Civic Intelligence

Sensible Financial Planning An

Plan context: Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust

EIN 04-3638467 • Waltham, MA • 15 filings • 2 plans

203 Crescent St Ste 404Waltham, MA 02453-3496
Current Snapshot

Latest Year

2025

2025 Participants

22

2025 Assets

$1,752,454

2025 Contributions

$360,326

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$1,752,454$876,227$0201120182024YearValue
$1,752,454Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

22110201120182024YearValue
22Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202510$0$360,326-
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-0$0$360,326-
2024122$1,752,454$340,146$15,461iApproximate average salary by contribution assumption: employee only about $386,530 at 4% or $257,686 at 6%; with 50% employer match about $257,686 at 4% or $171,791 at 6%; with 100% employer match about $193,265 at 4% or $128,843 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-22$1,752,454$340,146$15,461iApproximate average salary by contribution assumption: employee only about $386,530 at 4% or $257,686 at 6%; with 50% employer match about $257,686 at 4% or $171,791 at 6%; with 100% employer match about $193,265 at 4% or $128,843 at 6%.
2023120$1,627,197$293,513$14,676iApproximate average salary by contribution assumption: employee only about $366,891 at 4% or $244,594 at 6%; with 50% employer match about $244,594 at 4% or $163,063 at 6%; with 100% employer match about $183,446 at 4% or $122,297 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-20$1,627,197$293,513$14,676iApproximate average salary by contribution assumption: employee only about $366,891 at 4% or $244,594 at 6%; with 50% employer match about $244,594 at 4% or $163,063 at 6%; with 100% employer match about $183,446 at 4% or $122,297 at 6%.
2022118$1,546,708$254,976$14,165iApproximate average salary by contribution assumption: employee only about $354,133 at 4% or $236,089 at 6%; with 50% employer match about $236,089 at 4% or $157,393 at 6%; with 100% employer match about $177,067 at 4% or $118,044 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-18$1,546,708$254,976$14,165iApproximate average salary by contribution assumption: employee only about $354,133 at 4% or $236,089 at 6%; with 50% employer match about $236,089 at 4% or $157,393 at 6%; with 100% employer match about $177,067 at 4% or $118,044 at 6%.
2021117$1,600,096$270,064$15,886iApproximate average salary by contribution assumption: employee only about $397,153 at 4% or $264,769 at 6%; with 50% employer match about $264,769 at 4% or $176,512 at 6%; with 100% employer match about $198,576 at 4% or $132,384 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-17$1,600,096$270,064$15,886iApproximate average salary by contribution assumption: employee only about $397,153 at 4% or $264,769 at 6%; with 50% employer match about $264,769 at 4% or $176,512 at 6%; with 100% employer match about $198,576 at 4% or $132,384 at 6%.
2020113$1,425,532$205,757$15,827iApproximate average salary by contribution assumption: employee only about $395,687 at 4% or $263,791 at 6%; with 50% employer match about $263,791 at 4% or $175,861 at 6%; with 100% employer match about $197,843 at 4% or $131,896 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-13$1,425,532$205,757$15,827iApproximate average salary by contribution assumption: employee only about $395,687 at 4% or $263,791 at 6%; with 50% employer match about $263,791 at 4% or $175,861 at 6%; with 100% employer match about $197,843 at 4% or $131,896 at 6%.
2019112$1,152,149$178,332$14,861iApproximate average salary by contribution assumption: employee only about $371,525 at 4% or $247,683 at 6%; with 50% employer match about $247,683 at 4% or $165,122 at 6%; with 100% employer match about $185,763 at 4% or $123,842 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-12$1,152,149$178,332$14,861iApproximate average salary by contribution assumption: employee only about $371,525 at 4% or $247,683 at 6%; with 50% employer match about $247,683 at 4% or $165,122 at 6%; with 100% employer match about $185,763 at 4% or $123,842 at 6%.
