Civic Intelligence

Upm-Kymmene Inc.

Plan context: Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan

EIN 13-2938476 • Naperville, IL • 46 filings • 9 plans

55 Shuman Blvd Ste 400Naperville, IL 60563-8248
Current Snapshot

Latest Year

2024

2024 Participants

738

2024 Assets

$128,618,775

2024 Contributions

$4,258,087

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$138,133,267$69,066,634$0199920122024YearValue
$128,618,775Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1,3906950199920122024YearValue
738Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20242738$128,618,775$4,258,087$5,770iApproximate average salary by contribution assumption: employee only about $144,244 at 4% or $96,163 at 6%; with 50% employer match about $96,163 at 4% or $64,109 at 6%; with 100% employer match about $72,122 at 4% or $48,081 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-133$128,618,775$4,258,087$32,016iApproximate average salary by contribution assumption: employee only about $800,392 at 4% or $533,595 at 6%; with 50% employer match about $533,595 at 4% or $355,730 at 6%; with 100% employer match about $400,196 at 4% or $266,797 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-738---
20232297$122,733,088$3,424,960$11,532iApproximate average salary by contribution assumption: employee only about $288,296 at 4% or $192,198 at 6%; with 50% employer match about $192,198 at 4% or $128,132 at 6%; with 100% employer match about $144,148 at 4% or $96,099 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-132$122,733,088$3,424,960$25,947iApproximate average salary by contribution assumption: employee only about $648,667 at 4% or $432,444 at 6%; with 50% employer match about $432,444 at 4% or $288,296 at 6%; with 100% employer match about $324,333 at 4% or $216,222 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-297---
20222295$114,070,969$3,299,499$11,185iApproximate average salary by contribution assumption: employee only about $279,619 at 4% or $186,412 at 6%; with 50% employer match about $186,412 at 4% or $124,275 at 6%; with 100% employer match about $139,809 at 4% or $93,206 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-135$114,070,969$3,299,499$24,441iApproximate average salary by contribution assumption: employee only about $611,018 at 4% or $407,346 at 6%; with 50% employer match about $407,346 at 4% or $271,564 at 6%; with 100% employer match about $305,509 at 4% or $203,673 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-295---
20212295$138,133,267$3,270,262$11,086iApproximate average salary by contribution assumption: employee only about $277,141 at 4% or $184,761 at 6%; with 50% employer match about $184,761 at 4% or $123,174 at 6%; with 100% employer match about $138,570 at 4% or $92,380 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-136$138,133,267$3,270,262$24,046iApproximate average salary by contribution assumption: employee only about $601,151 at 4% or $400,767 at 6%; with 50% employer match about $400,767 at 4% or $267,178 at 6%; with 100% employer match about $300,576 at 4% or $200,384 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-295---
20202297$127,577,930$3,173,562$10,685iApproximate average salary by contribution assumption: employee only about $267,135 at 4% or $178,090 at 6%; with 50% employer match about $178,090 at 4% or $118,727 at 6%; with 100% employer match about $133,567 at 4% or $89,045 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-131$127,577,930$3,173,562$24,226iApproximate average salary by contribution assumption: employee only about $605,642 at 4% or $403,761 at 6%; with 50% employer match about $403,761 at 4% or $269,174 at 6%; with 100% employer match about $302,821 at 4% or $201,881 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-297---
20192306$119,313,394$3,158,026$10,320iApproximate average salary by contribution assumption: employee only about $258,009 at 4% or $172,006 at 6%; with 50% employer match about $172,006 at 4% or $114,671 at 6%; with 100% employer match about $129,004 at 4% or $86,003 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-143$119,313,394$3,158,026$22,084iApproximate average salary by contribution assumption: employee only about $552,102 at 4% or $368,068 at 6%; with 50% employer match about $368,068 at 4% or $245,379 at 6%; with 100% employer match about $276,051 at 4% or $184,034 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-306---
20182332$106,313,349$3,889,966$11,717iApproximate average salary by contribution assumption: employee only about $292,919 at 4% or $195,279 at 6%; with 50% employer match about $195,279 at 4% or $130,186 at 6%; with 100% employer match about $146,460 at 4% or $97,640 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-142$106,313,349$3,889,966$27,394iApproximate average salary by contribution assumption: employee only about $684,853 at 4% or $456,569 at 6%; with 50% employer match about $456,569 at 4% or $304,379 at 6%; with 100% employer match about $342,427 at 4% or $228,284 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-332---
20172454$115,210,844$3,802,458$8,375iApproximate average salary by contribution assumption: employee only about $209,386 at 4% or $139,591 at 6%; with 50% employer match about $139,591 at 4% or $93,061 at 6%; with 100% employer match about $104,693 at 4% or $69,795 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-173$115,210,844$3,802,458$21,980iApproximate average salary by contribution assumption: employee only about $549,488 at 4% or $366,325 at 6%; with 50% employer match about $366,325 at 4% or $244,217 at 6%; with 100% employer match about $274,744 at 4% or $183,163 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-454---
