Civic Intelligence

Waterford Bank, N.A.

Plan context: Waterford Bank Retirement Savings Plan

EIN 11-3809585 • Toledo, OH • 24 filings • 2 plans

3900 N. Mccord RoadToledo, OH 43617
Current Snapshot

Latest Year

2025

2025 Participants

103

2025 Assets

$21,404,768

2025 Contributions

$1,516,464

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$23,348,624$11,674,312$0200820162024YearValue
$21,404,768Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

122610200720162025YearValue
103Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20251103$0$0-
Waterford Bank, N.A. Employee Benefits Plan-103---
20242105$21,404,768$1,516,464$14,443iApproximate average salary by contribution assumption: employee only about $361,063 at 4% or $240,709 at 6%; with 50% employer match about $240,709 at 4% or $160,472 at 6%; with 100% employer match about $180,531 at 4% or $120,354 at 6%.
Waterford Bank Retirement Savings Plan-105$21,404,768$1,516,464$14,443iApproximate average salary by contribution assumption: employee only about $361,063 at 4% or $240,709 at 6%; with 50% employer match about $240,709 at 4% or $160,472 at 6%; with 100% employer match about $180,531 at 4% or $120,354 at 6%.
Waterford Bank, N.A. Employee Benefits Plan-98---
20232101$22,310,194$1,542,240$15,270iApproximate average salary by contribution assumption: employee only about $381,743 at 4% or $254,495 at 6%; with 50% employer match about $254,495 at 4% or $169,663 at 6%; with 100% employer match about $190,871 at 4% or $127,248 at 6%.
Waterford Bank Retirement Savings Plan-99$22,310,194$1,542,240$15,578iApproximate average salary by contribution assumption: employee only about $389,455 at 4% or $259,636 at 6%; with 50% employer match about $259,636 at 4% or $173,091 at 6%; with 100% employer match about $194,727 at 4% or $129,818 at 6%.
Waterford Bank, N.A. Employee Benefits Plan-101---
20222112$20,169,095$2,232,202$19,930iApproximate average salary by contribution assumption: employee only about $498,259 at 4% or $332,173 at 6%; with 50% employer match about $332,173 at 4% or $221,449 at 6%; with 100% employer match about $249,130 at 4% or $166,086 at 6%.
Waterford Bank Retirement Savings Plan-110$20,169,095$2,232,202$20,293iApproximate average salary by contribution assumption: employee only about $507,319 at 4% or $338,212 at 6%; with 50% employer match about $338,212 at 4% or $225,475 at 6%; with 100% employer match about $253,659 at 4% or $169,106 at 6%.
Waterford Bank, N.A. Employee Benefits Plan-112---
20212110$23,348,624$2,295,438$20,868iApproximate average salary by contribution assumption: employee only about $521,690 at 4% or $347,794 at 6%; with 50% employer match about $347,794 at 4% or $231,862 at 6%; with 100% employer match about $260,845 at 4% or $173,897 at 6%.
Waterford Bank Retirement Savings Plan-107$23,348,624$2,295,438$21,453iApproximate average salary by contribution assumption: employee only about $536,317 at 4% or $357,545 at 6%; with 50% employer match about $357,545 at 4% or $238,363 at 6%; with 100% employer match about $268,159 at 4% or $178,772 at 6%.
Waterford Bank, N.A. Employee Benefits Plan-110---
20202122$19,661,934$2,107,916$17,278iApproximate average salary by contribution assumption: employee only about $431,950 at 4% or $287,967 at 6%; with 50% employer match about $287,967 at 4% or $191,978 at 6%; with 100% employer match about $215,975 at 4% or $143,983 at 6%.
Waterford Bank Retirement Savings Plan-122$19,661,934$2,107,916$17,278iApproximate average salary by contribution assumption: employee only about $431,950 at 4% or $287,967 at 6%; with 50% employer match about $287,967 at 4% or $191,978 at 6%; with 100% employer match about $215,975 at 4% or $143,983 at 6%.
Waterford Bank, N.A. Employee Benefits Plan-112---
2019187$15,282,257$1,457,654$16,755iApproximate average salary by contribution assumption: employee only about $418,866 at 4% or $279,244 at 6%; with 50% employer match about $279,244 at 4% or $186,163 at 6%; with 100% employer match about $209,433 at 4% or $139,622 at 6%.
Waterford Bank Retirement Savings Plan-87$15,282,257$1,457,654$16,755iApproximate average salary by contribution assumption: employee only about $418,866 at 4% or $279,244 at 6%; with 50% employer match about $279,244 at 4% or $186,163 at 6%; with 100% employer match about $209,433 at 4% or $139,622 at 6%.
2018186$11,500,284$1,337,421$15,551iApproximate average salary by contribution assumption: employee only about $388,785 at 4% or $259,190 at 6%; with 50% employer match about $259,190 at 4% or $172,793 at 6%; with 100% employer match about $194,393 at 4% or $129,595 at 6%.
Waterford Bank Retirement Savings Plan-86$11,500,284$1,337,421$15,551iApproximate average salary by contribution assumption: employee only about $388,785 at 4% or $259,190 at 6%; with 50% employer match about $259,190 at 4% or $172,793 at 6%; with 100% employer match about $194,393 at 4% or $129,595 at 6%.
2017179$10,850,072$2,132,312$26,991iApproximate average salary by contribution assumption: employee only about $674,782 at 4% or $449,855 at 6%; with 50% employer match about $449,855 at 4% or $299,903 at 6%; with 100% employer match about $337,391 at 4% or $224,927 at 6%.
Waterford Bank Retirement Savings Plan-79$10,850,072$2,132,312$26,991iApproximate average salary by contribution assumption: employee only about $674,782 at 4% or $449,855 at 6%; with 50% employer match about $449,855 at 4% or $299,903 at 6%; with 100% employer match about $337,391 at 4% or $224,927 at 6%.
