Civic Intelligence

Watertown Library Association

Plan context: Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees

EIN 06-0646955 • Watertown, CT • 53 filings • 20 plans

470 Main StreetWatertown, CT 06795
Current Snapshot

Latest Year

2025

2025 Participants

9

2025 Assets

$2,208,595

2025 Contributions

$44,099

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,637,129$1,318,565$0200920172025YearValue
$2,208,595Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

950200920172025YearValue
9Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202529$2,208,595$44,099$4,900iApproximate average salary by contribution assumption: employee only about $122,497 at 4% or $81,665 at 6%; with 50% employer match about $81,665 at 4% or $54,443 at 6%; with 100% employer match about $61,249 at 4% or $40,832 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-9$1,548,997$14,856$1,651iApproximate average salary by contribution assumption: employee only about $41,267 at 4% or $27,511 at 6%; with 50% employer match about $27,511 at 4% or $18,341 at 6%; with 100% employer match about $20,633 at 4% or $13,756 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-9$659,598$29,243$3,249iApproximate average salary by contribution assumption: employee only about $81,231 at 4% or $54,154 at 6%; with 50% employer match about $54,154 at 4% or $36,102 at 6%; with 100% employer match about $40,615 at 4% or $27,077 at 6%.
202429$2,637,129$45,016$5,002iApproximate average salary by contribution assumption: employee only about $125,044 at 4% or $83,363 at 6%; with 50% employer match about $83,363 at 4% or $55,575 at 6%; with 100% employer match about $62,522 at 4% or $41,681 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-7$1,457,780$16,344$2,335iApproximate average salary by contribution assumption: employee only about $58,371 at 4% or $38,914 at 6%; with 50% employer match about $38,914 at 4% or $25,943 at 6%; with 100% employer match about $29,186 at 4% or $19,457 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-9$1,179,349$28,672$3,186iApproximate average salary by contribution assumption: employee only about $79,644 at 4% or $53,096 at 6%; with 50% employer match about $53,096 at 4% or $35,398 at 6%; with 100% employer match about $39,822 at 4% or $26,548 at 6%.
202328$2,414,239$43,817$5,477iApproximate average salary by contribution assumption: employee only about $136,928 at 4% or $91,285 at 6%; with 50% employer match about $91,285 at 4% or $60,857 at 6%; with 100% employer match about $68,464 at 4% or $45,643 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$1,331,458$15,929$1,991iApproximate average salary by contribution assumption: employee only about $49,778 at 4% or $33,185 at 6%; with 50% employer match about $33,185 at 4% or $22,124 at 6%; with 100% employer match about $24,889 at 4% or $16,593 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-8$1,082,781$27,888$3,486iApproximate average salary by contribution assumption: employee only about $87,150 at 4% or $58,100 at 6%; with 50% employer match about $58,100 at 4% or $38,733 at 6%; with 100% employer match about $43,575 at 4% or $29,050 at 6%.
202228$2,219,723$71,442$8,930iApproximate average salary by contribution assumption: employee only about $223,256 at 4% or $148,838 at 6%; with 50% employer match about $148,838 at 4% or $99,225 at 6%; with 100% employer match about $111,628 at 4% or $74,419 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$1,222,681$15,458$1,932iApproximate average salary by contribution assumption: employee only about $48,306 at 4% or $32,204 at 6%; with 50% employer match about $32,204 at 4% or $21,469 at 6%; with 100% employer match about $24,153 at 4% or $16,102 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-8$997,042$55,984$6,998iApproximate average salary by contribution assumption: employee only about $174,950 at 4% or $116,633 at 6%; with 50% employer match about $116,633 at 4% or $77,756 at 6%; with 100% employer match about $87,475 at 4% or $58,317 at 6%.
202128$2,300,027$72,125$9,016iApproximate average salary by contribution assumption: employee only about $225,391 at 4% or $150,260 at 6%; with 50% employer match about $150,260 at 4% or $100,174 at 6%; with 100% employer match about $112,695 at 4% or $75,130 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$1,319,669$14,862$1,858iApproximate average salary by contribution assumption: employee only about $46,444 at 4% or $30,963 at 6%; with 50% employer match about $30,963 at 4% or $20,642 at 6%; with 100% employer match about $23,222 at 4% or $15,481 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-8$980,358$57,263$7,158iApproximate average salary by contribution assumption: employee only about $178,947 at 4% or $119,298 at 6%; with 50% employer match about $119,298 at 4% or $79,532 at 6%; with 100% employer match about $89,473 at 4% or $59,649 at 6%.
202028$2,112,527$73,538$9,192iApproximate average salary by contribution assumption: employee only about $229,806 at 4% or $153,204 at 6%; with 50% employer match about $153,204 at 4% or $102,136 at 6%; with 100% employer match about $114,903 at 4% or $76,602 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$1,209,698$14,612$1,827iApproximate average salary by contribution assumption: employee only about $45,663 at 4% or $30,442 at 6%; with 50% employer match about $30,442 at 4% or $20,294 at 6%; with 100% employer match about $22,831 at 4% or $15,221 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-8$902,829$58,926$7,366iApproximate average salary by contribution assumption: employee only about $184,144 at 4% or $122,763 at 6%; with 50% employer match about $122,763 at 4% or $81,842 at 6%; with 100% employer match about $92,072 at 4% or $61,381 at 6%.
