Civic Intelligence

Michael B. Kramer & Associates

Plan context: Michael B. Kramer & Associates 401(K) Profit Sharing Plan

EIN 13-3188993 • New York, NY • 21 filings • 2 plans

488 Madison Avenue,Suite 1120New York, NY 10022
Current Snapshot

Latest Year

2024

2024 Participants

5

2024 Assets

$2,325,768

2024 Contributions

$93,914

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,325,768$1,162,884$0200620162024YearValue
$2,325,768Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

740200320152024YearValue
5Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202415$2,325,768$93,914$18,783iApproximate average salary by contribution assumption: employee only about $469,570 at 4% or $313,047 at 6%; with 50% employer match about $313,047 at 4% or $208,698 at 6%; with 100% employer match about $234,785 at 4% or $156,523 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-5$2,325,768$93,914$18,783iApproximate average salary by contribution assumption: employee only about $469,570 at 4% or $313,047 at 6%; with 50% employer match about $313,047 at 4% or $208,698 at 6%; with 100% employer match about $234,785 at 4% or $156,523 at 6%.
202316$2,011,443$88,266$14,711iApproximate average salary by contribution assumption: employee only about $367,775 at 4% or $245,183 at 6%; with 50% employer match about $245,183 at 4% or $163,456 at 6%; with 100% employer match about $183,888 at 4% or $122,592 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$2,011,443$88,266$14,711iApproximate average salary by contribution assumption: employee only about $367,775 at 4% or $245,183 at 6%; with 50% employer match about $245,183 at 4% or $163,456 at 6%; with 100% employer match about $183,888 at 4% or $122,592 at 6%.
202216$1,680,141$92,870$15,478iApproximate average salary by contribution assumption: employee only about $386,958 at 4% or $257,972 at 6%; with 50% employer match about $257,972 at 4% or $171,981 at 6%; with 100% employer match about $193,479 at 4% or $128,986 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$1,680,141$92,870$15,478iApproximate average salary by contribution assumption: employee only about $386,958 at 4% or $257,972 at 6%; with 50% employer match about $257,972 at 4% or $171,981 at 6%; with 100% employer match about $193,479 at 4% or $128,986 at 6%.
202116$1,918,073$99,779$16,630iApproximate average salary by contribution assumption: employee only about $415,746 at 4% or $277,164 at 6%; with 50% employer match about $277,164 at 4% or $184,776 at 6%; with 100% employer match about $207,873 at 4% or $138,582 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$1,918,073$99,779$16,630iApproximate average salary by contribution assumption: employee only about $415,746 at 4% or $277,164 at 6%; with 50% employer match about $277,164 at 4% or $184,776 at 6%; with 100% employer match about $207,873 at 4% or $138,582 at 6%.
202016$1,608,077$76,294$12,716iApproximate average salary by contribution assumption: employee only about $317,892 at 4% or $211,928 at 6%; with 50% employer match about $211,928 at 4% or $141,285 at 6%; with 100% employer match about $158,946 at 4% or $105,964 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$1,608,077$76,294$12,716iApproximate average salary by contribution assumption: employee only about $317,892 at 4% or $211,928 at 6%; with 50% employer match about $211,928 at 4% or $141,285 at 6%; with 100% employer match about $158,946 at 4% or $105,964 at 6%.
201915$1,355,796$56,299$11,260iApproximate average salary by contribution assumption: employee only about $281,495 at 4% or $187,663 at 6%; with 50% employer match about $187,663 at 4% or $125,109 at 6%; with 100% employer match about $140,748 at 4% or $93,832 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-5$1,355,796$56,299$11,260iApproximate average salary by contribution assumption: employee only about $281,495 at 4% or $187,663 at 6%; with 50% employer match about $187,663 at 4% or $125,109 at 6%; with 100% employer match about $140,748 at 4% or $93,832 at 6%.
201816$1,151,636$118,720$19,787iApproximate average salary by contribution assumption: employee only about $494,667 at 4% or $329,778 at 6%; with 50% employer match about $329,778 at 4% or $219,852 at 6%; with 100% employer match about $247,333 at 4% or $164,889 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$1,151,636$118,720$19,787iApproximate average salary by contribution assumption: employee only about $494,667 at 4% or $329,778 at 6%; with 50% employer match about $329,778 at 4% or $219,852 at 6%; with 100% employer match about $247,333 at 4% or $164,889 at 6%.
201716$1,108,578$115,752$19,292iApproximate average salary by contribution assumption: employee only about $482,300 at 4% or $321,533 at 6%; with 50% employer match about $321,533 at 4% or $214,356 at 6%; with 100% employer match about $241,150 at 4% or $160,767 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$1,108,578$115,752$19,292iApproximate average salary by contribution assumption: employee only about $482,300 at 4% or $321,533 at 6%; with 50% employer match about $321,533 at 4% or $214,356 at 6%; with 100% employer match about $241,150 at 4% or $160,767 at 6%.
