Civic Intelligence

The Adirondack Trust Company

Plan context: Adirondack Trust Company Employee Stock Ownership Plan

EIN 14-0458765 • Saratoga Springs, NY • 73 filings • 14 plans

473 BroadwaySaratoga Springs, NY 12866-2203
Current Snapshot

Latest Year

2024

2024 Participants

268

2024 Assets

$77,581,838

2024 Contributions

$3,177,776

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$117,381,801$58,690,901$0199920122024YearValue
$77,581,838Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

3181590199920122024YearValue
268Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242268$77,581,838$3,177,776$11,857iApproximate average salary by contribution assumption: employee only about $296,434 at 4% or $197,623 at 6%; with 50% employer match about $197,623 at 4% or $131,749 at 6%; with 100% employer match about $148,217 at 4% or $98,811 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-268$77,581,838$3,177,776$11,857iApproximate average salary by contribution assumption: employee only about $296,434 at 4% or $197,623 at 6%; with 50% employer match about $197,623 at 4% or $131,749 at 6%; with 100% employer match about $148,217 at 4% or $98,811 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-208---
20233260$117,381,801$3,710,903$14,273iApproximate average salary by contribution assumption: employee only about $356,818 at 4% or $237,878 at 6%; with 50% employer match about $237,878 at 4% or $158,586 at 6%; with 100% employer match about $178,409 at 4% or $118,939 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-260$71,027,588$3,710,903$14,273iApproximate average salary by contribution assumption: employee only about $356,818 at 4% or $237,878 at 6%; with 50% employer match about $237,878 at 4% or $158,586 at 6%; with 100% employer match about $178,409 at 4% or $118,939 at 6%.
Prototype Plan of the New York State Bankers Retirement System-40$46,354,213--
The Adirondack Trust Company Employee Welfare Benefit Plan-238---
20223253$106,882,138$3,631,880$14,355iApproximate average salary by contribution assumption: employee only about $358,881 at 4% or $239,254 at 6%; with 50% employer match about $239,254 at 4% or $159,503 at 6%; with 100% employer match about $179,441 at 4% or $119,627 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-240$68,170,276$3,631,880$15,133iApproximate average salary by contribution assumption: employee only about $378,321 at 4% or $252,214 at 6%; with 50% employer match about $252,214 at 4% or $168,143 at 6%; with 100% employer match about $189,160 at 4% or $126,107 at 6%.
Prototype Plan of the New York State Bankers Retirement System-44$38,711,862--
The Adirondack Trust Company Employee Welfare Benefit Plan-253---
20213242$106,233,630$3,970,196$16,406iApproximate average salary by contribution assumption: employee only about $410,144 at 4% or $273,429 at 6%; with 50% employer match about $273,429 at 4% or $182,286 at 6%; with 100% employer match about $205,072 at 4% or $136,715 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-242$71,091,559$3,970,196$16,406iApproximate average salary by contribution assumption: employee only about $410,144 at 4% or $273,429 at 6%; with 50% employer match about $273,429 at 4% or $182,286 at 6%; with 100% employer match about $205,072 at 4% or $136,715 at 6%.
Prototype Plan of the New York State Bankers Retirement System-49$35,142,071--
The Adirondack Trust Company Employee Welfare Benefit Plan-229---
20203245$100,401,370$4,312,345$17,601iApproximate average salary by contribution assumption: employee only about $440,035 at 4% or $293,357 at 6%; with 50% employer match about $293,357 at 4% or $195,571 at 6%; with 100% employer match about $220,018 at 4% or $146,678 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-245$59,234,942$3,312,345$13,520iApproximate average salary by contribution assumption: employee only about $337,994 at 4% or $225,330 at 6%; with 50% employer match about $225,330 at 4% or $150,220 at 6%; with 100% employer match about $168,997 at 4% or $112,665 at 6%.
