Civic Intelligence

Raymond Zhou, MD PC

Plan context: RAYMOND ZHOU, M.D., P.C. 401(K) PLAN

EIN 04-3567594 • Shrewsbury, MA • 37 filings • 11 plans

415 Boston Turnpike, Suite 105Shrewsbury, MA 01545
Current Snapshot

Latest Year

2024

2024 Participants

4

2024 Assets

$69,249

2024 Contributions

$24,955

Historical Graphs

Total Assets Over Time

Aggregate end-of-year assets by filing year, excluding zero-asset years

$6,544,629$3,272,315$0200320132024YearValue
$69,249Latest year 2024

Participants Over Time

Largest reported end-of-year plan headcount by filing year, used to avoid double-counting participants across overlapping plans

630200320132024YearValue
4Latest year 2024

Company Timeline

Year summaries and individual filings are combined here so you can stay in one place while moving across years and plan filings.

Year / FilingFilingsParticipantsAssetsContributionsContrib./Participant
202414$69,249$24,955$6,239iApproximate average salary by contribution assumption: employee only about $155,969 at 4% or $103,979 at 6%; with 50% employer match about $103,979 at 4% or $69,319 at 6%; with 100% employer match about $77,984 at 4% or $51,990 at 6%.
RAYMOND ZHOU, M.D., P.C. 401(K) PLAN-4$69,249$24,955$6,239iApproximate average salary by contribution assumption: employee only about $155,969 at 4% or $103,979 at 6%; with 50% employer match about $103,979 at 4% or $69,319 at 6%; with 100% employer match about $77,984 at 4% or $51,990 at 6%.
202314$38,258$29,162$7,291iApproximate average salary by contribution assumption: employee only about $182,263 at 4% or $121,508 at 6%; with 50% employer match about $121,508 at 4% or $81,006 at 6%; with 100% employer match about $91,131 at 4% or $60,754 at 6%.
RAYMOND ZHOU, M.D., P.C. 401(K) PLAN-4$38,258$29,162$7,291iApproximate average salary by contribution assumption: employee only about $182,263 at 4% or $121,508 at 6%; with 50% employer match about $121,508 at 4% or $81,006 at 6%; with 100% employer match about $91,131 at 4% or $60,754 at 6%.
202214$6,749$6,751$1,688iApproximate average salary by contribution assumption: employee only about $42,194 at 4% or $28,129 at 6%; with 50% employer match about $28,129 at 4% or $18,753 at 6%; with 100% employer match about $21,097 at 4% or $14,065 at 6%.
RAYMOND ZHOU, M.D., P.C. 401(K) PLAN-4$6,749$6,751$1,688iApproximate average salary by contribution assumption: employee only about $42,194 at 4% or $28,129 at 6%; with 50% employer match about $28,129 at 4% or $18,753 at 6%; with 100% employer match about $21,097 at 4% or $14,065 at 6%.
202120$0$0-
RAYMOND ZHOU, M.D., P.C. DEFINED BENEFIT PLAN-0$0$0-
Raymond Zhou, M.D. PC. 401(K) P/S Plan-0$0$0-
202026$6,544,629$516,372$86,062iApproximate average salary by contribution assumption: employee only about $2,151,550 at 4% or $1,434,367 at 6%; with 50% employer match about $1,434,367 at 4% or $956,244 at 6%; with 100% employer match about $1,075,775 at 4% or $717,183 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-6$4,667,371$71,372$11,895iApproximate average salary by contribution assumption: employee only about $297,383 at 4% or $198,256 at 6%; with 50% employer match about $198,256 at 4% or $132,170 at 6%; with 100% employer match about $148,692 at 4% or $99,128 at 6%.
RAYMOND ZHOU, M.D., P.C. DEFINED BENEFIT PLAN-4$1,877,258$445,000$111,250iApproximate average salary by contribution assumption: employee only about $2,781,250 at 4% or $1,854,167 at 6%; with 50% employer match about $1,854,167 at 4% or $1,236,111 at 6%; with 100% employer match about $1,390,625 at 4% or $927,083 at 6%.
201926$4,800,105$376,057$62,676iApproximate average salary by contribution assumption: employee only about $1,566,904 at 4% or $1,044,603 at 6%; with 50% employer match about $1,044,603 at 4% or $696,402 at 6%; with 100% employer match about $783,452 at 4% or $522,301 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-6$3,759,076$76,057$12,676iApproximate average salary by contribution assumption: employee only about $316,904 at 4% or $211,269 at 6%; with 50% employer match about $211,269 at 4% or $140,846 at 6%; with 100% employer match about $158,452 at 4% or $105,635 at 6%.
