Civic Intelligence

Imaginative Research Associates Inc.

Plan context: Imaginative Research Associates 401K Plan

EIN 06-1210646 • Reading, MA • 30 filings • 3 plans

24D Carnation CircleReading, MA 01867
Current Snapshot

Latest Year

2024

2024 Participants

3

2024 Assets

$1,691,208

2024 Contributions

$27,000

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,701,709$850,855$0200520142023YearValue
$1,691,208Latest year 2023

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

320200020122023YearValue
3Latest year 2023

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202410$0$0-
Imaginative Research Associates 401K Plan-0$0--
202313$1,691,208$0-
Imaginative Research Associates 401K Plan-3$1,691,208--
202213$1,627,021$27,000$9,000iApproximate average salary by contribution assumption: employee only about $225,000 at 4% or $150,000 at 6%; with 50% employer match about $150,000 at 4% or $100,000 at 6%; with 100% employer match about $112,500 at 4% or $75,000 at 6%.
Imaginative Research Associates 401K Plan-3$1,627,021$27,000$9,000iApproximate average salary by contribution assumption: employee only about $225,000 at 4% or $150,000 at 6%; with 50% employer match about $150,000 at 4% or $100,000 at 6%; with 100% employer match about $112,500 at 4% or $75,000 at 6%.
202113$1,701,709$64,500$21,500iApproximate average salary by contribution assumption: employee only about $537,500 at 4% or $358,333 at 6%; with 50% employer match about $358,333 at 4% or $238,889 at 6%; with 100% employer match about $268,750 at 4% or $179,167 at 6%.
Imaginative Research Associates 401K Plan-3$1,701,709$64,500$21,500iApproximate average salary by contribution assumption: employee only about $537,500 at 4% or $358,333 at 6%; with 50% employer match about $358,333 at 4% or $238,889 at 6%; with 100% employer match about $268,750 at 4% or $179,167 at 6%.
202013$1,565,918$19,500$6,500iApproximate average salary by contribution assumption: employee only about $162,500 at 4% or $108,333 at 6%; with 50% employer match about $108,333 at 4% or $72,222 at 6%; with 100% employer match about $81,250 at 4% or $54,167 at 6%.
Imaginative Research Associates 401K Plan-3$1,565,918$19,500$6,500iApproximate average salary by contribution assumption: employee only about $162,500 at 4% or $108,333 at 6%; with 50% employer match about $108,333 at 4% or $72,222 at 6%; with 100% employer match about $81,250 at 4% or $54,167 at 6%.
201913$1,515,806$19,000$6,333iApproximate average salary by contribution assumption: employee only about $158,333 at 4% or $105,556 at 6%; with 50% employer match about $105,556 at 4% or $70,370 at 6%; with 100% employer match about $79,167 at 4% or $52,778 at 6%.
Imaginative Research Associates 401K Plan-3$1,515,806$19,000$6,333iApproximate average salary by contribution assumption: employee only about $158,333 at 4% or $105,556 at 6%; with 50% employer match about $105,556 at 4% or $70,370 at 6%; with 100% employer match about $79,167 at 4% or $52,778 at 6%.
201813$1,362,958$18,500$6,167iApproximate average salary by contribution assumption: employee only about $154,167 at 4% or $102,778 at 6%; with 50% employer match about $102,778 at 4% or $68,519 at 6%; with 100% employer match about $77,083 at 4% or $51,389 at 6%.
Imaginative Research Associates 401K Plan-3$1,362,958$18,500$6,167iApproximate average salary by contribution assumption: employee only about $154,167 at 4% or $102,778 at 6%; with 50% employer match about $102,778 at 4% or $68,519 at 6%; with 100% employer match about $77,083 at 4% or $51,389 at 6%.
201713$1,422,025$38,000$12,667iApproximate average salary by contribution assumption: employee only about $316,667 at 4% or $211,111 at 6%; with 50% employer match about $211,111 at 4% or $140,741 at 6%; with 100% employer match about $158,333 at 4% or $105,556 at 6%.
