Civic Intelligence

Epay Systems Inc. C/O Carnow & Associates Ltd.

Plan context: Epay Systems Inc. Profit Sharing 401(K) Plan

EIN 04-3624322 • Northfield, IL • 15 filings • 4 plans

C/O Carnow And Associates, Ltd.778 Frontage Rd., Suite 101Northfield, IL 60093
Current Snapshot

Latest Year

2020

2020 Participants

46

2020 Assets

$2,880,175

2020 Contributions

$432,249

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$2,880,175$1,440,088$0200620132019YearValue
$2,880,175Latest year 2019

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

46230200620132019YearValue
46Latest year 2019

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202010$0$0-
Epay Systems Inc. Profit Sharing 401(K) Plan-0$0$0-
2019146$2,880,175$432,249$9,397iApproximate average salary by contribution assumption: employee only about $234,918 at 4% or $156,612 at 6%; with 50% employer match about $156,612 at 4% or $104,408 at 6%; with 100% employer match about $117,459 at 4% or $78,306 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-46$2,880,175$432,249$9,397iApproximate average salary by contribution assumption: employee only about $234,918 at 4% or $156,612 at 6%; with 50% employer match about $156,612 at 4% or $104,408 at 6%; with 100% employer match about $117,459 at 4% or $78,306 at 6%.
2018140$2,055,568$626,154$15,654iApproximate average salary by contribution assumption: employee only about $391,346 at 4% or $260,898 at 6%; with 50% employer match about $260,898 at 4% or $173,932 at 6%; with 100% employer match about $195,673 at 4% or $130,449 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-40$2,055,568$626,154$15,654iApproximate average salary by contribution assumption: employee only about $391,346 at 4% or $260,898 at 6%; with 50% employer match about $260,898 at 4% or $173,932 at 6%; with 100% employer match about $195,673 at 4% or $130,449 at 6%.
2017135$1,808,610$320,585$9,160iApproximate average salary by contribution assumption: employee only about $228,989 at 4% or $152,660 at 6%; with 50% employer match about $152,660 at 4% or $101,773 at 6%; with 100% employer match about $114,495 at 4% or $76,330 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-35$1,808,610$320,585$9,160iApproximate average salary by contribution assumption: employee only about $228,989 at 4% or $152,660 at 6%; with 50% employer match about $152,660 at 4% or $101,773 at 6%; with 100% employer match about $114,495 at 4% or $76,330 at 6%.
2016131$1,277,884$271,661$8,763iApproximate average salary by contribution assumption: employee only about $219,081 at 4% or $146,054 at 6%; with 50% employer match about $146,054 at 4% or $97,370 at 6%; with 100% employer match about $109,541 at 4% or $73,027 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-31$1,277,884$271,661$8,763iApproximate average salary by contribution assumption: employee only about $219,081 at 4% or $146,054 at 6%; with 50% employer match about $146,054 at 4% or $97,370 at 6%; with 100% employer match about $109,541 at 4% or $73,027 at 6%.
2015127$1,211,433$789,022$29,223iApproximate average salary by contribution assumption: employee only about $730,576 at 4% or $487,051 at 6%; with 50% employer match about $487,051 at 4% or $324,700 at 6%; with 100% employer match about $365,288 at 4% or $243,525 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-27$1,211,433$789,022$29,223iApproximate average salary by contribution assumption: employee only about $730,576 at 4% or $487,051 at 6%; with 50% employer match about $487,051 at 4% or $324,700 at 6%; with 100% employer match about $365,288 at 4% or $243,525 at 6%.
2014118$487,835$121,324$6,740iApproximate average salary by contribution assumption: employee only about $168,506 at 4% or $112,337 at 6%; with 50% employer match about $112,337 at 4% or $74,891 at 6%; with 100% employer match about $84,253 at 4% or $56,169 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-18$487,835$121,324$6,740iApproximate average salary by contribution assumption: employee only about $168,506 at 4% or $112,337 at 6%; with 50% employer match about $112,337 at 4% or $74,891 at 6%; with 100% employer match about $84,253 at 4% or $56,169 at 6%.