RAYMOND ZHOU, M.D., P.C. DEFINED BENEFIT PLAN-5$1,041,029$300,000$60,000iApproximate average salary by contribution assumption: employee only about $1,500,000 at 4% or $1,000,000 at 6%; with 50% employer match about $1,000,000 at 4% or $666,667 at 6%; with 100% employer match about $750,000 at 4% or $500,000 at 6%.
201825$3,538,222$324,318$64,864iApproximate average salary by contribution assumption: employee only about $1,621,590 at 4% or $1,081,060 at 6%; with 50% employer match about $1,081,060 at 4% or $720,707 at 6%; with 100% employer match about $810,795 at 4% or $540,530 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-5$2,954,975$74,318$14,864iApproximate average salary by contribution assumption: employee only about $371,590 at 4% or $247,727 at 6%; with 50% employer match about $247,727 at 4% or $165,151 at 6%; with 100% employer match about $185,795 at 4% or $123,863 at 6%.
RAYMOND ZHOU, M.D., P.C. DEFINED BENEFIT PLAN-5$583,247$250,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
201725$3,426,778$270,457$54,091iApproximate average salary by contribution assumption: employee only about $1,352,285 at 4% or $901,523 at 6%; with 50% employer match about $901,523 at 4% or $601,016 at 6%; with 100% employer match about $676,143 at 4% or $450,762 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-5$3,032,495$70,457$14,091iApproximate average salary by contribution assumption: employee only about $352,285 at 4% or $234,857 at 6%; with 50% employer match about $234,857 at 4% or $156,571 at 6%; with 100% employer match about $176,143 at 4% or $117,428 at 6%.
RAYMOND ZHOU, M.D., P.C. DEFINED BENEFIT PLAN-4$394,283$200,000$50,000iApproximate average salary by contribution assumption: employee only about $1,250,000 at 4% or $833,333 at 6%; with 50% employer match about $833,333 at 4% or $555,556 at 6%; with 100% employer match about $625,000 at 4% or $416,667 at 6%.
201625$2,771,654$1,617,303$323,461iApproximate average salary by contribution assumption: employee only about $8,086,515 at 4% or $5,391,010 at 6%; with 50% employer match about $5,391,010 at 4% or $3,594,007 at 6%; with 100% employer match about $4,043,257 at 4% or $2,695,505 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-5$2,601,651$1,447,303$289,461iApproximate average salary by contribution assumption: employee only about $7,236,515 at 4% or $4,824,343 at 6%; with 50% employer match about $4,824,343 at 4% or $3,216,229 at 6%; with 100% employer match about $3,618,257 at 4% or $2,412,172 at 6%.
RAYMOND ZHOU, M.D., P.C. DEFINED BENEFIT PLAN-3$170,003$170,000$56,667iApproximate average salary by contribution assumption: employee only about $1,416,667 at 4% or $944,444 at 6%; with 50% employer match about $944,444 at 4% or $629,630 at 6%; with 100% employer match about $708,333 at 4% or $472,222 at 6%.
201515$1,076,214$85,103$17,021iApproximate average salary by contribution assumption: employee only about $425,515 at 4% or $283,677 at 6%; with 50% employer match about $283,677 at 4% or $189,118 at 6%; with 100% employer match about $212,757 at 4% or $141,838 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-5$1,076,214$85,103$17,021iApproximate average salary by contribution assumption: employee only about $425,515 at 4% or $283,677 at 6%; with 50% employer match about $283,677 at 4% or $189,118 at 6%; with 100% employer match about $212,757 at 4% or $141,838 at 6%.
