Civic Intelligence

Cummings & Lockwood

Plan context: Cummings & Lockwood Employees 401K Savings Plan

EIN 06-0312590 • 105 filings • 12 plans

Current Snapshot

Latest Year

2024

2024 Participants

195

2024 Assets

$107,225,555

2024 Contributions

$3,743,955

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$107,225,555$53,612,778$0199920122024YearValue
$107,225,555Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

5512760199920122024YearValue
195Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
20243195$107,225,555$3,743,955$19,200iApproximate average salary by contribution assumption: employee only about $479,994 at 4% or $319,996 at 6%; with 50% employer match about $319,996 at 4% or $213,331 at 6%; with 100% employer match about $239,997 at 4% or $159,998 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-195$107,225,555$3,743,955$19,200iApproximate average salary by contribution assumption: employee only about $479,994 at 4% or $319,996 at 6%; with 50% employer match about $319,996 at 4% or $213,331 at 6%; with 100% employer match about $239,997 at 4% or $159,998 at 6%.
Cummings & Lockwood Health Benefits Plan-157---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-188---
20234190$90,238,891$3,399,063$17,890iApproximate average salary by contribution assumption: employee only about $447,245 at 4% or $298,163 at 6%; with 50% employer match about $298,163 at 4% or $198,776 at 6%; with 100% employer match about $223,623 at 4% or $149,082 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-136$90,238,891$3,399,063$24,993iApproximate average salary by contribution assumption: employee only about $624,828 at 4% or $416,552 at 6%; with 50% employer match about $416,552 at 4% or $277,701 at 6%; with 100% employer match about $312,414 at 4% or $208,276 at 6%.
Cummings & Lockwood Health Benefits Plan-148---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-190---
Cummings and Lockwood Long Term Disability Plan-187---
20224186$80,226,640$2,968,067$15,957iApproximate average salary by contribution assumption: employee only about $398,934 at 4% or $265,956 at 6%; with 50% employer match about $265,956 at 4% or $177,304 at 6%; with 100% employer match about $199,467 at 4% or $132,978 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-157$80,226,640$2,968,067$18,905iApproximate average salary by contribution assumption: employee only about $472,622 at 4% or $315,081 at 6%; with 50% employer match about $315,081 at 4% or $210,054 at 6%; with 100% employer match about $236,311 at 4% or $157,541 at 6%.
Cummings & Lockwood Health Benefits Plan-137---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-186---
Cummings and Lockwood Long Term Disability Plan-179---
20214181$90,177,240$2,975,434$16,439iApproximate average salary by contribution assumption: employee only about $410,972 at 4% or $273,981 at 6%; with 50% employer match about $273,981 at 4% or $182,654 at 6%; with 100% employer match about $205,486 at 4% or $136,991 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-158$90,177,240$2,975,434$18,832iApproximate average salary by contribution assumption: employee only about $470,797 at 4% or $313,864 at 6%; with 50% employer match about $313,864 at 4% or $209,243 at 6%; with 100% employer match about $235,398 at 4% or $156,932 at 6%.
Cummings & Lockwood Health Benefits Plan-151---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-177---
Cummings and Lockwood Long Term Disability Plan-181---
20204179$80,459,425$3,306,807$18,474iApproximate average salary by contribution assumption: employee only about $461,845 at 4% or $307,896 at 6%; with 50% employer match about $307,896 at 4% or $205,264 at 6%; with 100% employer match about $230,922 at 4% or $153,948 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-168$80,459,425$3,306,807$19,683iApproximate average salary by contribution assumption: employee only about $492,084 at 4% or $328,056 at 6%; with 50% employer match about $328,056 at 4% or $218,704 at 6%; with 100% employer match about $246,042 at 4% or $164,028 at 6%.
Cummings & Lockwood Health Benefits Plan-151---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-179---
Cummings and Lockwood Long Term Disability Plan-178---
20194184$76,694,636$3,143,458$17,084iApproximate average salary by contribution assumption: employee only about $427,100 at 4% or $284,734 at 6%; with 50% employer match about $284,734 at 4% or $189,822 at 6%; with 100% employer match about $213,550 at 4% or $142,367 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-167$76,694,636$3,143,458$18,823iApproximate average salary by contribution assumption: employee only about $470,578 at 4% or $313,718 at 6%; with 50% employer match about $313,718 at 4% or $209,146 at 6%; with 100% employer match about $235,289 at 4% or $156,859 at 6%.
Cummings & Lockwood Health Benefits Plan-154---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-184---
Cummings and Lockwood Long Term Disability Plan-180---