20162477$103,005,191$3,956,700$8,295iApproximate average salary by contribution assumption: employee only about $207,374 at 4% or $138,249 at 6%; with 50% employer match about $138,249 at 4% or $92,166 at 6%; with 100% employer match about $103,687 at 4% or $69,125 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-180$103,005,191$3,956,700$21,982iApproximate average salary by contribution assumption: employee only about $549,542 at 4% or $366,361 at 6%; with 50% employer match about $366,361 at 4% or $244,241 at 6%; with 100% employer match about $274,771 at 4% or $183,181 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-477---
20152509$95,826,943$4,486,690$8,815iApproximate average salary by contribution assumption: employee only about $220,368 at 4% or $146,912 at 6%; with 50% employer match about $146,912 at 4% or $97,941 at 6%; with 100% employer match about $110,184 at 4% or $73,456 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-194$95,826,943$4,486,690$23,127iApproximate average salary by contribution assumption: employee only about $578,182 at 4% or $385,454 at 6%; with 50% employer match about $385,454 at 4% or $256,970 at 6%; with 100% employer match about $289,091 at 4% or $192,727 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-509---
20142521$98,559,125$4,425,919$8,495iApproximate average salary by contribution assumption: employee only about $212,376 at 4% or $141,584 at 6%; with 50% employer match about $141,584 at 4% or $94,389 at 6%; with 100% employer match about $106,188 at 4% or $70,792 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-206$98,559,125$4,425,919$21,485iApproximate average salary by contribution assumption: employee only about $537,126 at 4% or $358,084 at 6%; with 50% employer match about $358,084 at 4% or $238,723 at 6%; with 100% employer match about $268,563 at 4% or $179,042 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-521---
20132517$96,547,734$4,324,828$8,365iApproximate average salary by contribution assumption: employee only about $209,131 at 4% or $139,421 at 6%; with 50% employer match about $139,421 at 4% or $92,947 at 6%; with 100% employer match about $104,565 at 4% or $69,710 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-208$96,547,734$4,324,828$20,792iApproximate average salary by contribution assumption: employee only about $519,811 at 4% or $346,541 at 6%; with 50% employer match about $346,541 at 4% or $231,027 at 6%; with 100% employer match about $259,906 at 4% or $173,270 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-517---
20122538$83,910,911$4,067,024$7,560iApproximate average salary by contribution assumption: employee only about $188,988 at 4% or $125,992 at 6%; with 50% employer match about $125,992 at 4% or $83,995 at 6%; with 100% employer match about $94,494 at 4% or $62,996 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-211$83,910,911$4,067,024$19,275iApproximate average salary by contribution assumption: employee only about $481,875 at 4% or $321,250 at 6%; with 50% employer match about $321,250 at 4% or $214,167 at 6%; with 100% employer match about $240,937 at 4% or $160,625 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-538---
20112569$76,811,439$4,032,266$7,087iApproximate average salary by contribution assumption: employee only about $177,165 at 4% or $118,110 at 6%; with 50% employer match about $118,110 at 4% or $78,740 at 6%; with 100% employer match about $88,582 at 4% or $59,055 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-222$76,811,439$4,032,266$18,163iApproximate average salary by contribution assumption: employee only about $454,084 at 4% or $302,723 at 6%; with 50% employer match about $302,723 at 4% or $201,815 at 6%; with 100% employer match about $227,042 at 4% or $151,361 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-569---
20102574$76,756,193$3,940,258$6,865iApproximate average salary by contribution assumption: employee only about $171,614 at 4% or $114,409 at 6%; with 50% employer match about $114,409 at 4% or $76,273 at 6%; with 100% employer match about $85,807 at 4% or $57,205 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-228$76,756,193$3,940,258$17,282iApproximate average salary by contribution assumption: employee only about $432,046 at 4% or $288,031 at 6%; with 50% employer match about $288,031 at 4% or $192,020 at 6%; with 100% employer match about $216,023 at 4% or $144,015 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-574---
20092547$68,811,829$3,704,754$6,773iApproximate average salary by contribution assumption: employee only about $169,321 at 4% or $112,881 at 6%; with 50% employer match about $112,881 at 4% or $75,254 at 6%; with 100% employer match about $84,661 at 4% or $56,440 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-214$68,811,829$3,704,754$17,312iApproximate average salary by contribution assumption: employee only about $432,798 at 4% or $288,532 at 6%; with 50% employer match about $288,532 at 4% or $192,355 at 6%; with 100% employer match about $216,399 at 4% or $144,266 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-547---