Prototype Plan of the New York State Bankers Retirement System-54$41,166,428$1,000,000$18,519iApproximate average salary by contribution assumption: employee only about $462,963 at 4% or $308,642 at 6%; with 50% employer match about $308,642 at 4% or $205,761 at 6%; with 100% employer match about $231,481 at 4% or $154,321 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-225---
20193242$94,914,483$3,382,610$13,978iApproximate average salary by contribution assumption: employee only about $349,443 at 4% or $232,962 at 6%; with 50% employer match about $232,962 at 4% or $155,308 at 6%; with 100% employer match about $174,722 at 4% or $116,481 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-242$60,026,798$3,382,610$13,978iApproximate average salary by contribution assumption: employee only about $349,443 at 4% or $232,962 at 6%; with 50% employer match about $232,962 at 4% or $155,308 at 6%; with 100% employer match about $174,722 at 4% or $116,481 at 6%.
Prototype Plan of the New York State Bankers Retirement System-58$34,887,685--
The Adirondack Trust Company Employee Welfare Benefit Plan-227---
20183241$85,683,481$3,600,508$14,940iApproximate average salary by contribution assumption: employee only about $373,497 at 4% or $248,998 at 6%; with 50% employer match about $248,998 at 4% or $165,999 at 6%; with 100% employer match about $186,748 at 4% or $124,499 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-237$52,652,885$3,600,508$15,192iApproximate average salary by contribution assumption: employee only about $379,800 at 4% or $253,200 at 6%; with 50% employer match about $253,200 at 4% or $168,800 at 6%; with 100% employer match about $189,900 at 4% or $126,600 at 6%.
Prototype Plan of the New York State Bankers Retirement System-67$33,030,596--
The Adirondack Trust Company Employee Welfare Benefit Plan-241---
20173240$83,669,038$2,108,428$8,785iApproximate average salary by contribution assumption: employee only about $219,628 at 4% or $146,419 at 6%; with 50% employer match about $146,419 at 4% or $97,612 at 6%; with 100% employer match about $109,814 at 4% or $73,209 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-240$50,860,798$2,108,428$8,785iApproximate average salary by contribution assumption: employee only about $219,628 at 4% or $146,419 at 6%; with 50% employer match about $146,419 at 4% or $97,612 at 6%; with 100% employer match about $109,814 at 4% or $73,209 at 6%.
Prototype Plan of the New York State Bankers Retirement System-76$32,808,240--
The Adirondack Trust Company Employee Welfare Benefit Plan-230---
20163246$80,289,513$2,249,936$9,146iApproximate average salary by contribution assumption: employee only about $228,652 at 4% or $152,435 at 6%; with 50% employer match about $152,435 at 4% or $101,623 at 6%; with 100% employer match about $114,326 at 4% or $76,217 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-246$48,318,323$2,249,936$9,146iApproximate average salary by contribution assumption: employee only about $228,652 at 4% or $152,435 at 6%; with 50% employer match about $152,435 at 4% or $101,623 at 6%; with 100% employer match about $114,326 at 4% or $76,217 at 6%.
Prototype Plan of the New York State Bankers Retirement System-89$31,971,190--
The Adirondack Trust Company Employee Welfare Benefit Plan-----
20153258$73,032,367$2,130,100$8,256iApproximate average salary by contribution assumption: employee only about $206,405 at 4% or $137,603 at 6%; with 50% employer match about $137,603 at 4% or $91,736 at 6%; with 100% employer match about $103,203 at 4% or $68,802 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-258$42,771,074$2,130,100$8,256iApproximate average salary by contribution assumption: employee only about $206,405 at 4% or $137,603 at 6%; with 50% employer match about $137,603 at 4% or $91,736 at 6%; with 100% employer match about $103,203 at 4% or $68,802 at 6%.
Prototype Plan of the New York State Bankers Retirement System-95$30,261,293--
The Adirondack Trust Company Employee Welfare Benefit Plan-----