20184191$67,697,381$3,098,053$16,220iApproximate average salary by contribution assumption: employee only about $405,504 at 4% or $270,336 at 6%; with 50% employer match about $270,336 at 4% or $180,224 at 6%; with 100% employer match about $202,752 at 4% or $135,168 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-180$67,697,381$3,098,053$17,211iApproximate average salary by contribution assumption: employee only about $430,285 at 4% or $286,857 at 6%; with 50% employer match about $286,857 at 4% or $191,238 at 6%; with 100% employer match about $215,143 at 4% or $143,428 at 6%.
Cummings & Lockwood Health Benefits Plan-152---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-191---
Cummings and Lockwood Long Term Disability Plan-183---
20174191$76,901,886$2,925,534$15,317iApproximate average salary by contribution assumption: employee only about $382,923 at 4% or $255,282 at 6%; with 50% employer match about $255,282 at 4% or $170,188 at 6%; with 100% employer match about $191,462 at 4% or $127,641 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-176$76,901,886$2,925,534$16,622iApproximate average salary by contribution assumption: employee only about $415,559 at 4% or $277,039 at 6%; with 50% employer match about $277,039 at 4% or $184,693 at 6%; with 100% employer match about $207,779 at 4% or $138,520 at 6%.
Cummings & Lockwood Health Benefits Plan-159---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-191---
Cummings and Lockwood Long Term Disability Plan-191---
20164236$69,431,517$2,789,640$11,821iApproximate average salary by contribution assumption: employee only about $295,513 at 4% or $197,008 at 6%; with 50% employer match about $197,008 at 4% or $131,339 at 6%; with 100% employer match about $147,756 at 4% or $98,504 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-169$69,431,517$2,789,640$16,507iApproximate average salary by contribution assumption: employee only about $412,669 at 4% or $275,112 at 6%; with 50% employer match about $275,112 at 4% or $183,408 at 6%; with 100% employer match about $206,334 at 4% or $137,556 at 6%.
Cummings & Lockwood Health Benefits Plan-150---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-181---
Cummings and Lockwood Long Term Disability Plan-236---
20154218$62,754,509$2,736,259$12,552iApproximate average salary by contribution assumption: employee only about $313,791 at 4% or $209,194 at 6%; with 50% employer match about $209,194 at 4% or $139,463 at 6%; with 100% employer match about $156,896 at 4% or $104,597 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-165$62,754,509$2,736,259$16,583iApproximate average salary by contribution assumption: employee only about $414,585 at 4% or $276,390 at 6%; with 50% employer match about $276,390 at 4% or $184,260 at 6%; with 100% employer match about $207,292 at 4% or $138,195 at 6%.
Cummings & Lockwood Health Benefits Plan-157---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-180---
Cummings and Lockwood Long Term Disability Plan-218---
20144220$62,886,662$2,908,063$13,218iApproximate average salary by contribution assumption: employee only about $330,462 at 4% or $220,308 at 6%; with 50% employer match about $220,308 at 4% or $146,872 at 6%; with 100% employer match about $165,231 at 4% or $110,154 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-163$62,886,662$2,908,063$17,841iApproximate average salary by contribution assumption: employee only about $446,022 at 4% or $297,348 at 6%; with 50% employer match about $297,348 at 4% or $198,232 at 6%; with 100% employer match about $223,011 at 4% or $148,674 at 6%.
Cummings & Lockwood Health Benefits Plan-158---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-175---
Cummings and Lockwood Long Term Disability Plan-220---
20134219$64,935,541$2,770,778$12,652iApproximate average salary by contribution assumption: employee only about $316,299 at 4% or $210,866 at 6%; with 50% employer match about $210,866 at 4% or $140,577 at 6%; with 100% employer match about $158,149 at 4% or $105,433 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-166$64,935,541$2,770,778$16,691iApproximate average salary by contribution assumption: employee only about $417,286 at 4% or $278,191 at 6%; with 50% employer match about $278,191 at 4% or $185,460 at 6%; with 100% employer match about $208,643 at 4% or $139,095 at 6%.
Cummings & Lockwood Health Benefits Plan-149---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-174---
Cummings and Lockwood Long Term Disability Plan-219---
20124220$55,127,184$2,734,352$12,429iApproximate average salary by contribution assumption: employee only about $310,722 at 4% or $207,148 at 6%; with 50% employer match about $207,148 at 4% or $138,099 at 6%; with 100% employer match about $155,361 at 4% or $103,574 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-180$55,127,184$2,734,352$15,191iApproximate average salary by contribution assumption: employee only about $379,771 at 4% or $253,181 at 6%; with 50% employer match about $253,181 at 4% or $168,787 at 6%; with 100% employer match about $189,886 at 4% or $126,590 at 6%.
Cummings & Lockwood Health Benefits Plan-168---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-174---