20082640$57,379,981$5,832,855$9,114iApproximate average salary by contribution assumption: employee only about $227,846 at 4% or $151,897 at 6%; with 50% employer match about $151,897 at 4% or $101,265 at 6%; with 100% employer match about $113,923 at 4% or $75,949 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-225$57,379,981$5,832,855$25,924iApproximate average salary by contribution assumption: employee only about $648,095 at 4% or $432,063 at 6%; with 50% employer match about $432,063 at 4% or $288,042 at 6%; with 100% employer match about $324,048 at 4% or $216,032 at 6%.
Upm-Kymmene Inc. Health and Welfare Benefit Plan-640---
20072249$57,034,259$4,632,496$18,604iApproximate average salary by contribution assumption: employee only about $465,110 at 4% or $310,073 at 6%; with 50% employer match about $310,073 at 4% or $206,716 at 6%; with 100% employer match about $232,555 at 4% or $155,037 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-249$57,034,259$4,632,496$18,604iApproximate average salary by contribution assumption: employee only about $465,110 at 4% or $310,073 at 6%; with 50% employer match about $310,073 at 4% or $206,716 at 6%; with 100% employer match about $232,555 at 4% or $155,037 at 6%.
UPM-KYMMENE, INC. EMPLOYEE HEALTH AND WELFARE PLAN-0---
20062614$53,419,163$3,942,044$6,420iApproximate average salary by contribution assumption: employee only about $160,507 at 4% or $107,004 at 6%; with 50% employer match about $107,004 at 4% or $71,336 at 6%; with 100% employer match about $80,253 at 4% or $53,502 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-244$53,419,163$3,942,044$16,156iApproximate average salary by contribution assumption: employee only about $403,898 at 4% or $269,265 at 6%; with 50% employer match about $269,265 at 4% or $179,510 at 6%; with 100% employer match about $201,949 at 4% or $134,633 at 6%.
UPM-KYMMENE, INC. EMPLOYEE HEALTH AND WELFARE PLAN-614---
20052651$49,433,942$4,392,886$6,748iApproximate average salary by contribution assumption: employee only about $168,698 at 4% or $112,465 at 6%; with 50% employer match about $112,465 at 4% or $74,977 at 6%; with 100% employer match about $84,349 at 4% or $56,233 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-263$49,433,942$4,392,886$16,703iApproximate average salary by contribution assumption: employee only about $417,575 at 4% or $278,383 at 6%; with 50% employer match about $278,383 at 4% or $185,589 at 6%; with 100% employer match about $208,787 at 4% or $139,192 at 6%.
UPM-KYMMENE, INC. EMPLOYEE HEALTH AND WELFARE PLAN-651---
200421,390$44,626,591$4,582,666$3,297iApproximate average salary by contribution assumption: employee only about $82,422 at 4% or $54,948 at 6%; with 50% employer match about $54,948 at 4% or $36,632 at 6%; with 100% employer match about $41,211 at 4% or $27,474 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-240$44,626,591$4,582,666$19,094iApproximate average salary by contribution assumption: employee only about $477,361 at 4% or $318,241 at 6%; with 50% employer match about $318,241 at 4% or $212,160 at 6%; with 100% employer match about $238,681 at 4% or $159,120 at 6%.
UPM-KYMMENE, INC. EMPLOYEE HEALTH AND WELFARE PLAN-1,390---
20031250$39,726,251$4,349,406$17,398iApproximate average salary by contribution assumption: employee only about $434,941 at 4% or $289,960 at 6%; with 50% employer match about $289,960 at 4% or $193,307 at 6%; with 100% employer match about $217,470 at 4% or $144,980 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-250$39,726,251$4,349,406$17,398iApproximate average salary by contribution assumption: employee only about $434,941 at 4% or $289,960 at 6%; with 50% employer match about $289,960 at 4% or $193,307 at 6%; with 100% employer match about $217,470 at 4% or $144,980 at 6%.
20021245$32,391,659$2,862,105$11,682iApproximate average salary by contribution assumption: employee only about $292,052 at 4% or $194,701 at 6%; with 50% employer match about $194,701 at 4% or $129,801 at 6%; with 100% employer match about $146,026 at 4% or $97,351 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-245$32,391,659$2,862,105$11,682iApproximate average salary by contribution assumption: employee only about $292,052 at 4% or $194,701 at 6%; with 50% employer match about $194,701 at 4% or $129,801 at 6%; with 100% employer match about $146,026 at 4% or $97,351 at 6%.
20011285$38,036,733$2,846,457$9,988iApproximate average salary by contribution assumption: employee only about $249,689 at 4% or $166,459 at 6%; with 50% employer match about $166,459 at 4% or $110,973 at 6%; with 100% employer match about $124,845 at 4% or $83,230 at 6%.
Upm-Kymmene Inc. Salaried Employees 401(K) Retirement Plan-285$38,036,733$2,846,457$9,988iApproximate average salary by contribution assumption: employee only about $249,689 at 4% or $166,459 at 6%; with 50% employer match about $166,459 at 4% or $110,973 at 6%; with 100% employer match about $124,845 at 4% or $83,230 at 6%.
1999150$4,136,439$1,075,000$21,500iApproximate average salary by contribution assumption: employee only about $537,500 at 4% or $358,333 at 6%; with 50% employer match about $358,333 at 4% or $238,889 at 6%; with 100% employer match about $268,750 at 4% or $179,167 at 6%.
Pension Plan for Employees of Upm-Kymmene Inc.-50$4,136,439$1,075,000$21,500iApproximate average salary by contribution assumption: employee only about $537,500 at 4% or $358,333 at 6%; with 50% employer match about $358,333 at 4% or $238,889 at 6%; with 100% employer match about $268,750 at 4% or $179,167 at 6%.