Civic Intelligence

Business Debt Solutions Inc.

Plan context: Business Debt Solutions Inc. Retirement Trust

EIN 04-3641016 • San Francisco, CA • 24 filings • 3 plans

311 California Street, Suite 650San Francisco, CA 94104
Current Snapshot

Latest Year

2025

2025 Participants

11

2025 Assets

$4,520,225

2025 Contributions

$281,875

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$4,520,225$2,260,113$0200920172025YearValue
$4,520,225Latest year 2025

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

1370200720172025YearValue
11Latest year 2025

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
2025211$4,520,225$281,875$25,625iApproximate average salary by contribution assumption: employee only about $640,625 at 4% or $427,083 at 6%; with 50% employer match about $427,083 at 4% or $284,722 at 6%; with 100% employer match about $320,313 at 4% or $213,542 at 6%.
Business Debt Solutions Inc. Retirement Trust-11$2,579,771$230,126$20,921iApproximate average salary by contribution assumption: employee only about $523,014 at 4% or $348,676 at 6%; with 50% employer match about $348,676 at 4% or $232,451 at 6%; with 100% employer match about $261,507 at 4% or $174,338 at 6%.
Business Debt Solutions Inc. Cash Balance Plan-5$1,940,454$51,749$10,350iApproximate average salary by contribution assumption: employee only about $258,745 at 4% or $172,497 at 6%; with 50% employer match about $172,497 at 4% or $114,998 at 6%; with 100% employer match about $129,372 at 4% or $86,248 at 6%.
2024212$4,014,681$521,302$43,442iApproximate average salary by contribution assumption: employee only about $1,086,046 at 4% or $724,031 at 6%; with 50% employer match about $724,031 at 4% or $482,687 at 6%; with 100% employer match about $543,023 at 4% or $362,015 at 6%.
Business Debt Solutions Inc. Retirement Trust-12$2,340,779$271,302$22,609iApproximate average salary by contribution assumption: employee only about $565,213 at 4% or $376,808 at 6%; with 50% employer match about $376,808 at 4% or $251,206 at 6%; with 100% employer match about $282,606 at 4% or $188,404 at 6%.
Business Debt Solutions Inc. Cash Balance Plan-4$1,673,902$250,000$62,500iApproximate average salary by contribution assumption: employee only about $1,562,500 at 4% or $1,041,667 at 6%; with 50% employer match about $1,041,667 at 4% or $694,444 at 6%; with 100% employer match about $781,250 at 4% or $520,833 at 6%.
2023211$3,152,994$695,818$63,256iApproximate average salary by contribution assumption: employee only about $1,581,405 at 4% or $1,054,270 at 6%; with 50% employer match about $1,054,270 at 4% or $702,846 at 6%; with 100% employer match about $790,702 at 4% or $527,135 at 6%.
Business Debt Solutions Inc. Retirement Trust-11$1,880,807$166,926$15,175iApproximate average salary by contribution assumption: employee only about $379,377 at 4% or $252,918 at 6%; with 50% employer match about $252,918 at 4% or $168,612 at 6%; with 100% employer match about $189,689 at 4% or $126,459 at 6%.
Business Debt Solutions Inc. Cash Balance Plan-4$1,272,187$528,892$132,223iApproximate average salary by contribution assumption: employee only about $3,305,575 at 4% or $2,203,717 at 6%; with 50% employer match about $2,203,717 at 4% or $1,469,144 at 6%; with 100% employer match about $1,652,788 at 4% or $1,101,858 at 6%.
2022212$2,268,438$249,983$20,832iApproximate average salary by contribution assumption: employee only about $520,798 at 4% or $347,199 at 6%; with 50% employer match about $347,199 at 4% or $231,466 at 6%; with 100% employer match about $260,399 at 4% or $173,599 at 6%.
Business Debt Solutions Inc. Retirement Trust-12$1,624,469$249,983$20,832iApproximate average salary by contribution assumption: employee only about $520,798 at 4% or $347,199 at 6%; with 50% employer match about $347,199 at 4% or $231,466 at 6%; with 100% employer match about $260,399 at 4% or $173,599 at 6%.
Business Debt Solutions Inc. Cash Balance Plan-5$643,969$0-