Cummings and Lockwood Long Term Disability Plan-220---
20114217$51,651,883$2,614,494$12,048iApproximate average salary by contribution assumption: employee only about $301,209 at 4% or $200,806 at 6%; with 50% employer match about $200,806 at 4% or $133,871 at 6%; with 100% employer match about $150,604 at 4% or $100,403 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-183$51,651,883$2,614,494$14,287iApproximate average salary by contribution assumption: employee only about $357,171 at 4% or $238,114 at 6%; with 50% employer match about $238,114 at 4% or $158,743 at 6%; with 100% employer match about $178,586 at 4% or $119,057 at 6%.
Cummings & Lockwood Health Benefits Plan-164---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-178---
Cummings and Lockwood Long Term Disability Plan-217---
20104217$53,212,251$2,722,932$12,548iApproximate average salary by contribution assumption: employee only about $313,702 at 4% or $209,135 at 6%; with 50% employer match about $209,135 at 4% or $139,423 at 6%; with 100% employer match about $156,851 at 4% or $104,567 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-193$53,212,251$2,722,932$14,108iApproximate average salary by contribution assumption: employee only about $352,711 at 4% or $235,141 at 6%; with 50% employer match about $235,141 at 4% or $156,761 at 6%; with 100% employer match about $176,356 at 4% or $117,570 at 6%.
Cummings & Lockwood Health Benefits Plan-161---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-177---
Cummings and Lockwood Long Term Disability Plan-217---
20094216$49,327,778$2,697,011$12,486iApproximate average salary by contribution assumption: employee only about $312,154 at 4% or $208,103 at 6%; with 50% employer match about $208,103 at 4% or $138,735 at 6%; with 100% employer match about $156,077 at 4% or $104,051 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-198$49,327,778$2,697,011$13,621iApproximate average salary by contribution assumption: employee only about $340,532 at 4% or $227,021 at 6%; with 50% employer match about $227,021 at 4% or $151,347 at 6%; with 100% employer match about $170,266 at 4% or $113,511 at 6%.
Cummings & Lockwood Health Benefits Plan-166---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-184---
Cummings and Lockwood Long Term Disability Plan-216---
20084234$40,303,303$2,744,294$11,728iApproximate average salary by contribution assumption: employee only about $293,194 at 4% or $195,463 at 6%; with 50% employer match about $195,463 at 4% or $130,308 at 6%; with 100% employer match about $146,597 at 4% or $97,731 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-208$40,303,303$2,744,294$13,194iApproximate average salary by contribution assumption: employee only about $329,843 at 4% or $219,895 at 6%; with 50% employer match about $219,895 at 4% or $146,597 at 6%; with 100% employer match about $164,922 at 4% or $109,948 at 6%.
Cummings and Lockwood Long Term Disability Plan-234---
Cummings & Lockwood Health Benefits Plan-179---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-201---
20074248$55,011,044$2,506,453$10,107iApproximate average salary by contribution assumption: employee only about $252,667 at 4% or $168,444 at 6%; with 50% employer match about $168,444 at 4% or $112,296 at 6%; with 100% employer match about $126,333 at 4% or $84,222 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-191$55,011,044$2,506,453$13,123iApproximate average salary by contribution assumption: employee only about $328,070 at 4% or $218,713 at 6%; with 50% employer match about $218,713 at 4% or $145,809 at 6%; with 100% employer match about $164,035 at 4% or $109,357 at 6%.
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-194---
Cummings and Lockwood Long Term Disability Plan-248---
Cummings & Lockwood Health Benefits Plan-167---
20064251$58,116,578$2,405,288$9,583iApproximate average salary by contribution assumption: employee only about $239,571 at 4% or $159,714 at 6%; with 50% employer match about $159,714 at 4% or $106,476 at 6%; with 100% employer match about $119,785 at 4% or $79,857 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-197$58,116,578$2,405,288$12,210iApproximate average salary by contribution assumption: employee only about $305,240 at 4% or $203,493 at 6%; with 50% employer match about $203,493 at 4% or $135,662 at 6%; with 100% employer match about $152,620 at 4% or $101,747 at 6%.
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-189---
Cummings and Lockwood Long Term Disability Plan-251---
Cummings & Lockwood Health Benefits Plan-151---
20054244$51,675,705$2,203,851$9,032iApproximate average salary by contribution assumption: employee only about $225,804 at 4% or $150,536 at 6%; with 50% employer match about $150,536 at 4% or $100,358 at 6%; with 100% employer match about $112,902 at 4% or $75,268 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-244$51,675,705$2,203,851$9,032iApproximate average salary by contribution assumption: employee only about $225,804 at 4% or $150,536 at 6%; with 50% employer match about $150,536 at 4% or $100,358 at 6%; with 100% employer match about $112,902 at 4% or $75,268 at 6%.