201424$1,033,444$93,481$23,370iApproximate average salary by contribution assumption: employee only about $584,256 at 4% or $389,504 at 6%; with 50% employer match about $389,504 at 4% or $259,669 at 6%; with 100% employer match about $292,128 at 4% or $194,752 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-4$1,033,444$93,481$23,370iApproximate average salary by contribution assumption: employee only about $584,256 at 4% or $389,504 at 6%; with 50% employer match about $389,504 at 4% or $259,669 at 6%; with 100% employer match about $292,128 at 4% or $194,752 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-0---
201323$2,425,280$338,495$112,832iApproximate average salary by contribution assumption: employee only about $2,820,792 at 4% or $1,880,528 at 6%; with 50% employer match about $1,880,528 at 4% or $1,253,685 at 6%; with 100% employer match about $1,410,396 at 4% or $940,264 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-3$1,566,828$280,000$93,333iApproximate average salary by contribution assumption: employee only about $2,333,333 at 4% or $1,555,556 at 6%; with 50% employer match about $1,555,556 at 4% or $1,037,037 at 6%; with 100% employer match about $1,166,667 at 4% or $777,778 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-3$858,452$58,495$19,498iApproximate average salary by contribution assumption: employee only about $487,458 at 4% or $324,972 at 6%; with 50% employer match about $324,972 at 4% or $216,648 at 6%; with 100% employer match about $243,729 at 4% or $162,486 at 6%.
201224$1,786,293$334,803$83,701iApproximate average salary by contribution assumption: employee only about $2,092,519 at 4% or $1,395,013 at 6%; with 50% employer match about $1,395,013 at 4% or $930,008 at 6%; with 100% employer match about $1,046,259 at 4% or $697,506 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-4$1,112,553$280,000$70,000iApproximate average salary by contribution assumption: employee only about $1,750,000 at 4% or $1,166,667 at 6%; with 50% employer match about $1,166,667 at 4% or $777,778 at 6%; with 100% employer match about $875,000 at 4% or $583,333 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-4$673,740$54,803$13,701iApproximate average salary by contribution assumption: employee only about $342,519 at 4% or $228,346 at 6%; with 50% employer match about $228,346 at 4% or $152,231 at 6%; with 100% employer match about $171,259 at 4% or $114,173 at 6%.
201133$1,319,246$478,312$159,437iApproximate average salary by contribution assumption: employee only about $3,985,933 at 4% or $2,657,289 at 6%; with 50% employer match about $2,657,289 at 4% or $1,771,526 at 6%; with 100% employer match about $1,992,967 at 4% or $1,328,644 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-3$784,145$423,100$141,033iApproximate average salary by contribution assumption: employee only about $3,525,833 at 4% or $2,350,556 at 6%; with 50% employer match about $2,350,556 at 4% or $1,567,037 at 6%; with 100% employer match about $1,762,917 at 4% or $1,175,278 at 6%.
Raymond Zhou, M.D. PC. 401(K) P/S Plan-3$535,101$55,212$18,404iApproximate average salary by contribution assumption: employee only about $460,100 at 4% or $306,733 at 6%; with 50% employer match about $306,733 at 4% or $204,489 at 6%; with 100% employer match about $230,050 at 4% or $153,367 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-0---
201033$1,182,771$453,327$151,109iApproximate average salary by contribution assumption: employee only about $3,777,725 at 4% or $2,518,483 at 6%; with 50% employer match about $2,518,483 at 4% or $1,678,989 at 6%; with 100% employer match about $1,888,863 at 4% or $1,259,242 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-3$663,702--
Raymond Zhou, M.D. PC. 401(K) P/S Plan-3$519,069$453,327$151,109iApproximate average salary by contribution assumption: employee only about $3,777,725 at 4% or $2,518,483 at 6%; with 50% employer match about $2,518,483 at 4% or $1,678,989 at 6%; with 100% employer match about $1,888,863 at 4% or $1,259,242 at 6%.
Raymond Zhou, MD PC 401(K) P/S-0$0--
