New York Community Bancorp Inc.
Plan context: New York Community Bancorp Inc. Employee Savings Plan
EIN 06-1377322 • 104 filings • 22 plans
Current Snapshot
Latest Year
2024
2024 Participants
7,891
2024 Assets
$917,757,251
2024 Contributions
$111,530,093
Historical Graphs
Total Assets Over Time
Aggregate end-of-year assets by filing year, excluding zero-asset years
Participants Over Time
Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans
Company Timeline
Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.
| Year / Filing | Filings | Participants | Assets | Contributions | Contrib./Participant |
|---|---|---|---|---|---|
| 2024 | 3 | 7,891 | $917,757,251 | $111,530,093 | $14,134iApproximate average salary by contribution assumption: employee only about $353,346 at 4% or $235,564 at 6%; with 50% employer match about $235,564 at 4% or $157,043 at 6%; with 100% employer match about $176,673 at 4% or $117,782 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 7,891 | $917,757,251 | $107,530,093 | $13,627iApproximate average salary by contribution assumption: employee only about $340,673 at 4% or $227,115 at 6%; with 50% employer match about $227,115 at 4% or $151,410 at 6%; with 100% employer match about $170,337 at 4% or $113,558 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 7,565 | - | - | - |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 0 | - | $4,000,000 | - |
| 2023 | 3 | 4,657 | $799,525,164 | $140,469,934 | $30,163iApproximate average salary by contribution assumption: employee only about $754,080 at 4% or $502,720 at 6%; with 50% employer match about $502,720 at 4% or $335,146 at 6%; with 100% employer match about $377,040 at 4% or $251,360 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 4,657 | $544,904,791 | $140,469,934 | $30,163iApproximate average salary by contribution assumption: employee only about $754,080 at 4% or $502,720 at 6%; with 50% employer match about $502,720 at 4% or $335,146 at 6%; with 100% employer match about $377,040 at 4% or $251,360 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 234 | $254,620,373 | - | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,916 | - | - | - |
| 2022 | 3 | 2,613 | $613,102,352 | $21,934,638 | $8,394iApproximate average salary by contribution assumption: employee only about $209,861 at 4% or $139,907 at 6%; with 50% employer match about $139,907 at 4% or $93,271 at 6%; with 100% employer match about $104,930 at 4% or $69,954 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,613 | $373,889,523 | $21,934,638 | $8,394iApproximate average salary by contribution assumption: employee only about $209,861 at 4% or $139,907 at 6%; with 50% employer match about $139,907 at 4% or $93,271 at 6%; with 100% employer match about $104,930 at 4% or $69,954 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 256 | $239,212,829 | - | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,188 | - | - | - |
| 2021 | 4 | 2,754 | $695,459,529 | $23,818,652 | $8,649iApproximate average salary by contribution assumption: employee only about $216,219 at 4% or $144,146 at 6%; with 50% employer match about $144,146 at 4% or $96,097 at 6%; with 100% employer match about $108,109 at 4% or $72,073 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,754 | $473,619,165 | $19,818,652 | $7,196iApproximate average salary by contribution assumption: employee only about $179,908 at 4% or $119,939 at 6%; with 50% employer match about $119,939 at 4% or $79,959 at 6%; with 100% employer match about $89,954 at 4% or $59,969 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 282 | $217,632,158 | - | - |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 0 | $4,208,206 | $4,000,000 | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,292 | - | - | - |