2016179$8,212,537$1,595,541$20,197iApproximate average salary by contribution assumption: employee only about $504,918 at 4% or $336,612 at 6%; with 50% employer match about $336,612 at 4% or $224,408 at 6%; with 100% employer match about $252,459 at 4% or $168,306 at 6%.
Waterford Bank Retirement Savings Plan-79$8,212,537$1,595,541$20,197iApproximate average salary by contribution assumption: employee only about $504,918 at 4% or $336,612 at 6%; with 50% employer match about $336,612 at 4% or $224,408 at 6%; with 100% employer match about $252,459 at 4% or $168,306 at 6%.
2015171$6,182,769$1,132,641$15,953iApproximate average salary by contribution assumption: employee only about $398,817 at 4% or $265,878 at 6%; with 50% employer match about $265,878 at 4% or $177,252 at 6%; with 100% employer match about $199,409 at 4% or $132,939 at 6%.
Waterford Bank Retirement Savings Plan-71$6,182,769$1,132,641$15,953iApproximate average salary by contribution assumption: employee only about $398,817 at 4% or $265,878 at 6%; with 50% employer match about $265,878 at 4% or $177,252 at 6%; with 100% employer match about $199,409 at 4% or $132,939 at 6%.
2014168$5,396,094$923,086$13,575iApproximate average salary by contribution assumption: employee only about $339,370 at 4% or $226,247 at 6%; with 50% employer match about $226,247 at 4% or $150,831 at 6%; with 100% employer match about $169,685 at 4% or $113,123 at 6%.
Waterford Bank Retirement Savings Plan-68$5,396,094$923,086$13,575iApproximate average salary by contribution assumption: employee only about $339,370 at 4% or $226,247 at 6%; with 50% employer match about $226,247 at 4% or $150,831 at 6%; with 100% employer match about $169,685 at 4% or $113,123 at 6%.
2013166$4,575,940$996,387$15,097iApproximate average salary by contribution assumption: employee only about $377,419 at 4% or $251,613 at 6%; with 50% employer match about $251,613 at 4% or $167,742 at 6%; with 100% employer match about $188,710 at 4% or $125,806 at 6%.
Waterford Bank Retirement Savings Plan-66$4,575,940$996,387$15,097iApproximate average salary by contribution assumption: employee only about $377,419 at 4% or $251,613 at 6%; with 50% employer match about $251,613 at 4% or $167,742 at 6%; with 100% employer match about $188,710 at 4% or $125,806 at 6%.
2012157$3,035,536$910,507$15,974iApproximate average salary by contribution assumption: employee only about $399,345 at 4% or $266,230 at 6%; with 50% employer match about $266,230 at 4% or $177,487 at 6%; with 100% employer match about $199,673 at 4% or $133,115 at 6%.
Waterford Bank Retirement Savings Plan-57$3,035,536$910,507$15,974iApproximate average salary by contribution assumption: employee only about $399,345 at 4% or $266,230 at 6%; with 50% employer match about $266,230 at 4% or $177,487 at 6%; with 100% employer match about $199,673 at 4% or $133,115 at 6%.
2011141$1,888,841$651,931$15,901iApproximate average salary by contribution assumption: employee only about $397,519 at 4% or $265,013 at 6%; with 50% employer match about $265,013 at 4% or $176,675 at 6%; with 100% employer match about $198,759 at 4% or $132,506 at 6%.
Waterford Bank Retirement Savings Plan-41$1,888,841$651,931$15,901iApproximate average salary by contribution assumption: employee only about $397,519 at 4% or $265,013 at 6%; with 50% employer match about $265,013 at 4% or $176,675 at 6%; with 100% employer match about $198,759 at 4% or $132,506 at 6%.
2010138$1,257,508$409,971$10,789iApproximate average salary by contribution assumption: employee only about $269,718 at 4% or $179,812 at 6%; with 50% employer match about $179,812 at 4% or $119,875 at 6%; with 100% employer match about $134,859 at 4% or $89,906 at 6%.
Waterford Bank Retirement Savings Plan-38$1,257,508$409,971$10,789iApproximate average salary by contribution assumption: employee only about $269,718 at 4% or $179,812 at 6%; with 50% employer match about $179,812 at 4% or $119,875 at 6%; with 100% employer match about $134,859 at 4% or $89,906 at 6%.
2009130$738,840$292,917$9,764iApproximate average salary by contribution assumption: employee only about $244,098 at 4% or $162,732 at 6%; with 50% employer match about $162,732 at 4% or $108,488 at 6%; with 100% employer match about $122,049 at 4% or $81,366 at 6%.
Waterford Bank Retirement Savings Plan-30$738,840$292,917$9,764iApproximate average salary by contribution assumption: employee only about $244,098 at 4% or $162,732 at 6%; with 50% employer match about $162,732 at 4% or $108,488 at 6%; with 100% employer match about $122,049 at 4% or $81,366 at 6%.
2008129$343,706$242,984$8,379iApproximate average salary by contribution assumption: employee only about $209,469 at 4% or $139,646 at 6%; with 50% employer match about $139,646 at 4% or $93,097 at 6%; with 100% employer match about $104,734 at 4% or $69,823 at 6%.
Waterford Bank Retirement Savings Plan-29$343,706$242,984$8,379iApproximate average salary by contribution assumption: employee only about $209,469 at 4% or $139,646 at 6%; with 50% employer match about $139,646 at 4% or $93,097 at 6%; with 100% employer match about $104,734 at 4% or $69,823 at 6%.
2007125$0$0-
Waterford Bank Retirement Savings Plan-25---