2018110$898,387$164,658$16,466iApproximate average salary by contribution assumption: employee only about $411,645 at 4% or $274,430 at 6%; with 50% employer match about $274,430 at 4% or $182,953 at 6%; with 100% employer match about $205,823 at 4% or $137,215 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-10$898,387$164,658$16,466iApproximate average salary by contribution assumption: employee only about $411,645 at 4% or $274,430 at 6%; with 50% employer match about $274,430 at 4% or $182,953 at 6%; with 100% employer match about $205,823 at 4% or $137,215 at 6%.
2017111$823,473$146,307$13,301iApproximate average salary by contribution assumption: employee only about $332,516 at 4% or $221,677 at 6%; with 50% employer match about $221,677 at 4% or $147,785 at 6%; with 100% employer match about $166,258 at 4% or $110,839 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-11$823,473$146,307$13,301iApproximate average salary by contribution assumption: employee only about $332,516 at 4% or $221,677 at 6%; with 50% employer match about $221,677 at 4% or $147,785 at 6%; with 100% employer match about $166,258 at 4% or $110,839 at 6%.
201619$614,238$117,104$13,012iApproximate average salary by contribution assumption: employee only about $325,289 at 4% or $216,859 at 6%; with 50% employer match about $216,859 at 4% or $144,573 at 6%; with 100% employer match about $162,644 at 4% or $108,430 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-9$614,238$117,104$13,012iApproximate average salary by contribution assumption: employee only about $325,289 at 4% or $216,859 at 6%; with 50% employer match about $216,859 at 4% or $144,573 at 6%; with 100% employer match about $162,644 at 4% or $108,430 at 6%.
2015110$489,019$92,415$9,242iApproximate average salary by contribution assumption: employee only about $231,038 at 4% or $154,025 at 6%; with 50% employer match about $154,025 at 4% or $102,683 at 6%; with 100% employer match about $115,519 at 4% or $77,013 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-10$489,019$92,415$9,242iApproximate average salary by contribution assumption: employee only about $231,038 at 4% or $154,025 at 6%; with 50% employer match about $154,025 at 4% or $102,683 at 6%; with 100% employer match about $115,519 at 4% or $77,013 at 6%.
201416$404,816$87,864$14,644iApproximate average salary by contribution assumption: employee only about $366,100 at 4% or $244,067 at 6%; with 50% employer match about $244,067 at 4% or $162,711 at 6%; with 100% employer match about $183,050 at 4% or $122,033 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-6$404,816$87,864$14,644iApproximate average salary by contribution assumption: employee only about $366,100 at 4% or $244,067 at 6%; with 50% employer match about $244,067 at 4% or $162,711 at 6%; with 100% employer match about $183,050 at 4% or $122,033 at 6%.
201315$295,861$72,031$14,406iApproximate average salary by contribution assumption: employee only about $360,155 at 4% or $240,103 at 6%; with 50% employer match about $240,103 at 4% or $160,069 at 6%; with 100% employer match about $180,078 at 4% or $120,052 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-5$295,861$72,031$14,406iApproximate average salary by contribution assumption: employee only about $360,155 at 4% or $240,103 at 6%; with 50% employer match about $240,103 at 4% or $160,069 at 6%; with 100% employer match about $180,078 at 4% or $120,052 at 6%.
201214$191,187$38,452$9,613iApproximate average salary by contribution assumption: employee only about $240,325 at 4% or $160,217 at 6%; with 50% employer match about $160,217 at 4% or $106,811 at 6%; with 100% employer match about $120,163 at 4% or $80,108 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-4$191,187$38,452$9,613iApproximate average salary by contribution assumption: employee only about $240,325 at 4% or $160,217 at 6%; with 50% employer match about $160,217 at 4% or $106,811 at 6%; with 100% employer match about $120,163 at 4% or $80,108 at 6%.
201114$162,385$49,233$12,308iApproximate average salary by contribution assumption: employee only about $307,706 at 4% or $205,138 at 6%; with 50% employer match about $205,138 at 4% or $136,758 at 6%; with 100% employer match about $153,853 at 4% or $102,569 at 6%.
Sensible Financial Planning an 401(K) Profit Sharing Plan & Trust-4$162,385$49,233$12,308iApproximate average salary by contribution assumption: employee only about $307,706 at 4% or $205,138 at 6%; with 50% employer match about $205,138 at 4% or $136,758 at 6%; with 100% employer match about $153,853 at 4% or $102,569 at 6%.