $86,269 at 4% or $57,512 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-9$1,814,492$0-
2015226$5,304,914$187,529$7,213iApproximate average salary by contribution assumption: employee only about $180,316 at 4% or $120,211 at 6%; with 50% employer match about $120,211 at 4% or $80,141 at 6%; with 100% employer match about $90,158 at 4% or $60,105 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-26$3,592,967$187,529$7,213iApproximate average salary by contribution assumption: employee only about $180,316 at 4% or $120,211 at 6%; with 50% employer match about $120,211 at 4% or $80,141 at 6%; with 100% employer match about $90,158 at 4% or $60,105 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,711,947--
2014224$5,216,180$212,762$8,865iApproximate average salary by contribution assumption: employee only about $221,627 at 4% or $147,751 at 6%; with 50% employer match about $147,751 at 4% or $98,501 at 6%; with 100% employer match about $110,814 at 4% or $73,876 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-24$3,495,960$212,762$8,865iApproximate average salary by contribution assumption: employee only about $221,627 at 4% or $147,751 at 6%; with 50% employer match about $147,751 at 4% or $98,501 at 6%; with 100% employer match about $110,814 at 4% or $73,876 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-9$1,720,220--
2013225$4,912,138$157,609$6,304iApproximate average salary by contribution assumption: employee only about $157,609 at 4% or $105,073 at 6%; with 50% employer match about $105,073 at 4% or $70,048 at 6%; with 100% employer match about $78,805 at 4% or $52,536 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-25$3,294,132$157,609$6,304iApproximate average salary by contribution assumption: employee only about $157,609 at 4% or $105,073 at 6%; with 50% employer match about $105,073 at 4% or $70,048 at 6%; with 100% employer match about $78,805 at 4% or $52,536 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,618,006--
2012226$4,434,717$212,814$8,185iApproximate average salary by contribution assumption: employee only about $204,629 at 4% or $136,419 at 6%; with 50% employer match about $136,419 at 4% or $90,946 at 6%; with 100% employer match about $102,314 at 4% or $68,210 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-26$2,726,215$212,814$8,185iApproximate average salary by contribution assumption: employee only about $204,629 at 4% or $136,419 at 6%; with 50% employer match about $136,419 at 4% or $90,946 at 6%; with 100% employer match about $102,314 at 4% or $68,210 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,708,502--
2011226$3,888,405$151,614$5,831iApproximate average salary by contribution assumption: employee only about $145,783 at 4% or $97,188 at 6%; with 50% employer match about $97,188 at 4% or $64,792 at 6%; with 100% employer match about $72,891 at 4% or $48,594 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-26$2,328,708$151,614$5,831iApproximate average salary by contribution assumption: employee only about $145,783 at 4% or $97,188 at 6%; with 50% employer match about $97,188 at 4% or $64,792 at 6%; with 100% employer match about $72,891 at 4% or $48,594 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,559,697--
2010224$3,857,301$174,182$7,258iApproximate average salary by contribution assumption: employee only about $181,440 at 4% or $120,960 at 6%; with 50% employer match about $120,960 at 4% or $80,640 at 6%; with 100% employer match about $90,720 at 4% or $60,480 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-24$2,277,332$174,182$7,258iApproximate average salary by contribution assumption: employee only about $181,440 at 4% or $120,960 at 6%; with 50% employer match about $120,960 at 4% or $80,640 at 6%; with 100% employer match about $90,720 at 4% or $60,480 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,579,969--
2009224$3,416,154$186,339$7,764iApproximate average salary by contribution assumption: employee only about $194,103 at 4% or $129,402 at 6%; with 50% employer match about $129,402 at 4% or $86,268 at 6%; with 100% employer match about $97,052 at 4% or $64,701 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-24$1,887,372$186,339$7,764iApproximate average salary by contribution assumption: employee only about $194,103 at 4% or $129,402 at 6%; with 50% employer match about $129,402 at 4% or $86,268 at 6%; with 100% employer match about $97,052 at 4% or $64,701 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,528,782--
2008222$2,685,264$155,814$7,082iApproximate average salary by contribution assumption: employee only about $177,061 at 4% or $118,041 at 6%; with 50% employer match about $118,041 at 4% or $78,694 at 6%; with 100% employer match about $88,531 at 4% or $59,020 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-22$1,420,654$155,814$7,082iApproximate average salary by contribution assumption: employee only about $177,061 at 4% or $118,041 at 6%; with 50% employer match about $118,041 at 4% or $78,694 at 6%; with 100% employer match about $88,531 at 4% or $59,020 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,264,610--
2007224$3,676,255$180,239$7,510iApproximate average salary by contribution assumption: employee only about $187,749 at 4% or $125,166 at 6%; with 50% employer match about $125,166 at 4% or $83,444 at 6%; with 100% employer match about $93,874 at 4% or $62,583 at 6%.