| 2020 | 4 | 2,776 | $684,396,159 | $23,319,883 | $8,401iApproximate average salary by contribution assumption: employee only about $210,013 at 4% or $140,009 at 6%; with 50% employer match about $140,009 at 4% or $93,339 at 6%; with 100% employer match about $105,007 at 4% or $70,004 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 302 | $277,577,187 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,776 | $234,195,477 | $19,045,371 | $6,861iApproximate average salary by contribution assumption: employee only about $171,518 at 4% or $114,345 at 6%; with 50% employer match about $114,345 at 4% or $76,230 at 6%; with 100% employer match about $85,759 at 4% or $57,173 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,205 | $172,623,495 | $4,274,512 | $1,939iApproximate average salary by contribution assumption: employee only about $48,464 at 4% or $32,309 at 6%; with 50% employer match about $32,309 at 4% or $21,539 at 6%; with 100% employer match about $24,232 at 4% or $16,155 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,474 | - | - | - |
| 2019 | 4 | 2,786 | $639,298,303 | $15,954,592 | $5,727iApproximate average salary by contribution assumption: employee only about $143,168 at 4% or $95,445 at 6%; with 50% employer match about $95,445 at 4% or $63,630 at 6%; with 100% employer match about $71,584 at 4% or $47,723 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 320 | $234,072,265 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,786 | $210,482,641 | $11,755,333 | $4,219iApproximate average salary by contribution assumption: employee only about $105,486 at 4% or $70,324 at 6%; with 50% employer match about $70,324 at 4% or $46,883 at 6%; with 100% employer match about $52,743 at 4% or $35,162 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,346 | $194,743,397 | $4,199,259 | $1,790iApproximate average salary by contribution assumption: employee only about $44,749 at 4% or $29,833 at 6%; with 50% employer match about $29,833 at 4% or $19,889 at 6%; with 100% employer match about $22,375 at 4% or $14,916 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 1,596 | - | - | - |
| 2018 | 4 | 3,069 | $566,142,280 | $16,126,139 | $5,255iApproximate average salary by contribution assumption: employee only about $131,363 at 4% or $87,575 at 6%; with 50% employer match about $87,575 at 4% or $58,384 at 6%; with 100% employer match about $65,682 at 4% or $43,788 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 348 | $236,031,903 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,069 | $177,590,583 | $11,143,252 | $3,631iApproximate average salary by contribution assumption: employee only about $90,773 at 4% or $60,515 at 6%; with 50% employer match about $60,515 at 4% or $40,343 at 6%; with 100% employer match about $45,386 at 4% or $30,258 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,543 | $152,519,794 | $4,982,887 | $1,959iApproximate average salary by contribution assumption: employee only about $48,986 at 4% or $32,658 at 6%; with 50% employer match about $32,658 at 4% or $21,772 at 6%; with 100% employer match about $24,493 at 4% or $16,329 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,967 | - | - | - |
| 2017 | 4 | 3,277 | $638,028,890 | $21,269,206 | $6,490iApproximate average salary by contribution assumption: employee only about $162,261 at 4% or $108,174 at 6%; with 50% employer match about $108,174 at 4% or $72,116 at 6%; with 100% employer match about $81,131 at 4% or $54,087 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 371 | $230,380,607 | - | - |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,554 | $208,159,900 | $9,057,689 | $3,546iApproximate average salary by contribution assumption: employee only about $88,662 at 4% or $59,108 at 6%; with 50% employer match about $59,108 at 4% or $39,405 at 6%; with 100% employer match about $44,331 at 4% or $29,554 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,056 | $199,488,383 | $12,211,517 | $3,996iApproximate average salary by contribution assumption: employee only about $99,898 at 4% or $66,599 at 6%; with 50% employer match about $66,599 at 4% or $44,399 at 6%; with 100% employer match about $49,949 at 4% or $33,299 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,277 | - | - | - |
