Civic Intelligence

Creative Financial Planning Inc.

Plan context: CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN

EIN 13-3731868 • South Nyack, NY • 32 filings • 3 plans

101 South BroadwaySouth Nyack, NY 10960
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$1,875,015

2024 Contributions

$166,917

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$3,095,997$1,547,999$0200620162024YearValue
$1,875,015Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

530200620152024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202425$1,875,015$166,917$33,383iApproximate average salary by contribution assumption: employee only about $834,585 at 4% or $556,390 at 6%; with 50% employer match about $556,390 at 4% or $370,927 at 6%; with 100% employer match about $417,293 at 4% or $278,195 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-5$1,875,015$166,917$33,383iApproximate average salary by contribution assumption: employee only about $834,585 at 4% or $556,390 at 6%; with 50% employer match about $556,390 at 4% or $370,927 at 6%; with 100% employer match about $417,293 at 4% or $278,195 at 6%.
Creative Financial Planning Inc. Retirement Plan-0$0--
202325$3,095,997$79,250$15,850iApproximate average salary by contribution assumption: employee only about $396,250 at 4% or $264,167 at 6%; with 50% employer match about $264,167 at 4% or $176,111 at 6%; with 100% employer match about $198,125 at 4% or $132,083 at 6%.
Creative Financial Planning Inc. Retirement Plan-5$1,585,772$79,250$15,850iApproximate average salary by contribution assumption: employee only about $396,250 at 4% or $264,167 at 6%; with 50% employer match about $264,167 at 4% or $176,111 at 6%; with 100% employer match about $198,125 at 4% or $132,083 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-5$1,510,225$0-
202225$2,633,702$241,227$48,245iApproximate average salary by contribution assumption: employee only about $1,206,135 at 4% or $804,090 at 6%; with 50% employer match about $804,090 at 4% or $536,060 at 6%; with 100% employer match about $603,068 at 4% or $402,045 at 6%.
Creative Financial Planning Inc. Retirement Plan-5$1,322,149$74,390$14,878iApproximate average salary by contribution assumption: employee only about $371,950 at 4% or $247,967 at 6%; with 50% employer match about $247,967 at 4% or $165,311 at 6%; with 100% employer match about $185,975 at 4% or $123,983 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-5$1,311,553$166,837$33,367iApproximate average salary by contribution assumption: employee only about $834,185 at 4% or $556,123 at 6%; with 50% employer match about $556,123 at 4% or $370,749 at 6%; with 100% employer match about $417,093 at 4% or $278,062 at 6%.
202125$2,668,732$208,643$41,729iApproximate average salary by contribution assumption: employee only about $1,043,215 at 4% or $695,477 at 6%; with 50% employer match about $695,477 at 4% or $463,651 at 6%; with 100% employer match about $521,608 at 4% or $347,738 at 6%.
Creative Financial Planning Inc. Retirement Plan-5$1,377,517$71,718$14,344iApproximate average salary by contribution assumption: employee only about $358,590 at 4% or $239,060 at 6%; with 50% employer match about $239,060 at 4% or $159,373 at 6%; with 100% employer match about $179,295 at 4% or $119,530 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-5$1,291,215$136,925$27,385iApproximate average salary by contribution assumption: employee only about $684,625 at 4% or $456,417 at 6%; with 50% employer match about $456,417 at 4% or $304,278 at 6%; with 100% employer match about $342,313 at 4% or $228,208 at 6%.
202025$1,892,516$209,942$41,988iApproximate average salary by contribution assumption: employee only about $1,049,710 at 4% or $699,807 at 6%; with 50% employer match about $699,807 at 4% or $466,538 at 6%; with 100% employer match about $524,855 at 4% or $349,903 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-5$1,025,068$133,035$26,607iApproximate average salary by contribution assumption: employee only about $665,175 at 4% or $443,450 at 6%; with 50% employer match about $443,450 at 4% or $295,633 at 6%; with 100% employer match about $332,588 at 4% or $221,725 at 6%.
Creative Financial Planning Inc. Retirement Plan-5$867,448$76,907$15,381iApproximate average salary by contribution assumption: employee only about $384,535 at 4% or $256,357 at 6%; with 50% employer match about $256,357 at 4% or $170,904 at 6%; with 100% employer match about $192,268 at 4% or $128,178 at 6%.