201616$874,992$116,829$19,472iApproximate average salary by contribution assumption: employee only about $486,788 at 4% or $324,525 at 6%; with 50% employer match about $324,525 at 4% or $216,350 at 6%; with 100% employer match about $243,394 at 4% or $162,263 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$874,992$116,829$19,472iApproximate average salary by contribution assumption: employee only about $486,788 at 4% or $324,525 at 6%; with 50% employer match about $324,525 at 4% or $216,350 at 6%; with 100% employer match about $243,394 at 4% or $162,263 at 6%.
201516$703,597$127,851$21,309iApproximate average salary by contribution assumption: employee only about $532,713 at 4% or $355,142 at 6%; with 50% employer match about $355,142 at 4% or $236,761 at 6%; with 100% employer match about $266,356 at 4% or $177,571 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$703,597$127,851$21,309iApproximate average salary by contribution assumption: employee only about $532,713 at 4% or $355,142 at 6%; with 50% employer match about $355,142 at 4% or $236,761 at 6%; with 100% employer match about $266,356 at 4% or $177,571 at 6%.
201416$582,651$104,100$17,350iApproximate average salary by contribution assumption: employee only about $433,750 at 4% or $289,167 at 6%; with 50% employer match about $289,167 at 4% or $192,778 at 6%; with 100% employer match about $216,875 at 4% or $144,583 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-6$582,651$104,100$17,350iApproximate average salary by contribution assumption: employee only about $433,750 at 4% or $289,167 at 6%; with 50% employer match about $289,167 at 4% or $192,778 at 6%; with 100% employer match about $216,875 at 4% or $144,583 at 6%.
201317$467,135$94,165$13,452iApproximate average salary by contribution assumption: employee only about $336,304 at 4% or $224,202 at 6%; with 50% employer match about $224,202 at 4% or $149,468 at 6%; with 100% employer match about $168,152 at 4% or $112,101 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-7$467,135$94,165$13,452iApproximate average salary by contribution assumption: employee only about $336,304 at 4% or $224,202 at 6%; with 50% employer match about $224,202 at 4% or $149,468 at 6%; with 100% employer match about $168,152 at 4% or $112,101 at 6%.
201217$324,308$190,944$27,278iApproximate average salary by contribution assumption: employee only about $681,943 at 4% or $454,629 at 6%; with 50% employer match about $454,629 at 4% or $303,086 at 6%; with 100% employer match about $340,971 at 4% or $227,314 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-7$324,308$190,944$27,278iApproximate average salary by contribution assumption: employee only about $681,943 at 4% or $454,629 at 6%; with 50% employer match about $454,629 at 4% or $303,086 at 6%; with 100% employer match about $340,971 at 4% or $227,314 at 6%.
201117$168,207$98,288$14,041iApproximate average salary by contribution assumption: employee only about $351,029 at 4% or $234,019 at 6%; with 50% employer match about $234,019 at 4% or $156,013 at 6%; with 100% employer match about $175,514 at 4% or $117,010 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-7$168,207$98,288$14,041iApproximate average salary by contribution assumption: employee only about $351,029 at 4% or $234,019 at 6%; with 50% employer match about $234,019 at 4% or $156,013 at 6%; with 100% employer match about $175,514 at 4% or $117,010 at 6%.
201025$67,643$67,643$13,529iApproximate average salary by contribution assumption: employee only about $338,215 at 4% or $225,477 at 6%; with 50% employer match about $225,477 at 4% or $150,318 at 6%; with 100% employer match about $169,108 at 4% or $112,738 at 6%.
Michael B. Kramer & Associates 401(K) Profit Sharing Plan-5$67,643$67,643$13,529iApproximate average salary by contribution assumption: employee only about $338,215 at 4% or $225,477 at 6%; with 50% employer match about $225,477 at 4% or $150,318 at 6%; with 100% employer match about $169,108 at 4% or $112,738 at 6%.
MICHAEL B. KRAMER & ASSOCIATES DEFINED BENEFIT PENSION PLAN-0$0$0-
200916$1,061,733$220,000$36,667iApproximate average salary by contribution assumption: employee only about $916,667 at 4% or $611,111 at 6%; with 50% employer match about $611,111 at 4% or $407,407 at 6%; with 100% employer match about $458,333 at 4% or $305,556 at 6%.
MICHAEL B. KRAMER & ASSOCIATES DEFINED BENEFIT PENSION PLAN-6$1,061,733$220,000$36,667iApproximate average salary by contribution assumption: employee only about $916,667 at 4% or $611,111 at 6%; with 50% employer match about $611,111 at 4% or $407,407 at 6%; with 100% employer match about $458,333 at 4% or $305,556 at 6%.
200814$0$0-
MICHAEL B. KRAMER & ASSOCIATES DEFINED BENEFIT PENSION PLAN-4---
200714$0$0-
MICHAEL B. KRAMER & ASSOCIATES DEFINED BENEFIT PENSION PLAN-4---
200614$555,580$135,209$33,802iApproximate average salary by contribution assumption: employee only about $845,056 at 4% or $563,371 at 6%; with 50% employer match about $563,371 at 4% or $375,581 at 6%; with 100% employer match about $422,528 at 4% or $281,685 at 6%.
MICHAEL B. KRAMER & ASSOCIATES DEFINED BENEFIT PENSION PLAN-4$555,580$135,209$33,802iApproximate average salary by contribution assumption: employee only about $845,056 at 4% or $563,371 at 6%; with 50% employer match about $563,371 at 4% or $375,581 at 6%; with 100% employer match about $422,528 at 4% or $281,685 at 6%.
200315$0$0-
MICHAEL B. KRAMER & ASSOCIATES DEFINED BENEFIT PENSION PLAN-5---
Michael B. Kramer & Associates | EIN 13-3188993 | 2024 Form 5500 Company Profile