Civic Intelligence

RICHARD A. ST. JEAN, JR.

Plan context: Commonwealth Financial Corporation 401(K) Retirement Plan

EIN 11-3326569 • Bedford, NH • 18 filings • 4 plans

43 Constitution DriveSuite 201Bedford, NH 03110
Current Snapshot

Latest Year

2024

2024 Participants

99

2024 Assets

$5,945,514

2024 Contributions

$1,066,574

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$5,945,514$2,972,757$0199920172024YearValue
$5,945,514Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

99500199920172024YearValue
99Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2024199$5,945,514$1,066,574$10,773iApproximate average salary by contribution assumption: employee only about $269,337 at 4% or $179,558 at 6%; with 50% employer match about $179,558 at 4% or $119,705 at 6%; with 100% employer match about $134,668 at 4% or $89,779 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-99$5,945,514$1,066,574$10,773iApproximate average salary by contribution assumption: employee only about $269,337 at 4% or $179,558 at 6%; with 50% employer match about $179,558 at 4% or $119,705 at 6%; with 100% employer match about $134,668 at 4% or $89,779 at 6%.
2023199$4,783,570$1,071,745$10,826iApproximate average salary by contribution assumption: employee only about $270,643 at 4% or $180,428 at 6%; with 50% employer match about $180,428 at 4% or $120,286 at 6%; with 100% employer match about $135,321 at 4% or $90,214 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-99$4,783,570$1,071,745$10,826iApproximate average salary by contribution assumption: employee only about $270,643 at 4% or $180,428 at 6%; with 50% employer match about $180,428 at 4% or $120,286 at 6%; with 100% employer match about $135,321 at 4% or $90,214 at 6%.
2022185$3,085,881$709,063$8,342iApproximate average salary by contribution assumption: employee only about $208,548 at 4% or $139,032 at 6%; with 50% employer match about $139,032 at 4% or $92,688 at 6%; with 100% employer match about $104,274 at 4% or $69,516 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-85$3,085,881$709,063$8,342iApproximate average salary by contribution assumption: employee only about $208,548 at 4% or $139,032 at 6%; with 50% employer match about $139,032 at 4% or $92,688 at 6%; with 100% employer match about $104,274 at 4% or $69,516 at 6%.
2021165$3,234,491$477,173$7,341iApproximate average salary by contribution assumption: employee only about $183,528 at 4% or $122,352 at 6%; with 50% employer match about $122,352 at 4% or $81,568 at 6%; with 100% employer match about $91,764 at 4% or $61,176 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-65$3,234,491$477,173$7,341iApproximate average salary by contribution assumption: employee only about $183,528 at 4% or $122,352 at 6%; with 50% employer match about $122,352 at 4% or $81,568 at 6%; with 100% employer match about $91,764 at 4% or $61,176 at 6%.
2020151$2,905,606$246,162$4,827iApproximate average salary by contribution assumption: employee only about $120,668 at 4% or $80,445 at 6%; with 50% employer match about $80,445 at 4% or $53,630 at 6%; with 100% employer match about $60,334 at 4% or $40,223 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-51$2,905,606$246,162$4,827iApproximate average salary by contribution assumption: employee only about $120,668 at 4% or $80,445 at 6%; with 50% employer match about $80,445 at 4% or $53,630 at 6%; with 100% employer match about $60,334 at 4% or $40,223 at 6%.
2019146$2,594,902$300,914$6,542iApproximate average salary by contribution assumption: employee only about $163,540 at 4% or $109,027 at 6%; with 50% employer match about $109,027 at 4% or $72,685 at 6%; with 100% employer match about $81,770 at 4% or $54,513 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-46$2,594,902$300,914$6,542iApproximate average salary by contribution assumption: employee only about $163,540 at 4% or $109,027 at 6%; with 50% employer match about $109,027 at 4% or $72,685 at 6%; with 100% employer match about $81,770 at 4% or $54,513 at 6%.
2018138$2,312,012$271,598$7,147iApproximate average salary by contribution assumption: employee only about $178,683 at 4% or $119,122 at 6%; with 50% employer match about $119,122 at 4% or $79,415 at 6%; with 100% employer match about $89,341 at 4% or $59,561 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-38$2,312,012$271,598$7,147iApproximate average salary by contribution assumption: employee only about $178,683 at 4% or $119,122 at 6%; with 50% employer match about $119,122 at 4% or $79,415 at 6%; with 100% employer match about $89,341 at 4% or $59,561 at 6%.