2013112$327,395$61,219$5,102iApproximate average salary by contribution assumption: employee only about $127,540 at 4% or $85,026 at 6%; with 50% employer match about $85,026 at 4% or $56,684 at 6%; with 100% employer match about $63,770 at 4% or $42,513 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-12$327,395$61,219$5,102iApproximate average salary by contribution assumption: employee only about $127,540 at 4% or $85,026 at 6%; with 50% employer match about $85,026 at 4% or $56,684 at 6%; with 100% employer match about $63,770 at 4% or $42,513 at 6%.
2012111$255,277$49,102$4,464iApproximate average salary by contribution assumption: employee only about $111,595 at 4% or $74,397 at 6%; with 50% employer match about $74,397 at 4% or $49,598 at 6%; with 100% employer match about $55,798 at 4% or $37,198 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-11$255,277$49,102$4,464iApproximate average salary by contribution assumption: employee only about $111,595 at 4% or $74,397 at 6%; with 50% employer match about $74,397 at 4% or $49,598 at 6%; with 100% employer match about $55,798 at 4% or $37,198 at 6%.
201118$193,686$27,470$3,434iApproximate average salary by contribution assumption: employee only about $85,844 at 4% or $57,229 at 6%; with 50% employer match about $57,229 at 4% or $38,153 at 6%; with 100% employer match about $42,922 at 4% or $28,615 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-8$193,686$27,470$3,434iApproximate average salary by contribution assumption: employee only about $85,844 at 4% or $57,229 at 6%; with 50% employer match about $57,229 at 4% or $38,153 at 6%; with 100% employer match about $42,922 at 4% or $28,615 at 6%.
201017$248,608$18,775$2,682iApproximate average salary by contribution assumption: employee only about $67,054 at 4% or $44,702 at 6%; with 50% employer match about $44,702 at 4% or $29,802 at 6%; with 100% employer match about $33,527 at 4% or $22,351 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-7$248,608$18,775$2,682iApproximate average salary by contribution assumption: employee only about $67,054 at 4% or $44,702 at 6%; with 50% employer match about $44,702 at 4% or $29,802 at 6%; with 100% employer match about $33,527 at 4% or $22,351 at 6%.
200918$294,038$33,231$4,154iApproximate average salary by contribution assumption: employee only about $103,847 at 4% or $69,231 at 6%; with 50% employer match about $69,231 at 4% or $46,154 at 6%; with 100% employer match about $51,923 at 4% or $34,616 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-8$294,038$33,231$4,154iApproximate average salary by contribution assumption: employee only about $103,847 at 4% or $69,231 at 6%; with 50% employer match about $69,231 at 4% or $46,154 at 6%; with 100% employer match about $51,923 at 4% or $34,616 at 6%.
2008114$219,034$41,244$2,946iApproximate average salary by contribution assumption: employee only about $73,650 at 4% or $49,100 at 6%; with 50% employer match about $49,100 at 4% or $32,733 at 6%; with 100% employer match about $36,825 at 4% or $24,550 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-14$219,034$41,244$2,946iApproximate average salary by contribution assumption: employee only about $73,650 at 4% or $49,100 at 6%; with 50% employer match about $49,100 at 4% or $32,733 at 6%; with 100% employer match about $36,825 at 4% or $24,550 at 6%.
200717$250,552$32,796$4,685iApproximate average salary by contribution assumption: employee only about $117,129 at 4% or $78,086 at 6%; with 50% employer match about $78,086 at 4% or $52,057 at 6%; with 100% employer match about $58,564 at 4% or $39,043 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-7$250,552$32,796$4,685iApproximate average salary by contribution assumption: employee only about $117,129 at 4% or $78,086 at 6%; with 50% employer match about $78,086 at 4% or $52,057 at 6%; with 100% employer match about $58,564 at 4% or $39,043 at 6%.
200617$204,861$48,863$6,980iApproximate average salary by contribution assumption: employee only about $174,511 at 4% or $116,340 at 6%; with 50% employer match about $116,340 at 4% or $77,560 at 6%; with 100% employer match about $87,255 at 4% or $58,170 at 6%.
Epay Systems Inc. Profit Sharing 401(K) Plan-7$204,861$48,863$6,980iApproximate average salary by contribution assumption: employee only about $174,511 at 4% or $116,340 at 6%; with 50% employer match about $116,340 at 4% or $77,560 at 6%; with 100% employer match about $87,255 at 4% or $58,170 at 6%.