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-24$1,875,372$180,239$7,510iApproximate average salary by contribution assumption: employee only about $187,749 at 4% or $125,166 at 6%; with 50% employer match about $125,166 at 4% or $83,444 at 6%; with 100% employer match about $93,874 at 4% or $62,583 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,800,883--
2006219$3,355,097$147,086$7,741iApproximate average salary by contribution assumption: employee only about $193,534 at 4% or $129,023 at 6%; with 50% employer match about $129,023 at 4% or $86,015 at 6%; with 100% employer match about $96,767 at 4% or $64,511 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-11$1,718,248--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-19$1,636,849$147,086$7,741iApproximate average salary by contribution assumption: employee only about $193,534 at 4% or $129,023 at 6%; with 50% employer match about $129,023 at 4% or $86,015 at 6%; with 100% employer match about $96,767 at 4% or $64,511 at 6%.
2005218$2,967,129$186,802$10,378iApproximate average salary by contribution assumption: employee only about $259,447 at 4% or $172,965 at 6%; with 50% employer match about $172,965 at 4% or $115,310 at 6%; with 100% employer match about $129,724 at 4% or $86,482 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-12$1,646,283--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-18$1,320,846$186,802$10,378iApproximate average salary by contribution assumption: employee only about $259,447 at 4% or $172,965 at 6%; with 50% employer match about $172,965 at 4% or $115,310 at 6%; with 100% employer match about $129,724 at 4% or $86,482 at 6%.
2004218$2,660,374$113,539$6,308iApproximate average salary by contribution assumption: employee only about $157,693 at 4% or $105,129 at 6%; with 50% employer match about $105,129 at 4% or $70,086 at 6%; with 100% employer match about $78,847 at 4% or $52,564 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-12$1,594,441--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-18$1,065,933$113,539$6,308iApproximate average salary by contribution assumption: employee only about $157,693 at 4% or $105,129 at 6%; with 50% employer match about $105,129 at 4% or $70,086 at 6%; with 100% employer match about $78,847 at 4% or $52,564 at 6%.
2003219$2,812,824$156,191$8,221iApproximate average salary by contribution assumption: employee only about $205,514 at 4% or $137,010 at 6%; with 50% employer match about $137,010 at 4% or $91,340 at 6%; with 100% employer match about $102,757 at 4% or $68,505 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-14$1,754,525--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-19$1,058,299$156,191$8,221iApproximate average salary by contribution assumption: employee only about $205,514 at 4% or $137,010 at 6%; with 50% employer match about $137,010 at 4% or $91,340 at 6%; with 100% employer match about $102,757 at 4% or $68,505 at 6%.
2002219$2,229,319$173,390$9,126iApproximate average salary by contribution assumption: employee only about $228,145 at 4% or $152,096 at 6%; with 50% employer match about $152,096 at 4% or $101,398 at 6%; with 100% employer match about $114,072 at 4% or $76,048 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-14$1,489,572--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-19$739,747$173,390$9,126iApproximate average salary by contribution assumption: employee only about $228,145 at 4% or $152,096 at 6%; with 50% employer match about $152,096 at 4% or $101,398 at 6%; with 100% employer match about $114,072 at 4% or $76,048 at 6%.
2001220$2,610,711$143,192$7,160iApproximate average salary by contribution assumption: employee only about $178,990 at 4% or $119,327 at 6%; with 50% employer match about $119,327 at 4% or $79,551 at 6%; with 100% employer match about $89,495 at 4% or $59,663 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-16$1,876,753--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-20$733,958$143,192$7,160iApproximate average salary by contribution assumption: employee only about $178,990 at 4% or $119,327 at 6%; with 50% employer match about $119,327 at 4% or $79,551 at 6%; with 100% employer match about $89,495 at 4% or $59,663 at 6%.
2000217$2,867,217$112,067$6,592iApproximate average salary by contribution assumption: employee only about $164,804 at 4% or $109,870 at 6%; with 50% employer match about $109,870 at 4% or $73,246 at 6%; with 100% employer match about $82,402 at 4% or $54,935 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-12$2,190,721--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-17$676,496$112,067$6,592iApproximate average salary by contribution assumption: employee only about $164,804 at 4% or $109,870 at 6%; with 50% employer match about $109,870 at 4% or $73,246 at 6%; with 100% employer match about $82,402 at 4% or $54,935 at 6%.
1999216$3,117,298$119,447$7,465iApproximate average salary by contribution assumption: employee only about $186,636 at 4% or $124,424 at 6%; with 50% employer match about $124,424 at 4% or $82,949 at 6%; with 100% employer match about $93,318 at 4% or $62,212 at 6%.
Mcphillips Fitzgerald & Cullum Pension Plan-12$2,480,412--
Mcphillips, Fitzgerald and Cullum LLP Profit Sharing 401K Plan-16$636,886$119,447$7,465iApproximate average salary by contribution assumption: employee only about $186,636 at 4% or $124,424 at 6%; with 50% employer match about $124,424 at 4% or $82,949 at 6%; with 100% employer match about $93,318 at 4% or $62,212 at 6%.