202129$2,235,597$719,889$79,988iApproximate average salary by contribution assumption: employee only about $1,999,692 at 4% or $1,333,128 at 6%; with 50% employer match about $1,333,128 at 4% or $888,752 at 6%; with 100% employer match about $999,846 at 4% or $666,564 at 6%.
Business Debt Solutions Inc. Retirement Trust-9$1,487,275$252,054$28,006iApproximate average salary by contribution assumption: employee only about $700,150 at 4% or $466,767 at 6%; with 50% employer match about $466,767 at 4% or $311,178 at 6%; with 100% employer match about $350,075 at 4% or $233,383 at 6%.
Business Debt Solutions Inc. Cash Balance Plan-4$748,322$467,835$116,959iApproximate average salary by contribution assumption: employee only about $2,923,969 at 4% or $1,949,313 at 6%; with 50% employer match about $1,949,313 at 4% or $1,299,542 at 6%; with 100% employer match about $1,461,984 at 4% or $974,656 at 6%.
2020213$1,591,185$537,453$41,343iApproximate average salary by contribution assumption: employee only about $1,033,563 at 4% or $689,042 at 6%; with 50% employer match about $689,042 at 4% or $459,362 at 6%; with 100% employer match about $516,782 at 4% or $344,521 at 6%.
Business Debt Solutions Inc. Retirement Trust-13$1,342,066$288,334$22,180iApproximate average salary by contribution assumption: employee only about $554,488 at 4% or $369,659 at 6%; with 50% employer match about $369,659 at 4% or $246,439 at 6%; with 100% employer match about $277,244 at 4% or $184,829 at 6%.
Business Debt Solutions Inc. Cash Balance Plan-4$249,119$249,119$62,280iApproximate average salary by contribution assumption: employee only about $1,556,994 at 4% or $1,037,996 at 6%; with 50% employer match about $1,037,996 at 4% or $691,997 at 6%; with 100% employer match about $778,497 at 4% or $518,998 at 6%.
201919$980,844$137,862$15,318iApproximate average salary by contribution assumption: employee only about $382,950 at 4% or $255,300 at 6%; with 50% employer match about $255,300 at 4% or $170,200 at 6%; with 100% employer match about $191,475 at 4% or $127,650 at 6%.
Business Debt Solutions Inc. Retirement Trust-9$980,844$137,862$15,318iApproximate average salary by contribution assumption: employee only about $382,950 at 4% or $255,300 at 6%; with 50% employer match about $255,300 at 4% or $170,200 at 6%; with 100% employer match about $191,475 at 4% or $127,650 at 6%.
201818$717,916$155,020$19,378iApproximate average salary by contribution assumption: employee only about $484,438 at 4% or $322,958 at 6%; with 50% employer match about $322,958 at 4% or $215,306 at 6%; with 100% employer match about $242,219 at 4% or $161,479 at 6%.
Business Debt Solutions Inc. Retirement Trust-8$717,916$155,020$19,378iApproximate average salary by contribution assumption: employee only about $484,438 at 4% or $322,958 at 6%; with 50% employer match about $322,958 at 4% or $215,306 at 6%; with 100% employer match about $242,219 at 4% or $161,479 at 6%.
201718$585,669$112,377$14,047iApproximate average salary by contribution assumption: employee only about $351,178 at 4% or $234,119 at 6%; with 50% employer match about $234,119 at 4% or $156,079 at 6%; with 100% employer match about $175,589 at 4% or $117,059 at 6%.
Business Debt Solutions Inc. Retirement Trust-8$585,669$112,377$14,047iApproximate average salary by contribution assumption: employee only about $351,178 at 4% or $234,119 at 6%; with 50% employer match about $234,119 at 4% or $156,079 at 6%; with 100% employer match about $175,589 at 4% or $117,059 at 6%.
201618$411,713$120,245$15,031iApproximate average salary by contribution assumption: employee only about $375,766 at 4% or $250,510 at 6%; with 50% employer match about $250,510 at 4% or $167,007 at 6%; with 100% employer match about $187,883 at 4% or $125,255 at 6%.
Business Debt Solutions Inc. Retirement Trust-8$411,713$120,245$15,031iApproximate average salary by contribution assumption: employee only about $375,766 at 4% or $250,510 at 6%; with 50% employer match about $250,510 at 4% or $167,007 at 6%; with 100% employer match about $187,883 at 4% or $125,255 at 6%.