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-0---
Cummings and Lockwood Long Term Disability Plan-234---
Cummings & Lockwood Health Benefits Plan-172---
20044348$55,684,737$2,334,180$6,707iApproximate average salary by contribution assumption: employee only about $167,685 at 4% or $111,790 at 6%; with 50% employer match about $111,790 at 4% or $74,527 at 6%; with 100% employer match about $83,843 at 4% or $55,895 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-268$55,684,737$2,334,180$8,710iApproximate average salary by contribution assumption: employee only about $217,741 at 4% or $145,160 at 6%; with 50% employer match about $145,160 at 4% or $96,774 at 6%; with 100% employer match about $108,870 at 4% or $72,580 at 6%.
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-190---
Cummings and Lockwood Long Term Disability Plan-246---
Cummings & Lockwood Health Benefits Plan-348---
20035396$51,527,466$4,157,991$10,500iApproximate average salary by contribution assumption: employee only about $262,499 at 4% or $175,000 at 6%; with 50% employer match about $175,000 at 4% or $116,666 at 6%; with 100% employer match about $131,250 at 4% or $87,500 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-396$51,527,466$3,219,012$8,129iApproximate average salary by contribution assumption: employee only about $203,220 at 4% or $135,480 at 6%; with 50% employer match about $135,480 at 4% or $90,320 at 6%; with 100% employer match about $101,610 at 4% or $67,740 at 6%.
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-202---
Cummings & Lockwood Health Benefits Plan-377---
Cummings and Lockwood Long Term Disability Plan-248---
Cummings & Lockwood Staff Pension Plan-0-$938,979-
20025551$46,158,979$4,225,116$7,668iApproximate average salary by contribution assumption: employee only about $191,702 at 4% or $127,801 at 6%; with 50% employer match about $127,801 at 4% or $85,201 at 6%; with 100% employer match about $95,851 at 4% or $63,901 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-551$44,984,841$4,225,116$7,668iApproximate average salary by contribution assumption: employee only about $191,702 at 4% or $127,801 at 6%; with 50% employer match about $127,801 at 4% or $85,201 at 6%; with 100% employer match about $95,851 at 4% or $63,901 at 6%.
Cummings & Lockwood Staff Pension Plan-47$1,174,138--
Cummings and Lockwood Long Term Disability Plan-307---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-234---
Cummings & Lockwood Health Benefits Plan-310---
20015521$51,753,967$4,023,077$7,722iApproximate average salary by contribution assumption: employee only about $193,046 at 4% or $128,697 at 6%; with 50% employer match about $128,697 at 4% or $85,798 at 6%; with 100% employer match about $96,523 at 4% or $64,349 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-521$50,509,256$4,023,077$7,722iApproximate average salary by contribution assumption: employee only about $193,046 at 4% or $128,697 at 6%; with 50% employer match about $128,697 at 4% or $85,798 at 6%; with 100% employer match about $96,523 at 4% or $64,349 at 6%.
Cummings & Lockwood Staff Pension Plan-42$1,244,711--
Cummings & Lockwood Health Benefits Plan-378---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-425---
Cummings and Lockwood Long Term Disability Plan-429---
20005512$56,705,060$4,295,152$8,389iApproximate average salary by contribution assumption: employee only about $209,724 at 4% or $139,816 at 6%; with 50% employer match about $139,816 at 4% or $93,211 at 6%; with 100% employer match about $104,862 at 4% or $69,908 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-512$54,101,388$4,295,152$8,389iApproximate average salary by contribution assumption: employee only about $209,724 at 4% or $139,816 at 6%; with 50% employer match about $139,816 at 4% or $93,211 at 6%; with 100% employer match about $104,862 at 4% or $69,908 at 6%.
Cummings & Lockwood Staff Pension Plan-48$2,603,672--
Cummings & Lockwood Health Benefits Plan-382---
Cummings & Lockwood Group Term Life Addt'L. Life and Ad&D-423---
Cummings and Lockwood Long Term Disability Plan-429---
19992535$62,538,667$2,919,967$5,458iApproximate average salary by contribution assumption: employee only about $136,447 at 4% or $90,965 at 6%; with 50% employer match about $90,965 at 4% or $60,643 at 6%; with 100% employer match about $68,224 at 4% or $45,482 at 6%.
Cummings & Lockwood Employees 401K Savings Plan-535$59,792,569$2,875,023$5,374iApproximate average salary by contribution assumption: employee only about $134,347 at 4% or $89,565 at 6%; with 50% employer match about $89,565 at 4% or $59,710 at 6%; with 100% employer match about $67,173 at 4% or $44,782 at 6%.
Cummings & Lockwood Staff Pension Plan-51$2,746,098$44,944$881iApproximate average salary by contribution assumption: employee only about $22,031 at 4% or $14,688 at 6%; with 50% employer match about $14,688 at 4% or $9,792 at 6%; with 100% employer match about $11,016 at 4% or $7,344 at 6%.