Imaginative Research Associates 401K Plan-3$1,422,025$38,000$12,667iApproximate average salary by contribution assumption: employee only about $316,667 at 4% or $211,111 at 6%; with 50% employer match about $211,111 at 4% or $140,741 at 6%; with 100% employer match about $158,333 at 4% or $105,556 at 6%.
201613$1,233,200$18,000$6,000iApproximate average salary by contribution assumption: employee only about $150,000 at 4% or $100,000 at 6%; with 50% employer match about $100,000 at 4% or $66,667 at 6%; with 100% employer match about $75,000 at 4% or $50,000 at 6%.
Imaginative Research Associates 401K Plan-3$1,233,200$18,000$6,000iApproximate average salary by contribution assumption: employee only about $150,000 at 4% or $100,000 at 6%; with 50% employer match about $100,000 at 4% or $66,667 at 6%; with 100% employer match about $75,000 at 4% or $50,000 at 6%.
201513$1,162,688$136,000$45,333iApproximate average salary by contribution assumption: employee only about $1,133,333 at 4% or $755,556 at 6%; with 50% employer match about $755,556 at 4% or $503,704 at 6%; with 100% employer match about $566,667 at 4% or $377,778 at 6%.
Imaginative Research Associates 401K Plan-3$1,162,688$136,000$45,333iApproximate average salary by contribution assumption: employee only about $1,133,333 at 4% or $755,556 at 6%; with 50% employer match about $755,556 at 4% or $503,704 at 6%; with 100% employer match about $566,667 at 4% or $377,778 at 6%.
201413$1,023,826$132,500$44,167iApproximate average salary by contribution assumption: employee only about $1,104,167 at 4% or $736,111 at 6%; with 50% employer match about $736,111 at 4% or $490,741 at 6%; with 100% employer match about $552,083 at 4% or $368,056 at 6%.
Imaginative Research Associates 401K Plan-3$1,023,826$132,500$44,167iApproximate average salary by contribution assumption: employee only about $1,104,167 at 4% or $736,111 at 6%; with 50% employer match about $736,111 at 4% or $490,741 at 6%; with 100% employer match about $552,083 at 4% or $368,056 at 6%.
201313$840,266$130,500$43,500iApproximate average salary by contribution assumption: employee only about $1,087,500 at 4% or $725,000 at 6%; with 50% employer match about $725,000 at 4% or $483,333 at 6%; with 100% employer match about $543,750 at 4% or $362,500 at 6%.
Imaginative Research Associates 401K Plan-3$840,266$130,500$43,500iApproximate average salary by contribution assumption: employee only about $1,087,500 at 4% or $725,000 at 6%; with 50% employer match about $725,000 at 4% or $483,333 at 6%; with 100% employer match about $543,750 at 4% or $362,500 at 6%.
201213$606,546$127,500$42,500iApproximate average salary by contribution assumption: employee only about $1,062,500 at 4% or $708,333 at 6%; with 50% employer match about $708,333 at 4% or $472,222 at 6%; with 100% employer match about $531,250 at 4% or $354,167 at 6%.
Imaginative Research Associates 401K Plan-3$606,546$127,500$42,500iApproximate average salary by contribution assumption: employee only about $1,062,500 at 4% or $708,333 at 6%; with 50% employer match about $708,333 at 4% or $472,222 at 6%; with 100% employer match about $531,250 at 4% or $354,167 at 6%.
201113$436,798$93,000$31,000iApproximate average salary by contribution assumption: employee only about $775,000 at 4% or $516,667 at 6%; with 50% employer match about $516,667 at 4% or $344,444 at 6%; with 100% employer match about $387,500 at 4% or $258,333 at 6%.
Imaginative Research Associates 401K Plan-3$436,798$93,000$31,000iApproximate average salary by contribution assumption: employee only about $775,000 at 4% or $516,667 at 6%; with 50% employer match about $516,667 at 4% or $344,444 at 6%; with 100% employer match about $387,500 at 4% or $258,333 at 6%.
201023$337,774$49,000$16,333iApproximate average salary by contribution assumption: employee only about $408,333 at 4% or $272,222 at 6%; with 50% employer match about $272,222 at 4% or $181,481 at 6%; with 100% employer match about $204,167 at 4% or $136,111 at 6%.