200922$923,624$261,206$130,603iApproximate average salary by contribution assumption: employee only about $3,265,075 at 4% or $2,176,717 at 6%; with 50% employer match about $2,176,717 at 4% or $1,451,144 at 6%; with 100% employer match about $1,632,538 at 4% or $1,088,358 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-2$586,699$225,000$112,500iApproximate average salary by contribution assumption: employee only about $2,812,500 at 4% or $1,875,000 at 6%; with 50% employer match about $1,875,000 at 4% or $1,250,000 at 6%; with 100% employer match about $1,406,250 at 4% or $937,500 at 6%.
Raymond Zhou, MD PC 401(K) P/S-2$336,925$36,206$18,103iApproximate average salary by contribution assumption: employee only about $452,575 at 4% or $301,717 at 6%; with 50% employer match about $301,717 at 4% or $201,144 at 6%; with 100% employer match about $226,288 at 4% or $150,858 at 6%.
200822$450,570$136,906$68,453iApproximate average salary by contribution assumption: employee only about $1,711,325 at 4% or $1,140,883 at 6%; with 50% employer match about $1,140,883 at 4% or $760,589 at 6%; with 100% employer match about $855,663 at 4% or $570,442 at 6%.
Raymond Zhou, MD PC 401(K) P/S-2$236,371$41,906$20,953iApproximate average salary by contribution assumption: employee only about $523,825 at 4% or $349,217 at 6%; with 50% employer match about $349,217 at 4% or $232,811 at 6%; with 100% employer match about $261,913 at 4% or $174,608 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-2$214,199$95,000$47,500iApproximate average salary by contribution assumption: employee only about $1,187,500 at 4% or $791,667 at 6%; with 50% employer match about $791,667 at 4% or $527,778 at 6%; with 100% employer match about $593,750 at 4% or $395,833 at 6%.
200712$162,267$165,000$82,500iApproximate average salary by contribution assumption: employee only about $2,062,500 at 4% or $1,375,000 at 6%; with 50% employer match about $1,375,000 at 4% or $916,667 at 6%; with 100% employer match about $1,031,250 at 4% or $687,500 at 6%.
Raymond Zhou, M.D. PC Defined Benefit Plan-2$162,267$165,000$82,500iApproximate average salary by contribution assumption: employee only about $2,062,500 at 4% or $1,375,000 at 6%; with 50% employer match about $1,375,000 at 4% or $916,667 at 6%; with 100% employer match about $1,031,250 at 4% or $687,500 at 6%.
200611$276,020$44,000$44,000iApproximate average salary by contribution assumption: employee only about $1,100,000 at 4% or $733,333 at 6%; with 50% employer match about $733,333 at 4% or $488,889 at 6%; with 100% employer match about $550,000 at 4% or $366,667 at 6%.
Raymond Zhou, MD PC 401(K) P/S-1$276,020$44,000$44,000iApproximate average salary by contribution assumption: employee only about $1,100,000 at 4% or $733,333 at 6%; with 50% employer match about $733,333 at 4% or $488,889 at 6%; with 100% employer match about $550,000 at 4% or $366,667 at 6%.
200511$196,295$42,000$42,000iApproximate average salary by contribution assumption: employee only about $1,050,000 at 4% or $700,000 at 6%; with 50% employer match about $700,000 at 4% or $466,667 at 6%; with 100% employer match about $525,000 at 4% or $350,000 at 6%.
Raymond Zhou, MD PC 401(K) P/S-1$196,295$42,000$42,000iApproximate average salary by contribution assumption: employee only about $1,050,000 at 4% or $700,000 at 6%; with 50% employer match about $700,000 at 4% or $466,667 at 6%; with 100% employer match about $525,000 at 4% or $350,000 at 6%.
200411$140,645$40,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
Raymond Zhou, MD PC 401(K) P/S-1$140,645$40,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
200311$84,863$40,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.
Raymond Zhou, MD PC 401(K) P/S-1$84,863$40,000$40,000iApproximate average salary by contribution assumption: employee only about $1,000,000 at 4% or $666,667 at 6%; with 50% employer match about $666,667 at 4% or $444,444 at 6%; with 100% employer match about $500,000 at 4% or $333,333 at 6%.