201925$1,503,692$202,531$40,506iApproximate average salary by contribution assumption: employee only about $1,012,655 at 4% or $675,103 at 6%; with 50% employer match about $675,103 at 4% or $450,069 at 6%; with 100% employer match about $506,327 at 4% or $337,552 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-5$806,699$127,638$25,528iApproximate average salary by contribution assumption: employee only about $638,190 at 4% or $425,460 at 6%; with 50% employer match about $425,460 at 4% or $283,640 at 6%; with 100% employer match about $319,095 at 4% or $212,730 at 6%.
Creative Financial Planning Inc. Retirement Plan-5$696,993$74,893$14,979iApproximate average salary by contribution assumption: employee only about $374,465 at 4% or $249,643 at 6%; with 50% employer match about $249,643 at 4% or $166,429 at 6%; with 100% employer match about $187,233 at 4% or $124,822 at 6%.
201823$1,105,549$174,594$58,198iApproximate average salary by contribution assumption: employee only about $1,454,950 at 4% or $969,967 at 6%; with 50% employer match about $969,967 at 4% or $646,644 at 6%; with 100% employer match about $727,475 at 4% or $484,983 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-3$578,260$107,321$35,774iApproximate average salary by contribution assumption: employee only about $894,342 at 4% or $596,228 at 6%; with 50% employer match about $596,228 at 4% or $397,485 at 6%; with 100% employer match about $447,171 at 4% or $298,114 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$527,289$67,273$22,424iApproximate average salary by contribution assumption: employee only about $560,608 at 4% or $373,739 at 6%; with 50% employer match about $373,739 at 4% or $249,159 at 6%; with 100% employer match about $280,304 at 4% or $186,869 at 6%.
201723$1,166,800$177,601$59,200iApproximate average salary by contribution assumption: employee only about $1,480,008 at 4% or $986,672 at 6%; with 50% employer match about $986,672 at 4% or $657,781 at 6%; with 100% employer match about $740,004 at 4% or $493,336 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$632,338$67,601$22,534iApproximate average salary by contribution assumption: employee only about $563,342 at 4% or $375,561 at 6%; with 50% employer match about $375,561 at 4% or $250,374 at 6%; with 100% employer match about $281,671 at 4% or $187,781 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-3$534,462$110,000$36,667iApproximate average salary by contribution assumption: employee only about $916,667 at 4% or $611,111 at 6%; with 50% employer match about $611,111 at 4% or $407,407 at 6%; with 100% employer match about $458,333 at 4% or $305,556 at 6%.
201623$935,883$163,819$54,606iApproximate average salary by contribution assumption: employee only about $1,365,158 at 4% or $910,106 at 6%; with 50% employer match about $910,106 at 4% or $606,737 at 6%; with 100% employer match about $682,579 at 4% or $455,053 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$544,353$55,358$18,453iApproximate average salary by contribution assumption: employee only about $461,317 at 4% or $307,544 at 6%; with 50% employer match about $307,544 at 4% or $205,030 at 6%; with 100% employer match about $230,658 at 4% or $153,772 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-3$391,530$108,461$36,154iApproximate average salary by contribution assumption: employee only about $903,842 at 4% or $602,561 at 6%; with 50% employer match about $602,561 at 4% or $401,707 at 6%; with 100% employer match about $451,921 at 4% or $301,281 at 6%.
201523$742,752$149,124$49,708iApproximate average salary by contribution assumption: employee only about $1,242,700 at 4% or $828,467 at 6%; with 50% employer match about $828,467 at 4% or $552,311 at 6%; with 100% employer match about $621,350 at 4% or $414,233 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$469,001$52,625$17,542iApproximate average salary by contribution assumption: employee only about $438,542 at 4% or $292,361 at 6%; with 50% employer match about $292,361 at 4% or $194,907 at 6%; with 100% employer match about $219,271 at 4% or $146,181 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-3$273,751$96,499$32,166iApproximate average salary by contribution assumption: employee only about $804,158 at 4% or $536,106 at 6%; with 50% employer match about $536,106 at 4% or $357,404 at 6%; with 100% employer match about $402,079 at 4% or $268,053 at 6%.
201423$640,469$123,057$41,019iApproximate average salary by contribution assumption: employee only about $1,025,475 at 4% or $683,650 at 6%; with 50% employer match about $683,650 at 4% or $455,767 at 6%; with 100% employer match about $512,738 at 4% or $341,825 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$448,184$50,735$16,912iApproximate average salary by contribution assumption: employee only about $422,792 at 4% or $281,861 at 6%; with 50% employer match about $281,861 at 4% or $187,907 at 6%; with 100% employer match about $211,396 at 4% or $140,931 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-3$192,285$72,322$24,107iApproximate average salary by contribution assumption: employee only about $602,683 at 4% or $401,789 at 6%; with 50% employer match about $401,789 at 4% or $267,859 at 6%; with 100% employer match about $301,342 at 4% or $200,894 at 6%.