20143261$70,942,212$1,954,223$7,487iApproximate average salary by contribution assumption: employee only about $187,186 at 4% or $124,791 at 6%; with 50% employer match about $124,791 at 4% or $83,194 at 6%; with 100% employer match about $93,593 at 4% or $62,395 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-261$42,999,177$1,954,223$7,487iApproximate average salary by contribution assumption: employee only about $187,186 at 4% or $124,791 at 6%; with 50% employer match about $124,791 at 4% or $83,194 at 6%; with 100% employer match about $93,593 at 4% or $62,395 at 6%.
Prototype Plan of the New York State Bankers Retirement System-108$27,943,035--
The Adirondack Trust Company Employee Welfare Benefit Plan-226---
20133318$71,434,103$1,060,808$3,336iApproximate average salary by contribution assumption: employee only about $83,397 at 4% or $55,598 at 6%; with 50% employer match about $55,598 at 4% or $37,065 at 6%; with 100% employer match about $41,698 at 4% or $27,799 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-270$42,928,743$1,060,808$3,929iApproximate average salary by contribution assumption: employee only about $98,223 at 4% or $65,482 at 6%; with 50% employer match about $65,482 at 4% or $43,655 at 6%; with 100% employer match about $49,111 at 4% or $32,741 at 6%.
Prototype Plan of the New York State Bankers Retirement System-122$28,505,360--
The Adirondack Trust Company Employee Welfare Benefit Plan-318---
20123256$64,515,024$2,877,957$11,242iApproximate average salary by contribution assumption: employee only about $281,050 at 4% or $187,367 at 6%; with 50% employer match about $187,367 at 4% or $124,911 at 6%; with 100% employer match about $140,525 at 4% or $93,683 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-256$38,401,622$1,447,033$5,652iApproximate average salary by contribution assumption: employee only about $141,312 at 4% or $94,208 at 6%; with 50% employer match about $94,208 at 4% or $62,805 at 6%; with 100% employer match about $70,656 at 4% or $47,104 at 6%.
Prototype Plan of the New York State Bankers Retirement System-130$26,113,402$1,430,924$11,007iApproximate average salary by contribution assumption: employee only about $275,178 at 4% or $183,452 at 6%; with 50% employer match about $183,452 at 4% or $122,301 at 6%; with 100% employer match about $137,589 at 4% or $91,726 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-221---
20113256$58,193,381$5,740,545$22,424iApproximate average salary by contribution assumption: employee only about $560,600 at 4% or $373,733 at 6%; with 50% employer match about $373,733 at 4% or $249,156 at 6%; with 100% employer match about $280,300 at 4% or $186,867 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-256$35,657,422$1,319,714$5,155iApproximate average salary by contribution assumption: employee only about $128,878 at 4% or $85,919 at 6%; with 50% employer match about $85,919 at 4% or $57,279 at 6%; with 100% employer match about $64,439 at 4% or $42,959 at 6%.
Prototype Plan of the New York State Bankers Retirement System-139$22,535,959$4,420,831$31,805iApproximate average salary by contribution assumption: employee only about $795,113 at 4% or $530,076 at 6%; with 50% employer match about $530,076 at 4% or $353,384 at 6%; with 100% employer match about $397,557 at 4% or $265,038 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-169---
20103265$53,610,603$2,703,269$10,201iApproximate average salary by contribution assumption: employee only about $255,025 at 4% or $170,017 at 6%; with 50% employer match about $170,017 at 4% or $113,345 at 6%; with 100% employer match about $127,513 at 4% or $85,008 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-265$37,721,296$1,566,838$5,913iApproximate average salary by contribution assumption: employee only about $147,815 at 4% or $98,543 at 6%; with 50% employer match about $98,543 at 4% or $65,696 at 6%; with 100% employer match about $73,907 at 4% or $49,272 at 6%.
Prototype Plan of the New York State Bankers Retirement System-147$15,889,307$1,136,431$7,731iApproximate average salary by contribution assumption: employee only about $193,271 at 4% or $128,847 at 6%; with 50% employer match about $128,847 at 4% or $85,898 at 6%; with 100% employer match about $96,635 at 4% or $64,424 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-175---
