Civic Intelligence

Creative Benefit Plans Inc.

Plan context: Creative Benefit Plans 401(K) Savings Plan

EIN 11-3028092 • Jamesburg, NJ • 16 filings • 1 plans

28 W Railroad AvenueJamesburg, NJ 08831-1362
Current Snapshot

Latest Year

2025

2025 Participants

3

2025 Assets

$2,865,090

2025 Contributions

$94,243

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,865,090$1,432,545$0201020182025YearValue
$2,865,090Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

420201020182025YearValue
3Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202513$2,865,090$94,243$31,414iApproximate average salary by contribution assumption: employee only about $785,358 at 4% or $523,572 at 6%; with 50% employer match about $523,572 at 4% or $349,048 at 6%; with 100% employer match about $392,679 at 4% or $261,786 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$2,865,090$94,243$31,414iApproximate average salary by contribution assumption: employee only about $785,358 at 4% or $523,572 at 6%; with 50% employer match about $523,572 at 4% or $349,048 at 6%; with 100% employer match about $392,679 at 4% or $261,786 at 6%.
202413$2,401,678$74,821$24,940iApproximate average salary by contribution assumption: employee only about $623,508 at 4% or $415,672 at 6%; with 50% employer match about $415,672 at 4% or $277,115 at 6%; with 100% employer match about $311,754 at 4% or $207,836 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$2,401,678$74,821$24,940iApproximate average salary by contribution assumption: employee only about $623,508 at 4% or $415,672 at 6%; with 50% employer match about $415,672 at 4% or $277,115 at 6%; with 100% employer match about $311,754 at 4% or $207,836 at 6%.
202313$2,103,037$87,608$29,203iApproximate average salary by contribution assumption: employee only about $730,067 at 4% or $486,711 at 6%; with 50% employer match about $486,711 at 4% or $324,474 at 6%; with 100% employer match about $365,033 at 4% or $243,356 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$2,103,037$87,608$29,203iApproximate average salary by contribution assumption: employee only about $730,067 at 4% or $486,711 at 6%; with 50% employer match about $486,711 at 4% or $324,474 at 6%; with 100% employer match about $365,033 at 4% or $243,356 at 6%.
202213$1,764,609$81,325$27,108iApproximate average salary by contribution assumption: employee only about $677,708 at 4% or $451,806 at 6%; with 50% employer match about $451,806 at 4% or $301,204 at 6%; with 100% employer match about $338,854 at 4% or $225,903 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$1,764,609$81,325$27,108iApproximate average salary by contribution assumption: employee only about $677,708 at 4% or $451,806 at 6%; with 50% employer match about $451,806 at 4% or $301,204 at 6%; with 100% employer match about $338,854 at 4% or $225,903 at 6%.
202113$1,920,090$81,853$27,284iApproximate average salary by contribution assumption: employee only about $682,108 at 4% or $454,739 at 6%; with 50% employer match about $454,739 at 4% or $303,159 at 6%; with 100% employer match about $341,054 at 4% or $227,369 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$1,920,090$81,853$27,284iApproximate average salary by contribution assumption: employee only about $682,108 at 4% or $454,739 at 6%; with 50% employer match about $454,739 at 4% or $303,159 at 6%; with 100% employer match about $341,054 at 4% or $227,369 at 6%.
202013$1,637,096$76,898$25,633iApproximate average salary by contribution assumption: employee only about $640,817 at 4% or $427,211 at 6%; with 50% employer match about $427,211 at 4% or $284,807 at 6%; with 100% employer match about $320,408 at 4% or $213,606 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$1,637,096$76,898$25,633iApproximate average salary by contribution assumption: employee only about $640,817 at 4% or $427,211 at 6%; with 50% employer match about $427,211 at 4% or $284,807 at 6%; with 100% employer match about $320,408 at 4% or $213,606 at 6%.
201913$1,426,442$71,757$23,919iApproximate average salary by contribution assumption: employee only about $597,975 at 4% or $398,650 at 6%; with 50% employer match about $398,650 at 4% or $265,767 at 6%; with 100% employer match about $298,988 at 4% or $199,325 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$1,426,442$71,757$23,919iApproximate average salary by contribution assumption: employee only about $597,975 at 4% or $398,650 at 6%; with 50% employer match about $398,650 at 4% or $265,767 at 6%; with 100% employer match about $298,988 at 4% or $199,325 at 6%.
201814$1,173,758$144,424$36,106iApproximate average salary by contribution assumption: employee only about $902,650 at 4% or $601,767 at 6%; with 50% employer match about $601,767 at 4% or $401,178 at 6%; with 100% employer match about $451,325 at 4% or $300,883 at 6%.