201323$491,857$103,592$34,531iApproximate average salary by contribution assumption: employee only about $863,267 at 4% or $575,511 at 6%; with 50% employer match about $575,511 at 4% or $383,674 at 6%; with 100% employer match about $431,633 at 4% or $287,756 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$376,689$40,861$13,620iApproximate average salary by contribution assumption: employee only about $340,508 at 4% or $227,006 at 6%; with 50% employer match about $227,006 at 4% or $151,337 at 6%; with 100% employer match about $170,254 at 4% or $113,503 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-3$115,168$62,731$20,910iApproximate average salary by contribution assumption: employee only about $522,758 at 4% or $348,506 at 6%; with 50% employer match about $348,506 at 4% or $232,337 at 6%; with 100% employer match about $261,379 at 4% or $174,253 at 6%.
201223$340,806$81,176$27,059iApproximate average salary by contribution assumption: employee only about $676,467 at 4% or $450,978 at 6%; with 50% employer match about $450,978 at 4% or $300,652 at 6%; with 100% employer match about $338,233 at 4% or $225,489 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$293,610$33,980$11,327iApproximate average salary by contribution assumption: employee only about $283,167 at 4% or $188,778 at 6%; with 50% employer match about $188,778 at 4% or $125,852 at 6%; with 100% employer match about $141,583 at 4% or $94,389 at 6%.
CREATIVE FINANCIAL PLANNING, INC. CASH BALANCE PENSION PLAN-0$47,196$47,196-
201113$220,795$57,602$19,201iApproximate average salary by contribution assumption: employee only about $480,017 at 4% or $320,011 at 6%; with 50% employer match about $320,011 at 4% or $213,341 at 6%; with 100% employer match about $240,008 at 4% or $160,006 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$220,795$57,602$19,201iApproximate average salary by contribution assumption: employee only about $480,017 at 4% or $320,011 at 6%; with 50% employer match about $320,011 at 4% or $213,341 at 6%; with 100% employer match about $240,008 at 4% or $160,006 at 6%.
201013$201,992$38,321$12,774iApproximate average salary by contribution assumption: employee only about $319,342 at 4% or $212,894 at 6%; with 50% employer match about $212,894 at 4% or $141,930 at 6%; with 100% employer match about $159,671 at 4% or $106,447 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$201,992$38,321$12,774iApproximate average salary by contribution assumption: employee only about $319,342 at 4% or $212,894 at 6%; with 50% employer match about $212,894 at 4% or $141,930 at 6%; with 100% employer match about $159,671 at 4% or $106,447 at 6%.
200913$147,436$33,740$11,247iApproximate average salary by contribution assumption: employee only about $281,167 at 4% or $187,444 at 6%; with 50% employer match about $187,444 at 4% or $124,963 at 6%; with 100% employer match about $140,583 at 4% or $93,722 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$147,436$33,740$11,247iApproximate average salary by contribution assumption: employee only about $281,167 at 4% or $187,444 at 6%; with 50% employer match about $187,444 at 4% or $124,963 at 6%; with 100% employer match about $140,583 at 4% or $93,722 at 6%.
200813$74,653$38,421$12,807iApproximate average salary by contribution assumption: employee only about $320,175 at 4% or $213,450 at 6%; with 50% employer match about $213,450 at 4% or $142,300 at 6%; with 100% employer match about $160,088 at 4% or $106,725 at 6%.
Creative Financial Planning Inc. Retirement Plan-3$74,653$38,421$12,807iApproximate average salary by contribution assumption: employee only about $320,175 at 4% or $213,450 at 6%; with 50% employer match about $213,450 at 4% or $142,300 at 6%; with 100% employer match about $160,088 at 4% or $106,725 at 6%.
200712$0$0-
Creative Financial Planning Inc. Retirement Plan-2---
200612$32,376$29,000$14,500iApproximate average salary by contribution assumption: employee only about $362,500 at 4% or $241,667 at 6%; with 50% employer match about $241,667 at 4% or $161,111 at 6%; with 100% employer match about $181,250 at 4% or $120,833 at 6%.
Creative Financial Planning Inc. Retirement Plan-2$32,376$29,000$14,500iApproximate average salary by contribution assumption: employee only about $362,500 at 4% or $241,667 at 6%; with 50% employer match about $241,667 at 4% or $161,111 at 6%; with 100% employer match about $181,250 at 4% or $120,833 at 6%.