20092215$48,825,537$1,557,768$7,245iApproximate average salary by contribution assumption: employee only about $181,136 at 4% or $120,757 at 6%; with 50% employer match about $120,757 at 4% or $80,505 at 6%; with 100% employer match about $90,568 at 4% or $60,379 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-215$33,322,251$507,066$2,358iApproximate average salary by contribution assumption: employee only about $58,961 at 4% or $39,307 at 6%; with 50% employer match about $39,307 at 4% or $26,205 at 6%; with 100% employer match about $29,481 at 4% or $19,654 at 6%.
Prototype Plan of the New York State Bankers Retirement System-162$15,503,286$1,050,702$6,486iApproximate average salary by contribution assumption: employee only about $162,145 at 4% or $108,097 at 6%; with 50% employer match about $108,097 at 4% or $72,065 at 6%; with 100% employer match about $81,073 at 4% or $54,048 at 6%.
20081179$32,601,627$0-
Adirondack Trust Company Employee Stock Ownership Plan-179$32,601,627--
20073197$42,519,710$1,233,851$6,263iApproximate average salary by contribution assumption: employee only about $156,580 at 4% or $104,387 at 6%; with 50% employer match about $104,387 at 4% or $69,591 at 6%; with 100% employer match about $78,290 at 4% or $52,193 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-197$32,702,976$820,882$4,167iApproximate average salary by contribution assumption: employee only about $104,173 at 4% or $69,449 at 6%; with 50% employer match about $69,449 at 4% or $46,299 at 6%; with 100% employer match about $52,086 at 4% or $34,724 at 6%.
Prototype Plan of the New York State Bankers Retirement System-174$9,816,734$412,969$2,373iApproximate average salary by contribution assumption: employee only about $59,335 at 4% or $39,556 at 6%; with 50% employer match about $39,556 at 4% or $26,371 at 6%; with 100% employer match about $29,667 at 4% or $19,778 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-193---
20063211$42,126,905$2,730,821$12,942iApproximate average salary by contribution assumption: employee only about $323,557 at 4% or $215,705 at 6%; with 50% employer match about $215,705 at 4% or $143,803 at 6%; with 100% employer match about $161,778 at 4% or $107,852 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-161$31,414,450$736,477$4,574iApproximate average salary by contribution assumption: employee only about $114,360 at 4% or $76,240 at 6%; with 50% employer match about $76,240 at 4% or $50,827 at 6%; with 100% employer match about $57,180 at 4% or $38,120 at 6%.
Prototype Plan of the New York State Bankers Retirement System-179$10,712,455$1,994,344$11,142iApproximate average salary by contribution assumption: employee only about $278,540 at 4% or $185,693 at 6%; with 50% employer match about $185,693 at 4% or $123,795 at 6%; with 100% employer match about $139,270 at 4% or $92,847 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-211---
20052170$35,242,186$1,513,187$8,901iApproximate average salary by contribution assumption: employee only about $222,528 at 4% or $148,352 at 6%; with 50% employer match about $148,352 at 4% or $98,901 at 6%; with 100% employer match about $111,264 at 4% or $74,176 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-166$27,210,163$594,580$3,582iApproximate average salary by contribution assumption: employee only about $89,545 at 4% or $59,697 at 6%; with 50% employer match about $59,697 at 4% or $39,798 at 6%; with 100% employer match about $44,773 at 4% or $29,848 at 6%.
Prototype Plan of the New York State Bankers Retirement System-170$8,032,023$918,607$5,404iApproximate average salary by contribution assumption: employee only about $135,089 at 4% or $90,060 at 6%; with 50% employer match about $90,060 at 4% or $60,040 at 6%; with 100% employer match about $67,545 at 4% or $45,030 at 6%.
20043161$32,302,472$1,926,033$11,963iApproximate average salary by contribution assumption: employee only about $299,073 at 4% or $199,382 at 6%; with 50% employer match about $199,382 at 4% or $132,922 at 6%; with 100% employer match about $149,537 at 4% or $99,691 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-147$25,345,156$503,793$3,427iApproximate average salary by contribution assumption: employee only about $85,679 at 4% or $57,119 at 6%; with 50% employer match about $57,119 at 4% or $38,080 at 6%; with 100% employer match about $42,840 at 4% or $28,560 at 6%.