| 2016 | 4 | 3,236 | $675,744,106 | $21,026,892 | $6,498iApproximate average salary by contribution assumption: employee only about $162,445 at 4% or $108,297 at 6%; with 50% employer match about $108,297 at 4% or $72,198 at 6%; with 100% employer match about $81,223 at 4% or $54,148 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,905 | $252,335,979 | $9,816,963 | $3,379iApproximate average salary by contribution assumption: employee only about $84,483 at 4% or $56,322 at 6%; with 50% employer match about $56,322 at 4% or $37,548 at 6%; with 100% employer match about $42,242 at 4% or $28,161 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 390 | $230,589,475 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,236 | $192,818,652 | $11,209,929 | $3,464iApproximate average salary by contribution assumption: employee only about $86,603 at 4% or $57,736 at 6%; with 50% employer match about $57,736 at 4% or $38,490 at 6%; with 100% employer match about $43,302 at 4% or $28,868 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,005 | - | - | - |
| 2015 | 4 | 3,068 | $653,985,765 | $20,129,598 | $6,561iApproximate average salary by contribution assumption: employee only about $164,029 at 4% or $109,352 at 6%; with 50% employer match about $109,352 at 4% or $72,902 at 6%; with 100% employer match about $82,014 at 4% or $54,676 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,864 | $254,145,920 | $9,022,169 | $3,150iApproximate average salary by contribution assumption: employee only about $78,755 at 4% or $52,503 at 6%; with 50% employer match about $52,503 at 4% or $35,002 at 6%; with 100% employer match about $39,377 at 4% or $26,252 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 426 | $217,857,566 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,068 | $181,982,279 | $11,107,429 | $3,620iApproximate average salary by contribution assumption: employee only about $90,510 at 4% or $60,340 at 6%; with 50% employer match about $60,340 at 4% or $40,227 at 6%; with 100% employer match about $45,255 at 4% or $30,170 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,950 | - | - | - |
| 2014 | 4 | 3,303 | $640,742,093 | $18,616,881 | $5,636iApproximate average salary by contribution assumption: employee only about $140,909 at 4% or $93,939 at 6%; with 50% employer match about $93,939 at 4% or $62,626 at 6%; with 100% employer match about $70,454 at 4% or $46,970 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,829 | $250,064,262 | $8,963,648 | $3,168iApproximate average salary by contribution assumption: employee only about $79,212 at 4% or $52,808 at 6%; with 50% employer match about $52,808 at 4% or $35,205 at 6%; with 100% employer match about $39,606 at 4% or $26,404 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 443 | $211,888,253 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,972 | $178,789,578 | $9,653,233 | $3,248iApproximate average salary by contribution assumption: employee only about $81,201 at 4% or $54,134 at 6%; with 50% employer match about $54,134 at 4% or $36,090 at 6%; with 100% employer match about $40,601 at 4% or $27,067 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,303 | - | - | - |
| 2013 | 4 | 3,037 | $657,518,962 | $17,329,401 | $5,706iApproximate average salary by contribution assumption: employee only about $142,652 at 4% or $95,102 at 6%; with 50% employer match about $95,102 at 4% or $63,401 at 6%; with 100% employer match about $71,326 at 4% or $47,551 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,935 | $258,656,848 | $8,515,215 | $2,901iApproximate average salary by contribution assumption: employee only about $72,532 at 4% or $48,354 at 6%; with 50% employer match about $48,354 at 4% or $32,236 at 6%; with 100% employer match about $36,266 at 4% or $24,177 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 461 | $220,222,667 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,037 | $178,639,447 | $8,814,186 | $2,902iApproximate average salary by contribution assumption: employee only about $72,557 at 4% or $48,371 at 6%; with 50% employer match about $48,371 at 4% or $32,247 at 6%; with 100% employer match about $36,278 at 4% or $24,186 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,035 | - | - | - |