201929$1,938,087$54,660$6,073iApproximate average salary by contribution assumption: employee only about $151,833 at 4% or $101,222 at 6%; with 50% employer match about $101,222 at 4% or $67,481 at 6%; with 100% employer match about $75,917 at 4% or $50,611 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-9$1,093,313$17,631$1,959iApproximate average salary by contribution assumption: employee only about $48,975 at 4% or $32,650 at 6%; with 50% employer match about $32,650 at 4% or $21,767 at 6%; with 100% employer match about $24,488 at 4% or $16,325 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$844,774$37,029$5,290iApproximate average salary by contribution assumption: employee only about $132,246 at 4% or $88,164 at 6%; with 50% employer match about $88,164 at 4% or $58,776 at 6%; with 100% employer match about $66,123 at 4% or $44,082 at 6%.
201829$1,717,291$52,859$5,873iApproximate average salary by contribution assumption: employee only about $146,831 at 4% or $97,887 at 6%; with 50% employer match about $97,887 at 4% or $65,258 at 6%; with 100% employer match about $73,415 at 4% or $48,944 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-9$958,491$17,210$1,912iApproximate average salary by contribution assumption: employee only about $47,806 at 4% or $31,870 at 6%; with 50% employer match about $31,870 at 4% or $21,247 at 6%; with 100% employer match about $23,903 at 4% or $15,935 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-8$758,800$35,649$4,456iApproximate average salary by contribution assumption: employee only about $111,403 at 4% or $74,269 at 6%; with 50% employer match about $74,269 at 4% or $49,513 at 6%; with 100% employer match about $55,702 at 4% or $37,134 at 6%.
201729$1,682,265$51,317$5,702iApproximate average salary by contribution assumption: employee only about $142,547 at 4% or $95,031 at 6%; with 50% employer match about $95,031 at 4% or $63,354 at 6%; with 100% employer match about $71,274 at 4% or $47,516 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-9$965,881$16,892$1,877iApproximate average salary by contribution assumption: employee only about $46,922 at 4% or $31,281 at 6%; with 50% employer match about $31,281 at 4% or $20,854 at 6%; with 100% employer match about $23,461 at 4% or $15,641 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$716,384$34,425$4,918iApproximate average salary by contribution assumption: employee only about $122,946 at 4% or $81,964 at 6%; with 50% employer match about $81,964 at 4% or $54,643 at 6%; with 100% employer match about $61,473 at 4% or $40,982 at 6%.
201629$1,517,851$46,887$5,210iApproximate average salary by contribution assumption: employee only about $130,242 at 4% or $86,828 at 6%; with 50% employer match about $86,828 at 4% or $57,885 at 6%; with 100% employer match about $65,121 at 4% or $43,414 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-9$857,087$16,651$1,850iApproximate average salary by contribution assumption: employee only about $46,253 at 4% or $30,835 at 6%; with 50% employer match about $30,835 at 4% or $20,557 at 6%; with 100% employer match about $23,126 at 4% or $15,418 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$660,764$30,236$4,319iApproximate average salary by contribution assumption: employee only about $107,986 at 4% or $71,990 at 6%; with 50% employer match about $71,990 at 4% or $47,994 at 6%; with 100% employer match about $53,993 at 4% or $35,995 at 6%.
201529$1,400,729$47,988$5,332iApproximate average salary by contribution assumption: employee only about $133,300 at 4% or $88,867 at 6%; with 50% employer match about $88,867 at 4% or $59,244 at 6%; with 100% employer match about $66,650 at 4% or $44,433 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-9$792,964$16,336$1,815iApproximate average salary by contribution assumption: employee only about $45,378 at 4% or $30,252 at 6%; with 50% employer match about $30,252 at 4% or $20,168 at 6%; with 100% employer match about $22,689 at 4% or $15,126 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$607,765$31,652$4,522iApproximate average salary by contribution assumption: employee only about $113,043 at 4% or $75,362 at 6%; with 50% employer match about $75,362 at 4% or $50,241 at 6%; with 100% employer match about $56,521 at 4% or $37,681 at 6%.
201428$1,333,312$45,809$5,726iApproximate average salary by contribution assumption: employee only about $143,153 at 4% or $95,435 at 6%; with 50% employer match about $95,435 at 4% or $63,624 at 6%; with 100% employer match about $71,577 at 4% or $47,718 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$755,090$15,941$1,993iApproximate average salary by contribution assumption: employee only about $49,816 at 4% or $33,210 at 6%; with 50% employer match about $33,210 at 4% or $22,140 at 6%; with 100% employer match about $24,908 at 4% or $16,605 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$578,222$29,868$4,267iApproximate average salary by contribution assumption: employee only about $106,671 at 4% or $71,114 at 6%; with 50% employer match about $71,114 at 4% or $47,410 at 6%; with 100% employer match about $53,336 at 4% or $35,557 at 6%.