Prototype Plan of the New York State Bankers Retirement System-161$6,957,316$1,422,240$8,834iApproximate average salary by contribution assumption: employee only about $220,845 at 4% or $147,230 at 6%; with 50% employer match about $147,230 at 4% or $98,153 at 6%; with 100% employer match about $110,422 at 4% or $73,615 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-159---
20033151$29,228,998$826,179$5,471iApproximate average salary by contribution assumption: employee only about $136,785 at 4% or $91,190 at 6%; with 50% employer match about $91,190 at 4% or $60,793 at 6%; with 100% employer match about $68,392 at 4% or $45,595 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-151$23,802,113$485,088$3,213iApproximate average salary by contribution assumption: employee only about $80,313 at 4% or $53,542 at 6%; with 50% employer match about $53,542 at 4% or $35,694 at 6%; with 100% employer match about $40,156 at 4% or $26,771 at 6%.
Prototype Plan of the New York State Bankers Retirement System-133$5,426,885$341,091$2,565iApproximate average salary by contribution assumption: employee only about $64,115 at 4% or $42,743 at 6%; with 50% employer match about $42,743 at 4% or $28,495 at 6%; with 100% employer match about $32,057 at 4% or $21,372 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-145---
20023147$20,051,570$449,341$3,057iApproximate average salary by contribution assumption: employee only about $76,419 at 4% or $50,946 at 6%; with 50% employer match about $50,946 at 4% or $33,964 at 6%; with 100% employer match about $38,209 at 4% or $25,473 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-147$20,051,570$449,341$3,057iApproximate average salary by contribution assumption: employee only about $76,419 at 4% or $50,946 at 6%; with 50% employer match about $50,946 at 4% or $33,964 at 6%; with 100% employer match about $38,209 at 4% or $25,473 at 6%.
Prototype Plan of the New York State Bankers Retirement System-130---
The Adirondack Trust Company Employee Welfare Benefit Plan-146---
20014137$21,934,404$428,619$3,129iApproximate average salary by contribution assumption: employee only about $78,215 at 4% or $52,143 at 6%; with 50% employer match about $52,143 at 4% or $34,762 at 6%; with 100% employer match about $39,108 at 4% or $26,072 at 6%.
Adirondack Trust Company Employee Stock Ownership Plan-137$17,005,200$203,322$1,484iApproximate average salary by contribution assumption: employee only about $37,103 at 4% or $24,735 at 6%; with 50% employer match about $24,735 at 4% or $16,490 at 6%; with 100% employer match about $18,551 at 4% or $12,368 at 6%.
Prototype Plan of the New York State Bankers Retirement System-130$4,929,204$225,297$1,733iApproximate average salary by contribution assumption: employee only about $43,326 at 4% or $28,884 at 6%; with 50% employer match about $28,884 at 4% or $19,256 at 6%; with 100% employer match about $21,663 at 4% or $14,442 at 6%.
THE ADIRONDACK TRUST COMPANY FLEXIBLE SPENDING PLAN-0---
The Adirondack Trust Company Employee Welfare Benefit Plan-116---
20003136$0$0-
Prototype Plan of the New York State Bankers Retirement System-119---
The Adirondack Trust Company Employee Welfare Benefit Plan-128---
Adirondack Trust Company Employee Stock Ownership Plan-136---
19992105$5,164,486$182,607$1,739iApproximate average salary by contribution assumption: employee only about $43,478 at 4% or $28,985 at 6%; with 50% employer match about $28,985 at 4% or $19,323 at 6%; with 100% employer match about $21,739 at 4% or $14,493 at 6%.
Prototype Plan of the New York State Bankers Retirement System-105$5,164,486$182,607$1,739iApproximate average salary by contribution assumption: employee only about $43,478 at 4% or $28,985 at 6%; with 50% employer match about $28,985 at 4% or $19,323 at 6%; with 100% employer match about $21,739 at 4% or $14,493 at 6%.
The Adirondack Trust Company Employee Welfare Benefit Plan-0---