| 2012 | 4 | 3,251 | $545,732,095 | $47,348,786 | $14,564iApproximate average salary by contribution assumption: employee only about $364,109 at 4% or $242,740 at 6%; with 50% employer match about $242,740 at 4% or $161,826 at 6%; with 100% employer match about $182,055 at 4% or $121,370 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 501 | $206,308,422 | $30,000,000 | $59,880iApproximate average salary by contribution assumption: employee only about $1,497,006 at 4% or $998,004 at 6%; with 50% employer match about $998,004 at 4% or $665,336 at 6%; with 100% employer match about $748,503 at 4% or $499,002 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,960 | $195,832,328 | $8,789,448 | $2,969iApproximate average salary by contribution assumption: employee only about $74,235 at 4% or $49,490 at 6%; with 50% employer match about $49,490 at 4% or $32,993 at 6%; with 100% employer match about $37,118 at 4% or $24,745 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,078 | $143,591,345 | $8,559,338 | $2,781iApproximate average salary by contribution assumption: employee only about $69,520 at 4% or $46,347 at 6%; with 50% employer match about $46,347 at 4% or $30,898 at 6%; with 100% employer match about $34,760 at 4% or $23,173 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,251 | - | - | - |
| 2011 | 4 | 3,660 | $469,695,191 | $38,342,783 | $10,476iApproximate average salary by contribution assumption: employee only about $261,904 at 4% or $174,603 at 6%; with 50% employer match about $174,603 at 4% or $116,402 at 6%; with 100% employer match about $130,952 at 4% or $87,301 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,988 | $179,199,843 | $5,593,112 | $1,872iApproximate average salary by contribution assumption: employee only about $46,796 at 4% or $31,198 at 6%; with 50% employer match about $31,198 at 4% or $20,798 at 6%; with 100% employer match about $23,398 at 4% or $15,599 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 527 | $158,207,007 | $24,000,000 | $45,541iApproximate average salary by contribution assumption: employee only about $1,138,520 at 4% or $759,013 at 6%; with 50% employer match about $759,013 at 4% or $506,009 at 6%; with 100% employer match about $569,260 at 4% or $379,507 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,024 | $132,288,341 | $8,749,671 | $2,893iApproximate average salary by contribution assumption: employee only about $72,335 at 4% or $48,223 at 6%; with 50% employer match about $48,223 at 4% or $32,149 at 6%; with 100% employer match about $36,168 at 4% or $24,112 at 6%. |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,660 | - | - | - |
| 2010 | 6 | 4,138 | $545,725,170 | $19,457,731 | $4,702iApproximate average salary by contribution assumption: employee only about $117,555 at 4% or $78,370 at 6%; with 50% employer match about $78,370 at 4% or $52,247 at 6%; with 100% employer match about $58,778 at 4% or $39,185 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 3,282 | $268,848,063 | $4,824,202 | $1,470iApproximate average salary by contribution assumption: employee only about $36,747 at 4% or $24,498 at 6%; with 50% employer match about $24,498 at 4% or $16,332 at 6%; with 100% employer match about $18,374 at 4% or $12,249 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 3,504 | $153,222,582 | $14,633,529 | $4,176iApproximate average salary by contribution assumption: employee only about $104,406 at 4% or $69,604 at 6%; with 50% employer match about $69,604 at 4% or $46,403 at 6%; with 100% employer match about $52,203 at 4% or $34,802 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 638 | $120,490,525 | - | - |
| Penn Federal Savings Bank 401(K) Employee Stock Ownership Plan | - | 0 | $3,164,000 | - | - |
| Penn Federal Savings Bank 401(K) Employee Stock Ownership Plan | - | 0 | - | - | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 4,138 | - | - | - |
| 2009 | 7 | 2,757 | $465,324,523 | $7,888,530 | $2,861iApproximate average salary by contribution assumption: employee only about $71,532 at 4% or $47,688 at 6%; with 50% employer match about $47,688 at 4% or $31,792 at 6%; with 100% employer match about $35,766 at 4% or $23,844 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,206 | $212,029,387 | $397,641 | $180iApproximate average salary by contribution assumption: employee only about $4,506 at 4% or $3,004 at 6%; with 50% employer match about $3,004 at 4% or $2,003 at 6%; with 100% employer match about $2,253 at 4% or $1,502 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 684 | $133,805,618 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,243 | $119,489,518 | $7,490,889 | $3,340iApproximate average salary by contribution assumption: employee only about $83,492 at 4% or $55,661 at 6%; with 50% employer match about $55,661 at 4% or $37,107 at 6%; with 100% employer match about $41,746 at 4% or $27,831 at 6%. |