2017134$2,212,432$215,444$6,337iApproximate average salary by contribution assumption: employee only about $158,415 at 4% or $105,610 at 6%; with 50% employer match about $105,610 at 4% or $70,407 at 6%; with 100% employer match about $79,207 at 4% or $52,805 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-34$2,212,432$215,444$6,337iApproximate average salary by contribution assumption: employee only about $158,415 at 4% or $105,610 at 6%; with 50% employer match about $105,610 at 4% or $70,407 at 6%; with 100% employer match about $79,207 at 4% or $52,805 at 6%.
2016126$1,605,914$169,282$6,511iApproximate average salary by contribution assumption: employee only about $162,771 at 4% or $108,514 at 6%; with 50% employer match about $108,514 at 4% or $72,343 at 6%; with 100% employer match about $81,386 at 4% or $54,257 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-26$1,605,914$169,282$6,511iApproximate average salary by contribution assumption: employee only about $162,771 at 4% or $108,514 at 6%; with 50% employer match about $108,514 at 4% or $72,343 at 6%; with 100% employer match about $81,386 at 4% or $54,257 at 6%.
200511$70,068$48,993$48,993iApproximate average salary by contribution assumption: employee only about $1,224,825 at 4% or $816,550 at 6%; with 50% employer match about $816,550 at 4% or $544,367 at 6%; with 100% employer match about $612,413 at 4% or $408,275 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-1$70,068$48,993$48,993iApproximate average salary by contribution assumption: employee only about $1,224,825 at 4% or $816,550 at 6%; with 50% employer match about $816,550 at 4% or $544,367 at 6%; with 100% employer match about $612,413 at 4% or $408,275 at 6%.
200419$207,172$66,740$7,416iApproximate average salary by contribution assumption: employee only about $185,389 at 4% or $123,593 at 6%; with 50% employer match about $123,593 at 4% or $82,395 at 6%; with 100% employer match about $92,694 at 4% or $61,796 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-9$207,172$66,740$7,416iApproximate average salary by contribution assumption: employee only about $185,389 at 4% or $123,593 at 6%; with 50% employer match about $123,593 at 4% or $82,395 at 6%; with 100% employer match about $92,694 at 4% or $61,796 at 6%.
200316$175,017$33,342$5,557iApproximate average salary by contribution assumption: employee only about $138,925 at 4% or $92,617 at 6%; with 50% employer match about $92,617 at 4% or $61,744 at 6%; with 100% employer match about $69,463 at 4% or $46,308 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-6$175,017$33,342$5,557iApproximate average salary by contribution assumption: employee only about $138,925 at 4% or $92,617 at 6%; with 50% employer match about $92,617 at 4% or $61,744 at 6%; with 100% employer match about $69,463 at 4% or $46,308 at 6%.
200215$113,451$14,283$2,857iApproximate average salary by contribution assumption: employee only about $71,415 at 4% or $47,610 at 6%; with 50% employer match about $47,610 at 4% or $31,740 at 6%; with 100% employer match about $35,708 at 4% or $23,805 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-5$113,451$14,283$2,857iApproximate average salary by contribution assumption: employee only about $71,415 at 4% or $47,610 at 6%; with 50% employer match about $47,610 at 4% or $31,740 at 6%; with 100% employer match about $35,708 at 4% or $23,805 at 6%.
200115$0$0-
Commonwealth Financial Corporation 401(K) Retirement Plan-5---
200025$142,491$13,036$2,607iApproximate average salary by contribution assumption: employee only about $65,180 at 4% or $43,453 at 6%; with 50% employer match about $43,453 at 4% or $28,969 at 6%; with 100% employer match about $32,590 at 4% or $21,727 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-5$142,491$13,036$2,607iApproximate average salary by contribution assumption: employee only about $65,180 at 4% or $43,453 at 6%; with 50% employer match about $43,453 at 4% or $28,969 at 6%; with 100% employer match about $32,590 at 4% or $21,727 at 6%.
Richard a St Jean-Cafeteria Plan-3---
199926$143,416$21,851$3,642iApproximate average salary by contribution assumption: employee only about $91,046 at 4% or $60,697 at 6%; with 50% employer match about $60,697 at 4% or $40,465 at 6%; with 100% employer match about $45,523 at 4% or $30,349 at 6%.
Commonwealth Financial Corporation 401(K) Retirement Plan-6$143,416$21,851$3,642iApproximate average salary by contribution assumption: employee only about $91,046 at 4% or $60,697 at 6%; with 50% employer match about $60,697 at 4% or $40,465 at 6%; with 100% employer match about $45,523 at 4% or $30,349 at 6%.
Richard a St Jean-Cafeteria Plan-6---