Creative Benefit Plans 401(K) Savings Plan-4$1,173,758$144,424$36,106iApproximate average salary by contribution assumption: employee only about $902,650 at 4% or $601,767 at 6%; with 50% employer match about $601,767 at 4% or $401,178 at 6%; with 100% employer match about $451,325 at 4% or $300,883 at 6%.
201714$1,071,484$49,243$12,311iApproximate average salary by contribution assumption: employee only about $307,769 at 4% or $205,179 at 6%; with 50% employer match about $205,179 at 4% or $136,786 at 6%; with 100% employer match about $153,884 at 4% or $102,590 at 6%.
Creative Benefit Plans 401(K) Savings Plan-4$1,071,484$49,243$12,311iApproximate average salary by contribution assumption: employee only about $307,769 at 4% or $205,179 at 6%; with 50% employer match about $205,179 at 4% or $136,786 at 6%; with 100% employer match about $153,884 at 4% or $102,590 at 6%.
201614$950,804$47,124$11,781iApproximate average salary by contribution assumption: employee only about $294,525 at 4% or $196,350 at 6%; with 50% employer match about $196,350 at 4% or $130,900 at 6%; with 100% employer match about $147,263 at 4% or $98,175 at 6%.
Creative Benefit Plans 401(K) Savings Plan-4$950,804$47,124$11,781iApproximate average salary by contribution assumption: employee only about $294,525 at 4% or $196,350 at 6%; with 50% employer match about $196,350 at 4% or $130,900 at 6%; with 100% employer match about $147,263 at 4% or $98,175 at 6%.
201514$879,787$46,690$11,673iApproximate average salary by contribution assumption: employee only about $291,813 at 4% or $194,542 at 6%; with 50% employer match about $194,542 at 4% or $129,694 at 6%; with 100% employer match about $145,906 at 4% or $97,271 at 6%.
Creative Benefit Plans 401(K) Savings Plan-4$879,787$46,690$11,673iApproximate average salary by contribution assumption: employee only about $291,813 at 4% or $194,542 at 6%; with 50% employer match about $194,542 at 4% or $129,694 at 6%; with 100% employer match about $145,906 at 4% or $97,271 at 6%.
201414$831,954$38,000$9,500iApproximate average salary by contribution assumption: employee only about $237,500 at 4% or $158,333 at 6%; with 50% employer match about $158,333 at 4% or $105,556 at 6%; with 100% employer match about $118,750 at 4% or $79,167 at 6%.
Creative Benefit Plans 401(K) Savings Plan-4$831,954$38,000$9,500iApproximate average salary by contribution assumption: employee only about $237,500 at 4% or $158,333 at 6%; with 50% employer match about $158,333 at 4% or $105,556 at 6%; with 100% employer match about $118,750 at 4% or $79,167 at 6%.
201314$758,038$67,812$16,953iApproximate average salary by contribution assumption: employee only about $423,825 at 4% or $282,550 at 6%; with 50% employer match about $282,550 at 4% or $188,367 at 6%; with 100% employer match about $211,913 at 4% or $141,275 at 6%.
Creative Benefit Plans 401(K) Savings Plan-4$758,038$67,812$16,953iApproximate average salary by contribution assumption: employee only about $423,825 at 4% or $282,550 at 6%; with 50% employer match about $282,550 at 4% or $188,367 at 6%; with 100% employer match about $211,913 at 4% or $141,275 at 6%.
201213$690,448$37,389$12,463iApproximate average salary by contribution assumption: employee only about $311,575 at 4% or $207,717 at 6%; with 50% employer match about $207,717 at 4% or $138,478 at 6%; with 100% employer match about $155,788 at 4% or $103,858 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$690,448$37,389$12,463iApproximate average salary by contribution assumption: employee only about $311,575 at 4% or $207,717 at 6%; with 50% employer match about $207,717 at 4% or $138,478 at 6%; with 100% employer match about $155,788 at 4% or $103,858 at 6%.
201113$579,868$42,370$14,123iApproximate average salary by contribution assumption: employee only about $353,083 at 4% or $235,389 at 6%; with 50% employer match about $235,389 at 4% or $156,926 at 6%; with 100% employer match about $176,542 at 4% or $117,694 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$579,868$42,370$14,123iApproximate average salary by contribution assumption: employee only about $353,083 at 4% or $235,389 at 6%; with 50% employer match about $235,389 at 4% or $156,926 at 6%; with 100% employer match about $176,542 at 4% or $117,694 at 6%.
201013$549,970$543,169$181,056iApproximate average salary by contribution assumption: employee only about $4,526,408 at 4% or $3,017,606 at 6%; with 50% employer match about $3,017,606 at 4% or $2,011,737 at 6%; with 100% employer match about $2,263,204 at 4% or $1,508,803 at 6%.
Creative Benefit Plans 401(K) Savings Plan-3$549,970$543,169$181,056iApproximate average salary by contribution assumption: employee only about $4,526,408 at 4% or $3,017,606 at 6%; with 50% employer match about $3,017,606 at 4% or $2,011,737 at 6%; with 100% employer match about $2,263,204 at 4% or $1,508,803 at 6%.