| Synergy Financial Group Inc. Employee Stock Ownership Plan | - | 0 | - | - | - |
| Synergy Financial Group Inc. Employee Stock Ownership Plan | - | 0 | - | - | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,757 | - | - | - |
| Synergy Financial Group Inc. Employees Savings & Profit Sharing Plan and Trust | - | - | - | - | - |
| 2008 | 8 | 2,970 | $282,662,086 | $19,915,239 | $6,705iApproximate average salary by contribution assumption: employee only about $167,637 at 4% or $111,758 at 6%; with 50% employer match about $111,758 at 4% or $74,505 at 6%; with 100% employer match about $83,818 at 4% or $55,879 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 2,269 | $181,363,166 | $83,374 | $37iApproximate average salary by contribution assumption: employee only about $919 at 4% or $612 at 6%; with 50% employer match about $612 at 4% or $408 at 6%; with 100% employer match about $459 at 4% or $306 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,345 | $94,230,265 | $11,691,440 | $4,986iApproximate average salary by contribution assumption: employee only about $124,642 at 4% or $83,095 at 6%; with 50% employer match about $83,095 at 4% or $55,397 at 6%; with 100% employer match about $62,321 at 4% or $41,547 at 6%. |
| Synergy Financial Group Inc. Employee Stock Ownership Plan | - | 135 | $7,068,655 | - | - |
| Synergy Financial Group Inc. Employees Savings & Profit Sharing Plan and Trust | - | 0 | - | - | - |
| Synergy Financial Group Inc. Employees Savings & Profit Sharing Plan and Trust | - | 0 | - | $8,140,425 | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,970 | - | - | - |
| Penn Federal Savings Bank 401(K) Employee Stock Ownership Plan | - | 0 | - | - | - |
| SYNERGY FINANCIAL GROUP, INC. EMPLOYEES SAVINGS & PROFIT SHARING PLAN AND TRUST | - | 0 | - | - | - |
| 2007 | 12 | 3,130 | $610,284,706 | $38,148,579 | $12,188iApproximate average salary by contribution assumption: employee only about $304,701 at 4% or $203,134 at 6%; with 50% employer match about $203,134 at 4% or $135,423 at 6%; with 100% employer match about $152,351 at 4% or $101,567 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 1,948 | $276,957,934 | - | - |
| The Retirement Plan of New York Community Bancorp Inc. | - | 754 | $141,926,480 | $31,019,406 | $41,140iApproximate average salary by contribution assumption: employee only about $1,028,495 at 4% or $685,663 at 6%; with 50% employer match about $685,663 at 4% or $457,109 at 6%; with 100% employer match about $514,247 at 4% or $342,832 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,408 | $118,943,454 | $5,387,199 | $2,237iApproximate average salary by contribution assumption: employee only about $55,930 at 4% or $37,287 at 6%; with 50% employer match about $37,287 at 4% or $24,858 at 6%; with 100% employer match about $27,965 at 4% or $18,643 at 6%. |
| Synergy Financial Group Inc. Employees Savings & Profit Sharing Plan and Trust | - | 218 | $32,841,507 | - | - |
| Synergy Financial Group Inc. Employee Stock Ownership Plan | - | 134 | $9,514,586 | $205,578 | $1,534iApproximate average salary by contribution assumption: employee only about $38,354 at 4% or $25,569 at 6%; with 50% employer match about $25,569 at 4% or $17,046 at 6%; with 100% employer match about $19,177 at 4% or $12,785 at 6%. |
| SYNERGY FINANCIAL GROUP, INC. EMPLOYEE STOCK OWNERSHIP PLAN | - | 134 | $9,461,574 | $205,578 | $1,534iApproximate average salary by contribution assumption: employee only about $38,354 at 4% or $25,569 at 6%; with 50% employer match about $25,569 at 4% or $17,046 at 6%; with 100% employer match about $19,177 at 4% or $12,785 at 6%. |
| SYNERGY FINANCIAL GROUP, INC. EMPLOYEES SAVINGS & PROFIT SHARING PLAN AND TRUST | - | 148 | $8,749,318 | $665,409 | $4,496iApproximate average salary by contribution assumption: employee only about $112,400 at 4% or $74,933 at 6%; with 50% employer match about $74,933 at 4% or $49,956 at 6%; with 100% employer match about $56,200 at 4% or $37,467 at 6%. |
