Civic Intelligence

Ray Smith & Associates Inc.

Plan context: Ray Smith & Associates 401(K) Plan

EIN 11-3187264 • Southampton, NY • 10 filings • 2 plans

78 White StreetSouthampton, NY 11968-5427
Current Snapshot

Latest Year

2025

2025 Participants

21

2025 Assets

$1,919,742

2025 Contributions

$235,794

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,919,742$959,871$0201620212025YearValue
$1,919,742Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

27140201620212025YearValue
21Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025121$1,919,742$235,794$11,228iApproximate average salary by contribution assumption: employee only about $280,707 at 4% or $187,138 at 6%; with 50% employer match about $187,138 at 4% or $124,759 at 6%; with 100% employer match about $140,354 at 4% or $93,569 at 6%.
Ray Smith & Associates 401(K) Plan-21$1,919,742$235,794$11,228iApproximate average salary by contribution assumption: employee only about $280,707 at 4% or $187,138 at 6%; with 50% employer match about $187,138 at 4% or $124,759 at 6%; with 100% employer match about $140,354 at 4% or $93,569 at 6%.
2024123$1,616,769$124,492$5,413iApproximate average salary by contribution assumption: employee only about $135,317 at 4% or $90,212 at 6%; with 50% employer match about $90,212 at 4% or $60,141 at 6%; with 100% employer match about $67,659 at 4% or $45,106 at 6%.
Ray Smith & Associates 401(K) Plan-23$1,616,769$124,492$5,413iApproximate average salary by contribution assumption: employee only about $135,317 at 4% or $90,212 at 6%; with 50% employer match about $90,212 at 4% or $60,141 at 6%; with 100% employer match about $67,659 at 4% or $45,106 at 6%.
2023126$1,422,748$189,585$7,292iApproximate average salary by contribution assumption: employee only about $182,293 at 4% or $121,529 at 6%; with 50% employer match about $121,529 at 4% or $81,019 at 6%; with 100% employer match about $91,147 at 4% or $60,764 at 6%.
Ray Smith & Associates 401(K) Plan-26$1,422,748$189,585$7,292iApproximate average salary by contribution assumption: employee only about $182,293 at 4% or $121,529 at 6%; with 50% employer match about $121,529 at 4% or $81,019 at 6%; with 100% employer match about $91,147 at 4% or $60,764 at 6%.
2022127$1,161,792$196,347$7,272iApproximate average salary by contribution assumption: employee only about $181,803 at 4% or $121,202 at 6%; with 50% employer match about $121,202 at 4% or $80,801 at 6%; with 100% employer match about $90,901 at 4% or $60,601 at 6%.
Ray Smith & Associates 401(K) Plan-27$1,161,792$196,347$7,272iApproximate average salary by contribution assumption: employee only about $181,803 at 4% or $121,202 at 6%; with 50% employer match about $121,202 at 4% or $80,801 at 6%; with 100% employer match about $90,901 at 4% or $60,601 at 6%.
2021125$1,164,473$270,159$10,806iApproximate average salary by contribution assumption: employee only about $270,159 at 4% or $180,106 at 6%; with 50% employer match about $180,106 at 4% or $120,071 at 6%; with 100% employer match about $135,080 at 4% or $90,053 at 6%.
Ray Smith & Associates 401(K) Plan-25$1,164,473$270,159$10,806iApproximate average salary by contribution assumption: employee only about $270,159 at 4% or $180,106 at 6%; with 50% employer match about $180,106 at 4% or $120,071 at 6%; with 100% employer match about $135,080 at 4% or $90,053 at 6%.
2020126$908,698$206,561$7,945iApproximate average salary by contribution assumption: employee only about $198,616 at 4% or $132,411 at 6%; with 50% employer match about $132,411 at 4% or $88,274 at 6%; with 100% employer match about $99,308 at 4% or $66,205 at 6%.
Ray Smith & Associates 401(K) Plan-26$908,698$206,561$7,945iApproximate average salary by contribution assumption: employee only about $198,616 at 4% or $132,411 at 6%; with 50% employer match about $132,411 at 4% or $88,274 at 6%; with 100% employer match about $99,308 at 4% or $66,205 at 6%.
2019126$644,629$158,273$6,087iApproximate average salary by contribution assumption: employee only about $152,186 at 4% or $101,457 at 6%; with 50% employer match about $101,457 at 4% or $67,638 at 6%; with 100% employer match about $76,093 at 4% or $50,729 at 6%.
Ray Smith & Associates 401(K) Plan-26$644,629$158,273$6,087iApproximate average salary by contribution assumption: employee only about $152,186 at 4% or $101,457 at 6%; with 50% employer match about $101,457 at 4% or $67,638 at 6%; with 100% employer match about $76,093 at 4% or $50,729 at 6%.
2018125$396,604$170,808$6,832iApproximate average salary by contribution assumption: employee only about $170,808 at 4% or $113,872 at 6%; with 50% employer match about $113,872 at 4% or $75,915 at 6%; with 100% employer match about $85,404 at 4% or $56,936 at 6%.
Ray Smith & Associates 401(K) Plan-25$396,604$170,808$6,832iApproximate average salary by contribution assumption: employee only about $170,808 at 4% or $113,872 at 6%; with 50% employer match about $113,872 at 4% or $75,915 at 6%; with 100% employer match about $85,404 at 4% or $56,936 at 6%.
2017116$274,973$139,766$8,735iApproximate average salary by contribution assumption: employee only about $218,384 at 4% or $145,590 at 6%; with 50% employer match about $145,590 at 4% or $97,060 at 6%; with 100% employer match about $109,192 at 4% or $72,795 at 6%.
Ray Smith & Associates 401(K) Plan-16$274,973$139,766$8,735iApproximate average salary by contribution assumption: employee only about $218,384 at 4% or $145,590 at 6%; with 50% employer match about $145,590 at 4% or $97,060 at 6%; with 100% employer match about $109,192 at 4% or $72,795 at 6%.
2016117$107,890$102,936$6,055iApproximate average salary by contribution assumption: employee only about $151,376 at 4% or $100,918 at 6%; with 50% employer match about $100,918 at 4% or $67,278 at 6%; with 100% employer match about $75,688 at 4% or $50,459 at 6%.
Ray Smith & Associates 401(K) Plan-17$107,890$102,936$6,055iApproximate average salary by contribution assumption: employee only about $151,376 at 4% or $100,918 at 6%; with 50% employer match about $100,918 at 4% or $67,278 at 6%; with 100% employer match about $75,688 at 4% or $50,459 at 6%.