201328$1,241,781$309,943$38,743iApproximate average salary by contribution assumption: employee only about $968,572 at 4% or $645,715 at 6%; with 50% employer match about $645,715 at 4% or $430,476 at 6%; with 100% employer match about $484,286 at 4% or $322,857 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$695,283$15,941$1,993iApproximate average salary by contribution assumption: employee only about $49,816 at 4% or $33,210 at 6%; with 50% employer match about $33,210 at 4% or $22,140 at 6%; with 100% employer match about $24,908 at 4% or $16,605 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-8$546,498$294,002$36,750iApproximate average salary by contribution assumption: employee only about $918,756 at 4% or $612,504 at 6%; with 50% employer match about $612,504 at 4% or $408,336 at 6%; with 100% employer match about $459,378 at 4% or $306,252 at 6%.
201228$1,115,799$47,929$5,991iApproximate average salary by contribution assumption: employee only about $149,778 at 4% or $99,852 at 6%; with 50% employer match about $99,852 at 4% or $66,568 at 6%; with 100% employer match about $74,889 at 4% or $49,926 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$602,061$15,701$1,963iApproximate average salary by contribution assumption: employee only about $49,066 at 4% or $32,710 at 6%; with 50% employer match about $32,710 at 4% or $21,807 at 6%; with 100% employer match about $24,533 at 4% or $16,355 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$513,738$32,228$4,604iApproximate average salary by contribution assumption: employee only about $115,100 at 4% or $76,733 at 6%; with 50% employer match about $76,733 at 4% or $51,156 at 6%; with 100% employer match about $57,550 at 4% or $38,367 at 6%.
201128$1,021,002$45,290$5,661iApproximate average salary by contribution assumption: employee only about $141,531 at 4% or $94,354 at 6%; with 50% employer match about $94,354 at 4% or $62,903 at 6%; with 100% employer match about $70,766 at 4% or $47,177 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$543,101$15,329$1,916iApproximate average salary by contribution assumption: employee only about $47,903 at 4% or $31,935 at 6%; with 50% employer match about $31,935 at 4% or $21,290 at 6%; with 100% employer match about $23,952 at 4% or $15,968 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$477,901$29,961$4,280iApproximate average salary by contribution assumption: employee only about $107,004 at 4% or $71,336 at 6%; with 50% employer match about $71,336 at 4% or $47,557 at 6%; with 100% employer match about $53,502 at 4% or $35,668 at 6%.
201028$975,050$44,125$5,516iApproximate average salary by contribution assumption: employee only about $137,891 at 4% or $91,927 at 6%; with 50% employer match about $91,927 at 4% or $61,285 at 6%; with 100% employer match about $68,945 at 4% or $45,964 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-8$517,010$15,232$1,904iApproximate average salary by contribution assumption: employee only about $47,600 at 4% or $31,733 at 6%; with 50% employer match about $31,733 at 4% or $21,156 at 6%; with 100% employer match about $23,800 at 4% or $15,867 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-7$458,040$28,893$4,128iApproximate average salary by contribution assumption: employee only about $103,189 at 4% or $68,793 at 6%; with 50% employer match about $68,793 at 4% or $45,862 at 6%; with 100% employer match about $51,595 at 4% or $34,396 at 6%.
200929$904,237$43,983$4,887iApproximate average salary by contribution assumption: employee only about $122,175 at 4% or $81,450 at 6%; with 50% employer match about $81,450 at 4% or $54,300 at 6%; with 100% employer match about $61,088 at 4% or $40,725 at 6%.
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-9$468,672$15,179$1,687iApproximate average salary by contribution assumption: employee only about $42,164 at 4% or $28,109 at 6%; with 50% employer match about $28,109 at 4% or $18,740 at 6%; with 100% employer match about $21,082 at 4% or $14,055 at 6%.
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-8$435,565$28,804$3,601iApproximate average salary by contribution assumption: employee only about $90,013 at 4% or $60,008 at 6%; with 50% employer match about $60,008 at 4% or $40,006 at 6%; with 100% employer match about $45,006 at 4% or $30,004 at 6%.
200810$0$0-
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
200720$0$0-
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
200620$0$0-
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
200520$0$0-
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
200420$0$0-
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
200320$0$0-
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
200220$0$0-
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
200120$0$0-
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
200020$0$0-
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
199920$0$0-
Defined Contribution Money Purchase Retirement Plan Tax Deferred Annuity-0---
Tiaa Cref Retirement Annuity Plan for Permanent Full Time Employees-0---