201515$280,496$42,519$8,504iApproximate average salary by contribution assumption: employee only about $212,595 at 4% or $141,730 at 6%; with 50% employer match about $141,730 at 4% or $94,487 at 6%; with 100% employer match about $106,297 at 4% or $70,865 at 6%.
Business Debt Solutions Inc. Retirement Trust-5$280,496$42,519$8,504iApproximate average salary by contribution assumption: employee only about $212,595 at 4% or $141,730 at 6%; with 50% employer match about $141,730 at 4% or $94,487 at 6%; with 100% employer match about $106,297 at 4% or $70,865 at 6%.
201414$249,253$40,054$10,014iApproximate average salary by contribution assumption: employee only about $250,338 at 4% or $166,892 at 6%; with 50% employer match about $166,892 at 4% or $111,261 at 6%; with 100% employer match about $125,169 at 4% or $83,446 at 6%.
Business Debt Solutions Inc. Retirement Trust-4$249,253$40,054$10,014iApproximate average salary by contribution assumption: employee only about $250,338 at 4% or $166,892 at 6%; with 50% employer match about $166,892 at 4% or $111,261 at 6%; with 100% employer match about $125,169 at 4% or $83,446 at 6%.
201315$215,292$53,181$10,636iApproximate average salary by contribution assumption: employee only about $265,905 at 4% or $177,270 at 6%; with 50% employer match about $177,270 at 4% or $118,180 at 6%; with 100% employer match about $132,953 at 4% or $88,635 at 6%.
Business Debt Solutions Inc. Retirement Trust-5$215,292$53,181$10,636iApproximate average salary by contribution assumption: employee only about $265,905 at 4% or $177,270 at 6%; with 50% employer match about $177,270 at 4% or $118,180 at 6%; with 100% employer match about $132,953 at 4% or $88,635 at 6%.
201215$132,366$20,136$4,027iApproximate average salary by contribution assumption: employee only about $100,680 at 4% or $67,120 at 6%; with 50% employer match about $67,120 at 4% or $44,747 at 6%; with 100% employer match about $50,340 at 4% or $33,560 at 6%.
Business Debt Solutions Inc. Retirement Trust-5$132,366$20,136$4,027iApproximate average salary by contribution assumption: employee only about $100,680 at 4% or $67,120 at 6%; with 50% employer match about $67,120 at 4% or $44,747 at 6%; with 100% employer match about $50,340 at 4% or $33,560 at 6%.
201114$100,307$33,362$8,341iApproximate average salary by contribution assumption: employee only about $208,513 at 4% or $139,008 at 6%; with 50% employer match about $139,008 at 4% or $92,672 at 6%; with 100% employer match about $104,256 at 4% or $69,504 at 6%.
Business Debt Solutions Inc. Retirement Trust-4$100,307$33,362$8,341iApproximate average salary by contribution assumption: employee only about $208,513 at 4% or $139,008 at 6%; with 50% employer match about $139,008 at 4% or $92,672 at 6%; with 100% employer match about $104,256 at 4% or $69,504 at 6%.
201015$83,975$17,574$3,515iApproximate average salary by contribution assumption: employee only about $87,870 at 4% or $58,580 at 6%; with 50% employer match about $58,580 at 4% or $39,053 at 6%; with 100% employer match about $43,935 at 4% or $29,290 at 6%.
Business Debt Solutions Inc. Retirement Trust-5$83,975$17,574$3,515iApproximate average salary by contribution assumption: employee only about $87,870 at 4% or $58,580 at 6%; with 50% employer match about $58,580 at 4% or $39,053 at 6%; with 100% employer match about $43,935 at 4% or $29,290 at 6%.
200916$66,463$24,082$4,014iApproximate average salary by contribution assumption: employee only about $100,342 at 4% or $66,894 at 6%; with 50% employer match about $66,894 at 4% or $44,596 at 6%; with 100% employer match about $50,171 at 4% or $33,447 at 6%.
Business Debt Solutions Inc. Retirement Trust-6$66,463$24,082$4,014iApproximate average salary by contribution assumption: employee only about $100,342 at 4% or $66,894 at 6%; with 50% employer match about $66,894 at 4% or $44,596 at 6%; with 100% employer match about $50,171 at 4% or $33,447 at 6%.
200716$0$0-
Business Debt Solutions Inc. Retirement Trust-6---