| Synergy Financial Group Inc. Employees Savings & Profit Sharing Plan and Trust | - | 148 | $8,725,853 | $665,409 | $4,496iApproximate average salary by contribution assumption: employee only about $112,400 at 4% or $74,933 at 6%; with 50% employer match about $74,933 at 4% or $49,956 at 6%; with 100% employer match about $56,200 at 4% or $37,467 at 6%. |
| Penn Federal Savings Bank 401(K) Employee Stock Ownership Plan | - | 0 | $3,164,000 | - | - |
| Atlantic Bank of New York Severance Plan | - | 0 | - | - | - |
| PENN FEDERAL SAVINGS BANK MEDICAL INSURANCE PLAN | - | 0 | - | - | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 3,130 | - | - | - |
| 2006 | 14 | 2,629 | $545,427,730 | $6,409,941 | $2,438iApproximate average salary by contribution assumption: employee only about $60,954 at 4% or $40,636 at 6%; with 50% employer match about $40,636 at 4% or $27,091 at 6%; with 100% employer match about $30,477 at 4% or $20,318 at 6%. |
| New York Community Bancorp Inc. Employee Stock Ownership Plan | - | 1,691 | $256,062,030 | - | - |
| New York Community Bancorp Inc. Employee Savings Plan | - | 2,124 | $114,596,548 | $5,464,553 | $2,573iApproximate average salary by contribution assumption: employee only about $64,319 at 4% or $42,879 at 6%; with 50% employer match about $42,879 at 4% or $28,586 at 6%; with 100% employer match about $32,160 at 4% or $21,440 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 596 | $100,574,140 | - | - |
| Penn Federal Savings Bank 401(K) Employee Stock Ownership Plan | - | 166 | $42,156,737 | $945,388 | $5,695iApproximate average salary by contribution assumption: employee only about $142,378 at 4% or $94,918 at 6%; with 50% employer match about $94,918 at 4% or $63,279 at 6%; with 100% employer match about $71,189 at 4% or $47,459 at 6%. |
| Synergy Financial Group Inc. Employees Savings & Profit Sharing Plan and Trust | - | 254 | $32,038,275 | - | - |
| PENN FEDERAL SAVINGS BANK EMPLOYEE ASSISTANCE PLAN | - | 0 | - | - | - |
| PENN FEDERAL SAVINGS BANK MEDICAL INSURANCE PLAN | - | 154 | - | - | - |
| New York Community Bancorp Inc. Group Benefits Plan | - | 2,629 | - | - | - |
| ATLANTIC BANK OF NEW YORK MAJOR MEDICAL PLAN | - | 0 | - | - | - |
| ATLANTIC BANK OF NEW YORK LONG-TERM DISABILITY PLAN | - | 0 | - | - | - |
| ATLANTIC BANK OF NEW YORK DENTAL PLAN | - | 0 | - | - | - |
| Atlantic Bank of New York Severance Plan | - | 236 | - | - | - |
| ATLANTIC BANK OF NEW YORK GROUP BUSINESS TRAVEL ACCIDENT INSURANCE | - | 0 | - | - | - |
| ATLANTIC BANK OF NEW YORK VISION PLAN | - | 0 | - | - | - |
| 2005 | 3 | 1,540 | $122,023,340 | $15,465,577 | $10,043iApproximate average salary by contribution assumption: employee only about $251,065 at 4% or $167,376 at 6%; with 50% employer match about $167,376 at 4% or $111,584 at 6%; with 100% employer match about $125,532 at 4% or $83,688 at 6%. |
| New York Community Bancorp Inc. Employee Savings Plan | - | 1,540 | $92,637,311 | $13,919,764 | $9,039iApproximate average salary by contribution assumption: employee only about $225,970 at 4% or $150,647 at 6%; with 50% employer match about $150,647 at 4% or $100,431 at 6%; with 100% employer match about $112,985 at 4% or $75,323 at 6%. |
| Synergy Financial Group Inc. Employees Savings & Profit Sharing Plan and Trust | - | 391 | $29,386,029 | $1,545,813 | $3,953iApproximate average salary by contribution assumption: employee only about $98,837 at 4% or $65,891 at 6%; with 50% employer match about $65,891 at 4% or $43,928 at 6%; with 100% employer match about $49,419 at 4% or $32,946 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 661 | - | - | - |
| 2004 | 1 | 728 | $92,870,860 | $3,500,000 | $4,808iApproximate average salary by contribution assumption: employee only about $120,192 at 4% or $80,128 at 6%; with 50% employer match about $80,128 at 4% or $53,419 at 6%; with 100% employer match about $60,096 at 4% or $40,064 at 6%. |
| The Retirement Plan of New York Community Bancorp Inc. | - | 728 | $92,870,860 | $3,500,000 | $4,808iApproximate average salary by contribution assumption: employee only about $120,192 at 4% or $80,128 at 6%; with 50% employer match about $80,128 at 4% or $53,419 at 6%; with 100% employer match about $60,096 at 4% or $40,064 at 6%. |