Imaginative Research Associates 401K Plan-3$337,774$49,000$16,333iApproximate average salary by contribution assumption: employee only about $408,333 at 4% or $272,222 at 6%; with 50% employer match about $272,222 at 4% or $181,481 at 6%; with 100% employer match about $204,167 at 4% or $136,111 at 6%.
IMAGINATIVE RESEARCH ASSOCIATES DEFINED BENEFIT PLAN-0---
200923$1,281,545$146,444$48,815iApproximate average salary by contribution assumption: employee only about $1,220,367 at 4% or $813,578 at 6%; with 50% employer match about $813,578 at 4% or $542,385 at 6%; with 100% employer match about $610,183 at 4% or $406,789 at 6%.
IMAGINATIVE RESEARCH ASSOCIATES DEFINED BENEFIT PLAN-2$1,012,131$100,444$50,222iApproximate average salary by contribution assumption: employee only about $1,255,550 at 4% or $837,033 at 6%; with 50% employer match about $837,033 at 4% or $558,022 at 6%; with 100% employer match about $627,775 at 4% or $418,517 at 6%.
Imaginative Research Associates 401K Plan-3$269,414$46,000$15,333iApproximate average salary by contribution assumption: employee only about $383,333 at 4% or $255,556 at 6%; with 50% employer match about $255,556 at 4% or $170,370 at 6%; with 100% employer match about $191,667 at 4% or $127,778 at 6%.
200813$180,910$44,500$14,833iApproximate average salary by contribution assumption: employee only about $370,833 at 4% or $247,222 at 6%; with 50% employer match about $247,222 at 4% or $164,815 at 6%; with 100% employer match about $185,417 at 4% or $123,611 at 6%.
Imaginative Research Associates 401K Plan-3$180,910$44,500$14,833iApproximate average salary by contribution assumption: employee only about $370,833 at 4% or $247,222 at 6%; with 50% employer match about $247,222 at 4% or $164,815 at 6%; with 100% employer match about $185,417 at 4% or $123,611 at 6%.
200723$172,752$45,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
Imaginative Research Associates 401K Plan-3$172,752$45,000$15,000iApproximate average salary by contribution assumption: employee only about $375,000 at 4% or $250,000 at 6%; with 50% employer match about $250,000 at 4% or $166,667 at 6%; with 100% employer match about $187,500 at 4% or $125,000 at 6%.
IMAGINATIVE RESEARCH ASSOCIATES DEFINED BENEFIT PLAN-2---
200623$120,852$86,848$28,949iApproximate average salary by contribution assumption: employee only about $723,733 at 4% or $482,489 at 6%; with 50% employer match about $482,489 at 4% or $321,659 at 6%; with 100% employer match about $361,867 at 4% or $241,244 at 6%.
Imaginative Research Associates 401K Plan-3$120,852$86,848$28,949iApproximate average salary by contribution assumption: employee only about $723,733 at 4% or $482,489 at 6%; with 50% employer match about $482,489 at 4% or $321,659 at 6%; with 100% employer match about $361,867 at 4% or $241,244 at 6%.
IMAGINATIVE RESEARCH ASSOCIATES DEFINED BENEFIT PLAN-2---
200523$28,717$180,194$60,065iApproximate average salary by contribution assumption: employee only about $1,501,617 at 4% or $1,001,078 at 6%; with 50% employer match about $1,001,078 at 4% or $667,385 at 6%; with 100% employer match about $750,808 at 4% or $500,539 at 6%.
Imaginative Research Associates 401K Plan-3$28,717$14,000$4,667iApproximate average salary by contribution assumption: employee only about $116,667 at 4% or $77,778 at 6%; with 50% employer match about $77,778 at 4% or $51,852 at 6%; with 100% employer match about $58,333 at 4% or $38,889 at 6%.
IMAGINATIVE RESEARCH ASSOCIATES, INC. PENSION PLAN-0-$166,194-
200413$0$0-
IMAGINATIVE RESEARCH ASSOCIATES, INC. PENSION PLAN-3---
200313$0$0-
IMAGINATIVE RESEARCH ASSOCIATES, INC. PENSION PLAN-3---
200213$0$0-
IMAGINATIVE RESEARCH ASSOCIATES, INC. PENSION PLAN-3---
200113$0$0-
IMAGINATIVE RESEARCH ASSOCIATES, INC. PENSION PLAN-3---
200013$0$0-
IMAGINATIVE RESEARCH ASSOCIATES, INC. PENSION PLAN-3---